Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 70500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴48293
₴51429
₴48826
₴46280
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 500
unemployment
-
-
-
72
income
-
-
-
10 575
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 659
health
-
-
-
2 066
total
-
-
-
15 372
Employee
11 717
-
66 975
-
accident

We are using the highest rate at 1.1%.

129
-
198
-
health
539
-
826
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 029
-
1 578
-
income
1 172
-
6 698
-
total
2 869
-
9 300
-
Employer
11 717
-
66 975
-
accident

We are using the highest rate at 1.1%.

129
-
198
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 291
-
1 980
-
unemployment
70
-
108
-
health
809
-
1 240
-
total
2 299
-
3 526
-
Corporate
56 485
70 500
-
-
income
5 649
7 050
-
-
total
5 649
7 050
-
-
Dividends
50 836
63 450
-
-
withholding
2 542
3 173
-
-
total
2 542
3 173
-
-
Income
70 500
70 500
70 500
70 500
Total tax
13 359
10 223
12 826
15 372
After tax
57 141
60 277
57 674
55 128
Living cost
8 848
8 848
8 848
8 848
Free-cash
48 293
51 429
48 826
46 280

Estimated living cost  is ₴8848 per week

₴5852
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴507
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴211
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2279
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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