Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 76000
per

Your estimated
City
free-cash

Valencia , Spain
₴40706
₴32783
₴34056
₴42045
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
76 000
unemployment
-
-
-
197
income
-
-
-
25 167
other
-
-
-
28
accident
-
-
-
253
pensions
-
-
-
7 957
total
-
-
-
33 602
Employee
11 216
-
67 037
-
unemployment
174
-
436
-
pensions
527
-
1 322
-
income
2 162
-
24 125
-
other
11
-
28
-
total
2 874
-
25 911
-
Employer
11 216
-
67 037
-
pensions
2 647
-
6 636
-
accident
222
-
557
-
unemployment
617
-
1 546
-
other
90
-
225
-
total
3 576
-
8 964
-
Corporate
61 208
76 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

9 181
11 400
-
-
total
9 181
11 400
-
-
Dividends
52 027
64 600
-
-
withholding
11 321
14 213
-
-
total
11 321
14 213
-
-
Income
76 000
76 000
76 000
76 000
Total tax
26 952
25 613
34 875
33 602
After tax
49 048
50 387
41 125
42 398
Living cost
8 342
8 342
8 342
8 342
Free-cash
40 706
42 045
32 783
34 056

Estimated living cost  is ₴8342 per week

₴5630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴802
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴146
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1763
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₴45706
₴38122
₴38732
₴47754
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
76 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
11 071
income
-
-
-
13 893
other
-
-
-
2 191
health
-
-
-
2 030
total
-
-
-
29 185
Employee
11 014
-
64 231
-
health
154
-
646
-
unemployment
110
-
461
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

771
-
3 229
-
income
1 896
-
13 690
-
total
2 931
-
18 026
-
Employer
11 014
-
64 231
-
health
154
-
646
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 873
-
7 842
-
accident
88
-
514
-
unemployment
110
-
461
-
other
551
-
2 306
-
total
2 776
-
11 769
-
Corporate
62 210
76 000
-
-
income
13 064
15 960
-
-
total
13 064
15 960
-
-
Dividends
49 146
60 040
-
-
withholding
3 440
4 203
-
-
total
3 440
4 203
-
-
Income
76 000
76 000
76 000
76 000
Total tax
22 211
20 163
29 795
29 185
After tax
53 789
55 837
46 205
46 815
Living cost
8 083
8 083
8 083
8 083
Free-cash
45 706
47 754
38 122
38 732

Estimated living cost  is ₴8083 per week

₴5711
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴546
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴130
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1696
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴59585
₴61004
₴57782
₴60996
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
76 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 571
unemployment
-
-
-
42
income
-
-
-
11 400
health
-
-
-
1 221
total
-
-
-
14 234
Employee
5 275
-
73 918
-
health
243
-
488
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

463
-
932
-
income
527
-
7 392
-
total
1 291
-
8 929
-
Employer
5 275
-
73 918
-
health
364
-
732
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

581
-
1 170
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
unemployment
32
-
64
-
total
1 035
-
2 083
-
Corporate
69 690
76 000
-
-
income
6 969
7 600
-
-
total
6 969
7 600
-
-
Dividends
62 721
68 400
-
-
withholding
3 136
3 420
-
-
total
3 136
3 420
-
-
Income
76 000
76 000
76 000
76 000
Total tax
12 431
11 020
11 012
14 234
After tax
63 569
64 980
64 988
61 766
Living cost
3 984
3 984
3 984
3 984
Free-cash
59 585
60 996
61 004
57 782

Estimated living cost  is ₴3984 per week

₴2326
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴285
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴106
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1268
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴29717
₴27819
₴30538
₴27927
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
76 000
income
-
-
-
15 244
other
-
-
-
2 356
health
-
-
-
3 918
social contributions
-
-
-
2 166
pensions
-
-
-
11 400
surtax
-
-
-
-
total
-
-
-
35 084
Employee
12 983
-
57 632
-
pensions
1 468
-
4 500
-
income
766
-
13 292
-
social contributions
370
-
1 642
-
surtax
-
-
-
-
total
2 604
-
19 434
-
Employer
12 983
-
57 632
-
health
909
-
5 916
-
social contributions
39
-
173
-
pensions
2 133
-
7 488
-
unemployment
526
-
2 334
-
other
448
-
2 458
-
total
4 055
-
18 369
-
Corporate
58 963
76 000
-
-
income
16 510
21 280
-
-
surtax
-
-
-
-
total
16 510
21 280
-
-
Dividends
42 453
54 720
-
-
social contributions
7 302
9 411
-
-
surtax
-
-
-
-
withholding
5 434
7 004
-
-
total
12 736
16 415
-
-
Income
76 000
76 000
76 000
76 000
Total tax
35 905
37 695
37 803
35 084
After tax
40 095
38 305
38 197
40 916
Living cost
10 378
10 378
10 378
10 378
Free-cash
29 717
27 927
27 819
30 538

Estimated living cost  is ₴10378 per week

₴6544
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴844
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2814
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₴23396
₴35883
₴27680
₴25255
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
76 000
pensions
-
-
-
3 554
income
-
-
-
28 317
health
-
-
-
3 741
total
-
-
-
35 612
Employee
25 904
25 904
70 363
-
health
3 976
3 382
3 741
-
pensions
4 663
3 554
3 554
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

4 240
4 240
14 476
-
total
12 879
11 176
21 771
-
Employer
25 904
25 904
70 363
-
health
1 801
1 801
2 238
-
pensions
1 803
1 803
2 241
-
unemployment
933
933
1 159
-
total
4 537
4 537
5 638
-
Corporate
45 877
45 559
-
-
income
9 175
9 112
-
-
total
9 175
9 112
-
-
Dividends
36 702
36 447
-
-
income
7 799
7 745
-
-
withholding
5 506
5 467
-
-
total
13 305
13 212
-
-
Income
76 000
76 000
76 000
76 000
Total tax
39 896
38 037
27 409
35 612
After tax
36 104
37 963
48 591
40 388
Living cost
12 708
12 708
12 708
12 708
Free-cash
23 396
25 255
35 883
27 680

Estimated living cost  is ₴12708 per week

₴9006
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2354
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₴32463
₴37315
₴27566
₴29107
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
76 000
trade
-
-
-
9 749
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
25 995
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 072
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 430
total
-
-
-
39 246
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 602
-
76 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 072
-
2 072
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

324
-
25 995
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
1 430
-
total
2 414
-
29 497
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
64 398
76 000
-
-
income
9 659
11 400
-
-
trade
10 142
11 970
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

531
627
-
-
chamber of commerce
139
155
-
-
total
20 471
24 152
-
-
Dividends
43 926
51 847
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

598
706
-
-
withholding
10 866
12 847
-
-
total
11 464
13 553
-
-
Income
76 000
76 000
76 000
76 000
Total tax
34 349
37 705
29 497
39 246
After tax
41 651
38 295
46 503
36 754
Living cost
9 188
9 188
9 188
9 188
Free-cash
32 463
29 107
37 315
27 566

Estimated living cost  is ₴9188 per week

₴5780
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1071
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2166
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₴46695
₴43186
₴43793
₴48346
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
76 000
income
-
-
-
18 338
health
-
-
-
1 938
social contributions
-
-
-
4 908
total
-
-
-
25 184
Employee
23 326
23 326
72 056
-
health
181
397
1 225
-
income
2 540
2 159
18 011
-
social contributions
882
1 936
2 611
-
total
3 603
4 492
21 847
-
Employer
23 326
23 326
72 056
-
health
196
432
1 333
-
social contributions
882
1 936
2 611
-
total
1 078
2 368
3 944
-
Corporate
64 296
50 307
-
-
income
8 037
6 288
-
-
total
8 037
6 288
-
-
Dividends
56 259
44 018
-
-
withholding
9 564
7 483
-
-
total
9 564
7 483
-
-
Income
76 000
76 000
76 000
76 000
Total tax
22 282
20 631
25 791
25 184
After tax
53 718
55 369
50 209
50 816
Living cost
7 023
7 023
7 023
7 023
Free-cash
46 695
48 346
43 186
43 793

Estimated living cost  is ₴7023 per week

₴4209
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴689
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴155
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1970
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₴33408
₴23515
₴29738
₴33714
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
76 000
income
-
-
-
10 337
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
26 410
surtax
-
-
-
-
total
-
-
-
36 747
Employee
13 951
-
61 414
-
income
2 902
-
21 414
-
social contributions
1 535
-
6 755
-
surtax
-
-
215
-
total
4 437
-
28 384
-
Employer
13 951
-
61 414
-
social contributions
3 313
-
14 586
-
total
3 313
-
14 586
-
Corporate
58 735
76 000
-
-
income
12 335
15 960
-
-
surtax
-
-
-
-
total
12 335
15 960
-
-
Dividends
46 401
60 040
-
-
withholding
12 992
16 811
-
-
total
12 992
16 811
-
-
Income
76 000
76 000
76 000
76 000
Total tax
33 077
32 771
42 970
36 747
After tax
42 923
43 229
33 030
39 253
Living cost
9 515
9 515
9 515
9 515
Free-cash
33 408
33 714
23 515
29 738

Estimated living cost  is ₴9515 per week

₴7119
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴561
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1676
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴69469
₴58500
₴72940
₴69900
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
76 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
760
total
-
-
-
760
Employee
2 875
-
76 000
-
income
575
-
15 200
-
total
575
-
15 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

73 125
76 000
-
-
total
-
-
-
-
Dividends
73 125
76 000
-
-
withholding
3 656
3 800
-
-
total
3 656
3 800
-
-
Income
76 000
76 000
76 000
76 000
Total tax
4 231
3 800
15 200
760
After tax
71 769
72 200
60 800
75 240
Living cost
2 300
2 300
2 300
2 300
Free-cash
69 469
69 900
58 500
72 940

Estimated living cost  is ₴2300 per week

₴1426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴191
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴63
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴620
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₴41653
₴24678
₴26330
₴44190
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
76 000
pensions
-
-
-
13 880
unemployment
-
-
-
114
income
-
-
-
20 062
health
-
-
-
7 478
total
-
-
-
41 534
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 414
-
65 761
-
health
866
-
4 248
-
unemployment
19
-
92
-
pensions
2 079
-
10 193
-
income
2 313
-
18 413
-
total
5 277
-
32 946
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 414
-
65 761
-
health
893
-
4 380
-
pensions
1 187
-
5 820
-
unemployment
8
-
40
-
total
2 088
-
10 240
-
Corporate
60 498
76 000
-
-
income
11 495
14 440
-
-
total
11 495
14 440
-
-
Dividends
49 003
61 560
-
-
withholding
7 351
9 234
-
-
total
7 351
9 234
-
-
Income
76 000
76 000
76 000
76 000
Total tax
26 211
23 674
43 186
41 534
After tax
49 789
52 326
32 814
34 466
Living cost
8 136
8 136
8 136
8 136
Free-cash
41 653
44 190
24 678
26 330

Estimated living cost  is ₴8136 per week

₴5584
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴522
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1874
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₴37846
₴41650
₴51681
₴36786
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
76 000
income
-
-
-
11 400
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
1 908
total
-
-
-
13 308
Employee
13 916
-
74 605
-
social contributions
1 394
-
1 395
-
income
1 510
-
20 549
-
total
2 904
-
21 944
-
Employer
13 916
-
74 605
-
social contributions
1 394
-
1 395
-
total
1 394
-
1 395
-
Corporate
60 690
76 000
-
-
income
21 242
26 600
-
-
total
21 242
26 600
-
-
Dividends
39 449
49 400
-
-
social contributions
1 603
1 603
-
-
total
1 603
1 603
-
-
Income
76 000
76 000
76 000
76 000
Total tax
27 143
28 203
23 339
13 308
After tax
48 857
47 797
52 661
62 692
Living cost
11 011
11 011
11 011
11 011
Free-cash
37 846
36 786
41 650
51 681

Estimated living cost  is ₴11011 per week

₴7253
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴868
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2721
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₴40092
₴40145
₴42375
₴39935
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
76 000
income
-
-
-
11 400
health
-
-
-
5 305
social contributions
-
-
-
10 488
total
-
-
-
27 193
Employee
10 285
-
76 000
-
health
718
-
5 305
-
income
1 715
-
13 630
-
social contributions
1 420
-
10 488
-
total
3 853
-
29 423
-
Employer
10 285
-
76 000
-
total
-
-
-
-
Corporate
65 715
76 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

3 286
3 800
-
-
total
3 286
3 800
-
-
Dividends
62 429
72 200
-
-
social contributions
8 615
9 963
-
-
withholding
9 364
10 830
-
-
health
4 358
5 040
-
-
total
22 337
25 833
-
-
Income
76 000
76 000
76 000
76 000
Total tax
29 476
29 633
29 423
27 193
After tax
46 524
46 367
46 577
48 807
Living cost
6 432
6 432
6 432
6 432
Free-cash
40 092
39 935
40 145
42 375

Estimated living cost  is ₴6432 per week

₴4305
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴148
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1582
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴40798
₴33942
₴37418
₴43829
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
76 000
income
-
-
-
8 373
health
-
-
-
10 260
social contributions
-
-
-
9 923
solidarity contribution
-
-
-
1 528
total
-
-
-
30 084
Employee
12 496
-
61 931
-
health
1 687
-
8 361
-
solidarity contribution
-
-
1 217
-
income
1 500
-
7 704
-
social contributions
812
-
2 209
-
total
3 999
-
19 491
-
Employer
12 496
-
61 931
-
health
1 125
-
5 574
-
social contributions
3 124
-
8 496
-
total
4 249
-
14 070
-
Corporate
59 255
76 000
-
-
income
11 258
14 440
-
-
total
11 258
14 440
-
-
Dividends
47 997
61 560
-
-
withholding
7 199
9 234
-
-
total
7 199
9 234
-
-
Income
76 000
76 000
76 000
76 000
Total tax
26 705
23 674
33 561
30 084
After tax
49 295
52 326
42 439
45 916
Living cost
8 498
8 498
8 498
8 498
Free-cash
40 798
43 829
33 942
37 418

Estimated living cost  is ₴8498 per week

₴6319
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴471
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1560
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₴67943
₴57215
₴71655
₴68615
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
76 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
760
total
-
-
-
760
Employee
4 481
-
76 000
-
income
896
-
15 200
-
total
896
-
15 200
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

71 519
76 000
-
-
total
-
-
-
-
Dividends
71 519
76 000
-
-
withholding
3 576
3 800
-
-
total
3 576
3 800
-
-
Income
76 000
76 000
76 000
76 000
Total tax
4 472
3 800
15 200
760
After tax
71 528
72 200
60 800
75 240
Living cost
3 585
3 585
3 585
3 585
Free-cash
67 943
68 615
57 215
71 655

Estimated living cost  is ₴3585 per week

₴2426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴150
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴120
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴888
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₴25736
₴23546
₴26265
₴23654
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
76 000
income
-
-
-
15 244
other
-
-
-
2 356
health
-
-
-
3 918
social contributions
-
-
-
2 166
pensions
-
-
-
11 400
surtax
-
-
-
-
total
-
-
-
35 084
Employee
18 999
-
57 632
-
pensions
2 149
-
4 500
-
income
1 658
-
13 292
-
social contributions
541
-
1 642
-
surtax
-
-
-
-
total
4 348
-
19 434
-
Employer
18 999
-
57 632
-
health
1 330
-
5 916
-
social contributions
57
-
173
-
pensions
3 122
-
7 488
-
unemployment
770
-
2 334
-
other
656
-
2 458
-
total
5 935
-
18 369
-
Corporate
51 067
76 000
-
-
income
14 299
21 280
-
-
surtax
-
-
-
-
total
14 299
21 280
-
-
Dividends
36 769
54 720
-
-
social contributions
6 324
9 411
-
-
surtax
-
-
-
-
withholding
4 707
7 004
-
-
total
11 031
16 415
-
-
Income
76 000
76 000
76 000
76 000
Total tax
35 613
37 695
37 803
35 084
After tax
40 387
38 305
38 197
40 916
Living cost
14 651
14 651
14 651
14 651
Free-cash
25 736
23 654
23 546
26 265

Estimated living cost  is ₴14651 per week

₴9916
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1199
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3336
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₴48194
₴44586
₴44587
₴49681
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
76 000
pensions
-
-
-
5 810
unemployment
-
-
-
335
income
-
-
-
17 737
health
-
-
-
2 302
total
-
-
-
26 184
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 885
-
72 000
-
health
406
-
1 151
-
unemployment
59
-
168
-
pensions
1 104
-
3 128
-
income
1 087
-
17 737
-
total
2 656
-
22 184
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 885
-
72 000
-
health
406
-
1 151
-
pensions
946
-
2 682
-
unemployment
59
-
168
-
total
1 411
-
4 001
-
Corporate
66 703
76 000
-
-
income
10 005
11 400
-
-
total
10 005
11 400
-
-
Dividends
56 698
64 600
-
-
withholding
8 505
9 690
-
-
total
8 505
9 690
-
-
Income
76 000
76 000
76 000
76 000
Total tax
22 577
21 090
26 185
26 184
After tax
53 423
54 910
49 815
49 816
Living cost
5 229
5 229
5 229
5 229
Free-cash
48 194
49 681
44 586
44 587

Estimated living cost  is ₴5229 per week

₴3521
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴404
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴151
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1153
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₴22942
₴36390
₴38392
₴14109
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
76 000
pensions
-
-
-
6 992
city
-
-
-
801
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 520
health
-
-
-
171
regional
-
-
-
4 739
national
-
-
-
2 740
total
-
-
-
16 963
Employee
24 159
-
68 773
-
health
55
-
155
-
unemployment
-
-
-
-
city
259
-
749
-
pensions
2 030
-
4 940
-
regional
791
-
4 299
-
national
114
-
2 353
-
total
3 249
-
12 496
-
Employer
24 159
-
68 773
-
health
55
-
155
-
pensions
2 030
-
4 940
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

483
-
1 375
-
total
2 568
-
6 470
-
Corporate
49 008
76 000
-
-
regional
10 365
16 074
-
-
national
4 165
6 460
-
-
total
14 530
22 534
-
-
Dividends
34 477
53 466
-
-
withholding
12 067
18 713
-
-
total
12 067
18 713
-
-
Income
76 000
76 000
76 000
76 000
Total tax
32 414
41 247
18 966
16 963
After tax
43 586
34 753
57 034
59 037
Living cost
20 644
20 644
20 644
20 644
Free-cash
22 942
14 109
36 390
38 392

Estimated living cost  is ₴20644 per week

₴13425
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1853
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴253
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴5114
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₴35512
₴25388
₴34094
₴34396
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
76 000
municipal
-
-
-
13 492
health
-
-
-
1 044
national
-
-
-
15 724
total
-
-
-
30 260
Employee
15 960
-
63 935
-
health
119
-
858
-
unemployment
239
-
959
-
pensions
1 077
-
4 316
-
national
264
-
10 364
-
municipal
2 614
-
10 404
-
total
4 313
-
26 901
-
Employer
15 960
-
63 935
-
health
123
-
492
-
pensions
2 769
-
11 093
-
accident
16
-
64
-
unemployment
104
-
416
-
total
3 012
-
12 065
-
Corporate
57 029
76 000
-
-
income
11 406
15 200
-
-
total
11 406
15 200
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

34 217
45 600
-
-
municipal
6 159
8 208
-
-
national
3 952
6 550
-
-
total
10 111
14 758
-
-
Income
76 000
76 000
76 000
76 000
Total tax
28 842
29 958
38 966
30 260
After tax
47 158
46 042
37 034
45 740
Living cost
11 646
11 646
11 646
11 646
Free-cash
35 512
34 396
25 388
34 094

Estimated living cost  is ₴11646 per week

₴7607
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1120
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴185
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2734
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₴26849
₴14438
₴22035
₴30214
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
76 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
4 106
social contributions
-
-
-
7 563
national
-
-
-
31 236
total
-
-
-
42 905
Employee

The minimum management director salary is set at €45,000 per year.

21 698
-
58 864
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 019
-
2 767
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 132
-
3 070
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

189
-
512
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 627
-
4 415
-
national
6 671
-
22 603
-
total
10 638
-
33 367
-
Employer

The minimum management director salary is set at €45,000 per year.

21 698
-
58 864
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 334
-
3 620
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 923
-
5 215
-
surtax
2 460
-
6 675
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

282
-
766
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

317
-
859
-
total
6 316
-
17 135
-
Corporate
47 986
76 000
-
-
income
9 597
16 859
-
-
surtax
192
337
-
-
total
9 789
17 196
-
-
Dividends
38 197
58 804
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

11 348
17 530
-
-
total
11 348
17 530
-
-
Income
76 000
76 000
76 000
76 000
Total tax
38 091
34 726
50 502
42 905
After tax
37 909
41 274
25 498
33 095
Living cost
11 060
11 060
11 060
11 060
Free-cash
26 849
30 214
14 438
22 035

Estimated living cost  is ₴11060 per week

₴7124
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴173
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2796
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₴28069
₴24462
₴24781
₴28364
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
76 000
unemployment
-
-
-
29
municipal
-
-
-
20 177
other
-
-
-
3 344
health
-
-
-
1 796
national
-
-
-
9 572
accident
-
-
-
58
pensions
-
-
-
3 111
total
-
-
-
38 087
Employee
18 711
-
66 957
-
national
-
-
9 396
-
municipal
5 580
-
19 967
-
total
5 580
-
29 363
-
Employer
18 711
-
66 957
-
health
1 151
-
1 770
-
pensions
2 023
-
3 111
-
accident
37
-
58
-
unemployment
494
-
760
-
other
2 174
-
3 344
-
total
5 879
-
9 043
-
Corporate
51 410
76 000
-
-
income
11 310
16 720
-
-
total
11 310
16 720
-
-
Dividends
40 100
59 280
-
-
withholding
12 030
17 784
-
-
total
12 030
17 784
-
-
Income
76 000
76 000
76 000
76 000
Total tax
34 799
34 504
38 406
38 087
After tax
41 201
41 496
37 594
37 913
Living cost
13 132
13 132
13 132
13 132
Free-cash
28 069
28 364
24 462
24 781

Estimated living cost  is ₴13132 per week

₴8703
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1289
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴199
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2941
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₴15574
₴56967
₴37936
₴31652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
76 000
income
-
-
-
14 814
social contributions
-
-
-
8 664
total
-
-
-
23 478
Employee
20 914
-
-
-
income
4 613
-
-
-
social contributions
1 715
-
244
-
total
6 328
-
244
-
Employer
20 914
-
-
-
social contributions
29 489
-
4 203
-
total
29 489
-
4 203
-
Corporate
25 596
76 000
-
-
income
5 631
16 720
-
-
total
5 631
16 720
-
-
Dividends
19 965
59 280
-
-
income
4 392
13 042
-
-
total
4 392
13 042
-
-
Income
76 000
76 000
76 000
76 000
Total tax
45 840
29 762
4 447
23 478
After tax
30 160
46 238
71 553
52 522
Living cost
14 586
14 586
14 586
14 586
Free-cash
15 574
31 652
56 967
37 936

Estimated living cost  is ₴14586 per week

₴9464
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1372
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴44273
₴40370
₴40977
₴45530
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
76 000
income
-
-
-
18 338
health
-
-
-
1 938
social contributions
-
-
-
4 908
total
-
-
-
25 184
Employee
23 326
23 326
72 056
-
health
232
397
1 225
-
income
2 449
2 159
18 011
-
social contributions
1 133
1 936
2 611
-
total
3 814
4 492
21 847
-
Employer
23 326
23 326
72 056
-
health
253
432
1 333
-
social contributions
1 133
1 936
2 611
-
total
1 386
2 368
3 944
-
Corporate
60 960
50 307
-
-
income
7 620
6 288
-
-
total
7 620
6 288
-
-
Dividends
53 340
44 018
-
-
withholding
9 068
7 483
-
-
total
9 068
7 483
-
-
Income
76 000
76 000
76 000
76 000
Total tax
21 888
20 631
25 791
25 184
After tax
54 112
55 369
50 209
50 816
Living cost
9 839
9 839
9 839
9 839
Free-cash
44 273
45 530
40 370
40 977

Estimated living cost  is ₴9839 per week

₴6726
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴768
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴165
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2179
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₴37990
₴30979
₴37719
₴36264
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
76 000
income
-
-
-
24 340
pensions
-
-
-
3 116
total
-
-
-
27 456
Employee
14 859
-
66 162
-
health
194
-
863
-
pensions
1 134
-
3 651
-
income
2 706
-
19 845
-
total
4 034
-
24 359
-
Employer
14 859
-
66 162
-
health
282
-
1 257
-
pensions
1 501
-
8 580
-
total
1 783
-
9 837
-
Corporate
59 358
76 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

11 278
14 440
-
-
total
11 278
14 440
-
-
Dividends
48 080
61 560
-
-
withholding
10 090
14 471
-
-
total
10 090
14 471
-
-
Income
76 000
76 000
76 000
76 000
Total tax
27 185
28 911
34 196
27 456
After tax
48 815
47 089
41 804
48 544
Living cost
10 825
10 825
10 825
10 825
Free-cash
37 990
36 264
30 979
37 719

Estimated living cost  is ₴10825 per week

₴7426
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴995
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴135
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2268
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₴26567
₴21552
₴24043
₴27948
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
76 000
municipal
-
-
-
547
regional
-
-
-
1 924
social contributions
-
-
-
15 182
national
-
-
-
22 220
total
-
-
-
39 873
Employee
25 562
-
76 000
-
social contributions
8 619
-
19 904
-
regional
386
-
1 766
-
national
4 320
-
20 189
-
municipal
153
-
505
-
total
13 478
-
42 364
-
Employer
25 562
-
76 000
-
total
-
-
-
-
Corporate
50 438
76 000
-
-
nationa
12 105
18 240
-
-
municipal
2 431
3 663
-
-
total
14 536
21 903
-
-
Dividends
35 902
54 096
-
-
withholding
9 335
14 065
-
-
total
9 335
14 065
-
-
Income
76 000
76 000
76 000
76 000
Total tax
37 349
35 968
42 364
39 873
After tax
38 651
40 032
33 636
36 127
Living cost
12 084
12 084
12 084
12 084
Free-cash
26 567
27 948
21 552
24 043

Estimated living cost  is ₴12084 per week

₴8489
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴831
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴182
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2582
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₴5164
₴35663
₴45399
-₴313
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
76 000
pensions
-
-
-
1 223
income
-
-
-
22 085
other
-
-
-
109
health
-
-
-
641
accident
-
-
-
74
total
-
-
-
24 132
Employee
10 176
-
69 881
-
health
1 165
-
8 001
-
pensions
1 146
-
2 243
-
income
1 396
-
17 505
-
total
3 707
-
27 749
-
Employer
10 176
-
69 881
-
pensions
1 655
-
3 240
-
accident
170
-
1 167
-
unemployment
249
-
1 712
-
total
2 074
-
6 119
-
Corporate
63 750
76 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

57 375
68 400
-
-
total
57 375
68 400
-
-
Dividends
6 375
7 600
-
-
withholding
1 211
1 444
-
-
total
1 211
1 444
-
-
Income
76 000
76 000
76 000
76 000
Total tax
64 367
69 844
33 868
24 132
After tax
11 633
6 156
42 132
51 868
Living cost
6 469
6 469
6 469
6 469
Free-cash
5 164
-313
35 663
45 399

Estimated living cost  is ₴6469 per week

₴4741
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴358
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴135
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1234
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₴31333
₴34792
₴25910
₴27365
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
76 000
trade
-
-
-
8 882
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
25 995
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 072
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 430
total
-
-
-
38 379
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 093
-
76 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 072
-
2 072
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 241
-
25 995
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

69
-
1 430
-
total
3 382
-
29 497
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
60 907
76 000
-
-
income
9 136
11 400
-
-
trade
8 740
10 906
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

503
627
-
-
chamber of commerce
135
158
-
-
total
18 514
23 091
-
-
Dividends
42 393
52 909
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

577
721
-
-
withholding
10 483
13 112
-
-
total
11 060
13 833
-
-
Income
76 000
76 000
76 000
76 000
Total tax
32 956
36 924
29 497
38 379
After tax
43 044
39 076
46 503
37 621
Living cost
11 711
11 711
11 711
11 711
Free-cash
31 333
27 365
34 792
25 910

Estimated living cost  is ₴11711 per week

₴8079
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1260
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2202
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₴52001
₴27141
₴21854
₴54489
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
76 000
income
-
-
-
16 833
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
11 622
surtax
-
-
-
19 380
total
-
-
-
47 835
Employee
8 864
-
60 623
-
income
1 578
-
14 404
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

975
-
3 977
-
surtax
-
-
8 790
-
total
2 553
-
27 171
-
Employer
8 864
-
60 623
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 135
-
8 709
-
surtax
-
-
6 668
-
total
2 135
-
15 377
-
Corporate
65 001
76 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

13 000
15 200
-
-
total
13 000
15 200
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

52 001
60 800
-
-
total
-
-
-
-
Income
76 000
76 000
76 000
76 000
Total tax
17 688
15 200
42 548
47 835
After tax
58 312
60 800
33 452
28 165
Living cost
6 311
6 311
6 311
6 311
Free-cash
52 001
54 489
27 141
21 854

Estimated living cost  is ₴6311 per week

₴4026
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴601
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1540
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₴43054
₴43174
₴43441
₴43670
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
76 000
income
-
-
-
24 081
health
-
-
-
1 985
pensions
-
-
-
2 739
total
-
-
-
28 805
Employee
5 718
-
72 919
-
health
286
-
685
-
unemployment
57
-
137
-
pensions
515
-
1 232
-
income
1 106
-
23 937
-
total
1 964
-
25 991
-
Employer
5 718
-
72 919
-
health
543
-
1 301
-
pensions
629
-
1 506
-
unemployment
114
-
274
-
total
1 286
-
3 081
-
Corporate
68 995
76 000
-
-
income
15 179
16 720
-
-
total
15 179
16 720
-
-
Dividends
53 816
59 280
-
-
withholding
10 763
11 856
-
-
total
10 763
11 856
-
-
Income
76 000
76 000
76 000
76 000
Total tax
29 192
28 576
29 072
28 805
After tax
46 808
47 424
46 928
47 195
Living cost
3 754
3 754
3 754
3 754
Free-cash
43 054
43 670
43 174
43 441

Estimated living cost  is ₴3754 per week

₴2231
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴304
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴86
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1133
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₴40025
₴26999
₴28854
₴40991
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
76 000
pensions
-
-
-
8 097
unemployment
-
-
-
69
income
-
-
-
24 972
other
-
-
-
-
health
-
-
-
2 874
surtax
-
-
-
4 321
total
-
-
-
40 333
Employee
10 216
-
67 478
-
health
261
-
1 032
-
unemployment
711
-
2 818
-
pensions
682
-
2 700
-
income
1 713
-
23 157
-
other
-
-
-
-
surtax
36
-
3 959
-
total
3 403
-
33 666
-
Employer
10 216
-
67 478
-
health
465
-
1 842
-
pensions
1 362
-
5 397
-
unemployment
324
-
1 283
-
other
-
-
-
-
total
2 151
-
8 522
-
Corporate
63 634
76 000
-
-
income
16 545
19 760
-
-
total
16 545
19 760
-
-
Dividends
47 089
56 240
-
-
withholding
7 063
8 436
-
-
total
7 063
8 436
-
-
Income
76 000
76 000
76 000
76 000
Total tax
29 162
28 196
42 188
40 333
After tax
46 838
47 804
33 812
35 667
Living cost
6 813
6 813
6 813
6 813
Free-cash
40 025
40 991
26 999
28 854

Estimated living cost  is ₴6813 per week

₴4114
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴592
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1950
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₴32040
₴10069
₴29189
₴32189
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
76 000
pensions
-
-
-
6 556
chamber of commerce
-
-
-
304
unemployment
-
-
-
1 861
income