Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 70000
per

Your estimated
City
free-cash

Varna , Bulgaria
₴50778
₴53152
₴50568
₴48038
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
unemployment
-
-
-
71
income
-
-
-
10 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 641
health
-
-
-
2 052
total
-
-
-
15 264
Employee
8 869
-
66 499
-
accident

We are using the highest rate at 1.1%.

98
-
196
-
health
408
-
821
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

779
-
1 567
-
income
887
-
6 650
-
total
2 172
-
9 234
-
Employer
8 869
-
66 499
-
accident

We are using the highest rate at 1.1%.

98
-
196
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

977
-
1 966
-
unemployment
53
-
107
-
health
612
-
1 231
-
total
1 740
-
3 500
-
Corporate
59 391
70 000
-
-
income
5 939
7 000
-
-
total
5 939
7 000
-
-
Dividends
53 452
63 000
-
-
withholding
2 673
3 150
-
-
total
2 673
3 150
-
-
Income
70 000
70 000
70 000
70 000
Total tax
12 524
10 150
12 734
15 264
After tax
57 476
59 850
57 266
54 736
Living cost
6 698
6 698
6 698
6 698
Free-cash
50 778
53 152
50 568
48 038

Estimated living cost  is ₴6698 per week

₴3910
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2132
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Varna model

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Sofia , Bulgaria
₴47949
₴51062
₴48478
₴45948
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
unemployment
-
-
-
71
income
-
-
-
10 500
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 641
health
-
-
-
2 052
total
-
-
-
15 264
Employee
11 636
-
66 499
-
accident

We are using the highest rate at 1.1%.

128
-
196
-
health
535
-
821
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 022
-
1 567
-
income
1 164
-
6 650
-
total
2 849
-
9 234
-
Employer
11 636
-
66 499
-
accident

We are using the highest rate at 1.1%.

128
-
196
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 282
-
1 966
-
unemployment
70
-
107
-
health
803
-
1 231
-
total
2 283
-
3 500
-
Corporate
56 081
70 000
-
-
income
5 608
7 000
-
-
total
5 608
7 000
-
-
Dividends
50 473
63 000
-
-
withholding
2 523
3 150
-
-
total
2 523
3 150
-
-
Income
70 000
70 000
70 000
70 000
Total tax
13 263
10 150
12 734
15 264
After tax
56 737
59 850
57 266
54 736
Living cost
8 788
8 788
8 788
8 788
Free-cash
47 949
51 062
48 478
45 948

Estimated living cost  is ₴8788 per week

₴5812
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴503
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴210
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2263
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Source of data for Sofia model

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