Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 81500
per

Your estimated
City
free-cash

Valencia , Spain
₴44277
₴35781
₴37059
₴45622
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
unemployment
-
-
-
197
income
-
-
-
27 614
other
-
-
-
28
accident
-
-
-
254
pensions
-
-
-
7 981
total
-
-
-
36 074
Employee
11 251
-
72 509
-
unemployment
174
-
437
-
pensions
529
-
1 326
-
income
2 169
-
26 570
-
other
11
-
28
-
total
2 883
-
28 361
-
Employer
11 251
-
72 509
-
pensions
2 655
-
6 656
-
accident
223
-
558
-
unemployment
619
-
1 551
-
other
90
-
226
-
total
3 587
-
8 991
-
Corporate
66 662
81 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

10 000
12 225
-
-
total
10 000
12 225
-
-
Dividends
56 663
69 275
-
-
withholding
12 386
15 286
-
-
total
12 386
15 286
-
-
Income
81 500
81 500
81 500
81 500
Total tax
28 856
27 511
37 352
36 074
After tax
52 644
53 989
44 148
45 426
Living cost
8 367
8 367
8 367
8 367
Free-cash
44 277
45 622
35 781
37 059

Estimated living cost  is ₴8367 per week

₴5648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴804
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1769
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₴49716
₴42156
₴42800
₴51770
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
11 105
income
-
-
-
15 253
other
-
-
-
2 198
health
-
-
-
2 036
total
-
-
-
30 592
Employee
11 048
-
69 653
-
health
155
-
648
-
unemployment
110
-
463
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

773
-
3 239
-
income
1 902
-
15 039
-
total
2 940
-
19 389
-
Employer
11 048
-
69 653
-
health
155
-
648
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 878
-
7 866
-
accident
88
-
557
-
unemployment
110
-
463
-
other
553
-
2 313
-
total
2 784
-
11 847
-
Corporate
67 668
81 500
-
-
income
14 210
17 115
-
-
total
14 210
17 115
-
-
Dividends
53 458
64 385
-
-
withholding
3 742
4 507
-
-
total
3 742
4 507
-
-
Income
81 500
81 500
81 500
81 500
Total tax
23 676
21 622
31 236
30 592
After tax
57 824
59 878
50 264
50 908
Living cost
8 108
8 108
8 108
8 108
Free-cash
49 716
51 770
42 156
42 800

Estimated living cost  is ₴8108 per week

₴5728
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴130
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴64283
₴65947
₴62452
₴65696
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 572
unemployment
-
-
-
42
income
-
-
-
12 225
health
-
-
-
1 222
total
-
-
-
15 061
Employee
5 280
-
79 416
-
health
243
-
489
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

464
-
933
-
income
528
-
7 942
-
total
1 293
-
9 481
-
Employer
5 280
-
79 416
-
health
364
-
733
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

582
-
1 171
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
unemployment
32
-
64
-
total
1 036
-
2 085
-
Corporate
75 184
81 500
-
-
income
7 518
8 150
-
-
total
7 518
8 150
-
-
Dividends
67 666
73 350
-
-
withholding
3 383
3 667
-
-
total
3 383
3 667
-
-
Income
81 500
81 500
81 500
81 500
Total tax
13 230
11 817
11 566
15 061
After tax
68 270
69 683
69 934
66 439
Living cost
3 987
3 987
3 987
3 987
Free-cash
64 283
65 696
65 947
62 452

Estimated living cost  is ₴3987 per week

₴2328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴285
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴106
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴32464
₴29842
₴33057
₴30666
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
income
-
-
-
16 994
other
-
-
-
2 527
health
-
-
-
4 317
social contributions
-
-
-
2 322
pensions
-
-
-
11 873
surtax
-
-
-
-
total
-
-
-
38 033
Employee
13 022
-
61 595
-
pensions
1 472
-
4 897
-
income
769
-
14 692
-
social contributions
371
-
1 755
-
surtax
-
-
-
-
total
2 612
-
21 344
-
Employer
13 022
-
61 595
-
health
912
-
6 426
-
social contributions
39
-
185
-
pensions
2 139
-
8 135
-
unemployment
527
-
2 494
-
other
449
-
2 664
-
total
4 066
-
19 904
-
Corporate
64 411
81 500
-
-
income
18 035
22 820
-
-
surtax
-
-
-
-
total
18 035
22 820
-
-
Dividends
46 376
58 680
-
-
social contributions
7 977
10 093
-
-
surtax
-
-
-
-
withholding
5 936
7 511
-
-
total
13 913
17 604
-
-
Income
81 500
81 500
81 500
81 500
Total tax
38 626
40 424
41 248
38 033
After tax
42 874
41 076
40 252
43 467
Living cost
10 410
10 410
10 410
10 410
Free-cash
32 464
30 666
29 842
33 057

Estimated living cost  is ₴10410 per week

₴6564
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2823
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₴26158
₴39354
₴30307
₴28021
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
pensions
-
-
-
3 565
income
-
-
-
31 130
health
-
-
-
3 752
total
-
-
-
38 447
Employee
25 983
25 983
75 845
-
health
3 988
3 392
3 752
-
pensions
4 677
3 565
3 565
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

4 253
4 253
16 429
-
total
12 918
11 210
23 746
-
Employer
25 983
25 983
75 845
-
health
1 806
1 806
2 244
-
pensions
1 808
1 808
2 248
-
unemployment
935
935
1 162
-
total
4 549
4 549
5 654
-
Corporate
51 285
50 967
-
-
income
10 257
10 194
-
-
total
10 257
10 194
-
-
Dividends
41 028
40 773
-
-
income
8 718
8 664
-
-
withholding
6 154
6 116
-
-
total
14 872
14 780
-
-
Income
81 500
81 500
81 500
81 500
Total tax
42 596
40 733
29 400
38 447
After tax
38 904
40 767
52 100
43 053
Living cost
12 746
12 746
12 746
12 746
Free-cash
26 158
28 021
39 354
30 307

Estimated living cost  is ₴12746 per week

₴9033
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2362
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₴35209
₴40362
₴29754
₴31845
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
81 500
trade
-
-
-
10 608
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 287
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 556
total
-
-
-
42 530
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 638
-
81 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

325
-
28 287
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
1 556
-
total
2 422
-
31 922
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
69 862
81 500
-
-
income
10 479
12 225
-
-
trade
11 003
12 836
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

576
672
-
-
chamber of commerce
147
163
-
-
total
22 205
25 896
-
-
Dividends
47 657
55 603
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

649
758
-
-
withholding
11 799
13 785
-
-
total
12 448
14 543
-
-
Income
81 500
81 500
81 500
81 500
Total tax
37 075
40 439
31 922
42 530
After tax
44 425
41 061
49 578
38 970
Living cost
9 216
9 216
9 216
9 216
Free-cash
35 209
31 845
40 362
29 754

Estimated living cost  is ₴9216 per week

₴5797
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1075
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2172
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₴50662
₴46622
₴47263
₴52318
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
income
-
-
-
20 191
health
-
-
-
2 078
social contributions
-
-
-
4 923
total
-
-
-
27 192
Employee
23 397
23 397
77 448
-
health
181
398
1 316
-
income
2 548
2 166
19 846
-
social contributions
885
1 942
2 619
-
total
3 614
4 506
23 781
-
Employer
23 397
23 397
77 448
-
health
197
433
1 433
-
social contributions
885
1 942
2 619
-
total
1 082
2 375
4 052
-
Corporate
69 760
55 728
-
-
income
8 720
6 966
-
-
total
8 720
6 966
-
-
Dividends
61 040
48 762
-
-
withholding
10 377
8 290
-
-
total
10 377
8 290
-
-
Income
81 500
81 500
81 500
81 500
Total tax
23 793
22 137
27 833
27 192
After tax
57 707
59 363
53 667
54 308
Living cost
7 045
7 045
7 045
7 045
Free-cash
50 662
52 318
46 622
47 263

Estimated living cost  is ₴7045 per week

₴4222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴691
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₴36507
₴25461
₴32313
₴36813
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
81 500
income
-
-
-
11 322
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
28 321
surtax
-
-
-
-
total
-
-
-
39 643
Employee
13 994
-
65 859
-
income
2 911
-
23 299
-
social contributions
1 539
-
7 244
-
surtax
-
-
311
-
total
4 450
-
30 854
-
Employer
13 994
-
65 859
-
social contributions
3 324
-
15 641
-
total
3 324
-
15 641
-
Corporate
64 182
81 500
-
-
income
13 478
17 115
-
-
surtax
-
-
-
-
total
13 478
17 115
-
-
Dividends
50 704
64 385
-
-
withholding
14 197
18 028
-
-
total
14 197
18 028
-
-
Income
81 500
81 500
81 500
81 500
Total tax
35 449
35 143
46 495
39 643
After tax
46 051
46 357
35 005
41 857
Living cost
9 544
9 544
9 544
9 544
Free-cash
36 507
36 813
25 461
32 313

Estimated living cost  is ₴9544 per week

₴7141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴563
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴74625
₴62842
₴78327
₴75067
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
81 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
815
total
-
-
-
815
Employee
2 948
-
81 500
-
income
589
-
16 300
-
total
589
-
16 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

78 552
81 500
-
-
total
-
-
-
-
Dividends
78 552
81 500
-
-
withholding
3 928
4 075
-
-
total
3 928
4 075
-
-
Income
81 500
81 500
81 500
81 500
Total tax
4 517
4 075
16 300
815
After tax
76 983
77 425
65 200
80 685
Living cost
2 358
2 358
2 358
2 358
Free-cash
74 625
75 067
62 842
78 327

Estimated living cost  is ₴2358 per week

₴1461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴196
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴65
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴636
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₴45407
₴26530
₴28300
₴47952
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
81 500
pensions
-
-
-
14 884
unemployment
-
-
-
122
income
-
-
-
22 013
health
-
-
-
8 020
total
-
-
-
45 039
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 455
-
70 520
-
health
869
-
4 556
-
unemployment
19
-
99
-
pensions
2 086
-
10 930
-
income
2 320
-
20 244
-
total
5 294
-
35 829
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 455
-
70 520
-
health
896
-
4 697
-
pensions
1 191
-
6 241
-
unemployment
8
-
42
-
total
2 095
-
10 980
-
Corporate
65 950
81 500
-
-
income
12 530
15 485
-
-
total
12 530
15 485
-
-
Dividends
53 420
66 015
-
-
withholding
8 013
9 902
-
-
total
8 013
9 902
-
-
Income
81 500
81 500
81 500
81 500
Total tax
27 932
25 387
46 809
45 039
After tax
53 568
56 113
34 691
36 461
Living cost
8 161
8 161
8 161
8 161
Free-cash
45 407
47 952
26 530
28 300

Estimated living cost  is ₴8161 per week

₴5601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₴41386
₴45200
₴56306
₴40322
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
81 500
income
-
-
-
12 225
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
1 924
total
-
-
-
14 149
Employee
13 958
-
80 100
-
social contributions
1 398
-
1 400
-
income
1 515
-
22 455
-
total
2 913
-
23 855
-
Employer
13 958
-
80 100
-
social contributions
1 398
-
1 400
-
total
1 398
-
1 400
-
Corporate
66 143
81 500
-
-
income
23 150
28 525
-
-
total
23 150
28 525
-
-
Dividends
42 993
52 975
-
-
social contributions
1 608
1 608
-
-
total
1 608
1 608
-
-
Income
81 500
81 500
81 500
81 500
Total tax
29 069
30 133
25 255
14 149
After tax
52 431
51 367
56 245
67 351
Living cost
11 045
11 045
11 045
11 045
Free-cash
41 386
40 322
45 200
56 306

Estimated living cost  is ₴11045 per week

₴7275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2729
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₴43428
₴23507
₴45887
₴43269
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
income
-
-
-
12 225
health
-
-
-
5 689
social contributions
-
-
-
11 247
total
-
-
-
29 161
Employee
10 317
-
81 500
-
health
720
-
5 689
-
income
1 721
-
34 605
-
social contributions
1 424
-
11 247
-
total
3 865
-
51 541
-
Employer
10 317
-
81 500
-
total
-
-
-
-
Corporate
71 183
81 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

3 559
4 075
-
-
total
3 559
4 075
-
-
Dividends
67 624
77 425
-
-
social contributions
9 332
10 685
-
-
withholding
10 144
11 614
-
-
health
4 720
5 405
-
-
total
24 196
27 704
-
-
Income
81 500
81 500
81 500
81 500
Total tax
31 620
31 779
51 541
29 161
After tax
49 880
49 721
29 959
52 339
Living cost
6 452
6 452
6 452
6 452
Free-cash
43 428
43 269
23 507
45 887

Estimated living cost  is ₴6452 per week

₴4318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴398
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴148
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1587
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴44558
₴37318
₴41098
₴47596
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
income
-
-
-
9 083
health
-
-
-
11 002
social contributions
-
-
-
9 946
solidarity contribution
-
-
-
1 854
total
-
-
-
31 885
Employee
12 525
-
66 959
-
health
1 691
-
9 039
-
solidarity contribution
-
-
1 515
-
income
1 503
-
8 356
-
social contributions
814
-
2 214
-
total
4 008
-
21 124
-
Employer
12 525
-
66 959
-
health
1 127
-
6 026
-
social contributions
3 131
-
8 515
-
total
4 258
-
14 541
-
Corporate
64 716
81 500
-
-
income
12 296
15 485
-
-
total
12 296
15 485
-
-
Dividends
52 420
66 015
-
-
withholding
7 863
9 902
-
-
total
7 863
9 902
-
-
Income
81 500
81 500
81 500
81 500
Total tax
28 425
25 387
35 665
31 885
After tax
53 075
56 113
45 835
49 615
Living cost
8 517
8 517
8 517
8 517
Free-cash
44 558
47 596
37 318
41 098

Estimated living cost  is ₴8517 per week

₴6334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴472
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₴73061
₴61525
₴77010
₴73750
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
81 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
815
total
-
-
-
815
Employee
4 594
-
81 500
-
income
919
-
16 300
-
total
919
-
16 300
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

76 906
81 500
-
-
total
-
-
-
-
Dividends
76 906
81 500
-
-
withholding
3 845
4 075
-
-
total
3 845
4 075
-
-
Income
81 500
81 500
81 500
81 500
Total tax
4 764
4 075
16 300
815
After tax
76 736
77 425
65 200
80 685
Living cost
3 675
3 675
3 675
3 675
Free-cash
73 061
73 750
61 525
77 010

Estimated living cost  is ₴3675 per week

₴2487
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴123
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴910
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₴28471
₴25556
₴28771
₴26380
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
income
-
-
-
16 994
other
-
-
-
2 527
health
-
-
-
4 317
social contributions
-
-
-
2 322
pensions
-
-
-
11 873
surtax
-
-
-
-
total
-
-
-
38 033
Employee
19 057
-
61 595
-
pensions
2 155
-
4 897
-
income
1 663
-
14 692
-
social contributions
543
-
1 755
-
surtax
-
-
-
-
total
4 361
-
21 344
-
Employer
19 057
-
61 595
-
health
1 334
-
6 426
-
social contributions
57
-
185
-
pensions
3 131
-
8 135
-
unemployment
772
-
2 494
-
other
658
-
2 664
-
total
5 952
-
19 904
-
Corporate
56 491
81 500
-
-
income
15 818
22 820
-
-
surtax
-
-
-
-
total
15 818
22 820
-
-
Dividends
40 674
58 680
-
-
social contributions
6 996
10 093
-
-
surtax
-
-
-
-
withholding
5 206
7 511
-
-
total
12 202
17 604
-
-
Income
81 500
81 500
81 500
81 500
Total tax
38 333
40 424
41 248
38 033
After tax
43 167
41 076
40 252
43 467
Living cost
14 696
14 696
14 696
14 696
Free-cash
28 471
26 380
25 556
28 771

Estimated living cost  is ₴14696 per week

₴9946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3346
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₴52147
₴48671
₴48672
₴53638
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
81 500
pensions
-
-
-
5 829
unemployment
-
-
-
336
income
-
-
-
19 108
health
-
-
-
2 309
total
-
-
-
27 582
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
77 487
-
health
407
-
1 155
-
unemployment
59
-
168
-
pensions
1 108
-
3 139
-
income
1 090
-
19 108
-
total
2 664
-
23 570
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
77 487
-
health
407
-
1 155
-
pensions
949
-
2 690
-
unemployment
59
-
168
-
total
1 415
-
4 013
-
Corporate
72 173
81 500
-
-
income
10 826
12 225
-
-
total
10 826
12 225
-
-
Dividends
61 347
69 275
-
-
withholding
9 202
10 391
-
-
total
9 202
10 391
-
-
Income
81 500
81 500
81 500
81 500
Total tax
24 107
22 616
27 583
27 582
After tax
57 393
58 884
53 917
53 918
Living cost
5 246
5 246
5 246
5 246
Free-cash
52 147
53 638
48 671
48 672

Estimated living cost  is ₴5246 per week

₴3532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴406
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴152
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₴25430
₴40276
₴42286
₴16579
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
pensions
-
-
-
7 498
city
-
-
-
860
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 575
health
-
-
-
183
regional
-
-
-
5 227
national
-
-
-
3 182
total
-
-
-
18 525
Employee
24 212
-
73 852
-
health
55
-
166
-
unemployment
-
-
-
-
city
260
-
806
-
pensions
2 034
-
5 192
-
regional
793
-
4 771
-
national
115
-
2 765
-
total
3 257
-
13 700
-
Employer
24 212
-
73 852
-
health
55
-
166
-
pensions
2 034
-
5 192
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

484
-
1 477
-
total
2 573
-
6 835
-
Corporate
54 449
81 500
-
-
regional
11 516
17 237
-
-
national
4 628
6 928
-
-
total
16 144
24 165
-
-
Dividends
38 305
57 335
-
-
withholding
13 407
20 067
-
-
total
13 407
20 067
-
-
Income
81 500
81 500
81 500
81 500
Total tax
35 381
44 232
20 535
18 525
After tax
46 119
37 268
60 965
62 975
Living cost
20 689
20 689
20 689
20 689
Free-cash
25 430
16 579
40 276
42 286

Estimated living cost  is ₴20689 per week

₴13454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴254
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴5125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₴38595
₴27494
₴36830
₴37158
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
81 500
municipal
-
-
-
14 467
health
-
-
-
1 128
national
-
-
-
17 393
total
-
-
-
32 988
Employee
16 008
-
68 562
-
health
120
-
929
-
unemployment
240
-
1 028
-
pensions
1 080
-
4 628
-
national
264
-
11 644
-
municipal
2 622
-
11 156
-
total
4 326
-
29 385
-
Employer
16 008
-
68 562
-
health
123
-
528
-
pensions
2 777
-
11 896
-
accident
16
-
69
-
unemployment
104
-
446
-
total
3 020
-
12 939
-
Corporate
62 471
81 500
-
-
income
12 494
16 300
-
-
total
12 494
16 300
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

37 483
48 900
-
-
municipal
6 747
8 802
-
-
national
4 636
7 558
-
-
total
11 383
16 360
-
-
Income
81 500
81 500
81 500
81 500
Total tax
31 223
32 660
42 324
32 988
After tax
50 277
48 840
39 176
48 512
Living cost
11 682
11 682
11 682
11 682
Free-cash
38 595
37 158
27 494
36 830

Estimated living cost  is ₴11682 per week

₴7630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1124
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₴29865
₴16042
₴24419
₴32902
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 435
social contributions
-
-
-
7 586
national
-
-
-
33 966
total
-
-
-
45 987
Employee

The minimum management director salary is set at €45,000 per year.

21 765
-
63 125
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 023
-
2 967
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 135
-
3 292
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

189
-
549
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 632
-
4 734
-
national
6 691
-
24 446
-
total
10 670
-
35 988
-
Employer

The minimum management director salary is set at €45,000 per year.

21 765
-
63 125
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 338
-
3 882
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 929
-
5 593
-
surtax
2 468
-
7 159
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

283
-
820
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

318
-
922
-
total
6 336
-
18 376
-
Corporate
53 400
81 500
-
-
income
10 680
18 438
-
-
surtax
214
369
-
-
total
10 894
18 807
-
-
Dividends
42 507
62 693
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

12 641
18 697
-
-
total
12 641
18 697
-
-
Income
81 500
81 500
81 500
81 500
Total tax
40 541
37 504
54 364
45 987
After tax
40 959
43 996
27 136
35 513
Living cost
11 094
11 094
11 094
11 094
Free-cash
29 865
32 902
16 042
24 419

Estimated living cost  is ₴11094 per week

₴7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴970
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2804
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₴31010
₴26902
₴27222
₴31305
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
unemployment
-
-
-
29
municipal
-
-
-
21 805
other
-
-
-
3 360
health
-
-
-
1 804
national
-
-
-
10 902
accident
-
-
-
58
pensions
-
-
-
3 126
total
-
-
-
41 084
Employee
18 801
-
72 414
-
national
-
-
10 725
-
municipal
5 606
-
21 594
-
total
5 606
-
32 319
-
Employer
18 801
-
72 414
-
health
1 156
-
1 778
-
pensions
2 032
-
3 126
-
accident
38
-
58
-
unemployment
496
-
763
-
other
2 185
-
3 360
-
total
5 907
-
9 085
-
Corporate
56 792
81 500
-
-
income
12 494
17 930
-
-
total
12 494
17 930
-
-
Dividends
44 298
63 570
-
-
withholding
13 289
19 071
-
-
total
13 289
19 071
-
-
Income
81 500
81 500
81 500
81 500
Total tax
37 296
37 001
41 404
41 084
After tax
44 204
44 499
40 096
40 416
Living cost
13 194
13 194
13 194
13 194
Free-cash
31 010
31 305
26 902
27 222

Estimated living cost  is ₴13194 per week

₴8745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1295
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2955
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₴18719
₴62343
₴41642
₴34904
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
income
-
-
-
15 886
social contributions
-
-
-
9 291
total
-
-
-
25 177
Employee
21 051
-
-
-
income
4 643
-
-
-
social contributions
1 726
-
246
-
total
6 369
-
246
-
Employer
21 051
-
-
-
social contributions
29 682
-
4 230
-
total
29 682
-
4 230
-
Corporate
30 768
81 500
-
-
income
6 769
17 930
-
-
total
6 769
17 930
-
-
Dividends
23 999
63 570
-
-
income
5 280
13 985
-
-
total
5 280
13 985
-
-
Income
81 500
81 500
81 500
81 500
Total tax
48 100
31 915
4 476
25 177
After tax
33 400
49 585
77 024
56 323
Living cost
14 681
14 681
14 681
14 681
Free-cash
18 719
34 904
62 343
41 642

Estimated living cost  is ₴14681 per week

₴9526
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1381
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴187
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3588
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴48233
₴43798
₴44439
₴49494
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
income
-
-
-
20 191
health
-
-
-
2 078
social contributions
-
-
-
4 923
total
-
-
-
27 192
Employee
23 397
23 397
77 448
-
health
233
398
1 316
-
income
2 457
2 166
19 846
-
social contributions
1 137
1 942
2 619
-
total
3 827
4 506
23 781
-
Employer
23 397
23 397
77 448
-
health
253
433
1 433
-
social contributions
1 137
1 942
2 619
-
total
1 390
2 375
4 052
-
Corporate
66 414
55 728
-
-
income
8 302
6 966
-
-
total
8 302
6 966
-
-
Dividends
58 112
48 762
-
-
withholding
9 879
8 290
-
-
total
9 879
8 290
-
-
Income
81 500
81 500
81 500
81 500
Total tax
23 398
22 137
27 833
27 192
After tax
58 102
59 363
53 667
54 308
Living cost
9 869
9 869
9 869
9 869
Free-cash
48 233
49 494
43 798
44 439

Estimated living cost  is ₴9869 per week

₴6746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴771
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴166
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₴40963
₴33677
₴40890
₴39222
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
income
-
-
-
26 446
pensions
-
-
-
3 240
total
-
-
-
29 686
Employee
14 994
-
70 920
-
health
196
-
913
-
pensions
1 144
-
3 768
-
income
2 731
-
21 638
-
total
4 071
-
26 319
-
Employer
14 994
-
70 920
-
health
285
-
1 347
-
pensions
1 515
-
9 233
-
total
1 800
-
10 580
-
Corporate
64 706
81 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

12 294
15 485
-
-
total
12 294
15 485
-
-
Dividends
52 412
66 015
-
-
withholding
11 448
15 869
-
-
total
11 448
15 869
-
-
Income
81 500
81 500
81 500
81 500
Total tax
29 613
31 354
36 899
29 686
After tax
51 887
50 146
44 601
51 814
Living cost
10 924
10 924
10 924
10 924
Free-cash
40 963
39 222
33 677
40 890

Estimated living cost  is ₴10924 per week

₴7494
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1005
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2288
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₴29424
₴24397
₴26896
₴30808
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
municipal
-
-
-
596
regional
-
-
-
2 105
social contributions
-
-
-
15 229
national
-
-
-
24 553
total
-
-
-
42 483
Employee
25 640
-
81 500
-
social contributions
8 646
-
19 965
-
regional
387
-
1 947
-
national
4 333
-
22 516
-
municipal
153
-
554
-
total
13 519
-
44 982
-
Employer
25 640
-
81 500
-
total
-
-
-
-
Corporate
55 860
81 500
-
-
nationa
13 406
19 560
-
-
municipal
2 692
3 928
-
-
total
16 098
23 488
-
-
Dividends
39 762
58 012
-
-
withholding
10 338
15 083
-
-
total
10 338
15 083
-
-
Income
81 500
81 500
81 500
81 500
Total tax
39 955
38 571
44 982
42 483
After tax
41 545
42 929
36 518
39 017
Living cost
12 121
12 121
12 121
12 121
Free-cash
29 424
30 808
24 397
26 896

Estimated living cost  is ₴12121 per week

₴8514
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴834
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴183
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₴5603
₴38804
₴49108
₴102
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
pensions
-
-
-
1 229
income
-
-
-
23 835
other
-
-
-
109
health
-
-
-
644
accident
-
-
-
75
total
-
-
-
25 892
Employee
10 225
-
75 149
-
health
1 171
-
8 605
-
pensions
1 151
-
2 254
-
income
1 403
-
18 986
-
total
3 725
-
29 845
-
Employer
10 225
-
75 149
-
pensions
1 663
-
3 255
-
accident
171
-
1 255
-
unemployment
251
-
1 841
-
total
2 085
-
6 351
-
Corporate
69 191
81 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

62 272
73 350
-
-
total
62 272
73 350
-
-
Dividends
6 919
8 150
-
-
withholding
1 315
1 548
-
-
total
1 315
1 548
-
-
Income
81 500
81 500
81 500
81 500
Total tax
69 397
74 898
36 196
25 892
After tax
12 103
6 602
45 304
55 608
Living cost
6 500
6 500
6 500
6 500
Free-cash
5 603
102
38 804
49 108

Estimated living cost  is ₴6500 per week

₴4764
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴360
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴136
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₴34130
₴37831
₴28166
₴30151
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
81 500
trade
-
-
-
9 665
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
28 287
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 556
total
-
-
-
41 587
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 139
-
81 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 245
-
28 287
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

69
-
1 556
-
total
3 393
-
31 922
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
66 361
81 500
-
-
income
9 954
12 225
-
-
trade
9 523
11 695
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

547
672
-
-
chamber of commerce
144
166
-
-
total
20 168
24 758
-
-
Dividends
46 193
56 742
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

629
774
-
-
withholding
11 433
14 070
-
-
total
12 062
14 844
-
-
Income
81 500
81 500
81 500
81 500
Total tax
35 623
39 602
31 922
41 587
After tax
45 877
41 898
49 578
39 913
Living cost
11 747
11 747
11 747
11 747
Free-cash
34 130
30 151
37 831
28 166

Estimated living cost  is ₴11747 per week

₴8103
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2209
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₴56374
₴29790
₴24191
₴58870
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
81 500
income
-
-
-
18 538
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
11 658
surtax
-
-
-
20 783
total
-
-
-
50 979
Employee
8 891
-
65 554
-
income
1 583
-
15 939
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

978
-
3 989
-
surtax
-
-
9 505
-
total
2 561
-
29 433
-
Employer
8 891
-
65 554
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 142
-
8 736
-
surtax
-
-
7 211
-
total
2 142
-
15 947
-
Corporate
70 467
81 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

14 093
16 300
-
-
total
14 093
16 300
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

56 374
65 200
-
-
total
-
-
-
-
Income
81 500
81 500
81 500
81 500
Total tax
18 796
16 300
45 380
50 979
After tax
62 704
65 200
36 120
30 521
Living cost
6 330
6 330
6 330
6 330
Free-cash
56 374
58 870
29 790
24 191

Estimated living cost  is ₴6330 per week

₴4038
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴144
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1545
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₴46451
₴46700
₴46971
₴47073
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
income
-
-
-
25 987
health
-
-
-
2 000
pensions
-
-
-
2 759
total
-
-
-
30 746
Employee
5 761
-
78 396
-
health
288
-
690
-
unemployment
58
-
138
-
pensions
519
-
1 242
-
income
1 115
-
25 842
-
total
1 980
-
27 912
-
Employer
5 761
-
78 396
-
health
547
-
1 311
-
pensions
634
-
1 518
-
unemployment
115
-
276
-
total
1 296
-
3 105
-
Corporate
74 442
81 500
-
-
income
16 377
17 930
-
-
total
16 377
17 930
-
-
Dividends
58 065
63 570
-
-
withholding
11 613
12 714
-
-
total
11 613
12 714
-
-
Income
81 500
81 500
81 500
81 500
Total tax
31 266
30 644
31 017
30 746
After tax
50 234
50 856
50 483
50 754
Living cost
3 783
3 783
3 783
3 783
Free-cash
46 451
47 073
46 700
46 971

Estimated living cost  is ₴3783 per week

₴2248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴87
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1141
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₴43461
₴29504
₴31364
₴44430
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
pensions
-
-
-
8 122
unemployment
-
-
-
69
income
-
-
-
27 419
other
-
-
-
-
health
-
-
-
2 883
surtax
-
-
-
4 809
total
-
-
-
43 302
Employee
10 247
-
72 952
-
health
262
-
1 035
-
unemployment
713
-
2 826
-
pensions
684
-
2 709
-
income
1 718
-
25 599
-
other
-
-
-
-
surtax
36
-
4 445
-
total
3 413
-
36 614
-
Employer
10 247
-
72 952
-
health
466
-
1 848
-
pensions
1 366
-
5 413
-
unemployment
325
-
1 287
-
other
-
-
-
-
total
2 157
-
8 548
-
Corporate
69 096
81 500
-
-
income
17 965
21 190
-
-
total
17 965
21 190
-
-
Dividends
51 131
60 310
-
-
withholding
7 670
9 046
-
-
total
7 670
9 046
-
-
Income
81 500
81 500
81 500
81 500
Total tax
31 205
30 236
45 162
43 302
After tax
50 295
51 264
36 338
38 198
Living cost
6 834
6 834
6 834
6 834
Free-cash
43 461
44 430
29 504
31 364

Estimated living cost  is ₴6834 per week

₴4126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₴35002
₴11330
₴31892
₴35153
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 500
pensions
-
-
-
6 576
chamber of commerce
-
-
-
326
unemployment
-
-
-
1 866