Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 78000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴58893
₴56132
₴54276
₴57316
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
income
-
-
-
11 700
health
-
-
-
1 821
unemployment
-
-
-
63
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 343
total
-
-
-
15 927
Employee
10 324
-
74 894
-
health
475
-
728
-
income
1 033
-
7 489
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

906
-
1 390
-
accident

We are using the highest rate at 1.1%.

113
-
174
-
total
2 527
-
9 781
-
Employer
10 324
-
74 894
-
accident

We are using the highest rate at 1.1%.

113
-
174
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 138
-
1 745
-
health
712
-
1 092
-
unemployment
62
-
95
-
total
2 025
-
3 106
-
Corporate
65 651
78 000
-
-
income
6 565
7 800
-
-
total
6 565
7 800
-
-
Dividends
59 086
70 200
-
-
withholding
2 954
3 510
-
-
total
2 954
3 510
-
-
Income
78 000
78 000
78 000
78 000
Total tax
14 071
11 310
12 887
15 927
After tax
63 929
66 690
65 113
62 073
Living cost
7 797
7 797
7 797
7 797
Free-cash
56 132
58 893
57 316
54 276

Estimated living cost  is ₴7797 per week

₴5157
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2008
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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