Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 87500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴63294
₴64695
₴66307
₴61259
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 500
health
-
-
-
1 986
income
-
-
-
13 125
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 556
unemployment
-
-
-
69
total
-
-
-
17 736
Employee
11 262
-
84 112
-
accident

We are using the highest rate at 1.1%.

124
-
190
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

989
-
1 516
-
health
518
-
794
-
income
1 126
-
8 411
-
total
2 757
-
10 911
-
Employer
11 262
-
84 112
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 241
-
1 903
-
health
777
-
1 192
-
unemployment
68
-
104
-
accident

We are using the highest rate at 1.1%.

124
-
190
-
total
2 210
-
3 389
-
Corporate
74 028
87 500
-
-
income
7 403
8 750
-
-
total
7 403
8 750
-
-
Dividends
66 626
78 750
-
-
withholding
3 331
3 938
-
-
total
3 331
3 938
-
-
Income
87 500
87 500
87 500
87 500
Total tax
15 701
12 688
14 300
17 736
After tax
71 799
74 812
73 200
69 764
Living cost
8 505
8 505
8 505
8 505
Free-cash
63 294
66 307
64 695
61 259

Estimated living cost  is ₴8505 per week

₴5625
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴487
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2190
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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