Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 84500
per

Your estimated
City
free-cash

Zurich , Switzerland
₴35218
₴31702
₴20094
₴6226
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 500
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 690
health
-
-
-
190
city
-
-
-
891
national
-
-
-
1 838
regional
-
-
-
4 485
pensions
-
-
-
7 774
total
-
-
-
16 868
Employee
37 933
-
75 800
-
pensions
3 187
-
6 179
-
national
180
-
1 427
-
unemployment
-
-
-
-
city
407
-
817
-
health
86
-
171
-
regional
1 242
-
3 924
-
total
5 102
-
12 518
-
Employer
37 933
-
75 800
-
pensions
3 187
-
6 179
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

758
-
1 516
-
health
86
-
171
-
unemployment
-
-
-
-
total
4 031
-
7 866
-
Corporate
42 119
84 500
-
-
regional
8 908
17 872
-
-
national
3 580
7 182
-
-
total
12 488
25 054
-
-
Dividends
29 631
59 446
-
-
withholding
10 371
20 806
-
-
total
10 371
20 806
-
-
Income
84 500
84 500
84 500
84 500
Total tax
31 992
45 860
20 384
16 868
After tax
52 508
38 640
64 116
67 632
Living cost
32 414
32 414
32 414
32 414
Free-cash
20 094
6 226
31 702
35 218

Estimated living cost  is ₴32414 per week

₴21078
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴2909
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴398
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴8029
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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