Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 78500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴60212
₴59240
₴56077
₴57767
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
unemployment
-
-
-
56
health
-
-
-
1 612
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 075
income
-
-
-
11 775
total
-
-
-
15 518
Employee
9 143
-
75 749
-
accident

We are using the highest rate at 1.1%.

100
-
154
-
health
421
-
645
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

803
-
1 231
-
income
914
-
7 575
-
total
2 238
-
9 605
-
Employer
9 143
-
75 749
-
accident

We are using the highest rate at 1.1%.

100
-
154
-
unemployment
55
-
84
-
health
631
-
967
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 007
-
1 545
-
total
1 793
-
2 750
-
Corporate
67 563
78 500
-
-
income
6 757
7 850
-
-
total
6 757
7 850
-
-
Dividends
60 807
70 650
-
-
withholding
3 040
3 533
-
-
total
3 040
3 533
-
-
Income
78 500
78 500
78 500
78 500
Total tax
13 828
11 383
12 355
15 518
After tax
64 672
67 117
66 145
62 982
Living cost
6 905
6 905
6 905
6 905
Free-cash
57 767
60 212
59 240
56 077

Estimated living cost  is ₴6905 per week

₴4567
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴395
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴165
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1778
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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