Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 72000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴52471
₴49251
₴47184
₴49779
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
unemployment
-
-
-
74
income
-
-
-
10 800
health
-
-
-
2 122
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 731
total
-
-
-
15 727
Employee
12 036
-
68 379
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 057
-
1 621
-
income
1 204
-
6 838
-
health
554
-
849
-
accident

We are using the highest rate at 1.1%.

132
-
203
-
total
2 947
-
9 511
-
Employer
12 036
-
68 379
-
health
831
-
1 273
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 326
-
2 034
-
accident

We are using the highest rate at 1.1%.

132
-
203
-
unemployment
72
-
111
-
total
2 361
-
3 621
-
Corporate
57 603
72 000
-
-
income
5 760
7 200
-
-
total
5 760
7 200
-
-
Dividends
51 843
64 800
-
-
withholding
2 592
3 240
-
-
total
2 592
3 240
-
-
Income
72 000
72 000
72 000
72 000
Total tax
13 660
10 440
13 132
15 727
After tax
58 340
61 560
58 868
56 273
Living cost
9 089
9 089
9 089
9 089
Free-cash
49 251
52 471
49 779
47 184

Estimated living cost  is ₴9089 per week

₴6012
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴520
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴217
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2341
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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