Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 87000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴63011
₴64420
₴65986
₴60998
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
87 000
health
-
-
-
1 961
income
-
-
-
13 050
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 524
unemployment
-
-
-
68
total
-
-
-
17 603
Employee
11 121
-
83 654
-
accident

We are using the highest rate at 1.1%.

122
-
188
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

976
-
1 497
-
health
512
-
785
-
income
1 112
-
8 365
-
total
2 722
-
10 835
-
Employer
11 121
-
83 654
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 226
-
1 879
-
health
767
-
1 177
-
unemployment
67
-
102
-
accident

We are using the highest rate at 1.1%.

122
-
188
-
total
2 182
-
3 346
-
Corporate
73 696
87 000
-
-
income
7 370
8 700
-
-
total
7 370
8 700
-
-
Dividends
66 327
78 300
-
-
withholding
3 316
3 915
-
-
total
3 316
3 915
-
-
Income
87 000
87 000
87 000
87 000
Total tax
15 590
12 615
14 181
17 603
After tax
71 410
74 385
72 819
69 397
Living cost
8 399
8 399
8 399
8 399
Free-cash
63 011
65 986
64 420
60 998

Estimated living cost  is ₴8399 per week

₴5555
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴481
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2163
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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