Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 72000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴54632
₴53351
₴50516
₴52178
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
72 000
unemployment
-
-
-
56
health
-
-
-
1 618
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 082
income
-
-
-
10 800
total
-
-
-
14 556
Employee
9 174
-
69 240
-
accident

We are using the highest rate at 1.1%.

101
-
155
-
health
422
-
647
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

805
-
1 235
-
income
917
-
6 924
-
total
2 245
-
8 961
-
Employer
9 174
-
69 240
-
accident

We are using the highest rate at 1.1%.

101
-
155
-
unemployment
55
-
84
-
health
633
-
971
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 011
-
1 550
-
total
1 800
-
2 760
-
Corporate
61 027
72 000
-
-
income
6 103
7 200
-
-
total
6 103
7 200
-
-
Dividends
54 924
64 800
-
-
withholding
2 746
3 240
-
-
total
2 746
3 240
-
-
Income
72 000
72 000
72 000
72 000
Total tax
12 894
10 440
11 721
14 556
After tax
59 106
61 560
60 279
57 444
Living cost
6 928
6 928
6 928
6 928
Free-cash
52 178
54 632
53 351
50 516

Estimated living cost  is ₴6928 per week

₴4582
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴165
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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