Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 82000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴58608
₴59766
₴61618
₴56604
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
health
-
-
-
1 983
income
-
-
-
12 300
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 552
unemployment
-
-
-
69
total
-
-
-
16 904
Employee
11 244
-
78 617
-
accident

We are using the highest rate at 1.1%.

124
-
190
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

987
-
1 514
-
health
517
-
793
-
income
1 125
-
7 862
-
total
2 753
-
10 359
-
Employer
11 244
-
78 617
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 239
-
1 900
-
health
776
-
1 190
-
unemployment
68
-
103
-
accident

We are using the highest rate at 1.1%.

124
-
190
-
total
2 207
-
3 383
-
Corporate
68 550
82 000
-
-
income
6 855
8 200
-
-
total
6 855
8 200
-
-
Dividends
61 695
73 800
-
-
withholding
3 085
3 690
-
-
total
3 085
3 690
-
-
Income
82 000
82 000
82 000
82 000
Total tax
14 900
11 890
13 742
16 904
After tax
67 100
70 110
68 258
65 096
Living cost
8 492
8 492
8 492
8 492
Free-cash
58 608
61 618
59 766
56 604

Estimated living cost  is ₴8492 per week

₴5616
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2187
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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