Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 78000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴56328
₴54499
₴57555
₴59038
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
income
-
-
-
11 700
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 300
unemployment
-
-
-
62
health
-
-
-
1 787
total
-
-
-
15 849
Employee
10 133
-
74 951
-
income
1 013
-
7 495
-
accident

We are using the highest rate at 1.1%.

111
-
171
-
health
466
-
715
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

890
-
1 364
-
total
2 480
-
9 745
-
Employer
10 133
-
74 951
-
unemployment
61
-
93
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 117
-
1 712
-
accident

We are using the highest rate at 1.1%.

111
-
171
-
health
699
-
1 072
-
total
1 988
-
3 048
-
Corporate
65 879
78 000
-
-
income
6 588
7 800
-
-
total
6 588
7 800
-
-
Dividends
59 291
70 200
-
-
withholding
2 964
3 510
-
-
total
2 964
3 510
-
-
Income
78 000
78 000
78 000
78 000
Total tax
14 020
11 310
12 793
15 849
After tax
63 980
66 690
65 207
62 151
Living cost
7 652
7 652
7 652
7 652
Free-cash
56 328
59 038
57 555
54 499

Estimated living cost  is ₴7652 per week

₴5061
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴438
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴183
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1971
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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