Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 79500
per

Your estimated
City
free-cash

Valencia , Spain
₴42969
₴34681
₴35959
₴44313
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
unemployment
-
-
-
197
income
-
-
-
26 714
other
-
-
-
28
accident
-
-
-
254
pensions
-
-
-
7 981
total
-
-
-
35 174
Employee
11 251
-
70 509
-
unemployment
174
-
437
-
pensions
529
-
1 326
-
income
2 169
-
25 670
-
other
11
-
28
-
total
2 883
-
27 461
-
Employer
11 251
-
70 509
-
pensions
2 655
-
6 656
-
accident
223
-
558
-
unemployment
619
-
1 551
-
other
90
-
226
-
total
3 587
-
8 991
-
Corporate
64 662
79 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

9 699
11 925
-
-
total
9 699
11 925
-
-
Dividends
54 963
67 575
-
-
withholding
11 995
14 895
-
-
total
11 995
14 895
-
-
Income
79 500
79 500
79 500
79 500
Total tax
28 164
26 820
36 452
35 174
After tax
51 336
52 680
43 048
44 326
Living cost
8 367
8 367
8 367
8 367
Free-cash
42 969
44 313
34 681
35 959

Estimated living cost  is ₴8367 per week

₴5648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴804
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1769
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₴48247
₴40667
₴41300
₴50301
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
11 105
income
-
-
-
14 753
other
-
-
-
2 198
health
-
-
-
2 036
total
-
-
-
30 092
Employee
11 048
-
67 669
-
health
155
-
648
-
unemployment
110
-
463
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

773
-
3 239
-
income
1 902
-
14 543
-
total
2 940
-
18 893
-
Employer
11 048
-
67 669
-
health
155
-
648
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 878
-
7 866
-
accident
88
-
542
-
unemployment
110
-
463
-
other
553
-
2 313
-
total
2 784
-
11 832
-
Corporate
65 668
79 500
-
-
income
13 790
16 695
-
-
total
13 790
16 695
-
-
Dividends
51 878
62 805
-
-
withholding
3 631
4 396
-
-
total
3 631
4 396
-
-
Income
79 500
79 500
79 500
79 500
Total tax
23 145
21 091
30 725
30 092
After tax
56 355
58 409
48 775
49 408
Living cost
8 108
8 108
8 108
8 108
Free-cash
48 247
50 301
40 667
41 300

Estimated living cost  is ₴8108 per week

₴5728
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴130
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴62573
₴64147
₴60752
₴63986
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 572
unemployment
-
-
-
42
income
-
-
-
11 925
health
-
-
-
1 222
total
-
-
-
14 761
Employee
5 280
-
77 416
-
health
243
-
489
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

464
-
933
-
income
528
-
7 742
-
total
1 293
-
9 281
-
Employer
5 280
-
77 416
-
health
364
-
733
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

582
-
1 171
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
unemployment
32
-
64
-
total
1 036
-
2 085
-
Corporate
73 184
79 500
-
-
income
7 318
7 950
-
-
total
7 318
7 950
-
-
Dividends
65 865
71 550
-
-
withholding
3 293
3 577
-
-
total
3 293
3 577
-
-
Income
79 500
79 500
79 500
79 500
Total tax
12 940
11 527
11 366
14 761
After tax
66 560
67 973
68 134
64 739
Living cost
3 987
3 987
3 987
3 987
Free-cash
62 573
63 986
64 147
60 752

Estimated living cost  is ₴3987 per week

₴2328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴285
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴106
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴31456
₴29107
₴32137
₴29658
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
16 347
other
-
-
-
2 464
health
-
-
-
4 170
social contributions
-
-
-
2 265
pensions
-
-
-
11 707
surtax
-
-
-
-
total
-
-
-
36 953
Employee
13 022
-
60 156
-
pensions
1 472
-
4 752
-
income
769
-
14 175
-
social contributions
371
-
1 714
-
surtax
-
-
-
-
total
2 612
-
20 641
-
Employer
13 022
-
60 156
-
health
912
-
6 239
-
social contributions
39
-
181
-
pensions
2 139
-
7 897
-
unemployment
527
-
2 436
-
other
449
-
2 589
-
total
4 066
-
19 342
-
Corporate
62 411
79 500
-
-
income
17 475
22 260
-
-
surtax
-
-
-
-
total
17 475
22 260
-
-
Dividends
44 936
57 240
-
-
social contributions
7 729
9 845
-
-
surtax
-
-
-
-
withholding
5 752
7 327
-
-
total
13 481
17 172
-
-
Income
79 500
79 500
79 500
79 500
Total tax
37 634
39 432
39 983
36 953
After tax
41 866
40 068
39 517
42 547
Living cost
10 410
10 410
10 410
10 410
Free-cash
31 456
29 658
29 107
32 137

Estimated living cost  is ₴10410 per week

₴6564
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2823
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₴25138
₴38079
₴29342
₴27001
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
pensions
-
-
-
3 565
income
-
-
-
30 095
health
-
-
-
3 752
total
-
-
-
37 412
Employee
25 983
25 983
73 845
-
health
3 988
3 392
3 752
-
pensions
4 677
3 565
3 565
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

4 253
4 253
15 704
-
total
12 918
11 210
23 021
-
Employer
25 983
25 983
73 845
-
health
1 806
1 806
2 244
-
pensions
1 808
1 808
2 248
-
unemployment
935
935
1 162
-
total
4 549
4 549
5 654
-
Corporate
49 285
48 967
-
-
income
9 857
9 793
-
-
total
9 857
9 793
-
-
Dividends
39 428
39 173
-
-
income
8 378
8 325
-
-
withholding
5 914
5 876
-
-
total
14 292
14 201
-
-
Income
79 500
79 500
79 500
79 500
Total tax
41 616
39 753
28 675
37 412
After tax
37 884
39 747
50 825
42 088
Living cost
12 746
12 746
12 746
12 746
Free-cash
25 138
27 001
38 079
29 342

Estimated living cost  is ₴12746 per week

₴9033
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2362
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₴34204
₴39249
₴28956
₴30837
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
79 500
trade
-
-
-
10 293
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 447
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 509
total
-
-
-
41 328
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 638
-
79 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

325
-
27 447
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
1 509
-
total
2 422
-
31 035
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
67 862
79 500
-
-
income
10 179
11 925
-
-
trade
10 688
12 521
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

560
656
-
-
chamber of commerce
144
161
-
-
total
21 571
25 263
-
-
Dividends
46 291
54 237
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

630
740
-
-
withholding
11 457
13 444
-
-
total
12 087
14 184
-
-
Income
79 500
79 500
79 500
79 500
Total tax
36 080
39 447
31 035
41 328
After tax
43 420
40 053
48 465
38 172
Living cost
9 216
9 216
9 216
9 216
Free-cash
34 204
30 837
39 249
28 956

Estimated living cost  is ₴9216 per week

₴5797
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1075
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2172
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₴49210
₴45368
₴45997
₴50866
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
19 508
health
-
-
-
2 027
social contributions
-
-
-
4 923
total
-
-
-
26 458
Employee
23 397
23 397
75 484
-
health
181
398
1 283
-
income
2 548
2 166
19 170
-
social contributions
885
1 942
2 619
-
total
3 614
4 506
23 072
-
Employer
23 397
23 397
75 484
-
health
197
433
1 396
-
social contributions
885
1 942
2 619
-
total
1 082
2 375
4 015
-
Corporate
67 760
53 728
-
-
income
8 470
6 716
-
-
total
8 470
6 716
-
-
Dividends
59 290
47 012
-
-
withholding
10 079
7 992
-
-
total
10 079
7 992
-
-
Income
79 500
79 500
79 500
79 500
Total tax
23 245
21 589
27 087
26 458
After tax
56 255
57 911
52 413
53 042
Living cost
7 045
7 045
7 045
7 045
Free-cash
49 210
50 866
45 368
45 997

Estimated living cost  is ₴7045 per week

₴4222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴691
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₴35369
₴24749
₴31370
₴35675
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
79 500
income
-
-
-
10 960
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
27 626
surtax
-
-
-
-
total
-
-
-
38 586
Employee
13 994
-
64 243
-
income
2 911
-
22 608
-
social contributions
1 539
-
7 067
-
surtax
-
-
275
-
total
4 450
-
29 950
-
Employer
13 994
-
64 243
-
social contributions
3 324
-
15 257
-
total
3 324
-
15 257
-
Corporate
62 182
79 500
-
-
income
13 058
16 695
-
-
surtax
-
-
-
-
total
13 058
16 695
-
-
Dividends
49 124
62 805
-
-
withholding
13 755
17 586
-
-
total
13 755
17 586
-
-
Income
79 500
79 500
79 500
79 500
Total tax
34 587
34 281
45 207
38 586
After tax
44 913
45 219
34 293
40 914
Living cost
9 544
9 544
9 544
9 544
Free-cash
35 369
35 675
24 749
31 370

Estimated living cost  is ₴9544 per week

₴7141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴563
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴72725
₴61242
₴76347
₴73167
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
79 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
795
total
-
-
-
795
Employee
2 948
-
79 500
-
income
589
-
15 900
-
total
589
-
15 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

76 552
79 500
-
-
total
-
-
-
-
Dividends
76 552
79 500
-
-
withholding
3 828
3 975
-
-
total
3 828
3 975
-
-
Income
79 500
79 500
79 500
79 500
Total tax
4 417
3 975
15 900
795
After tax
75 083
75 525
63 600
78 705
Living cost
2 358
2 358
2 358
2 358
Free-cash
72 725
73 167
61 242
76 347

Estimated living cost  is ₴2358 per week

₴1461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴196
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴65
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴636
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₴44030
₴25857
₴27581
₴46575
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
79 500
pensions
-
-
-
14 519
unemployment
-
-
-
120
income
-
-
-
21 296
health
-
-
-
7 823
total
-
-
-
43 758
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 455
-
68 790
-
health
869
-
4 444
-
unemployment
19
-
96
-
pensions
2 086
-
10 662
-
income
2 320
-
19 570
-
total
5 294
-
34 772
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 455
-
68 790
-
health
896
-
4 581
-
pensions
1 191
-
6 088
-
unemployment
8
-
41
-
total
2 095
-
10 710
-
Corporate
63 950
79 500
-
-
income
12 150
15 105
-
-
total
12 150
15 105
-
-
Dividends
51 800
64 395
-
-
withholding
7 770
9 659
-
-
total
7 770
9 659
-
-
Income
79 500
79 500
79 500
79 500
Total tax
27 309
24 764
45 482
43 758
After tax
52 191
54 736
34 018
35 742
Living cost
8 161
8 161
8 161
8 161
Free-cash
44 030
46 575
25 857
27 581

Estimated living cost  is ₴8161 per week

₴5601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₴40086
₴43899
₴54606
₴39022
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
79 500
income
-
-
-
11 925
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
1 924
total
-
-
-
13 849
Employee
13 958
-
78 100
-
social contributions
1 398
-
1 400
-
income
1 515
-
21 756
-
total
2 913
-
23 156
-
Employer
13 958
-
78 100
-
social contributions
1 398
-
1 400
-
total
1 398
-
1 400
-
Corporate
64 143
79 500
-
-
income
22 450
27 825
-
-
total
22 450
27 825
-
-
Dividends
41 693
51 675
-
-
social contributions
1 608
1 608
-
-
total
1 608
1 608
-
-
Income
79 500
79 500
79 500
79 500
Total tax
28 369
29 433
24 556
13 849
After tax
51 131
50 067
54 944
65 651
Living cost
11 045
11 045
11 045
11 045
Free-cash
40 086
39 022
43 899
54 606

Estimated living cost  is ₴11045 per week

₴7275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2729
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₴42207
₴22863
₴44603
₴42050
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
11 925
health
-
-
-
5 549
social contributions
-
-
-
10 971
total
-
-
-
28 445
Employee
10 317
-
79 500
-
health
720
-
5 549
-
income
1 721
-
33 665
-
social contributions
1 424
-
10 971
-
total
3 865
-
50 185
-
Employer
10 317
-
79 500
-
total
-
-
-
-
Corporate
69 183
79 500
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

3 459
3 975
-
-
total
3 459
3 975
-
-
Dividends
65 724
75 525
-
-
social contributions
9 070
10 422
-
-
withholding
9 859
11 329
-
-
health
4 588
5 272
-
-
total
23 517
27 023
-
-
Income
79 500
79 500
79 500
79 500
Total tax
30 841
30 998
50 185
28 445
After tax
48 659
48 502
29 315
51 055
Living cost
6 452
6 452
6 452
6 452
Free-cash
42 207
42 050
22 863
44 603

Estimated living cost  is ₴6452 per week

₴4318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴398
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴148
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1587
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴43181
₴36079
₴39749
₴46219
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
8 823
health
-
-
-
10 732
social contributions
-
-
-
9 946
solidarity contribution
-
-
-
1 733
total
-
-
-
31 234
Employee
12 525
-
65 124
-
health
1 691
-
8 792
-
solidarity contribution
-
-
1 404
-
income
1 503
-
8 118
-
social contributions
814
-
2 214
-
total
4 008
-
20 528
-
Employer
12 525
-
65 124
-
health
1 127
-
5 861
-
social contributions
3 131
-
8 515
-
total
4 258
-
14 376
-
Corporate
62 716
79 500
-
-
income
11 916
15 105
-
-
total
11 916
15 105
-
-
Dividends
50 800
64 395
-
-
withholding
7 620
9 659
-
-
total
7 620
9 659
-
-
Income
79 500
79 500
79 500
79 500
Total tax
27 802
24 764
34 904
31 234
After tax
51 698
54 736
44 596
48 266
Living cost
8 517
8 517
8 517
8 517
Free-cash
43 181
46 219
36 079
39 749

Estimated living cost  is ₴8517 per week

₴6334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴472
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₴71161
₴59925
₴75030
₴71850
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
79 500
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
795
total
-
-
-
795
Employee
4 594
-
79 500
-
income
919
-
15 900
-
total
919
-
15 900
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

74 906
79 500
-
-
total
-
-
-
-
Dividends
74 906
79 500
-
-
withholding
3 745
3 975
-
-
total
3 745
3 975
-
-
Income
79 500
79 500
79 500
79 500
Total tax
4 664
3 975
15 900
795
After tax
74 836
75 525
63 600
78 705
Living cost
3 675
3 675
3 675
3 675
Free-cash
71 161
71 850
59 925
75 030

Estimated living cost  is ₴3675 per week

₴2487
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴123
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴910
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₴27464
₴24821
₴27851
₴25372
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
16 347
other
-
-
-
2 464
health
-
-
-
4 170
social contributions
-
-
-
2 265
pensions
-
-
-
11 707
surtax
-
-
-
-
total
-
-
-
36 953
Employee
19 057
-
60 156
-
pensions
2 155
-
4 752
-
income
1 663
-
14 175
-
social contributions
543
-
1 714
-
surtax
-
-
-
-
total
4 361
-
20 641
-
Employer
19 057
-
60 156
-
health
1 334
-
6 239
-
social contributions
57
-
181
-
pensions
3 131
-
7 897
-
unemployment
772
-
2 436
-
other
658
-
2 589
-
total
5 952
-
19 342
-
Corporate
54 491
79 500
-
-
income
15 257
22 260
-
-
surtax
-
-
-
-
total
15 257
22 260
-
-
Dividends
39 234
57 240
-
-
social contributions
6 748
9 845
-
-
surtax
-
-
-
-
withholding
5 022
7 327
-
-
total
11 770
17 172
-
-
Income
79 500
79 500
79 500
79 500
Total tax
37 340
39 432
39 983
36 953
After tax
42 160
40 068
39 517
42 547
Living cost
14 696
14 696
14 696
14 696
Free-cash
27 464
25 372
24 821
27 851

Estimated living cost  is ₴14696 per week

₴9946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3346
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₴50702
₴47171
₴47172
₴52193
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
79 500
pensions
-
-
-
5 829
unemployment
-
-
-
336
income
-
-
-
18 608
health
-
-
-
2 309
total
-
-
-
27 082
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
75 487
-
health
407
-
1 155
-
unemployment
59
-
168
-
pensions
1 108
-
3 139
-
income
1 090
-
18 608
-
total
2 664
-
23 070
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
75 487
-
health
407
-
1 155
-
pensions
949
-
2 690
-
unemployment
59
-
168
-
total
1 415
-
4 013
-
Corporate
70 173
79 500
-
-
income
10 526
11 925
-
-
total
10 526
11 925
-
-
Dividends
59 647
67 575
-
-
withholding
8 947
10 136
-
-
total
8 947
10 136
-
-
Income
79 500
79 500
79 500
79 500
Total tax
23 552
22 061
27 083
27 082
After tax
55 948
57 439
52 417
52 418
Living cost
5 246
5 246
5 246
5 246
Free-cash
50 702
52 193
47 171
47 172

Estimated living cost  is ₴5246 per week

₴3532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴406
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴152
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₴24516
₴38848
₴40852
₴15665
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
pensions
-
-
-
7 314
city
-
-
-
838
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 575
health
-
-
-
179
regional
-
-
-
5 046
national
-
-
-
3 007
total
-
-
-
17 959
Employee
24 212
-
72 004
-
health
55
-
162
-
unemployment
-
-
-
-
city
260
-
785
-
pensions
2 034
-
5 102
-
regional
793
-
4 597
-
national
115
-
2 613
-
total
3 257
-
13 259
-
Employer
24 212
-
72 004
-
health
55
-
162
-
pensions
2 034
-
5 102
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

484
-
1 440
-
total
2 573
-
6 704
-
Corporate
52 449
79 500
-
-
regional
11 093
16 814
-
-
national
4 458
6 757
-
-
total
15 551
23 571
-
-
Dividends
36 898
55 928
-
-
withholding
12 914
19 575
-
-
total
12 914
19 575
-
-
Income
79 500
79 500
79 500
79 500
Total tax
34 295
43 146
19 963
17 959
After tax
45 205
36 354
59 537
61 541
Living cost
20 689
20 689
20 689
20 689
Free-cash
24 516
15 665
38 848
40 852

Estimated living cost  is ₴20689 per week

₴13454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴254
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴5125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₴37466
₴26725
₴35832
₴36149
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
79 500
municipal
-
-
-
14 112
health
-
-
-
1 097
national
-
-
-
16 777
total
-
-
-
31 986
Employee
16 008
-
66 880
-
health
120
-
903
-
unemployment
240
-
1 003
-
pensions
1 080
-
4 514
-
national
264
-
11 170
-
municipal
2 622
-
10 882
-
total
4 326
-
28 472
-
Employer
16 008
-
66 880
-
health
123
-
515
-
pensions
2 777
-
11 604
-
accident
16
-
67
-
unemployment
104
-
435
-
total
3 020
-
12 621
-
Corporate
60 471
79 500
-
-
income
12 094
15 900
-
-
total
12 094
15 900
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

36 283
47 700
-
-
municipal
6 531
8 586
-
-
national
4 381
7 183
-
-
total
10 912
15 769
-
-
Income
79 500
79 500
79 500
79 500
Total tax
30 352
31 669
41 093
31 986
After tax
49 148
47 831
38 407
47 514
Living cost
11 682
11 682
11 682
11 682
Free-cash
37 466
36 149
26 725
35 832

Estimated living cost  is ₴11682 per week

₴7630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1124
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₴28750
₴15451
₴23540
₴31917
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 315
social contributions
-
-
-
7 586
national
-
-
-
32 965
total
-
-
-
44 866
Employee

The minimum management director salary is set at €45,000 per year.

21 765
-
61 575
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 023
-
2 894
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 135
-
3 212
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

189
-
536
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 632
-
4 618
-
national
6 691
-
23 772
-
total
10 670
-
35 032
-
Employer

The minimum management director salary is set at €45,000 per year.

21 765
-
61 575
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 338
-
3 787
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 929
-
5 455
-
surtax
2 468
-
6 982
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

283
-
800
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

318
-
899
-
total
6 336
-
17 923
-
Corporate
51 400
79 500
-
-
income
10 280
17 858
-
-
surtax
206
357
-
-
total
10 486
18 215
-
-
Dividends
40 914
61 284
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

12 164
18 274
-
-
total
12 164
18 274
-
-
Income
79 500
79 500
79 500
79 500
Total tax
39 656
36 489
52 955
44 866
After tax
39 844
43 011
26 545
34 634
Living cost
11 094
11 094
11 094
11 094
Free-cash
28 750
31 917
15 451
23 540

Estimated living cost  is ₴11094 per week

₴7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴970
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2804
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₴29905
₴25989
₴26309
₴30202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
unemployment
-
-
-
29
municipal
-
-
-
21 207
other
-
-
-
3 363
health
-
-
-
1 806
national
-
-
-
10 394
accident
-
-
-
58
pensions
-
-
-
3 129
total
-
-
-
39 986
Employee
18 816
-
70 407
-
national
-
-
10 217
-
municipal
5 611
-
20 995
-
total
5 611
-
31 212
-
Employer
18 816
-
70 407
-
health
1 157
-
1 780
-
pensions
2 034
-
3 129
-
accident
38
-
58
-
unemployment
497
-
764
-
other
2 186
-
3 363
-
total
5 912
-
9 094
-
Corporate
54 772
79 500
-
-
income
12 050
17 490
-
-
total
12 050
17 490
-
-
Dividends
42 722
62 010
-
-
withholding
12 817
18 603
-
-
total
12 817
18 603
-
-
Income
79 500
79 500
79 500
79 500
Total tax
36 390
36 093
40 306
39 986
After tax
43 110
43 407
39 194
39 514
Living cost
13 205
13 205
13 205
13 205
Free-cash
29 905
30 202
25 989
26 309

Estimated living cost  is ₴13205 per week

₴8752
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₴17451
₴60311
₴40235
₴33662
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
15 496
social contributions
-
-
-
9 063
total
-
-
-
24 559
Employee
21 086
-
-
-
income
4 651
-
-
-
social contributions
1 729
-
246
-
total
6 380
-
246
-
Employer
21 086
-
-
-
social contributions
29 731
-
4 237
-
total
29 731
-
4 237
-
Corporate
28 683
79 500
-
-
income
6 310
17 490
-
-
total
6 310
17 490
-
-
Dividends
22 373
62 010
-
-
income
4 922
13 642
-
-
total
4 922
13 642
-
-
Income
79 500
79 500
79 500
79 500
Total tax
47 343
31 132
4 483
24 559
After tax
32 157
48 368
75 017
54 941
Living cost
14 706
14 706
14 706
14 706
Free-cash
17 451
33 662
60 311
40 235

Estimated living cost  is ₴14706 per week

₴9542
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴187
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3594
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴46780
₴42544
₴43173
₴48042
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
19 508
health
-
-
-
2 027
social contributions
-
-
-
4 923
total
-
-
-
26 458
Employee
23 397
23 397
75 484
-
health
233
398
1 283
-
income
2 457
2 166
19 170
-
social contributions
1 137
1 942
2 619
-
total
3 827
4 506
23 072
-
Employer
23 397
23 397
75 484
-
health
253
433
1 396
-
social contributions
1 137
1 942
2 619
-
total
1 390
2 375
4 015
-
Corporate
64 414
53 728
-
-
income
8 052
6 716
-
-
total
8 052
6 716
-
-
Dividends
56 362
47 012
-
-
withholding
9 582
7 992
-
-
total
9 582
7 992
-
-
Income
79 500
79 500
79 500
79 500
Total tax
22 851
21 589
27 087
26 458
After tax
56 649
57 911
52 413
53 042
Living cost
9 869
9 869
9 869
9 869
Free-cash
46 780
48 042
42 544
43 173

Estimated living cost  is ₴9869 per week

₴6746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴771
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴166
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₴39870
₴32671
₴39713
₴38129
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
25 663
pensions
-
-
-
3 200
total
-
-
-
28 863
Employee
14 994
-
69 192
-
health
196
-
895
-
pensions
1 144
-
3 733
-
income
2 731
-
20 968
-
total
4 071
-
25 596
-
Employer
14 994
-
69 192
-
health
285
-
1 315
-
pensions
1 515
-
8 994
-
total
1 800
-
10 309
-
Corporate
62 706
79 500
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

11 914
15 105
-
-
total
11 914
15 105
-
-
Dividends
50 792
64 395
-
-
withholding
10 921
15 342
-
-
total
10 921
15 342
-
-
Income
79 500
79 500
79 500
79 500
Total tax
28 706
30 447
35 905
28 863
After tax
50 794
49 053
43 595
50 637
Living cost
10 924
10 924
10 924
10 924
Free-cash
39 870
38 129
32 671
39 713

Estimated living cost  is ₴10924 per week

₴7494
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1005
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2288
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₴28370
₴23341
₴25839
₴29754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
municipal
-
-
-
579
regional
-
-
-
2 039
social contributions
-
-
-
15 229
national
-
-
-
23 693
total
-
-
-
41 540
Employee
25 640
-
79 500
-
social contributions
8 646
-
19 965
-
regional
387
-
1 881
-
national
4 333
-
21 656
-
municipal
153
-
536
-
total
13 519
-
44 038
-
Employer
25 640
-
79 500
-
total
-
-
-
-
Corporate
53 860
79 500
-
-
nationa
12 926
19 080
-
-
municipal
2 596
3 832
-
-
total
15 522
22 912
-
-
Dividends
38 338
56 588
-
-
withholding
9 968
14 713
-
-
total
9 968
14 713
-
-
Income
79 500
79 500
79 500
79 500
Total tax
39 009
37 625
44 038
41 540
After tax
40 491
41 875
35 462
37 960
Living cost
12 121
12 121
12 121
12 121
Free-cash
28 370
29 754
23 341
25 839

Estimated living cost  is ₴12121 per week

₴8514
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴834
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴183
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₴5443
₴37650
₴47750
-₴58
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
pensions
-
-
-
1 229
income
-
-
-
23 195
other
-
-
-
109
health
-
-
-
644
accident
-
-
-
75
total
-
-
-
25 252
Employee
10 222
-
73 229
-
health
1 170
-
8 385
-
pensions
1 151
-
2 253
-
income
1 402
-
18 443
-
total
3 723
-
29 081
-
Employer
10 222
-
73 229
-
pensions
1 662
-
3 254
-
accident
171
-
1 223
-
unemployment
250
-
1 794
-
total
2 083
-
6 271
-
Corporate
67 195
79 500
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

60 476
71 550
-
-
total
60 476
71 550
-
-
Dividends
6 720
7 950
-
-
withholding
1 277
1 510
-
-
total
1 277
1 510
-
-
Income
79 500
79 500
79 500
79 500
Total tax
67 559
73 060
35 352
25 252
After tax
11 941
6 440
44 148
54 248
Living cost
6 498
6 498
6 498
6 498
Free-cash
5 443
-58
37 650
47 750

Estimated living cost  is ₴6498 per week

₴4762
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴360
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴136
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₴33105
₴36718
₴27340
₴29125
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
79 500
trade
-
-
-
9 378
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
27 447
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 509
total
-
-
-
40 413
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 139
-
79 500
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 245
-
27 447
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

69
-
1 509
-
total
3 393
-
31 035
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
64 361
79 500
-
-
income
9 654
11 925
-
-
trade
9 236
11 408
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

531
656
-
-
chamber of commerce
140
163
-
-
total
19 561
24 152
-
-
Dividends
44 799
55 348
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

610
755
-
-
withholding
11 084
13 721
-
-
total
11 694
14 476
-
-
Income
79 500
79 500
79 500
79 500
Total tax
34 648
38 628
31 035
40 413
After tax
44 852
40 872
48 465
39 087
Living cost
11 747
11 747
11 747
11 747
Free-cash
33 105
29 125
36 718
27 340

Estimated living cost  is ₴11747 per week

₴8103
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2209
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₴54774
₴28815
₴23330
₴57270
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
79 500
income
-
-
-
17 910
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
11 658
surtax
-
-
-
20 272
total
-
-
-
49 840
Employee
8 891
-
63 752
-
income
1 583
-
15 373
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

978
-
3 989
-
surtax
-
-
9 244
-
total
2 561
-
28 606
-
Employer
8 891
-
63 752
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 142
-
8 736
-
surtax
-
-
7 013
-
total
2 142
-
15 749
-
Corporate
68 467
79 500
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

13 693
15 900
-
-
total
13 693
15 900
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

54 774
63 600
-
-
total
-
-
-
-
Income
79 500
79 500
79 500
79 500
Total tax
18 396
15 900
44 355
49 840
After tax
61 104
63 600
35 145
29 660
Living cost
6 330
6 330
6 330
6 330
Free-cash
54 774
57 270
28 815
23 330

Estimated living cost  is ₴6330 per week

₴4038
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴144
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1545
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₴45203
₴45400
₴45671
₴45825
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
income
-
-
-
25 287
health
-
-
-
2 000
pensions
-
-
-
2 759
total
-
-
-
30 046
Employee
5 761
-
76 396
-
health
288
-
690
-
unemployment
58
-
138
-
pensions
519
-
1 242
-
income
1 115
-
25 142
-
total
1 980
-
27 212
-
Employer
5 761
-
76 396
-
health
547
-
1 311
-
pensions
634
-
1 518
-
unemployment
115
-
276
-
total
1 296
-
3 105
-
Corporate
72 442
79 500
-
-
income
15 937
17 490
-
-
total
15 937
17 490
-
-
Dividends
56 505
62 010
-
-
withholding
11 301
12 402
-
-
total
11 301
12 402
-
-
Income
79 500
79 500
79 500
79 500
Total tax
30 514
29 892
30 317
30 046
After tax
48 986
49 608
49 183
49 454
Living cost
3 783
3 783
3 783
3 783
Free-cash
45 203
45 825
45 400
45 671

Estimated living cost  is ₴3783 per week

₴2248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴87
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1141
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₴42204
₴28584
₴30444
₴43171
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
pensions
-
-
-
8 122
unemployment
-
-
-
69
income
-
-
-
26 519
other
-
-
-
-
health
-
-
-
2 883
surtax
-
-
-
4 629
total
-
-
-
42 222
Employee
10 247
-
70 952
-
health
262
-
1 035
-
unemployment
713
-
2 826
-
pensions
684
-
2 709
-
income
1 718
-
24 699
-
other
-
-
-
-
surtax
36
-
4 265
-
total
3 413
-
35 534
-
Employer
10 247
-
70 952
-
health
466
-
1 848
-
pensions
1 366
-
5 413
-
unemployment
325
-
1 287
-
other
-
-
-
-
total
2 157
-
8 548
-
Corporate
67 096
79 500
-
-
income
17 445
20 670
-
-
total
17 445
20 670
-
-
Dividends
49 651
58 830
-
-
withholding
7 447
8 825
-
-
total
7 447
8 825
-
-
Income
79 500
79 500
79 500
79 500
Total tax
30 462
29 495
44 082
42 222
After tax
49 038
50 005
35 418
37 278
Living cost
6 834
6 834
6 834
6 834
Free-cash
42 204
43 171
28 584
30 444

Estimated living cost  is ₴6834 per week

₴4126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₴33915
₴10864
₴30900
₴34066
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
79 500
pensions
-
-
-
6 576
chamber of commerce
-
-
-
318
unemployment
-
-
-
1 866
income