Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 82000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴59041
₴55925
₴61178
₴58015
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
82 000
income
-
-
-
12 300
health
-
-
-
2 086
unemployment
-
-
-
73
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 684
total
-
-
-
17 143
Employee
11 827
-
78 442
-
income
1 183
-
7 844
-
accident

We are using the highest rate at 1.1%.

130
-
199
-
health
544
-
834
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 038
-
1 592
-
total
2 895
-
10 469
-
Employer
11 827
-
78 442
-
unemployment
71
-
109
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 303
-
1 999
-
health
816
-
1 251
-
accident

We are using the highest rate at 1.1%.

130
-
199
-
total
2 320
-
3 558
-
Corporate
67 853
82 000
-
-
income
6 785
8 200
-
-
total
6 785
8 200
-
-
Dividends
61 067
73 800
-
-
withholding
3 053
3 690
-
-
total
3 053
3 690
-
-
Income
82 000
82 000
82 000
82 000
Total tax
15 053
11 890
14 027
17 143
After tax
66 947
70 110
67 973
64 857
Living cost
8 932
8 932
8 932
8 932
Free-cash
58 015
61 178
59 041
55 925

Estimated living cost  is ₴8932 per week

₴5907
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴511
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴213
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2300
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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Estimated living cost

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