Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 78500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴41563
₴49516
₴39580
₴43282
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
5 290
unemployment
-
-
-
143
income
-
-
-
11 775
health
-
-
-
4 110
total
-
-
-
21 318
Employee
23 307
-
71 488
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 046
-
3 138
-
income
2 331
-
7 149
-
accident

We are using the highest rate at 1.1%.

256
-
393
-
health
1 072
-
1 644
-
total
5 705
-
12 324
-
Employer
23 307
-
71 488
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

2 568
-
3 938
-
health
1 608
-
2 466
-
unemployment
140
-
214
-
accident

We are using the highest rate at 1.1%.

256
-
393
-
total
4 572
-
7 011
-
Corporate
50 620
78 500
-
-
income
5 062
7 850
-
-
total
5 062
7 850
-
-
Dividends
45 557
70 650
-
-
withholding
2 277
3 532
-
-
total
2 277
3 532
-
-
Income
78 500
78 500
78 500
78 500
Total tax
17 616
11 382
19 335
21 318
After tax
60 884
67 118
59 165
57 182
Living cost
17 602
17 602
17 602
17 602
Free-cash
43 282
49 516
41 563
39 580

Estimated living cost  is ₴17602 per week

₴11642
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1008
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴420
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴4533
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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