Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 78000
per

Your estimated
City
free-cash

Andorra , Andorra
₴46433
₴58604
₴48505
₴59770
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
social contributions
-
-
-
17 160
income
-
-
-
3 977
total
-
-
-
21 137
Employee
11 155
-
67 532
-
social contributions
725
-
4 390
-
income
-
-
4 207
-
total
725
-
8 597
-
Employer
11 155
-
67 532
-
social contributions
1 729
-
10 468
-
total
1 729
-
10 468
-
Corporate
65 116
78 000
-
-
income
6 512
7 800
-
-
total
6 512
7 800
-
-
Dividends
58 604
70 200
-
-
total
-
-
-
-
Income
78 000
78 000
78 000
78 000
Total tax
8 966
7 800
19 065
21 137
After tax
69 034
70 200
58 935
56 863
Living cost
10 430
10 430
10 430
10 430
Free-cash
58 604
59 770
48 505
46 433

Estimated living cost  is ₴10430 per week

₴6744
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴786
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2704
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴28959
₴31793
₴9398
₴31963
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
surtax
-
-
-
-
unemployment
-
-
-
2 128
health
-
-
-
3 101
chamber of commerce
-
-
-
312
pensions
-
-
-
7 499
income
-
-
-
24 932
total
-
-
-
37 972
Employee
15 167
13 827
64 580
-
unemployment
455
415
1 216
-
other
151
138
406
-
income
1 351
1 020
20 956
-
pensions
1 553
1 416
4 151
-
health
587
535
1 568
-
total
4 097
3 524
28 297
-
Employer
15 167
13 827
64 580
-
pensions
1 904
1 736
5 087
-
surtax
-
-
-
-
payroll
455
415
1 937
-
other
720
656
2 863
-
health
573
523
1 532
-
accident
197
180
527
-
unemployment
455
415
1 216
-
chamber of commerce
61
55
258
-
total
4 365
3 980
13 420
-
Corporate
58 468
60 193
63 263
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

14 617
15 049
15 816
-
total
14 617
15 049
15 816
-
Dividends
43 851
45 145
-
-
withholding
12 059
12 415
-
-
total
12 059
12 415
-
-
Income
78 000
78 000
78 000
78 000
Total tax
35 138
34 968
57 533
37 972
After tax
42 862
43 032
20 467
40 028
Living cost
11 069
11 069
11 069
11 069
Free-cash
31 793
31 963
9 398
28 959

Estimated living cost  is ₴11069 per week

₴6640
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1131
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴198
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3101
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴27734
₴30235
₴8225
₴30770
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
surtax
-
-
-
68
unemployment
-
-
-
2 128
health
-
-
-
3 101
chamber of commerce
-
-
-
312
pensions
-
-
-
7 499
income
-
-
-
24 932
total
-
-
-
38 040
Employee
17 340
13 827
64 515
-
unemployment
520
415
1 216
-
other
173
138
406
-
income
1 974
1 020
20 925
-
pensions
1 776
1 416
4 151
-
health
671
535
1 568
-
total
5 114
3 524
28 266
-
Employer
17 340
13 827
64 515
-
pensions
2 176
1 736
5 087
-
surtax
68
68
68
-
payroll
520
415
1 935
-
other
824
656
2 860
-
health
655
523
1 532
-
accident
225
180
527
-
unemployment
520
415
1 216
-
chamber of commerce
69
55
258
-
total
5 057
4 048
13 483
-
Corporate
55 602
60 125
63 199
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

13 900
15 031
15 800
-
total
13 900
15 031
15 800
-
Dividends
41 702
45 093
-
-
withholding
11 468
12 401
-
-
total
11 468
12 401
-
-
Income
78 000
78 000
78 000
78 000
Total tax
35 539
35 004
57 549
38 040
After tax
42 461
42 996
20 451
39 960
Living cost
12 226
12 226
12 226
12 226
Free-cash
30 235
30 770
8 225
27 734

Estimated living cost  is ₴12226 per week

₴8154
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1043
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2828
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₴21275
₴25735
₴13869
₴30155
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
national
-
-
-
31 263
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 161
social contributions
-
-
-
8 650
total
-
-
-
44 074
Employee

The minimum management director salary is set at €45,000 per year.

24 819
-
60 414
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

216
-
525
-
national
7 630
-
22 848
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 294
-
3 151
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 861
-
4 531
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 166
-
2 839
-
total
12 167
-
33 894
-
Employer

The minimum management director salary is set at €45,000 per year.

24 819
-
60 414
-
surtax
2 814
-
6 850
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 199
-
5 352
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 526
-
3 716
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

323
-
786
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

362
-
882
-
total
7 224
-
17 586
-
Corporate
45 957
78 000
-
-
income
9 191
16 694
-
-
surtax
184
334
-
-
total
9 375
17 028
-
-
Dividends
36 582
60 972
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

10 848
18 166
-
-
total
10 848
18 166
-
-
Income
78 000
78 000
78 000
78 000
Total tax
39 614
35 194
51 480
44 074
After tax
38 386
42 806
26 520
33 926
Living cost
12 651
12 651
12 651
12 651
Free-cash
25 735
30 155
13 869
21 275

Estimated living cost  is ₴12651 per week

₴8149
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1106
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴198
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3198
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴57100
₴58610
₴60341
₴60724
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
unemployment
-
-
-
48
health
-
-
-
1 393
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 793
income
-
-
-
11 700
total
-
-
-
14 934
Employee
7 900
-
75 623
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
income
790
-
7 562
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

694
-
1 064
-
health
363
-
557
-
total
1 934
-
9 316
-
Employer
7 900
-
75 623
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

871
-
1 335
-
health
545
-
836
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
unemployment
47
-
73
-
total
1 550
-
2 377
-
Corporate
68 550
78 000
-
-
income
6 855
7 800
-
-
total
6 855
7 800
-
-
Dividends
61 695
70 200
-
-
withholding
3 085
3 510
-
-
total
3 085
3 510
-
-
Income
78 000
78 000
78 000
78 000
Total tax
13 424
11 310
11 693
14 934
After tax
64 576
66 690
66 307
63 066
Living cost
5 966
5 966
5 966
5 966
Free-cash
58 610
60 724
60 341
57 100

Estimated living cost  is ₴5966 per week

₴3946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴142
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1537
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴58519
₴60531
₴61760
₴62143
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
unemployment
-
-
-
48
health
-
-
-
1 393
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 793
income
-
-
-
11 700
total
-
-
-
14 934
Employee
6 021
-
75 623
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
income
602
-
7 562
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

529
-
1 064
-
health
277
-
557
-
total
1 474
-
9 316
-
Employer
6 021
-
75 623
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

664
-
1 335
-
health
416
-
836
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
unemployment
36
-
73
-
total
1 182
-
2 377
-
Corporate
70 797
78 000
-
-
income
7 080
7 800
-
-
total
7 080
7 800
-
-
Dividends
63 717
70 200
-
-
withholding
3 186
3 510
-
-
total
3 186
3 510
-
-
Income
78 000
78 000
78 000
78 000
Total tax
12 922
11 310
11 693
14 934
After tax
65 078
66 690
66 307
63 066
Living cost
4 547
4 547
4 547
4 547
Free-cash
60 531
62 143
61 760
58 519

Estimated living cost  is ₴4547 per week

₴2655
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴325
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴120
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1447
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴44434
₴46925
₴43794
₴48813
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
health
-
-
-
1 989
social contributions
-
-
-
5 614
income
-
-
-
17 930
total
-
-
-
25 533
Employee
26 680
26 680
73 651
-
income
2 905
2 470
17 585
-
social contributions
1 009
2 214
2 987
-
health
207
454
1 252
-
total
4 121
5 138
21 824
-
Employer
26 680
26 680
73 651
-
social contributions
1 009
2 214
2 987
-
health
225
494
1 362
-
total
1 234
2 708
4 349
-
Corporate
64 613
48 612
-
-
income
8 076
6 077
-
-
total
8 076
6 077
-
-
Dividends
56 537
42 535
-
-
withholding
9 611
7 231
-
-
total
9 611
7 231
-
-
Income
78 000
78 000
78 000
78 000
Total tax
23 042
21 154
26 173
25 533
After tax
54 958
56 846
51 827
52 467
Living cost
8 033
8 033
8 033
8 033
Free-cash
46 925
48 813
43 794
44 434

Estimated living cost  is ₴8033 per week

₴4814
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴788
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴178
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2253
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴41213
₴44154
₴40573
₴45592
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
health
-
-
-
1 989
social contributions
-
-
-
5 614
income
-
-
-
17 930
total
-
-
-
25 533
Employee
26 680
26 680
73 651
-
income
2 802
2 470
17 585
-
social contributions
1 296
2 214
2 987
-
health
265
454
1 252
-
total
4 363
5 138
21 824
-
Employer
26 680
26 680
73 651
-
social contributions
1 296
2 214
2 987
-
health
289
494
1 362
-
total
1 585
2 708
4 349
-
Corporate
60 797
48 612
-
-
income
7 600
6 077
-
-
total
7 600
6 077
-
-
Dividends
53 198
42 535
-
-
withholding
9 044
7 231
-
-
total
9 044
7 231
-
-
Income
78 000
78 000
78 000
78 000
Total tax
22 592
21 154
26 173
25 533
After tax
55 408
56 846
51 827
52 467
Living cost
11 254
11 254
11 254
11 254
Free-cash
44 154
45 592
40 573
41 213

Estimated living cost  is ₴11254 per week

₴7693
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴879
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2493
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴38319
₴42782
₴34858
₴45653
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
health
-
-
-
10 530
social contributions
-
-
-
11 583
income
-
-
-
8 383
solidarity contribution
-
-
-
1 135
total
-
-
-
31 631
Employee
11 838
-
62 461
-
income
1 421
-
7 718
-
social contributions
769
-
2 578
-
health
1 598
-
8 432
-
solidarity contribution
-
-
825
-
total
3 788
-
19 553
-
Employer
11 838
-
62 461
-
social contributions
2 959
-
9 917
-
health
1 065
-
5 622
-
total
4 024
-
15 539
-
Corporate
62 137
78 000
-
-
income
11 806
14 820
-
-
total
11 806
14 820
-
-
Dividends
50 331
63 180
-
-
withholding
7 550
9 477
-
-
total
7 550
9 477
-
-
Income
78 000
78 000
78 000
78 000
Total tax
27 168
24 297
35 092
31 631
After tax
50 832
53 703
42 908
46 369
Living cost
8 050
8 050
8 050
8 050
Free-cash
42 782
45 653
34 858
38 319

Estimated living cost  is ₴8050 per week

₴5591
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴573
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1727
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴36450
₴40246
₴32989
₴43784
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
health
-
-
-
10 530
social contributions
-
-
-
11 583
income
-
-
-
8 383
solidarity contribution
-
-
-
1 135
total
-
-
-
31 631
Employee
14 587
-
62 461
-
income
1 750
-
7 718
-
social contributions
948
-
2 578
-
health
1 969
-
8 432
-
solidarity contribution
-
-
825
-
total
4 667
-
19 553
-
Employer
14 587
-
62 461
-
social contributions
3 647
-
9 917
-
health
1 313
-
5 622
-
total
4 960
-
15 539
-
Corporate
58 453
78 000
-
-
income
11 106
14 820
-
-
total
11 106
14 820
-
-
Dividends
47 347
63 180
-
-
withholding
7 102
9 477
-
-
total
7 102
9 477
-
-
Income
78 000
78 000
78 000
78 000
Total tax
27 835
24 297
35 092
31 631
After tax
50 165
53 703
42 908
46 369
Living cost
9 919
9 919
9 919
9 919
Free-cash
40 246
43 784
32 989
36 450

Estimated living cost  is ₴9919 per week

₴7377
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴550
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1822
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₴28278
₴1243
₴2183
₴2183
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
national
-
-
-
9 701
pensions
-
-
-
302
municipal
-
-
-
16 744
labour market
-
-
-
6 216
total
-
-
-
32 963
Employee
70 734
70 734
70 734
-
municipal
15 062
15 062
15 062
-
national
8 641
8 641
8 641
-
pensions
101
101
101
-
labour market
5 651
5 651
5 651
-
total
29 455
29 455
29 455
-
Employer
70 734
70 734
70 734
-
pensions
201
201
201
-
labour market
5 659
5 659
5 659
-
municipal
15 086
15 086
15 086
-
national
8 657
8 657
8 657
-
total
29 603
29 603
29 603
-
Corporate
2 183
-
-
-
income
480
-
-
-
total
480
-
-
-
Dividends
1 703
-
-
-
withholding
460
-
-
-
total
460
-
-
-
Income
78 000
78 000
78 000
78 000
Total tax
59 998
59 058
59 058
32 963
After tax
18 002
18 942
18 942
45 037
Living cost
16 759
16 759
16 759
16 759
Free-cash
1 243
2 183
2 183
28 278

Estimated living cost  is ₴16759 per week

₴11470
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1482
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴258
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3549
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴33427
₴51864
₴36577
₴54019
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
health
-
-
-
10 140
pensions
-
-
-
15 600
income
-
-
-
10 452
total
-
-
-
36 192
Employee
9 843
-
58 296
-
unemployment
157
-
933
-
income
1 108
-
11 239
-
pensions
197
-
1 166
-
total
1 462
-
13 338
-
Employer
9 843
-
58 296
-
pensions
1 969
-
11 659
-
health
1 279
-
7 579
-
unemployment
79
-
466
-
total
3 327
-
19 704
-
Corporate
64 830
78 000
-
-
income
12 966
15 600
-
-
total
12 966
15 600
-
-
Dividends
51 864
62 400
-
-
total
-
-
-
-
Income
78 000
78 000
78 000
78 000
Total tax
17 755
15 600
33 042
36 192
After tax
60 245
62 400
44 958
41 808
Living cost
8 381
8 381
8 381
8 381
Free-cash
51 864
54 019
36 577
33 427

Estimated living cost  is ₴8381 per week

₴5748
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴499
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1965
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴34535
₴35578
₴25601
₴34507
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
78 000
national
-
-
-
15 238
health
-
-
-
1 056
municipal
-
-
-
13 850
total
-
-
-
30 144
Employee
18 255
-
65 617
-
unemployment
274
-
984
-
municipal
2 990
-
10 681
-
national
302
-
9 736
-
pensions
1 232
-
4 429
-
health
136
-
866
-
total
4 934
-
26 696
-
Employer
18 255
-
65 617
-
pensions
3 167
-
11 384
-
health
140
-
505
-
accident
18
-
66
-
unemployment
119
-
427
-
total
3 444
-
12 382
-
Corporate
56 301
78 000
-
-
income
11 260
15 600
-
-
total
11 260
15 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

33 781
46 800
-
-
municipal
6 081
8 424
-
-
national
3 382
6 148
-
-
total
9 463
14 572
-
-
Income
78 000
78 000
78 000
78 000
Total tax
29 101
30 172
39 078
30 144
After tax
48 899
47 828
38 922
47 856
Living cost
13 321
13 321
13 321
13 321
Free-cash
35 578
34 507
25 601
34 535

Estimated living cost  is ₴13321 per week

₴8701
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1281
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴212
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3127
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴31992
₴30544
₴29711
₴28618
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
surtax
-
-
-
-
health
-
-
-
3 826
pensions
-
-
-
12 299
social contributions
-
-
-
2 222
income
-
-
-
14 548
other
-
-
-
2 418
total
-
-
-
35 313
Employee
13 255
-
59 499
-
income
683
-
12 900
-
surtax
-
-
-
-
social contributions
378
-
1 695
-
pensions
1 499
-
4 497
-
total
2 560
-
19 092
-
Employer
13 255
-
59 499
-
pensions
2 178
-
7 507
-
social contributions
40
-
178
-
other
458
-
2 475
-
health
928
-
5 932
-
unemployment
537
-
2 410
-
total
4 141
-
18 502
-
Corporate
60 605
78 000
-
-
income
16 969
21 840
-
-
surtax
-
-
-
-
total
16 969
21 840
-
-
Dividends
43 636
56 160
-
-
withholding
5 586
7 188
-
-
social contributions
7 505
9 659
-
-
surtax
-
-
-
-
total
13 091
16 847
-
-
Income
78 000
78 000
78 000
78 000
Total tax
36 761
38 687
37 594
35 313
After tax
41 239
39 313
40 406
42 687
Living cost
10 695
10 695
10 695
10 695
Free-cash
30 544
28 618
29 711
31 992

Estimated living cost  is ₴10695 per week

₴6202
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1086
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3203
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴30816
₴29489
₴28535
₴27442
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
surtax
-
-
-
-
health
-
-
-
3 826
pensions
-
-
-
12 299
social contributions
-
-
-
2 222
income
-
-
-
14 548
other
-
-
-
2 418
total
-
-
-
35 313
Employee
14 850
-
59 499
-
income
876
-
12 900
-
surtax
-
-
-
-
social contributions
423
-
1 695
-
pensions
1 679
-
4 497
-
total
2 978
-
19 092
-
Employer
14 850
-
59 499
-
pensions
2 440
-
7 507
-
social contributions
45
-
178
-
other
512
-
2 475
-
health
1 040
-
5 932
-
unemployment
601
-
2 410
-
total
4 638
-
18 502
-
Corporate
58 513
78 000
-
-
income
16 384
21 840
-
-
surtax
-
-
-
-
total
16 384
21 840
-
-
Dividends
42 129
56 160
-
-
withholding
5 393
7 188
-
-
social contributions
7 247
9 659
-
-
surtax
-
-
-
-
total
12 640
16 847
-
-
Income
78 000
78 000
78 000
78 000
Total tax
36 640
38 687
37 594
35 313
After tax
41 360
39 313
40 406
42 687
Living cost
11 871
11 871
11 871
11 871
Free-cash
29 489
27 442
28 535
30 816

Estimated living cost  is ₴11871 per week

₴7485
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴965
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3219
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₴25929
₴24939
₴23648
₴22555
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
surtax
-
-
-
-
health
-
-
-
3 826
pensions
-
-
-
12 299
social contributions
-
-
-
2 222
income
-
-
-
14 548
other
-
-
-
2 418
total
-
-
-
35 313
Employee
21 731
-
59 499
-
income
1 896
-
12 900
-
surtax
-
-
-
-
social contributions
619
-
1 695
-
pensions
2 458
-
4 497
-
total
4 973
-
19 092
-
Employer
21 731
-
59 499
-
pensions
3 571
-
7 507
-
social contributions
65
-
178
-
other
750
-
2 475
-
health
1 521
-
5 932
-
unemployment
880
-
2 410
-
total
6 787
-
18 502
-
Corporate
49 482
78 000
-
-
income
13 855
21 840
-
-
surtax
-
-
-
-
total
13 855
21 840
-
-
Dividends
35 627
56 160
-
-
withholding
4 560
7 188
-
-
social contributions
6 128
9 659
-
-
surtax
-
-
-
-
total
10 688
16 847
-
-
Income
78 000
78 000
78 000
78 000
Total tax
36 303
38 687
37 594
35 313
After tax
41 697
39 313
40 406
42 687
Living cost
16 758
16 758
16 758
16 758
Free-cash
24 939
22 555
23 648
25 929

Estimated living cost  is ₴16758 per week

₴11342
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1371
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3816
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴75006
₴71470
₴60186
₴71886
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
78 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
780
total
-
-
-
780
Employee
2 768
-
78 000
-
income
554
-
15 600
-
total
554
-
15 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

75 232
78 000
-
-
total
-
-
-
-
Dividends
75 232
78 000
-
-
withholding
3 762
3 900
-
-
total
3 762
3 900
-
-
Income
78 000
78 000
78 000
78 000
Total tax
4 316
3 900
15 600
780
After tax
73 684
74 100
62 400
77 220
Living cost
2 214
2 214
2 214
2 214
Free-cash
71 470
71 886
60 186
75 006

Estimated living cost  is ₴2214 per week

₴1372
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴184
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴597
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴73769
₴70002
₴58949
₴70649
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
78 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
780
total
-
-
-
780
Employee
4 314
-
78 000
-
income
863
-
15 600
-
total
863
-
15 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

73 686
78 000
-
-
total
-
-
-
-
Dividends
73 686
78 000
-
-
withholding
3 684
3 900
-
-
total
3 684
3 900
-
-
Income
78 000
78 000
78 000
78 000
Total tax
4 547
3 900
15 600
780
After tax
73 453
74 100
62 400
77 220
Living cost
3 451
3 451
3 451
3 451
Free-cash
70 002
70 649
58 949
73 769

Estimated living cost  is ₴3451 per week

₴2335
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴116
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴855
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴25946
₴31258
₴34824
₴26720
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
78 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 429
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 370
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
25 982
trade
-
-
-
8 878
total
-
-
-
38 659
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 264
-
78 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 420
-
25 982
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

78
-
1 429
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 370
-
2 370
-
total
3 868
-
29 781
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
60 736
78 000
-
-
trade
8 716
11 193
-
-
income
9 111
11 700
-
-
chamber of commerce
142
167
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

501
643
-
-
total
18 470
23 703
-
-
Dividends
42 267
54 297
-
-
withholding
10 435
13 443
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

574
739
-
-
total
11 009
14 182
-
-
Income
78 000
78 000
78 000
78 000
Total tax
33 347
37 885
29 781
38 659
After tax
44 653
40 115
48 219
39 341
Living cost
13 395
13 395
13 395
13 395
Free-cash
31 258
26 720
34 824
25 946

Estimated living cost  is ₴13395 per week

₴9240
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1441
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴194
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2519
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴27966
₴32642
₴37710
₴28804
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
78 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 429
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 370
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
25 982
trade
-
-
-
9 744
total
-
-
-
39 525
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 271
-
78 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

371
-
25 982
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
1 429
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 370
-
2 370
-
total
2 761
-
29 781
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
64 729
78 000
-
-
trade
10 195
12 285
-
-
income
9 709
11 700
-
-
chamber of commerce
146
165
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

534
643
-
-
total
20 584
24 793
-
-
Dividends
44 146
53 207
-
-
withholding
10 904
13 170
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

600
724
-
-
total
11 504
13 894
-
-
Income
78 000
78 000
78 000
78 000
Total tax
34 849
38 687
29 781
39 525
After tax
43 151
39 313
48 219
38 475
Living cost
10 509
10 509
10 509
10 509
Free-cash
32 642
28 804
37 710
27 966

Estimated living cost  is ₴10509 per week

₴6611
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1225
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2477
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴24412
₴30158
₴34589
₴25282
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
78 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 429
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 370
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
25 982
trade
-
-
-
10 177
total
-
-
-
39 958
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 595
-
78 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 512
-
25 982
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
1 429
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 370
-
2 370
-
total
3 965
-
29 781
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
60 405
78 000
-
-
trade
9 936
12 831
-
-
income
9 061
11 700
-
-
chamber of commerce
138
163
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

498
643
-
-
total
19 633
25 337
-
-
Dividends
40 771
52 663
-
-
withholding
10 061
13 034
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

553
717
-
-
total
10 614
13 751
-
-
Income
78 000
78 000
78 000
78 000
Total tax
34 212
39 088
29 781
39 958
After tax
43 788
38 912
48 219
38 042
Living cost
13 630
13 630
13 630
13 630
Free-cash
30 158
25 282
34 589
24 412

Estimated living cost  is ₴13630 per week

₴9116
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2873
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₴21713
₴28242
₴32324
₴22616
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
78 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 429
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 370
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
25 982
trade
-
-
-
10 611
total
-
-
-
40 392
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 852
-
78 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 452
-
25 982
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
-
1 429
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 370
-
2 370
-
total
4 957
-
29 781
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
57 148
78 000
-
-
trade
9 801
13 377
-
-
income
8 572
11 700
-
-
chamber of commerce
133
163
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

471
643
-
-
total
18 977
25 883
-
-
Dividends
38 171
52 118
-
-
withholding
9 411
12 897
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

518
709
-
-
total
9 929
13 606
-
-
Income
78 000
78 000
78 000
78 000
Total tax
33 863
39 489
29 781
40 392
After tax
44 137
38 511
48 219
37 608
Living cost
15 895
15 895
15 895
15 895
Free-cash
28 242
22 616
32 324
21 713

Estimated living cost  is ₴15895 per week

₴11609
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1271
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴207
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2808
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴28893
₴40166
₴26772
₴41269
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
surtax
-
-
-
4 140
unemployment
-
-
-
79
health
-
-
-
3 288
pensions
-
-
-
9 262
income
-
-
-
24 545
other
-
-
-
-
total
-
-
-
41 314
Employee
11 685
-
68 253
-
unemployment
813
-
3 223
-
other
-
-
-
-
income
1 959
-
22 470
-
surtax
41
-
3 724
-
pensions
780
-
3 089
-
health
298
-
1 181
-
total
3 891
-
33 687
-
Employer
11 685
-
68 253
-
pensions
1 558
-
6 173
-
other
-
-
-
-
health
531
-
2 107
-
unemployment
371
-
1 468
-
total
2 460
-
9 748
-
Corporate
63 855
78 000
-
-
income
16 602
20 280
-
-
total
16 602
20 280
-
-
Dividends
47 253
57 720
-
-
withholding
7 088
8 658
-
-
total
7 088
8 658
-
-
Income
78 000
78 000
78 000
78 000
Total tax
30 041
28 938
43 435
41 314
After tax
47 959
49 062
34 565
36 686
Living cost
7 793
7 793
7 793
7 793
Free-cash
40 166
41 269
26 772
28 893

Estimated living cost  is ₴7793 per week

₴4705
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴678
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2230
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴29030
₴40326
₴26909
₴41406
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
surtax
-
-
-
4 140
unemployment
-
-
-
79
health
-
-
-
3 288
pensions
-
-
-
9 262
income
-
-
-
24 545
other
-
-
-
-
total
-
-
-
41 314
Employee
11 474
-
68 253
-
unemployment
799
-
3 223
-
other
-
-
-
-
income
1 923
-
22 470
-
surtax
38
-
3 724
-
pensions
765
-
3 089
-
health
293
-
1 181
-
total
3 818
-
33 687
-
Employer
11 474
-
68 253
-
pensions
1 530
-
6 173
-
other
-
-
-
-
health
522
-
2 107
-
unemployment
363
-
1 468
-
total
2 415
-
9 748
-
Corporate
64 111
78 000
-
-
income
16 669
20 280
-
-
total
16 669
20 280
-
-
Dividends
47 442
57 720
-
-
withholding
7 116
8 658
-
-
total
7 116
8 658
-
-
Income
78 000
78 000
78 000
78 000
Total tax
30 018
28 938
43 435
41 314
After tax
47 982
49 062
34 565
36 686
Living cost
7 656
7 656
7 656
7 656
Free-cash
40 326
41 406
26 909
29 030

Estimated living cost  is ₴7656 per week

₴4681
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴707
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴176
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2092
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴47131
₴37035
₴38315
₴36890
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
unemployment
-
-
-
1 170
health
-
-
-
5 460
pensions
-
-
-
7 800
income
-
-
-
9 536
total
-
-
-
23 966
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 965
3 966
65 272
-
unemployment
149
59
979
-
income
1 218
485
7 979
-
pensions
996
397
6 527
-
health
698
278
4 569
-
total
3 061
1 219
20 054
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 965
3 966
65 272
-
pensions
1 943
773
12 728
-
total
1 943
773
12 728
-
Corporate
66 092
73 261
-
-
income
5 948
6 593
-
-
total
5 948
6 593
-
-
Dividends
60 144
66 667
-
-
withholding
11 427
12 667
-
-
social contributions
11 683
12 955
-
-
total
23 110
25 622
-
-
Income
78 000
78 000
78 000
78 000
Total tax
34 062
34 207
32 782
23 966
After tax
43 938
43 793
45 218
54 034
Living cost
6 903
6 903
6 903
6 903
Free-cash
37 035
36 890
38 315
47 131

Estimated living cost  is ₴6903 per week

₴4711
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴565
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴138
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1490
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₴27410
₴31633
₴27829
₴31911
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
national
-
-
-
14 945
pensions
-
-
-
9 360
social contributions
-
-
-
839
municipal
-
-
-
8 685
total
-
-
-
33 829
Employee
25 983
-
67 430
-
municipal
3 209
-
8 987
-
national
4 973
-
15 607
-
pensions
1 039
-
2 697
-
total
9 221
-
27 291
-
Employer
25 983
-
67 430
-
pensions
2 079
-
5 394
-
social contributions
279
-
725
-
total
2 358
-
6 119
-
Corporate
47 945
78 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

9 589
15 600
-
-
total
9 589
15 600
-
-
Dividends
38 356
62 400
-
-
withholding
8 438
13 728
-
-
total
8 438
13 728
-
-
Income
78 000
78 000
78 000
78 000
Total tax
29 606
29 328
33 410
33 829
After tax
48 394
48 672
44 590
44 171
Living cost
16 761
16 761
16 761
16 761
Free-cash
31 633
31 911
27 829
27 410

Estimated living cost  is ₴16761 per week

₴11392
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1558
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴251
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3560
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₴19365
₴35601
₴19365
₴34835
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
social contributions
-
-
-
13 405
income
-
-
-
25 465
total
-
-
-
38 870
Employee
27 141
-
78 000
-
social contributions
2 255
-
13 405
-
income
5 121
-
25 465
-
total
7 376
-
38 870
-
Employer
27 141
-
78 000
-
total
-
-
-
-
Corporate
50 859
78 000
-
-
income
6 357
9 750
-
-
total
6 357
9 750
-
-
Dividends
44 502
68 250
-
-
withholding
8 901
13 650
-
-
total
8 901
13 650
-
-
Income
78 000
78 000
78 000
78 000
Total tax
22 634
23 400
38 870
38 870
After tax
55 366
54 600
39 130
39 130
Living cost
19 765
19 765
19 765
19 765
Free-cash
35 601
34 835
19 365
19 365

Estimated living cost  is ₴19765 per week

₴15037
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1611
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2929
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₴22946
₴25164
₴20005
₴26975
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
national
-
-
-
21 576
regional
-
-
-
986
social contributions
-
-
-
17 366
municipal
-
-
-
485
total
-
-
-
40 413
Employee
30 836
-
78 000
-
municipal
163
-
442
-
national
5 343
-
19 253
-
social contributions
10 398
-
22 767
-
regional
291
-
892
-
total
16 195
-
43 354
-
Employer
30 836
-
78 000
-
total
-
-
-
-
Corporate
47 164
78 000
-
-
nationa
11 319
18 720
-
-
municipal
1 840
3 042
-
-
total
13 159
21 762
-
-
Dividends
34 005
56 238
-
-
withholding
8 841
14 622
-
-
total
8 841
14 622
-
-
Income
78 000
78 000
78 000
78 000
Total tax
38 195
36 384
43 354
40 413
After tax
39 805
41 616
34 646
37 587
Living cost
14 641
14 641
14 641
14 641
Free-cash
25 164
26 975
20 005
22 946

Estimated living cost  is ₴14641 per week

₴10206
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴225
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3250
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴27995
₴30882
₴25070
₴31651
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
78 000
national
-
-
-
21 576
regional
-
-
-
1 231
social contributions
-
-
-
17 366
municipal
-
-
-
485
total
-
-
-
40 658
Employee
19 247
-
78 000
-
municipal
102
-
442
-
national
3 049
-
19 253
-
social contributions
6 490
-
22 767
-
regional
259
-
1 121
-
total
9 900
-
43 583
-
Employer
19 247
-
78 000
-
total
-
-
-
-
Corporate
58 753
78 000
-
-
nationa
14 101
18 720
-
-
municipal
2 920
3 877
-
-