Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 81000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴59029
₴57207
₴60423
₴61705
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
81 000
income
-
-
-
12 150
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 269
unemployment
-
-
-
61
health
-
-
-
1 763
total
-
-
-
16 243
Employee
9 997
-
77 992
-
income
1 000
-
7 799
-
accident

We are using the highest rate at 1.1%.

110
-
169
-
health
460
-
705
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

878
-
1 346
-
total
2 448
-
10 019
-
Employer
9 997
-
77 992
-
unemployment
60
-
92
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 102
-
1 689
-
accident

We are using the highest rate at 1.1%.

110
-
169
-
health
690
-
1 058
-
total
1 962
-
3 008
-
Corporate
69 041
81 000
-
-
income
6 904
8 100
-
-
total
6 904
8 100
-
-
Dividends
62 137
72 900
-
-
withholding
3 107
3 645
-
-
total
3 107
3 645
-
-
Income
81 000
81 000
81 000
81 000
Total tax
14 421
11 745
13 027
16 243
After tax
66 579
69 255
67 973
64 757
Living cost
7 550
7 550
7 550
7 550
Free-cash
59 029
61 705
60 423
57 207

Estimated living cost  is ₴7550 per week

₴4994
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴432
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴180
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1944
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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