Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 70000
per

Your estimated
City
free-cash

Varna , Bulgaria
₴52962
₴50523
₴47713
₴50215
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
unemployment
-
-
-
73
income
-
-
-
10 500
health
-
-
-
2 110
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 716
total
-
-
-
15 399
Employee
9 120
-
66 400
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

801
-
1 611
-
income
912
-
6 640
-
health
419
-
844
-
accident

We are using the highest rate at 1.1%.

100
-
202
-
total
2 232
-
9 297
-
Employer
9 120
-
66 400
-
health
629
-
1 266
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 005
-
2 022
-
accident

We are using the highest rate at 1.1%.

100
-
202
-
unemployment
55
-
110
-
total
1 789
-
3 600
-
Corporate
59 090
70 000
-
-
income
5 909
7 000
-
-
total
5 909
7 000
-
-
Dividends
53 181
63 000
-
-
withholding
2 659
3 150
-
-
total
2 659
3 150
-
-
Income
70 000
70 000
70 000
70 000
Total tax
12 589
10 150
12 897
15 399
After tax
57 411
59 850
57 103
54 601
Living cost
6 888
6 888
6 888
6 888
Free-cash
50 523
52 962
50 215
47 713

Estimated living cost  is ₴6888 per week

₴4021
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴492
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴182
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2192
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

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Sofia , Bulgaria
₴50813
₴47609
₴45564
₴48066
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
unemployment
-
-
-
73
income
-
-
-
10 500
health
-
-
-
2 110
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 716
total
-
-
-
15 399
Employee
11 966
-
66 400
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 051
-
1 611
-
income
1 197
-
6 640
-
health
550
-
844
-
accident

We are using the highest rate at 1.1%.

132
-
202
-
total
2 930
-
9 297
-
Employer
11 966
-
66 400
-
health
826
-
1 266
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 319
-
2 022
-
accident

We are using the highest rate at 1.1%.

132
-
202
-
unemployment
72
-
110
-
total
2 349
-
3 600
-
Corporate
55 686
70 000
-
-
income
5 569
7 000
-
-
total
5 569
7 000
-
-
Dividends
50 118
63 000
-
-
withholding
2 506
3 150
-
-
total
2 506
3 150
-
-
Income
70 000
70 000
70 000
70 000
Total tax
13 354
10 150
12 897
15 399
After tax
56 646
59 850
57 103
54 601
Living cost
9 037
9 037
9 037
9 037
Free-cash
47 609
50 813
48 066
45 564

Estimated living cost  is ₴9037 per week

₴5977
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴517
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴216
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2327
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

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