Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 84000
per

Your estimated
City
free-cash

Barcelona , Spain
₴38149
₴27218
₴29297
₴34695
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
84 000
accident
-
-
-
413
income
-
-
-
23 055
other
-
-
-
46
unemployment
-
-
-
321
pensions
-
-
-
12 987
total
-
-
-
36 822
Employee
24 646
-
69 369
-
other
24
-
46
-
unemployment
382
-
711
-
pensions
1 159
-
2 157
-
income
5 200
-
21 356
-
total
6 765
-
24 270
-
Employer
24 646
-
69 369
-
pensions
5 816
-
10 831
-
accident
488
-
909
-
unemployment
1 356
-
2 524
-
other
196
-
367
-
total
7 856
-
14 631
-
Corporate
51 498
84 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

7 724
12 600
-
-
total
7 724
12 600
-
-
Dividends
43 773
71 400
-
-
withholding
9 079
15 370
-
-
total
9 079
15 370
-
-
Income
84 000
84 000
84 000
84 000
Total tax
31 424
27 970
38 901
36 822
After tax
52 576
56 030
45 099
47 178
Living cost
17 881
17 881
17 881
17 881
Free-cash
34 695
38 149
27 218
29 297

Estimated living cost  is ₴17881 per week

₴13168
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1268
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴257
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Barcelona model

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