Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 73000
per

Your estimated
City
free-cash

Barcelona , Spain
₴34162
₴27366
₴28766
₴36445
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
unemployment
-
-
-
216
income
-
-
-
22 921
other
-
-
-
31
accident
-
-
-
278
pensions
-
-
-
8 746
total
-
-
-
32 192
Employee
16 597
-
63 148
-
unemployment
258
-
479
-
pensions
780
-
1 453
-
income
3 502
-
21 776
-
other
16
-
31
-
total
4 556
-
23 739
-
Employer
16 597
-
63 148
-
pensions
3 917
-
7 294
-
accident
328
-
612
-
unemployment
913
-
1 700
-
other
132
-
247
-
total
5 290
-
9 853
-
Corporate
51 112
73 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

7 667
10 950
-
-
total
7 667
10 950
-
-
Dividends
43 445
62 050
-
-
withholding
9 284
13 563
-
-
total
9 284
13 563
-
-
Income
73 000
73 000
73 000
73 000
Total tax
26 797
24 513
33 592
32 192
After tax
46 203
48 487
39 408
40 808
Living cost
12 042
12 042
12 042
12 042
Free-cash
34 162
36 445
27 366
28 766

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Estimated living cost  is ₴12042 per week

₴8867
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴854
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴173
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2146
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Barcelona model

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