Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 72000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴49787
₴52570
₴51536
₴54159
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
unemployment
-
-
-
60
health
-
-
-
1 728
income
-
-
-
10 800
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 224
total
-
-
-
14 812
Employee
9 800
-
69 052
-
income
980
-
6 905
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

860
-
1 320
-
health
451
-
691
-
accident

We are using the highest rate at 1.1%.

108
-
165
-
total
2 399
-
9 081
-
Employer
9 800
-
69 052
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 080
-
1 656
-
accident

We are using the highest rate at 1.1%.

108
-
165
-
health
676
-
1 037
-
unemployment
59
-
90
-
total
1 923
-
2 948
-
Corporate
60 277
72 000
-
-
income
6 028
7 200
-
-
total
6 028
7 200
-
-
Dividends
54 249
64 800
-
-
withholding
2 713
3 240
-
-
total
2 713
3 240
-
-
Income
72 000
72 000
72 000
72 000
Total tax
13 063
10 440
12 029
14 812
After tax
58 937
61 560
59 971
57 188
Living cost
7 401
7 401
7 401
7 401
Free-cash
51 536
54 159
52 570
49 787

Estimated living cost  is ₴7401 per week

₴4895
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴424
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1906
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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