Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 73000
per

Your estimated
City
free-cash

Andorra , Andorra
₴42946
₴54138
₴44888
₴55300
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
social contributions
-
-
-
16 060
income
-
-
-
3 593
total
-
-
-
19 653
Employee
11 123
-
63 204
-
social contributions
723
-
4 108
-
income
-
-
3 808
-
total
723
-
7 916
-
Employer
11 123
-
63 204
-
social contributions
1 724
-
9 796
-
total
1 724
-
9 796
-
Corporate
60 152
73 000
-
-
income
6 015
7 300
-
-
total
6 015
7 300
-
-
Dividends
54 137
65 700
-
-
total
-
-
-
-
Income
73 000
73 000
73 000
73 000
Total tax
8 462
7 300
17 712
19 653
After tax
64 538
65 700
55 288
53 347
Living cost
10 400
10 400
10 400
10 400
Free-cash
54 138
55 300
44 888
42 946

Estimated living cost  is ₴10400 per week

₴6725
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴784
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2696
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴26505
₴29104
₴8169
₴29272
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
surtax
-
-
-
-
unemployment
-
-
-
2 122
health
-
-
-
3 092
chamber of commerce
-
-
-
292
pensions
-
-
-
7 478
income
-
-
-
22 472
total
-
-
-
35 456
Employee
15 124
13 788
59 942
-
unemployment
454
414
1 213
-
other
151
138
404
-
income
1 347
1 017
18 758
-
pensions
1 549
1 412
4 139
-
health
585
534
1 564
-
total
4 086
3 515
26 078
-
Employer
15 124
13 788
59 942
-
pensions
1 898
1 731
5 073
-
surtax
-
-
-
-
payroll
454
414
1 798
-
other
718
655
2 681
-
health
572
521
1 528
-
accident
196
179
525
-
unemployment
454
414
1 213
-
chamber of commerce
60
55
240
-
total
4 352
3 969
13 058
-
Corporate
53 523
55 243
58 629
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

13 381
13 811
14 657
-
total
13 381
13 811
14 657
-
Dividends
40 142
41 432
-
-
withholding
11 039
11 394
-
-
total
11 039
11 394
-
-
Income
73 000
73 000
73 000
73 000
Total tax
32 858
32 689
53 793
35 456
After tax
40 142
40 311
19 207
37 544
Living cost
11 038
11 038
11 038
11 038
Free-cash
29 104
29 272
8 169
26 505

Estimated living cost  is ₴11038 per week

₴6622
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1127
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3093
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴25284
₴27548
₴6998
₴28082
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
surtax
-
-
-
68
unemployment
-
-
-
2 122
health
-
-
-
3 092
chamber of commerce
-
-
-
292
pensions
-
-
-
7 478
income
-
-
-
22 472
total
-
-
-
35 524
Employee
17 291
13 788
59 878
-
unemployment
519
414
1 213
-
other
173
138
404
-
income
1 968
1 017
18 727
-
pensions
1 771
1 412
4 139
-
health
669
534
1 564
-
total
5 100
3 515
26 047
-
Employer
17 291
13 788
59 878
-
pensions
2 170
1 731
5 073
-
surtax
68
68
68
-
payroll
519
414
1 796
-
other
821
655
2 679
-
health
653
521
1 528
-
accident
225
179
525
-
unemployment
519
414
1 213
-
chamber of commerce
69
55
240
-
total
5 044
4 037
13 122
-
Corporate
50 665
55 175
58 565
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

12 666
13 794
14 641
-
total
12 666
13 794
14 641
-
Dividends
37 998
41 381
-
-
withholding
10 450
11 380
-
-
total
10 450
11 380
-
-
Income
73 000
73 000
73 000
73 000
Total tax
33 260
32 726
53 810
35 524
After tax
39 740
40 274
19 190
37 476
Living cost
12 192
12 192
12 192
12 192
Free-cash
27 548
28 082
6 998
25 284

Estimated living cost  is ₴12192 per week

₴8131
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2820
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₴19111
₴22998
₴12414
₴27715
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
national
-
-
-
28 785
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 863
social contributions
-
-
-
8 626
total
-
-
-
41 274
Employee

The minimum management director salary is set at €45,000 per year.

24 749
-
56 541
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

215
-
492
-
national
7 609
-
21 174
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 291
-
2 949
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 856
-
4 240
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 163
-
2 657
-
total
12 134
-
31 512
-
Employer

The minimum management director salary is set at €45,000 per year.

24 749
-
56 541
-
surtax
2 806
-
6 412
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 193
-
5 010
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 522
-
3 477
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

322
-
735
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

361
-
825
-
total
7 204
-
16 459
-
Corporate
41 047
73 000
-
-
income
8 209
15 261
-
-
surtax
164
305
-
-
total
8 373
15 566
-
-
Dividends
32 673
57 434
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

9 676
17 104
-
-
total
9 676
17 104
-
-
Income
73 000
73 000
73 000
73 000
Total tax
37 387
32 670
47 971
41 274
After tax
35 613
40 330
25 029
31 726
Living cost
12 615
12 615
12 615
12 615
Free-cash
22 998
27 715
12 414
19 111

Estimated living cost  is ₴12615 per week

₴8126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1103
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴198
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴52871
₴54354
₴55863
₴56463
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
unemployment
-
-
-
48
health
-
-
-
1 390
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 789
income
-
-
-
10 950
total
-
-
-
14 177
Employee
7 881
-
70 629
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
income
788
-
7 063
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

692
-
1 061
-
health
363
-
556
-
total
1 930
-
8 813
-
Employer
7 881
-
70 629
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

868
-
1 332
-
health
544
-
834
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
unemployment
47
-
73
-
total
1 546
-
2 372
-
Corporate
63 572
73 000
-
-
income
6 357
7 300
-
-
total
6 357
7 300
-
-
Dividends
57 215
65 700
-
-
withholding
2 861
3 285
-
-
total
2 861
3 285
-
-
Income
73 000
73 000
73 000
73 000
Total tax
12 694
10 585
11 185
14 177
After tax
60 306
62 415
61 815
58 823
Living cost
5 952
5 952
5 952
5 952
Free-cash
54 354
56 463
55 863
52 871

Estimated living cost  is ₴5952 per week

₴3937
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴341
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴142
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1533
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴54287
₴56272
₴57279
₴57879
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
unemployment
-
-
-
48
health
-
-
-
1 390
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 789
income
-
-
-
10 950
total
-
-
-
14 177
Employee
6 007
-
70 629
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
income
601
-
7 063
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

527
-
1 061
-
health
276
-
556
-
total
1 470
-
8 813
-
Employer
6 007
-
70 629
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

662
-
1 332
-
health
415
-
834
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
unemployment
36
-
73
-
total
1 179
-
2 372
-
Corporate
65 814
73 000
-
-
income
6 581
7 300
-
-
total
6 581
7 300
-
-
Dividends
59 233
65 700
-
-
withholding
2 962
3 285
-
-
total
2 962
3 285
-
-
Income
73 000
73 000
73 000
73 000
Total tax
12 192
10 585
11 185
14 177
After tax
60 808
62 415
61 815
58 823
Living cost
4 536
4 536
4 536
4 536
Free-cash
56 272
57 879
57 279
54 287

Estimated living cost  is ₴4536 per week

₴2648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴324
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴120
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1444
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴41281
₴43321
₴40672
₴45204
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
health
-
-
-
1 861
social contributions
-
-
-
5 598
income
-
-
-
16 249
total
-
-
-
23 708
Employee
26 605
26 605
68 750
-
income
2 897
2 463
15 920
-
social contributions
1 006
2 208
2 978
-
health
206
452
1 169
-
total
4 109
5 123
20 067
-
Employer
26 605
26 605
68 750
-
social contributions
1 006
2 208
2 978
-
health
224
492
1 272
-
total
1 230
2 700
4 250
-
Corporate
59 650
43 694
-
-
income
7 456
5 462
-
-
total
7 456
5 462
-
-
Dividends
52 194
38 232
-
-
withholding
8 873
6 500
-
-
total
8 873
6 500
-
-
Income
73 000
73 000
73 000
73 000
Total tax
21 668
19 785
24 317
23 708
After tax
51 332
53 215
48 683
49 292
Living cost
8 011
8 011
8 011
8 011
Free-cash
43 321
45 204
40 672
41 281

Estimated living cost  is ₴8011 per week

₴4801
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴786
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴38070
₴40557
₴37461
₴41993
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
health
-
-
-
1 861
social contributions
-
-
-
5 598
income
-
-
-
16 249
total
-
-
-
23 708
Employee
26 605
26 605
68 750
-
income
2 794
2 463
15 920
-
social contributions
1 293
2 208
2 978
-
health
265
452
1 169
-
total
4 352
5 123
20 067
-
Employer
26 605
26 605
68 750
-
social contributions
1 293
2 208
2 978
-
health
288
492
1 272
-
total
1 581
2 700
4 250
-
Corporate
55 845
43 694
-
-
income
6 981
5 462
-
-
total
6 981
5 462
-
-
Dividends
48 864
38 232
-
-
withholding
8 307
6 500
-
-
total
8 307
6 500
-
-
Income
73 000
73 000
73 000
73 000
Total tax
21 221
19 785
24 317
23 708
After tax
51 779
53 215
48 683
49 292
Living cost
11 222
11 222
11 222
11 222
Free-cash
40 557
41 993
37 461
38 070

Estimated living cost  is ₴11222 per week

₴7672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴35046
₴39415
₴31858
₴42268
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
health
-
-
-
9 855
social contributions
-
-
-
11 502
income
-
-
-
7 746
solidarity contribution
-
-
-
858
total
-
-
-
29 961
Employee
11 755
-
57 938
-
income
1 411
-
7 133
-
social contributions
764
-
2 560
-
health
1 587
-
7 822
-
solidarity contribution
-
-
572
-
total
3 762
-
18 087
-
Employer
11 755
-
57 938
-
social contributions
2 939
-
9 848
-
health
1 058
-
5 214
-
total
3 997
-
15 062
-
Corporate
57 249
73 000
-
-
income
10 877
13 870
-
-
total
10 877
13 870
-
-
Dividends
46 371
59 130
-
-
withholding
6 956
8 869
-
-
total
6 956
8 869
-
-
Income
73 000
73 000
73 000
73 000
Total tax
25 592
22 739
33 149
29 961
After tax
47 408
50 261
39 851
43 039
Living cost
7 993
7 993
7 993
7 993
Free-cash
39 415
42 268
31 858
35 046

Estimated living cost  is ₴7993 per week

₴5552
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴157
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴33189
₴36897
₴30001
₴40411
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
health
-
-
-
9 855
social contributions
-
-
-
11 502
income
-
-
-
7 746
solidarity contribution
-
-
-
858
total
-
-
-
29 961
Employee
14 485
-
57 938
-
income
1 738
-
7 133
-
social contributions
942
-
2 560
-
health
1 955
-
7 822
-
solidarity contribution
-
-
572
-
total
4 635
-
18 087
-
Employer
14 485
-
57 938
-
social contributions
3 621
-
9 848
-
health
1 304
-
5 214
-
total
4 925
-
15 062
-
Corporate
53 590
73 000
-
-
income
10 182
13 870
-
-
total
10 182
13 870
-
-
Dividends
43 408
59 130
-
-
withholding
6 511
8 869
-
-
total
6 511
8 869
-
-
Income
73 000
73 000
73 000
73 000
Total tax
26 253
22 739
33 149
29 961
After tax
46 747
50 261
39 851
43 039
Living cost
9 850
9 850
9 850
9 850
Free-cash
36 897
40 411
30 001
33 189

Estimated living cost  is ₴9850 per week

₴7325
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴546
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1809
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₴25655
-₴2608
-₴2608
-₴2608
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
national
-
-
-
8 957
pensions
-
-
-
301
municipal
-
-
-
15 559
labour market
-
-
-
5 816
total
-
-
-
30 633
Employee
70 538
70 538
70 538
-
municipal
15 021
15 021
15 021
-
national
8 618
8 618
8 618
-
pensions
100
100
100
-
labour market
5 635
5 635
5 635
-
total
29 374
29 374
29 374
-
Employer
70 538
70 538
70 538
-
pensions
201
201
201
-
labour market
5 643
5 643
5 643
-
municipal
15 045
15 045
15 045
-
national
8 633
8 633
8 633
-
total
29 522
29 522
29 522
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
73 000
73 000
73 000
73 000
Total tax
58 896
58 896
58 896
30 633
After tax
14 104
14 104
14 104
42 367
Living cost
16 712
16 712
16 712
16 712
Free-cash
-2 608
-2 608
-2 608
25 655

Estimated living cost  is ₴16712 per week

₴11438
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴257
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴30771
₴47893
₴33718
₴50043
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
health
-
-
-
9 490
pensions
-
-
-
14 600
income
-
-
-
9 782
total
-
-
-
33 872
Employee
9 815
-
54 559
-
unemployment
157
-
873
-
income
1 105
-
10 519
-
pensions
196
-
1 091
-
total
1 458
-
12 483
-
Employer
9 815
-
54 559
-
pensions
1 963
-
10 912
-
health
1 276
-
7 093
-
unemployment
79
-
437
-
total
3 318
-
18 442
-
Corporate
59 867
73 000
-
-
income
11 974
14 600
-
-
total
11 974
14 600
-
-
Dividends
47 893
58 400
-
-
total
-
-
-
-
Income
73 000
73 000
73 000
73 000
Total tax
16 750
14 600
30 925
33 872
After tax
56 250
58 400
42 075
39 128
Living cost
8 357
8 357
8 357
8 357
Free-cash
47 893
50 043
33 718
30 771

Estimated living cost  is ₴8357 per week

₴5732
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1959
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴32048
₴32780
₴23687
₴31710
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
73 000
national
-
-
-
13 724
health
-
-
-
980
municipal
-
-
-
12 964
total
-
-
-
27 668
Employee
18 204
-
61 411
-
unemployment
273
-
921
-
municipal
2 982
-
9 998
-
national
301
-
8 575
-
pensions
1 228
-
4 145
-
health
136
-
801
-
total
4 920
-
24 440
-
Employer
18 204
-
61 411
-
pensions
3 158
-
10 655
-
health
140
-
473
-
accident
18
-
62
-
unemployment
118
-
399
-
total
3 434
-
11 589
-
Corporate
51 362
73 000
-
-
income
10 272
14 600
-
-
total
10 272
14 600
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

30 817
43 800
-
-
municipal
5 547
7 884
-
-
national
2 763
5 522
-
-
total
8 310
13 406
-
-
Income
73 000
73 000
73 000
73 000
Total tax
26 936
28 006
36 029
27 668
After tax
46 064
44 994
36 971
45 332
Living cost
13 284
13 284
13 284
13 284
Free-cash
32 780
31 710
23 687
32 048

Estimated living cost  is ₴13284 per week

₴8677
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴211
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴29702
₴28050
₴27869
₴26127
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
surtax
-
-
-
-
health
-
-
-
3 463
pensions
-
-
-
11 867
social contributions
-
-
-
2 080
income
-
-
-
12 960
other
-
-
-
2 263
total
-
-
-
32 633
Employee
13 218
-
55 893
-
income
682
-
11 629
-
surtax
-
-
-
-
social contributions
377
-
1 592
-
pensions
1 495
-
4 138
-
total
2 554
-
17 359
-
Employer
13 218
-
55 893
-
pensions
2 172
-
6 920
-
social contributions
39
-
167
-
other
456
-
2 287
-
health
925
-
5 469
-
unemployment
535
-
2 264
-
total
4 127
-
17 107
-
Corporate
55 654
73 000
-
-
income
15 583
20 440
-
-
surtax
-
-
-
-
total
15 583
20 440
-
-
Dividends
40 071
52 560
-
-
withholding
5 129
6 727
-
-
social contributions
6 892
9 041
-
-
surtax
-
-
-
-
total
12 021
15 768
-
-
Income
73 000
73 000
73 000
73 000
Total tax
34 285
36 208
34 466
32 633
After tax
38 715
36 792
38 534
40 367
Living cost
10 665
10 665
10 665
10 665
Free-cash
28 050
26 127
27 869
29 702

Estimated living cost  is ₴10665 per week

₴6185
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1083
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3194
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴28529
₴26997
₴26696
₴24954
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
surtax
-
-
-
-
health
-
-
-
3 463
pensions
-
-
-
11 867
social contributions
-
-
-
2 080
income
-
-
-
12 960
other
-
-
-
2 263
total
-
-
-
32 633
Employee
14 808
-
55 893
-
income
874
-
11 629
-
surtax
-
-
-
-
social contributions
422
-
1 592
-
pensions
1 674
-
4 138
-
total
2 970
-
17 359
-
Employer
14 808
-
55 893
-
pensions
2 433
-
6 920
-
social contributions
45
-
167
-
other
511
-
2 287
-
health
1 037
-
5 469
-
unemployment
599
-
2 264
-
total
4 625
-
17 107
-
Corporate
53 568
73 000
-
-
income
14 999
20 440
-
-
surtax
-
-
-
-
total
14 999
20 440
-
-
Dividends
38 568
52 560
-
-
withholding
4 937
6 727
-
-
social contributions
6 634
9 041
-
-
surtax
-
-
-
-
total
11 571
15 768
-
-
Income
73 000
73 000
73 000
73 000
Total tax
34 165
36 208
34 466
32 633
After tax
38 835
36 792
38 534
40 367
Living cost
11 838
11 838
11 838
11 838
Free-cash
26 997
24 954
26 696
28 529

Estimated living cost  is ₴11838 per week

₴7464
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴963
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3210
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₴23656
₴22458
₴21823
₴20081
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
surtax
-
-
-
-
health
-
-
-
3 463
pensions
-
-
-
11 867
social contributions
-
-
-
2 080
income
-
-
-
12 960
other
-
-
-
2 263
total
-
-
-
32 633
Employee
21 670
-
55 893
-
income
1 891
-
11 629
-
surtax
-
-
-
-
social contributions
617
-
1 592
-
pensions
2 451
-
4 138
-
total
4 959
-
17 359
-
Employer
21 670
-
55 893
-
pensions
3 561
-
6 920
-
social contributions
65
-
167
-
other
748
-
2 287
-
health
1 517
-
5 469
-
unemployment
878
-
2 264
-
total
6 769
-
17 107
-
Corporate
44 561
73 000
-
-
income
12 477
20 440
-
-
surtax
-
-
-
-
total
12 477
20 440
-
-
Dividends
32 084
52 560
-
-
withholding
4 107
6 727
-
-
social contributions
5 519
9 041
-
-
surtax
-
-
-
-
total
9 626
15 768
-
-
Income
73 000
73 000
73 000
73 000
Total tax
33 831
36 208
34 466
32 633
After tax
39 169
36 792
38 534
40 367
Living cost
16 711
16 711
16 711
16 711
Free-cash
22 458
20 081
21 823
23 656

Estimated living cost  is ₴16711 per week

₴11310
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1367
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴229
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3805
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴70043
₴66705
₴56173
₴67123
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
73 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
730
total
-
-
-
730
Employee
2 784
-
73 000
-
income
557
-
14 600
-
total
557
-
14 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

70 216
73 000
-
-
total
-
-
-
-
Dividends
70 216
73 000
-
-
withholding
3 511
3 650
-
-
total
3 511
3 650
-
-
Income
73 000
73 000
73 000
73 000
Total tax
4 068
3 650
14 600
730
After tax
68 932
69 350
58 400
72 270
Living cost
2 227
2 227
2 227
2 227
Free-cash
66 705
67 123
56 173
70 043

Estimated living cost  is ₴2227 per week

₴1380
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴601
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴68800
₴65229
₴54930
₴65880
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
73 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
730
total
-
-
-
730
Employee
4 338
-
73 000
-
income
868
-
14 600
-
total
868
-
14 600
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

68 662
73 000
-
-
total
-
-
-
-
Dividends
68 662
73 000
-
-
withholding
3 433
3 650
-
-
total
3 433
3 650
-
-
Income
73 000
73 000
73 000
73 000
Total tax
4 301
3 650
14 600
730
After tax
68 699
69 350
58 400
72 270
Living cost
3 470
3 470
3 470
3 470
Free-cash
65 229
65 880
54 930
68 800

Estimated living cost  is ₴3470 per week

₴2349
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴116
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴23895
₴28717
₴32062
₴24192
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
73 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 314
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 364
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 902
trade
-
-
-
8 167
total
-
-
-
35 747
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 215
-
73 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 416
-
23 902
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

78
-
1 314
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 364
-
2 364
-
total
3 858
-
27 580
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
55 785
73 000
-
-
trade
8 005
10 475
-
-
income
8 368
10 950
-
-
chamber of commerce
135
160
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

460
602
-
-
total
16 968
22 187
-
-
Dividends
38 817
50 813
-
-
withholding
9 572
12 572
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

527
691
-
-
total
10 099
13 263
-
-
Income
73 000
73 000
73 000
73 000
Total tax
30 925
35 450
27 580
35 747
After tax
42 075
37 550
45 420
37 253
Living cost
13 358
13 358
13 358
13 358
Free-cash
28 717
24 192
32 062
23 895

Estimated living cost  is ₴13358 per week

₴9215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴194
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴25976
₴30145
₴34940
₴26317
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
73 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 314
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 364
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 902
trade
-
-
-
8 964
total
-
-
-
36 544
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 234
-
73 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

370
-
23 902
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
1 314
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 364
-
2 364
-
total
2 754
-
27 580
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
59 766
73 000
-
-
trade
9 413
11 498
-
-
income
8 965
10 950
-
-
chamber of commerce
139
158
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

493
602
-
-
total
19 010
23 208
-
-
Dividends
40 757
49 793
-
-
withholding
10 058
12 317
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

553
678
-
-
total
10 611
12 995
-
-
Income
73 000
73 000
73 000
73 000
Total tax
32 375
36 203
27 580
36 544
After tax
40 625
36 797
45 420
36 456
Living cost
10 480
10 480
10 480
10 480
Free-cash
30 145
26 317
34 940
25 976

Estimated living cost  is ₴10480 per week

₴6592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1222
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴22466
₴27692
₴31828
₴22832
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
73 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 314
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 364
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 902
trade
-
-
-
9 362
total
-
-
-
36 942
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 546
-
73 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 508
-
23 902
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
1 314
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 364
-
2 364
-
total
3 955
-
27 580
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
55 454
73 000
-
-
trade
9 122
12 008
-
-
income
8 318
10 950
-
-
chamber of commerce
131
156
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

458
602
-
-
total
18 029
23 716
-
-
Dividends
37 424
49 283
-
-
withholding
9 224
12 190
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

508
670
-
-
total
9 732
12 860
-
-
Income
73 000
73 000
73 000
73 000
Total tax
31 716
36 576
27 580
36 942
After tax
41 284
36 424
45 420
36 058
Living cost
13 592
13 592
13 592
13 592
Free-cash
27 692
22 832
31 828
22 466

Estimated living cost  is ₴13592 per week

₴9091
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2865
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₴19809
₴25808
₴29570
₴20199
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
73 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 314
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 364
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 902
trade
-
-
-
9 761
total
-
-
-
37 341
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 794
-
73 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 445
-
23 902
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
-
1 314
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 364
-
2 364
-
total
4 944
-
27 580
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
52 206
73 000
-
-
trade
8 953
12 519
-
-
income
7 831
10 950
-
-
chamber of commerce
126
155
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

431
602
-
-
total
17 341
24 226
-
-
Dividends
34 865
48 774
-
-
withholding
8 585
12 062
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

472
663
-
-
total
9 057
12 725
-
-
Income
73 000
73 000
73 000
73 000
Total tax
31 342
36 951
27 580
37 341
After tax
41 658
36 049
45 420
35 659
Living cost
15 850
15 850
15 850
15 850
Free-cash
25 808
20 199
29 570
19 809

Estimated living cost  is ₴15850 per week

₴11576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1268
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴206
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2800
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴26615
₴37047
₴24498
₴38146
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
surtax
-
-
-
3 697
unemployment
-
-
-
79
health
-
-
-
3 278
pensions
-
-
-
9 236
income
-
-
-
22 324
other
-
-
-
-
total
-
-
-
38 614
Employee
11 652
-
63 280
-
unemployment
811
-
3 214
-
other
-
-
-
-
income
1 953
-
20 255
-
surtax
41
-
3 284
-
pensions
777
-
3 080
-
health
297
-
1 177
-
total
3 879
-
31 010
-
Employer
11 652
-
63 280
-
pensions
1 553
-
6 156
-
other
-
-
-
-
health
530
-
2 101
-
unemployment
370
-
1 464
-
total
2 453
-
9 721
-
Corporate
58 895
73 000
-
-
income
15 312
18 980
-
-
total
15 312
18 980
-
-
Dividends
43 583
54 020
-
-
withholding
6 538
8 103
-
-
total
6 538
8 103
-
-
Income
73 000
73 000
73 000
73 000
Total tax
28 182
27 083
40 731
38 614
After tax
44 818
45 917
32 269
34 386
Living cost
7 771
7 771
7 771
7 771
Free-cash
37 047
38 146
24 498
26 615

Estimated living cost  is ₴7771 per week

₴4692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴676
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2224
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴26751
₴37206
₴24634
₴38282
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
surtax
-
-
-
3 697
unemployment
-
-
-
79
health
-
-
-
3 278
pensions
-
-
-
9 236
income
-
-
-
22 324
other
-
-
-
-
total
-
-
-
38 614
Employee
11 442
-
63 280
-
unemployment
796
-
3 214
-
other
-
-
-
-
income
1 918
-
20 255
-
surtax
37
-
3 284
-
pensions
763
-
3 080
-
health
292
-
1 177
-
total
3 806
-
31 010
-
Employer
11 442
-
63 280
-
pensions
1 525
-
6 156
-
other
-
-
-
-
health
521
-
2 101
-
unemployment
362
-
1 464
-
total
2 408
-
9 721
-
Corporate
59 150
73 000
-
-
income
15 379
18 980
-
-
total
15 379
18 980
-
-
Dividends
43 771
54 020
-
-
withholding
6 566
8 103
-
-
total
6 566
8 103
-
-
Income
73 000
73 000
73 000
73 000
Total tax
28 159
27 083
40 731
38 614
After tax
44 841
45 917
32 269
34 386
Living cost
7 635
7 635
7 635
7 635
Free-cash
37 206
38 282
24 634
26 751

Estimated living cost  is ₴7635 per week

₴4668
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴176
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2086
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴43662
₴34230
₴35410
₴34085
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
unemployment
-
-
-
1 095
health
-
-
-
5 110
pensions
-
-
-
7 300
income
-
-
-
8 924
total
-
-
-
22 429
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 974
3 969
61 088
-
unemployment
150
60
916
-
income
1 219
485
7 468
-
pensions
997
397
6 109
-
health
698
278
4 276
-
total
3 064
1 220
18 769
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 974
3 969
61 088
-
pensions
1 945
774
11 912
-
total
1 945
774
11 912
-
Corporate
61 081
68 257
-
-
income
5 497
6 143
-
-
total
5 497
6 143
-
-
Dividends
55 584
62 113
-
-
withholding
10 561
11 802
-
-
social contributions
10 794
12 067
-
-
total
21 355
23 869
-
-
Income
73 000
73 000
73 000
73 000
Total tax
31 861
32 006
30 681
22 429
After tax
41 139
40 994
42 319
50 571
Living cost
6 909
6 909
6 909
6 909
Free-cash
34 230
34 085
35 410
43 662

Estimated living cost  is ₴6909 per week

₴4715
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴565
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴138
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1491
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₴24936
₴28530
₴25328
₴28808
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
national
-
-
-
13 673
pensions
-
-
-
8 760
social contributions
-
-
-
785
municipal
-
-
-
8 102
total
-
-
-
31 320
Employee
25 956
-
63 108
-
municipal
3 206
-
8 385
-
national
4 968
-
14 292
-
pensions
1 038
-
2 524
-
total
9 212
-
25 201
-
Employer
25 956
-
63 108
-
pensions
2 076
-
5 049
-
social contributions
279
-
678
-
total
2 355
-
5 727
-
Corporate
42 975
73 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

8 595
14 600
-
-
total
8 595
14 600
-
-
Dividends
34 380
58 400
-
-
withholding
7 564
12 848
-
-
total
7 564
12 848
-
-
Income
73 000
73 000
73 000
73 000
Total tax
27 726
27 448
30 928
31 320
After tax
45 274
45 552
42 072
41 680
Living cost
16 744
16 744
16 744
16 744
Free-cash
28 530
28 808
25 328
24 936

Estimated living cost  is ₴16744 per week

₴11381
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴251
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₴17352
₴32155
₴17352
₴31391
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
social contributions
-
-
-
12 458
income
-
-
-
23 481
total
-
-
-
35 939
Employee
27 065
-
73 000
-
social contributions
2 248
-
12 458
-
income
5 107
-
23 481
-
total
7 355
-
35 939
-
Employer
27 065
-
73 000
-
total
-
-
-
-
Corporate
45 935
73 000
-
-
income
5 742
9 125
-
-
total
5 742
9 125
-
-
Dividends
40 194
63 875
-
-
withholding
8 039
12 775
-
-
total
8 039
12 775
-
-
Income
73 000
73 000
73 000
73 000
Total tax
21 136
21 900
35 939
35 939
After tax
51 864
51 100
37 061
37 061
Living cost
19 709
19 709
19 709
19 709
Free-cash
32 155
31 391
17 352
17 352

Estimated living cost  is ₴19709 per week

₴14995
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1606
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2921
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₴20279
₴22542
₴17346
₴24348
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
national
-
-
-
19 459
regional
-
-
-
900
social contributions
-
-
-
17 317
municipal
-
-
-
445
total
-
-
-
38 121
Employee
30 750
-
73 000
-
municipal
163
-
402
-
national
5 328
-
17 143
-
social contributions
10 369
-
22 703
-
regional
290
-
806
-
total
16 150
-
41 054
-
Employer
30 750
-
73 000
-
total
-
-
-
-
Corporate
42 250
73 000
-
-
nationa
10 140
17 520
-
-
municipal
1 648
2 847
-
-
total
11 788
20 367
-
-
Dividends
30 462
52 633
-
-
withholding
7 920
13 685
-
-
total
7 920
13 685
-
-
Income
73 000
73 000
73 000
73 000
Total tax
35 858
34 052
41 054
38 121
After tax
37 142
38 948
31 946
34 879
Living cost
14 600
14 600
14 600
14 600
Free-cash
22 542
24 348
17 346
20 279

Estimated living cost  is ₴14600 per week

₴10177
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴957
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴224
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3241
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴25329
₴28282
₴22411
₴29051
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
73 000
national
-
-
-
19 459
regional
-
-
-
1 130
social contributions
-
-
-
17 317
municipal
-
-
-
445
total
-
-
-
38 351
Employee
19 193
-
73 000
-
municipal
102
-
402
-
national
3 041
-
17 143
-
social contributions
6 472
-
22 703
-
regional
258
-
1 021
-
total
9 873
-
41 269
-
Employer
19 193
-
73 000
-
total
-
-
-
-
Corporate
53 807
73 000
-
-
nationa
12 914
17 520
-
-
municipal
2 674
3 628
-
-