Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 78000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴52274
₴57595
₴54375
₴55170
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
health
-
-
-
2 124
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 733
unemployment
-
-
-
74
income
-
-
-
11 700
total
-
-
-
16 631
Employee
12 043
-
74 377
-
health
554
-
849
-
accident

We are using the highest rate at 1.1%.

132
-
203
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 057
-
1 622
-
income
1 204
-
7 438
-
total
2 947
-
10 112
-
Employer
12 043
-
74 377
-
health
831
-
1 274
-
accident

We are using the highest rate at 1.1%.

132
-
203
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 327
-
2 035
-
unemployment
72
-
111
-
total
2 362
-
3 623
-
Corporate
63 594
78 000
-
-
income
6 359
7 800
-
-
total
6 359
7 800
-
-
Dividends
57 235
70 200
-
-
withholding
2 862
3 510
-
-
total
2 862
3 510
-
-
Income
78 000
78 000
78 000
78 000
Total tax
14 530
11 310
13 735
16 631
After tax
63 470
66 690
64 265
61 369
Living cost
9 095
9 095
9 095
9 095
Free-cash
54 375
57 595
55 170
52 274

Estimated living cost  is ₴9095 per week

₴6015
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴521
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴217
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2342
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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