Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 70000
per

Your estimated
City
free-cash

Varna , Bulgaria
₴47674
₴52940
₴50490
₴50175
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
health
-
-
-
2 117
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 725
unemployment
-
-
-
74
income
-
-
-
10 500
total
-
-
-
15 416
Employee
9 150
-
66 388
-
health
421
-
847
-
accident

We are using the highest rate at 1.1%.

101
-
202
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

803
-
1 616
-
income
915
-
6 639
-
total
2 240
-
9 304
-
Employer
9 150
-
66 388
-
health
632
-
1 270
-
accident

We are using the highest rate at 1.1%.

101
-
202
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 008
-
2 029
-
unemployment
55
-
110
-
total
1 796
-
3 611
-
Corporate
59 055
70 000
-
-
income
5 906
7 000
-
-
total
5 906
7 000
-
-
Dividends
53 149
63 000
-
-
withholding
2 658
3 150
-
-
total
2 658
3 150
-
-
Income
70 000
70 000
70 000
70 000
Total tax
12 600
10 150
12 915
15 416
After tax
57 400
59 850
57 085
54 584
Living cost
6 910
6 910
6 910
6 910
Free-cash
50 490
52 940
50 175
47 674

Estimated living cost  is ₴6910 per week

₴4034
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴493
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴183
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2199
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

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Sofia , Bulgaria
₴45518
₴50784
₴47572
₴48019
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
health
-
-
-
2 117
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 725
unemployment
-
-
-
74
income
-
-
-
10 500
total
-
-
-
15 416
Employee
12 005
-
66 388
-
health
552
-
847
-
accident

We are using the highest rate at 1.1%.

132
-
202
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 054
-
1 616
-
income
1 201
-
6 639
-
total
2 939
-
9 304
-
Employer
12 005
-
66 388
-
health
828
-
1 270
-
accident

We are using the highest rate at 1.1%.

132
-
202
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 323
-
2 029
-
unemployment
72
-
110
-
total
2 355
-
3 611
-
Corporate
55 640
70 000
-
-
income
5 564
7 000
-
-
total
5 564
7 000
-
-
Dividends
50 076
63 000
-
-
withholding
2 504
3 150
-
-
total
2 504
3 150
-
-
Income
70 000
70 000
70 000
70 000
Total tax
13 362
10 150
12 915
15 416
After tax
56 638
59 850
57 085
54 584
Living cost
9 066
9 066
9 066
9 066
Free-cash
47 572
50 784
48 019
45 518

Estimated living cost  is ₴9066 per week

₴5996
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴216
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2335
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

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