Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 80000
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₴25892
₴32502
₴19084
₴21710
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
80 000
health
-
-
-
5 288
income
-
-
-
25 832
pensions
-
-
-
5 024
total
-
-
-
36 144
Employee
36 619
36 619
72 031
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

5 994
5 994
11 253
-
pensions
6 591
5 024
5 024
-
health
5 621
4 781
5 288
-
total
18 206
15 799
21 565
-
Employer
36 619
36 619
72 031
-
pensions
2 549
2 549
3 168
-
health
2 545
2 545
3 163
-
unemployment
1 318
1 318
1 638
-
total
6 412
6 412
7 969
-
Corporate
37 417
36 968
-
-
income
7 483
7 394
-
-
total
7 483
7 394
-
-
Dividends
29 934
29 574
-
-
withholding
4 490
4 436
-
-
income
6 361
6 285
-
-
total
10 851
10 721
-
-
Income
80 000
80 000
80 000
80 000
Total tax
42 952
40 326
29 534
36 144
After tax
37 048
39 674
50 466
43 856
Living cost
17 964
17 964
17 964
17 964
Free-cash
19 084
21 710
32 502
25 892

Estimated living cost  is ₴17964 per week

₴12731
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1619
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴286
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3328
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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