Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 74000
per

Your estimated
City
free-cash

Andorra , Andorra
₴43608
₴54981
₴45574
₴56149
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
social contributions
-
-
-
16 280
income
-
-
-
3 661
total
-
-
-
19 941
Employee
11 178
-
64 069
-
social contributions
726
-
4 165
-
income
-
-
3 879
-
total
726
-
8 044
-
Employer
11 178
-
64 069
-
social contributions
1 733
-
9 931
-
total
1 733
-
9 931
-
Corporate
61 090
74 000
-
-
income
6 109
7 400
-
-
total
6 109
7 400
-
-
Dividends
54 981
66 600
-
-
total
-
-
-
-
Income
74 000
74 000
74 000
74 000
Total tax
8 568
7 400
17 975
19 941
After tax
65 432
66 600
56 025
54 059
Living cost
10 451
10 451
10 451
10 451
Free-cash
54 981
56 149
45 574
43 608

Estimated living cost  is ₴10451 per week

₴6758
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴788
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2709
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴26956
₴29595
₴8369
₴29767
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
surtax
-
-
-
-
unemployment
-
-
-
2 132
health
-
-
-
3 107
chamber of commerce
-
-
-
296
pensions
-
-
-
7 514
income
-
-
-
22 903
total
-
-
-
35 952
Employee
15 198
13 856
60 834
-
unemployment
456
416
1 219
-
other
152
139
406
-
income
1 354
1 022
19 138
-
pensions
1 556
1 419
4 159
-
health
588
536
1 572
-
total
4 106
3 532
26 494
-
Employer
15 198
13 856
60 834
-
pensions
1 907
1 739
5 098
-
surtax
-
-
-
-
payroll
456
416
1 825
-
other
722
658
2 718
-
health
575
524
1 535
-
accident
197
180
528
-
unemployment
456
416
1 219
-
chamber of commerce
61
55
243
-
total
4 374
3 988
13 166
-
Corporate
54 428
56 157
59 515
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

13 607
14 039
14 879
-
total
13 607
14 039
14 879
-
Dividends
40 821
42 117
-
-
withholding
11 226
11 582
-
-
total
11 226
11 582
-
-
Income
74 000
74 000
74 000
74 000
Total tax
33 313
33 141
54 539
35 952
After tax
40 687
40 859
19 461
38 048
Living cost
11 092
11 092
11 092
11 092
Free-cash
29 595
29 767
8 369
26 956

Estimated living cost  is ₴11092 per week

₴6654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1133
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴198
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴25728
₴28035
₴7193
₴28570
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
surtax
-
-
-
69
unemployment
-
-
-
2 132
health
-
-
-
3 107
chamber of commerce
-
-
-
296
pensions
-
-
-
7 514
income
-
-
-
22 903
total
-
-
-
36 021
Employee
17 376
13 856
60 771
-
unemployment
521
416
1 219
-
other
174
139
406
-
income
1 978
1 022
19 107
-
pensions
1 779
1 419
4 159
-
health
672
536
1 572
-
total
5 124
3 532
26 463
-
Employer
17 376
13 856
60 771
-
pensions
2 181
1 739
5 098
-
surtax
69
69
69
-
payroll
521
416
1 823
-
other
825
658
2 715
-
health
656
524
1 535
-
accident
226
180
528
-
unemployment
521
416
1 219
-
chamber of commerce
69
55
243
-
total
5 068
4 057
13 230
-
Corporate
51 556
56 088
59 452
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

12 889
14 022
14 863
-
total
12 889
14 022
14 863
-
Dividends
38 667
42 066
-
-
withholding
10 633
11 568
-
-
total
10 633
11 568
-
-
Income
74 000
74 000
74 000
74 000
Total tax
33 714
33 179
54 556
36 021
After tax
40 286
40 821
19 444
37 979
Living cost
12 251
12 251
12 251
12 251
Free-cash
28 035
28 570
7 193
25 728

Estimated living cost  is ₴12251 per week

₴8171
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1045
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2834
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₴19488
₴23469
₴12663
₴28167
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
national
-
-
-
29 247
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 920
social contributions
-
-
-
8 668
total
-
-
-
41 835
Employee

The minimum management director salary is set at €45,000 per year.

24 870
-
57 314
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

216
-
499
-
national
7 646
-
21 493
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 297
-
2 990
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 865
-
4 299
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 168
-
2 694
-
total
12 192
-
31 975
-
Employer

The minimum management director salary is set at €45,000 per year.

24 870
-
57 314
-
surtax
2 820
-
6 499
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 204
-
5 078
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 529
-
3 525
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

323
-
746
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

363
-
837
-
total
7 239
-
16 685
-
Corporate
41 891
74 000
-
-
income
8 378
15 522
-
-
surtax
168
310
-
-
total
8 546
15 832
-
-
Dividends
33 345
58 168
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

9 877
17 324
-
-
total
9 877
17 324
-
-
Income
74 000
74 000
74 000
74 000
Total tax
37 854
33 156
48 660
41 835
After tax
36 146
40 844
25 340
32 165
Living cost
12 677
12 677
12 677
12 677
Free-cash
23 469
28 167
12 663
19 488

Estimated living cost  is ₴12677 per week

₴8166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1108
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴199
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3205
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴53674
₴55169
₴56713
₴57288
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
unemployment
-
-
-
49
health
-
-
-
1 397
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 798
income
-
-
-
11 100
total
-
-
-
14 344
Employee
7 921
-
71 617
-
accident

We are using the highest rate at 1.1%.

87
-
134
-
income
792
-
7 162
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

695
-
1 067
-
health
364
-
559
-
total
1 938
-
8 922
-
Employer
7 921
-
71 617
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

873
-
1 338
-
health
547
-
838
-
accident

We are using the highest rate at 1.1%.

87
-
134
-
unemployment
48
-
73
-
total
1 555
-
2 383
-
Corporate
64 525
74 000
-
-
income
6 452
7 400
-
-
total
6 452
7 400
-
-
Dividends
58 073
66 600
-
-
withholding
2 904
3 330
-
-
total
2 904
3 330
-
-
Income
74 000
74 000
74 000
74 000
Total tax
12 849
10 730
11 305
14 344
After tax
61 151
63 270
62 695
59 656
Living cost
5 982
5 982
5 982
5 982
Free-cash
55 169
57 288
56 713
53 674

Estimated living cost  is ₴5982 per week

₴3956
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1541
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴55097
₴57096
₴58136
₴58711
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
unemployment
-
-
-
49
health
-
-
-
1 397
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 798
income
-
-
-
11 100
total
-
-
-
14 344
Employee
6 037
-
71 617
-
accident

We are using the highest rate at 1.1%.

66
-
134
-
income
604
-
7 162
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

530
-
1 067
-
health
278
-
559
-
total
1 478
-
8 922
-
Employer
6 037
-
71 617
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

665
-
1 338
-
health
417
-
838
-
accident

We are using the highest rate at 1.1%.

66
-
134
-
unemployment
36
-
73
-
total
1 184
-
2 383
-
Corporate
66 778
74 000
-
-
income
6 678
7 400
-
-
total
6 678
7 400
-
-
Dividends
60 101
66 600
-
-
withholding
3 005
3 330
-
-
total
3 005
3 330
-
-
Income
74 000
74 000
74 000
74 000
Total tax
12 345
10 730
11 305
14 344
After tax
61 655
63 270
62 695
59 656
Living cost
4 559
4 559
4 559
4 559
Free-cash
57 096
58 711
58 136
55 097

Estimated living cost  is ₴4559 per week

₴2662
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴326
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴121
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1451
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴41890
₴44000
₴41273
₴45891
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
health
-
-
-
1 887
social contributions
-
-
-
5 625
income
-
-
-
16 548
total
-
-
-
24 060
Employee
26 735
26 735
69 717
-
income
2 911
2 475
16 216
-
social contributions
1 011
2 219
2 993
-
health
207
455
1 185
-
total
4 129
5 149
20 394
-
Employer
26 735
26 735
69 717
-
social contributions
1 011
2 219
2 993
-
health
225
495
1 290
-
total
1 236
2 714
4 283
-
Corporate
60 585
44 551
-
-
income
7 573
5 569
-
-
total
7 573
5 569
-
-
Dividends
53 012
38 982
-
-
withholding
9 012
6 627
-
-
total
9 012
6 627
-
-
Income
74 000
74 000
74 000
74 000
Total tax
21 950
20 059
24 677
24 060
After tax
52 050
53 941
49 323
49 940
Living cost
8 050
8 050
8 050
8 050
Free-cash
44 000
45 891
41 273
41 890

Estimated living cost  is ₴8050 per week

₴4824
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴790
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴178
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2258
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴38663
₴41224
₴38046
₴42664
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
health
-
-
-
1 887
social contributions
-
-
-
5 625
income
-
-
-
16 548
total
-
-
-
24 060
Employee
26 735
26 735
69 717
-
income
2 807
2 475
16 216
-
social contributions
1 299
2 219
2 993
-
health
266
455
1 185
-
total
4 372
5 149
20 394
-
Employer
26 735
26 735
69 717
-
social contributions
1 299
2 219
2 993
-
health
290
495
1 290
-
total
1 589
2 714
4 283
-
Corporate
56 762
44 551
-
-
income
7 095
5 569
-
-
total
7 095
5 569
-
-
Dividends
49 666
38 982
-
-
withholding
8 443
6 627
-
-
total
8 443
6 627
-
-
Income
74 000
74 000
74 000
74 000
Total tax
21 499
20 059
24 677
24 060
After tax
52 501
53 941
49 323
49 940
Living cost
11 277
11 277
11 277
11 277
Free-cash
41 224
42 664
38 046
38 663

Estimated living cost  is ₴11277 per week

₴7709
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴881
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2498
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴35635
₴40040
₴32397
₴42908
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
health
-
-
-
9 990
social contributions
-
-
-
11 571
income
-
-
-
7 866
solidarity contribution
-
-
-
897
total
-
-
-
30 324
Employee
11 826
-
58 801
-
income
1 419
-
7 243
-
social contributions
769
-
2 576
-
health
1 596
-
7 938
-
solidarity contribution
-
-
606
-
total
3 784
-
18 363
-
Employer
11 826
-
58 801
-
social contributions
2 956
-
9 907
-
health
1 064
-
5 292
-
total
4 020
-
15 199
-
Corporate
58 154
74 000
-
-
income
11 049
14 060
-
-
total
11 049
14 060
-
-
Dividends
47 104
59 940
-
-
withholding
7 066
8 991
-
-
total
7 066
8 991
-
-
Income
74 000
74 000
74 000
74 000
Total tax
25 919
23 051
33 562
30 324
After tax
48 081
50 949
40 438
43 676
Living cost
8 041
8 041
8 041
8 041
Free-cash
40 040
42 908
32 397
35 635

Estimated living cost  is ₴8041 per week

₴5586
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴572
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1726
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴33767
₴37505
₴30529
₴41040
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
health
-
-
-
9 990
social contributions
-
-
-
11 571
income
-
-
-
7 866
solidarity contribution
-
-
-
897
total
-
-
-
30 324
Employee
14 572
-
58 801
-
income
1 749
-
7 243
-
social contributions
947
-
2 576
-
health
1 967
-
7 938
-
solidarity contribution
-
-
606
-
total
4 663
-
18 363
-
Employer
14 572
-
58 801
-
social contributions
3 643
-
9 907
-
health
1 311
-
5 292
-
total
4 954
-
15 199
-
Corporate
54 473
74 000
-
-
income
10 350
14 060
-
-
total
10 350
14 060
-
-
Dividends
44 123
59 940
-
-
withholding
6 619
8 991
-
-
total
6 619
8 991
-
-
Income
74 000
74 000
74 000
74 000
Total tax
26 586
23 051
33 562
30 324
After tax
47 414
50 949
40 438
43 676
Living cost
9 909
9 909
9 909
9 909
Free-cash
37 505
41 040
30 529
33 767

Estimated living cost  is ₴9909 per week

₴7369
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴549
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴171
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1820
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₴26127
-₴1959
-₴1959
-₴1959
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
national
-
-
-
9 097
pensions
-
-
-
302
municipal
-
-
-
15 788
labour market
-
-
-
5 896
total
-
-
-
31 083
Employee
70 867
70 867
70 867
-
municipal
15 091
15 091
15 091
-
national
8 658
8 658
8 658
-
pensions
101
101
101
-
labour market
5 661
5 661
5 661
-
total
29 511
29 511
29 511
-
Employer
70 867
70 867
70 867
-
pensions
201
201
201
-
labour market
5 669
5 669
5 669
-
municipal
15 115
15 115
15 115
-
national
8 673
8 673
8 673
-
total
29 658
29 658
29 658
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
74 000
74 000
74 000
74 000
Total tax
59 169
59 169
59 169
31 083
After tax
14 831
14 831
14 831
42 917
Living cost
16 790
16 790
16 790
16 790
Free-cash
-1 959
-1 959
-1 959
26 127

Estimated living cost  is ₴16790 per week

₴11491
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1485
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴258
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3555
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴31266
₴48642
₴34254
₴50802
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
health
-
-
-
9 620
pensions
-
-
-
14 800
income
-
-
-
9 916
total
-
-
-
34 336
Employee
9 863
-
55 306
-
unemployment
158
-
885
-
income
1 110
-
10 663
-
pensions
197
-
1 106
-
total
1 465
-
12 654
-
Employer
9 863
-
55 306
-
pensions
1 973
-
11 061
-
health
1 282
-
7 190
-
unemployment
79
-
443
-
total
3 334
-
18 694
-
Corporate
60 803
74 000
-
-
income
12 161
14 800
-
-
total
12 161
14 800
-
-
Dividends
48 642
59 200
-
-
total
-
-
-
-
Income
74 000
74 000
74 000
74 000
Total tax
16 960
14 800
31 348
34 336
After tax
57 040
59 200
42 652
39 664
Living cost
8 398
8 398
8 398
8 398
Free-cash
48 642
50 802
34 254
31 266

Estimated living cost  is ₴8398 per week

₴5760
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴500
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1969
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴32528
₴33304
₴24052
₴32229
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
74 000
national
-
-
-
13 989
health
-
-
-
994
municipal
-
-
-
13 141
total
-
-
-
28 124
Employee
18 292
-
62 253
-
unemployment
274
-
934
-
municipal
2 996
-
10 134
-
national
302
-
8 769
-
pensions
1 234
-
4 202
-
health
137
-
814
-
total
4 943
-
24 853
-
Employer
18 292
-
62 253
-
pensions
3 174
-
10 801
-
health
141
-
480
-
accident
18
-
62
-
unemployment
119
-
404
-
total
3 452
-
11 747
-
Corporate
52 256
74 000
-
-
income
10 451
14 800
-
-
total
10 451
14 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

31 354
44 400
-
-
municipal
5 644
7 992
-
-
national
2 858
5 631
-
-
total
8 502
13 623
-
-
Income
74 000
74 000
74 000
74 000
Total tax
27 348
28 423
36 600
28 124
After tax
46 652
45 577
37 400
45 876
Living cost
13 348
13 348
13 348
13 348
Free-cash
33 304
32 229
24 052
32 528

Estimated living cost  is ₴13348 per week

₴8719
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1284
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴212
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3133
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴30142
₴28507
₴28242
₴26579
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
surtax
-
-
-
-
health
-
-
-
3 527
pensions
-
-
-
11 979
social contributions
-
-
-
2 109
income
-
-
-
13 232
other
-
-
-
2 294
total
-
-
-
33 141
Employee
13 283
-
56 629
-
income
685
-
11 852
-
surtax
-
-
-
-
social contributions
379
-
1 614
-
pensions
1 502
-
4 204
-
total
2 566
-
17 670
-
Employer
13 283
-
56 629
-
pensions
2 183
-
7 030
-
social contributions
40
-
170
-
other
459
-
2 323
-
health
930
-
5 555
-
unemployment
538
-
2 293
-
total
4 150
-
17 371
-
Corporate
56 569
74 000
-
-
income
15 840
20 720
-
-
surtax
-
-
-
-
total
15 840
20 720
-
-
Dividends
40 729
53 280
-
-
withholding
5 214
6 820
-
-
social contributions
7 006
9 164
-
-
surtax
-
-
-
-
total
12 220
15 984
-
-
Income
74 000
74 000
74 000
74 000
Total tax
34 776
36 704
35 041
33 141
After tax
39 224
37 296
38 959
40 859
Living cost
10 717
10 717
10 717
10 717
Free-cash
28 507
26 579
28 242
30 142

Estimated living cost  is ₴10717 per week

₴6215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1089
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3210
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴28964
₴27456
₴27064
₴25401
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
surtax
-
-
-
-
health
-
-
-
3 527
pensions
-
-
-
11 979
social contributions
-
-
-
2 109
income
-
-
-
13 232
other
-
-
-
2 294
total
-
-
-
33 141
Employee
14 880
-
56 629
-
income
878
-
11 852
-
surtax
-
-
-
-
social contributions
424
-
1 614
-
pensions
1 682
-
4 204
-
total
2 984
-
17 670
-
Employer
14 880
-
56 629
-
pensions
2 445
-
7 030
-
social contributions
45
-
170
-
other
513
-
2 323
-
health
1 042
-
5 555
-
unemployment
602
-
2 293
-
total
4 647
-
17 371
-
Corporate
54 473
74 000
-
-
income
15 252
20 720
-
-
surtax
-
-
-
-
total
15 252
20 720
-
-
Dividends
39 220
53 280
-
-
withholding
5 020
6 820
-
-
social contributions
6 746
9 164
-
-
surtax
-
-
-
-
total
11 766
15 984
-
-
Income
74 000
74 000
74 000
74 000
Total tax
34 649
36 704
35 041
33 141
After tax
39 351
37 296
38 959
40 859
Living cost
11 895
11 895
11 895
11 895
Free-cash
27 456
25 401
27 064
28 964

Estimated living cost  is ₴11895 per week

₴7501
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴967
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3226
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₴24066
₴22894
₴22166
₴20503
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
surtax
-
-
-
-
health
-
-
-
3 527
pensions
-
-
-
11 979
social contributions
-
-
-
2 109
income
-
-
-
13 232
other
-
-
-
2 294
total
-
-
-
33 141
Employee
21 776
-
56 629
-
income
1 900
-
11 852
-
surtax
-
-
-
-
social contributions
620
-
1 614
-
pensions
2 463
-
4 204
-
total
4 983
-
17 670
-
Employer
21 776
-
56 629
-
pensions
3 578
-
7 030
-
social contributions
65
-
170
-
other
752
-
2 323
-
health
1 524
-
5 555
-
unemployment
882
-
2 293
-
total
6 801
-
17 371
-
Corporate
45 423
74 000
-
-
income
12 718
20 720
-
-
surtax
-
-
-
-
total
12 718
20 720
-
-
Dividends
32 705
53 280
-
-
withholding
4 186
6 820
-
-
social contributions
5 625
9 164
-
-
surtax
-
-
-
-
total
9 811
15 984
-
-
Income
74 000
74 000
74 000
74 000
Total tax
34 313
36 704
35 041
33 141
After tax
39 687
37 296
38 959
40 859
Living cost
16 793
16 793
16 793
16 793
Free-cash
22 894
20 503
22 166
24 066

Estimated living cost  is ₴16793 per week

₴11365
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1374
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3824
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴71033
₴67655
₴56973
₴68073
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
74 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
740
total
-
-
-
740
Employee
2 784
-
74 000
-
income
557
-
14 800
-
total
557
-
14 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

71 216
74 000
-
-
total
-
-
-
-
Dividends
71 216
74 000
-
-
withholding
3 561
3 700
-
-
total
3 561
3 700
-
-
Income
74 000
74 000
74 000
74 000
Total tax
4 118
3 700
14 800
740
After tax
69 882
70 300
59 200
73 260
Living cost
2 227
2 227
2 227
2 227
Free-cash
67 655
68 073
56 973
71 033

Estimated living cost  is ₴2227 per week

₴1380
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴601
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴69789
₴66178
₴55729
₴66829
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
74 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
740
total
-
-
-
740
Employee
4 339
-
74 000
-
income
868
-
14 800
-
total
868
-
14 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

69 661
74 000
-
-
total
-
-
-
-
Dividends
69 661
74 000
-
-
withholding
3 483
3 700
-
-
total
3 483
3 700
-
-
Income
74 000
74 000
74 000
74 000
Total tax
4 351
3 700
14 800
740
After tax
69 649
70 300
59 200
73 260
Living cost
3 471
3 471
3 471
3 471
Free-cash
66 178
66 829
55 729
69 789

Estimated living cost  is ₴3471 per week

₴2349
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴116
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴24277
₴29188
₴32577
₴24641
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
74 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 336
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
24 289
trade
-
-
-
8 300
total
-
-
-
36 300
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 299
-
74 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 423
-
24 289
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

79
-
1 336
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
3 877
-
28 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
56 701
74 000
-
-
trade
8 137
10 619
-
-
income
8 505
11 100
-
-
chamber of commerce
136
161
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

468
610
-
-
total
17 246
22 490
-
-
Dividends
39 455
51 510
-
-
withholding
9 731
12 745
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

535
701
-
-
total
10 266
13 446
-
-
Income
74 000
74 000
74 000
74 000
Total tax
31 389
35 936
28 000
36 300
After tax
42 611
38 064
46 000
37 700
Living cost
13 423
13 423
13 423
13 423
Free-cash
29 188
24 641
32 577
24 277

Estimated living cost  is ₴13423 per week

₴9260
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1444
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2524
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴26360
₴30618
₴35469
₴26771
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
74 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 336
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
24 289
trade
-
-
-
9 109
total
-
-
-
37 109
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 298
-
74 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

371
-
24 289
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
1 336
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
2 766
-
28 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
60 702
74 000
-
-
trade
9 560
11 655
-
-
income
9 105
11 100
-
-
chamber of commerce
140
159
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

501
610
-
-
total
19 306
23 524
-
-
Dividends
41 396
50 476
-
-
withholding
10 217
12 487
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

562
687
-
-
total
10 779
13 174
-
-
Income
74 000
74 000
74 000
74 000
Total tax
32 851
36 698
28 000
37 109
After tax
41 149
37 302
46 000
36 891
Living cost
10 531
10 531
10 531
10 531
Free-cash
30 618
26 771
35 469
26 360

Estimated living cost  is ₴10531 per week

₴6624
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1228
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2482
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴22828
₴28149
₴32342
₴23264
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
74 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 336
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
24 289
trade
-
-
-
9 514
total
-
-
-
37 514
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 632
-
74 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 515
-
24 289
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
1 336
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
3 973
-
28 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
56 368
74 000
-
-
trade
9 273
12 173
-
-
income
8 455
11 100
-
-
chamber of commerce
133
158
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

465
610
-
-
total
18 326
24 041
-
-
Dividends
38 042
49 958
-
-
withholding
9 378
12 357
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

516
680
-
-
total
9 894
13 037
-
-
Income
74 000
74 000
74 000
74 000
Total tax
32 193
37 078
28 000
37 514
After tax
41 807
36 922
46 000
36 486
Living cost
13 658
13 658
13 658
13 658
Free-cash
28 149
23 264
32 342
22 828

Estimated living cost  is ₴13658 per week

₴9135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴204
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₴20153
₴26252
₴30072
₴20613
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
74 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 336
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 375
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
24 289
trade
-
-
-
9 919
total
-
-
-
37 919
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 895
-
74 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 457
-
24 289
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
-
1 336
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 375
-
2 375
-
total
4 967
-
28 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
53 105
74 000
-
-
trade
9 108
12 691
-
-
income
7 966
11 100
-
-
chamber of commerce
127
157
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

438
610
-
-
total
17 639
24 558
-
-
Dividends
35 466
49 442
-
-
withholding
8 734
12 229
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

480
672
-
-
total
9 214
12 901
-
-
Income
74 000
74 000
74 000
74 000
Total tax
31 820
37 459
28 000
37 919
After tax
42 180
36 541
46 000
36 081
Living cost
15 928
15 928
15 928
15 928
Free-cash
26 252
20 613
30 072
20 153

Estimated living cost  is ₴15928 per week

₴11633
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1274
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴207
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2814
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴27041
₴37631
₴24913
₴38737
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
surtax
-
-
-
3 773
unemployment
-
-
-
79
health
-
-
-
3 294
pensions
-
-
-
9 281
income
-
-
-
22 723
other
-
-
-
-
total
-
-
-
39 150
Employee
11 709
-
64 232
-
unemployment
815
-
3 230
-
other
-
-
-
-
income
1 963
-
20 644
-
surtax
42
-
3 358
-
pensions
781
-
3 095
-
health
299
-
1 183
-
total
3 900
-
31 510
-
Employer
11 709
-
64 232
-
pensions
1 561
-
6 186
-
other
-
-
-
-
health
532
-
2 111
-
unemployment
371
-
1 471
-
total
2 464
-
9 768
-
Corporate
59 826
74 000
-
-
income
15 555
19 240
-
-
total
15 555
19 240
-
-
Dividends
44 272
54 760
-
-
withholding
6 641
8 214
-
-
total
6 641
8 214
-
-
Income
74 000
74 000
74 000
74 000
Total tax
28 560
27 454
41 278
39 150
After tax
45 440
46 546
32 722
34 850
Living cost
7 809
7 809
7 809
7 809
Free-cash
37 631
38 737
24 913
27 041

Estimated living cost  is ₴7809 per week

₴4715
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴679
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2235
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴27178
₴37792
₴25050
₴38874
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
surtax
-
-
-
3 773
unemployment
-
-
-
79
health
-
-
-
3 294
pensions
-
-
-
9 281
income
-
-
-
22 723
other
-
-
-
-
total
-
-
-
39 150
Employee
11 498
-
64 232
-
unemployment
800
-
3 230
-
other
-
-
-
-
income
1 927
-
20 644
-
surtax
38
-
3 358
-
pensions
767
-
3 095
-
health
294
-
1 183
-
total
3 826
-
31 510
-
Employer
11 498
-
64 232
-
pensions
1 533
-
6 186
-
other
-
-
-
-
health
523
-
2 111
-
unemployment
364
-
1 471
-
total
2 420
-
9 768
-
Corporate
60 082
74 000
-
-
income
15 621
19 240
-
-
total
15 621
19 240
-
-
Dividends
44 461
54 760
-
-
withholding
6 669
8 214
-
-
total
6 669
8 214
-
-
Income
74 000
74 000
74 000
74 000
Total tax
28 536
27 454
41 278
39 150
After tax
45 464
46 546
32 722
34 850
Living cost
7 672
7 672
7 672
7 672
Free-cash
37 792
38 874
25 050
27 178

Estimated living cost  is ₴7672 per week

₴4691
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴708
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2096
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴44310
₴34746
₴35946
₴34603
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
unemployment
-
-
-
1 110
health
-
-
-
5 180
pensions
-
-
-
7 400
income
-
-
-
9 047
total
-
-
-
22 737
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 037
3 994
61 925
-
unemployment
151
60
929
-
income
1 227
488
7 570
-
pensions
1 004
399
6 192
-
health
703
280
4 335
-
total
3 085
1 227
19 026
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 037
3 994
61 925
-
pensions
1 957
779
12 075
-
total
1 957
779
12 075
-
Corporate
62 006
69 227
-
-
income
5 581
6 230
-
-
total
5 581
6 230
-
-
Dividends
56 426
62 996
-
-
withholding
10 721
11 969
-
-
social contributions
10 957
12 239
-
-
total
21 678
24 208
-
-
Income
74 000
74 000
74 000
74 000
Total tax
32 301
32 444
31 101
22 737
After tax
41 699
41 556
42 899
51 263
Living cost
6 953
6 953
6 953
6 953
Free-cash
34 746
34 603
35 946
44 310

Estimated living cost  is ₴6953 per week

₴4745
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴139
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1500
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₴25401
₴29106
₴25798
₴29386
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
national
-
-
-
13 915
pensions
-
-
-
8 880
social contributions
-
-
-
796
municipal
-
-
-
8 218
total
-
-
-
31 809
Employee
26 027
-
63 972
-
municipal
3 215
-
8 504
-
national
4 982
-
14 543
-
pensions
1 041
-
2 559
-
total
9 238
-
25 606
-
Employer
26 027
-
63 972
-
pensions
2 082
-
5 118
-
social contributions
280
-
688
-
total
2 362
-
5 806
-
Corporate
43 893
74 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

8 779
14 800
-
-
total
8 779
14 800
-
-
Dividends
35 115
59 200
-
-
withholding
7 725
13 024
-
-
total
7 725
13 024
-
-
Income
74 000
74 000
74 000
74 000
Total tax
28 104
27 824
31 412
31 809
After tax
45 896
46 176
42 588
42 191
Living cost
16 790
16 790
16 790
16 790
Free-cash
29 106
29 386
25 798
25 401

Estimated living cost  is ₴16790 per week

₴11412
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1561
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴251
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3566
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₴17698
₴32762
₴17698
₴31994
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
social contributions
-
-
-
12 642
income
-
-
-
23 854
total
-
-
-
36 496
Employee
27 197
-
74 000
-
social contributions
2 259
-
12 642
-
income
5 132
-
23 854
-
total
7 391
-
36 496
-
Employer
27 197
-
74 000
-
total
-
-
-
-
Corporate
46 803
74 000
-
-
income
5 850
9 250
-
-
total
5 850
9 250
-
-
Dividends
40 953
64 750
-
-
withholding
8 191
12 950
-
-
total
8 191
12 950
-
-
Income
74 000
74 000
74 000
74 000
Total tax
21 432
22 200
36 496
36 496
After tax
52 568
51 800
37 504
37 504
Living cost
19 806
19 806
19 806
19 806
Free-cash
32 762
31 994
17 698
17 698

Estimated living cost  is ₴19806 per week

₴15068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1614
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2935
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₴20728
₴22996
₴17779
₴24811
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
national
-
-
-
19 831
regional
-
-
-
916
social contributions
-
-
-
17 401
municipal
-
-
-
453
total
-
-
-
38 601
Employee
30 900
-
74 000
-
municipal
164
-
410
-
national
5 354
-
17 504
-
social contributions
10 419
-
22 814
-
regional
292
-
822
-
total
16 229
-
41 550
-
Employer
30 900
-
74 000
-
total
-
-
-
-
Corporate
43 100
74 000
-
-
nationa
10 344
17 760
-
-
municipal
1 681
2 886
-
-
total
12 025
20 646
-
-
Dividends
31 075
53 354
-
-
withholding
8 079
13 872
-
-
total
8 079
13 872
-
-
Income
74 000
74 000
74 000
74 000
Total tax
36 333
34 518
41 550
38 601
After tax
37 667
39 482
32 450
35 399
Living cost
14 671
14 671
14 671
14 671
Free-cash
22 996
24 811
17 779
20 728

Estimated living cost  is ₴14671 per week

₴10227
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴962
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴225
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3257
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴25800
₴28757
₴22867
₴29530
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
74 000
national
-
-
-
19 831
regional
-
-
-
1 149
social contributions
-
-
-
17 401
municipal
-
-
-
453
total
-
-
-
38 834
Employee
19 286
-
74 000
-
municipal
102
-
410
-
national
3 056
-
17 504
-
social contributions
6 504
-
22 814
-
regional
260
-
1 039
-
total
9 922
-
41 767
-
Employer
19 286
-
74 000
-
total
-
-
-
-
Corporate
54 714
74 000
-
-
nationa
13 131
17 760
-
-
municipal
2 719
3 678
-
-