Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 78500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴58081
₴54876
₴52789
₴55716
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
unemployment
-
-
-
73
income
-
-
-
11 775
health
-
-
-
2 110
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 716
total
-
-
-
16 674
Employee
11 967
-
74 900
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 051
-
1 611
-
income
1 197
-
7 490
-
health
551
-
844
-
accident

We are using the highest rate at 1.1%.

132
-
202
-
total
2 931
-
10 147
-
Employer
11 967
-
74 900
-
health
826
-
1 266
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 319
-
2 022
-
accident

We are using the highest rate at 1.1%.

132
-
202
-
unemployment
72
-
110
-
total
2 349
-
3 600
-
Corporate
64 186
78 500
-
-
income
6 419
7 850
-
-
total
6 419
7 850
-
-
Dividends
57 767
70 650
-
-
withholding
2 888
3 532
-
-
total
2 888
3 532
-
-
Income
78 500
78 500
78 500
78 500
Total tax
14 587
11 382
13 747
16 674
After tax
63 913
67 118
64 753
61 826
Living cost
9 037
9 037
9 037
9 037
Free-cash
54 876
58 081
55 716
52 789

Estimated living cost  is ₴9037 per week

₴5977
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴517
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴216
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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