Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 84000
per

Your estimated
City
free-cash

Barcelona , Spain
₴37155
₴26096
₴33409
₴28296
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
accident
-
-
-
438
unemployment
-
-
-
340
pensions
-
-
-
13 755
other
-
-
-
49
income
-
-
-
22 184
total
-
-
-
36 766
Employee
26 103
-
68 505
-
pensions
1 227
-
2 285
-
income
5 508
-
20 384
-
unemployment
405
-
753
-
other
26
-
49
-
total
7 166
-
23 471
-
Employer
26 103
-
68 505
-
other
208
-
389
-
unemployment
1 436
-
2 673
-
accident
516
-
962
-
pensions
6 160
-
11 471
-
total
8 320
-
15 495
-
Corporate
49 577
84 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

7 437
12 600
-
-
total
7 437
12 600
-
-
Dividends
42 140
71 400
-
-
withholding
8 730
15 307
-
-
total
8 730
15 307
-
-
Income
84 000
84 000
84 000
84 000
Total tax
31 653
27 907
38 966
36 766
After tax
52 347
56 093
45 034
47 234
Living cost
18 938
18 938
18 938
18 938
Free-cash
33 409
37 155
26 096
28 296

Estimated living cost  is ₴18938 per week

₴13946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1343
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴273
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3375
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Barcelona model

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