Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 73000
per

Your estimated
City
free-cash

Barcelona , Spain
₴27554
₴21376
₴31140
₴23436
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
accident
-
-
-
409
income
-
-
-
18 272
pensions
-
-
-
12 840
other
-
-
-
46
unemployment
-
-
-
318
total
-
-
-
31 885
Employee
24 368
-
58 535
-
unemployment
378
-
703
-
pensions
1 145
-
2 133
-
income
5 141
-
16 599
-
other
24
-
46
-
total
6 688
-
19 481
-
Employer
24 368
-
58 535
-
pensions
5 750
-
10 708
-
other
194
-
363
-
unemployment
1 341
-
2 495
-
accident
482
-
898
-
total
7 767
-
14 464
-
Corporate
40 865
73 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 129
10 950
-
-
total
6 129
10 950
-
-
Dividends
34 736
62 050
-
-
withholding
7 183
13 231
-
-
total
7 183
13 231
-
-
Income
73 000
73 000
73 000
73 000
Total tax
27 767
24 181
33 945
31 885
After tax
45 233
48 819
39 055
41 115
Living cost
17 679
17 679
17 679
17 679
Free-cash
27 554
31 140
21 376
23 436

Estimated living cost  is ₴17679 per week

₴13019
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1254
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴255
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3151
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Barcelona model

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