Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 70000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴52931
₴51566
₴48830
₴50480
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
unemployment
-
-
-
56
health
-
-
-
1 616
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 079
income
-
-
-
10 500
total
-
-
-
14 251
Employee
9 161
-
67 244
-
accident

We are using the highest rate at 1.1%.

101
-
155
-
health
421
-
646
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

804
-
1 234
-
income
916
-
6 724
-
total
2 242
-
8 759
-
Employer
9 161
-
67 244
-
accident

We are using the highest rate at 1.1%.

101
-
155
-
unemployment
55
-
84
-
health
632
-
969
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 010
-
1 548
-
total
1 798
-
2 756
-
Corporate
59 041
70 000
-
-
income
5 904
7 000
-
-
total
5 904
7 000
-
-
Dividends
53 137
63 000
-
-
withholding
2 657
3 150
-
-
total
2 657
3 150
-
-
Income
70 000
70 000
70 000
70 000
Total tax
12 601
10 150
11 515
14 251
After tax
57 399
59 850
58 485
55 749
Living cost
6 919
6 919
6 919
6 919
Free-cash
50 480
52 931
51 566
48 830

Estimated living cost  is ₴6919 per week

₴4576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴396
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴165
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1782
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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