Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 82500
per

Your estimated
City
free-cash

Varna , Bulgaria
₴60472
₴63780
₴62898
₴64897
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 500
unemployment
-
-
-
60
health
-
-
-
1 728
income
-
-
-
12 375
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 224
total
-
-
-
16 387
Employee
7 469
-
79 552
-
income
747
-
7 955
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

656
-
1 320
-
health
344
-
691
-
accident

We are using the highest rate at 1.1%.

82
-
165
-
total
1 829
-
10 131
-
Employer
7 469
-
79 552
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

823
-
1 656
-
accident

We are using the highest rate at 1.1%.

82
-
165
-
health
516
-
1 037
-
unemployment
45
-
90
-
total
1 466
-
2 948
-
Corporate
73 565
82 500
-
-
income
7 356
8 250
-
-
total
7 356
8 250
-
-
Dividends
66 208
74 250
-
-
withholding
3 310
3 712
-
-
total
3 310
3 712
-
-
Income
82 500
82 500
82 500
82 500
Total tax
13 961
11 962
13 079
16 387
After tax
68 539
70 538
69 421
66 113
Living cost
5 641
5 641
5 641
5 641
Free-cash
62 898
64 897
63 780
60 472

Estimated living cost  is ₴5641 per week

₴3293
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴149
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1795
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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