Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 70000
per

Your estimated
City
free-cash

Andorra , Andorra
₴40840
₴51437
₴42700
₴52599
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
social contributions
-
-
-
15 400
income
-
-
-
3 359
total
-
-
-
18 759
Employee
11 123
-
60 606
-
social contributions
723
-
3 940
-
income
-
-
3 565
-
total
723
-
7 505
-
Employer
11 123
-
60 606
-
social contributions
1 724
-
9 394
-
total
1 724
-
9 394
-
Corporate
57 152
70 000
-
-
income
5 715
7 000
-
-
total
5 715
7 000
-
-
Dividends
51 437
63 000
-
-
total
-
-
-
-
Income
70 000
70 000
70 000
70 000
Total tax
8 162
7 000
16 899
18 759
After tax
61 838
63 000
53 101
51 241
Living cost
10 400
10 400
10 400
10 400
Free-cash
51 437
52 599
42 700
40 840

Estimated living cost  is ₴10400 per week

₴6725
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴784
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2696
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴24981
₴27472
₴7414
₴27641
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
surtax
-
-
-
-
unemployment
-
-
-
2 122
health
-
-
-
3 092
chamber of commerce
-
-
-
280
pensions
-
-
-
7 478
income
-
-
-
21 008
total
-
-
-
33 980
Employee
15 124
13 788
57 147
-
unemployment
454
414
1 213
-
other
151
138
404
-
income
1 347
1 017
17 416
-
pensions
1 549
1 412
4 139
-
health
585
534
1 564
-
total
4 086
3 515
24 736
-
Employer
15 124
13 788
57 147
-
pensions
1 898
1 731
5 073
-
surtax
-
-
-
-
payroll
454
414
1 714
-
other
718
655
2 572
-
health
572
521
1 528
-
accident
196
179
525
-
unemployment
454
414
1 213
-
chamber of commerce
60
55
228
-
total
4 352
3 969
12 853
-
Corporate
50 523
52 243
55 833
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

12 631
13 061
13 958
-
total
12 631
13 061
13 958
-
Dividends
37 892
39 182
-
-
withholding
10 420
10 775
-
-
total
10 420
10 775
-
-
Income
70 000
70 000
70 000
70 000
Total tax
31 489
31 320
51 547
33 980
After tax
38 511
38 680
18 453
36 020
Living cost
11 038
11 038
11 038
11 038
Free-cash
27 472
27 641
7 414
24 981

Estimated living cost  is ₴11038 per week

₴6622
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1127
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3093
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴23760
₴25917
₴6244
₴26451
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
surtax
-
-
-
68
unemployment
-
-
-
2 122
health
-
-
-
3 092
chamber of commerce
-
-
-
280
pensions
-
-
-
7 478
income
-
-
-
21 008
total
-
-
-
34 048
Employee
17 291
13 788
57 082
-
unemployment
519
414
1 213
-
other
173
138
404
-
income
1 968
1 017
17 385
-
pensions
1 771
1 412
4 139
-
health
669
534
1 564
-
total
5 100
3 515
24 705
-
Employer
17 291
13 788
57 082
-
pensions
2 170
1 731
5 073
-
surtax
68
68
68
-
payroll
519
414
1 712
-
other
821
655
2 570
-
health
653
521
1 528
-
accident
225
179
525
-
unemployment
519
414
1 213
-
chamber of commerce
69
55
228
-
total
5 044
4 037
12 917
-
Corporate
47 665
52 175
55 769
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 916
13 044
13 942
-
total
11 916
13 044
13 942
-
Dividends
35 748
39 131
-
-
withholding
9 831
10 761
-
-
total
9 831
10 761
-
-
Income
70 000
70 000
70 000
70 000
Total tax
31 891
31 357
51 564
34 048
After tax
38 109
38 643
18 436
35 952
Living cost
12 192
12 192
12 192
12 192
Free-cash
25 917
26 451
6 244
23 760

Estimated living cost  is ₴12192 per week

₴8131
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1040
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2820
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₴17792
₴21327
₴11525
₴26235
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
national
-
-
-
27 285
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 682
social contributions
-
-
-
8 626
total
-
-
-
39 593
Employee

The minimum management director salary is set at €45,000 per year.

24 749
-
54 217
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

215
-
471
-
national
7 609
-
20 164
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 291
-
2 828
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 856
-
4 066
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 163
-
2 548
-
total
12 134
-
30 077
-
Employer

The minimum management director salary is set at €45,000 per year.

24 749
-
54 217
-
surtax
2 806
-
6 148
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 193
-
4 804
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 522
-
3 334
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

322
-
705
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

361
-
792
-
total
7 204
-
15 783
-
Corporate
38 047
70 000
-
-
income
7 609
14 391
-
-
surtax
152
288
-
-
total
7 761
14 679
-
-
Dividends
30 285
55 322
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

8 959
16 471
-
-
total
8 959
16 471
-
-
Income
70 000
70 000
70 000
70 000
Total tax
36 058
31 150
45 860
39 593
After tax
33 942
38 850
24 140
30 407
Living cost
12 615
12 615
12 615
12 615
Free-cash
21 327
26 235
11 525
17 792

Estimated living cost  is ₴12615 per week

₴8126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1103
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴198
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3189
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴50321
₴51789
₴53163
₴53898
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
unemployment
-
-
-
48
health
-
-
-
1 390
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 789
income
-
-
-
10 500
total
-
-
-
13 727
Employee
7 881
-
67 629
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
income
788
-
6 763
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

692
-
1 061
-
health
363
-
556
-
total
1 930
-
8 513
-
Employer
7 881
-
67 629
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

868
-
1 332
-
health
544
-
834
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
unemployment
47
-
73
-
total
1 546
-
2 372
-
Corporate
60 572
70 000
-
-
income
6 057
7 000
-
-
total
6 057
7 000
-
-
Dividends
54 515
63 000
-
-
withholding
2 726
3 150
-
-
total
2 726
3 150
-
-
Income
70 000
70 000
70 000
70 000
Total tax
12 259
10 150
10 885
13 727
After tax
57 741
59 850
59 115
56 273
Living cost
5 952
5 952
5 952
5 952
Free-cash
51 789
53 898
53 163
50 321

Estimated living cost  is ₴5952 per week

₴3937
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴341
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴142
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1533
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴51737
₴53706
₴54579
₴55314
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
unemployment
-
-
-
48
health
-
-
-
1 390
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 789
income
-
-
-
10 500
total
-
-
-
13 727
Employee
6 007
-
67 629
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
income
601
-
6 763
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

527
-
1 061
-
health
276
-
556
-
total
1 470
-
8 513
-
Employer
6 007
-
67 629
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

662
-
1 332
-
health
415
-
834
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
unemployment
36
-
73
-
total
1 179
-
2 372
-
Corporate
62 814
70 000
-
-
income
6 282
7 000
-
-
total
6 282
7 000
-
-
Dividends
56 533
63 000
-
-
withholding
2 827
3 150
-
-
total
2 827
3 150
-
-
Income
70 000
70 000
70 000
70 000
Total tax
11 758
10 150
10 885
13 727
After tax
58 242
59 850
59 115
56 273
Living cost
4 536
4 536
4 536
4 536
Free-cash
53 706
55 314
54 579
51 737

Estimated living cost  is ₴4536 per week

₴2648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴324
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴120
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1444
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴39381
₴41142
₴38790
₴43026
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
health
-
-
-
1 785
social contributions
-
-
-
5 598
income
-
-
-
15 225
total
-
-
-
22 608
Employee
26 605
26 605
65 804
-
income
2 897
2 463
14 907
-
social contributions
1 006
2 208
2 978
-
health
206
452
1 119
-
total
4 109
5 123
19 004
-
Employer
26 605
26 605
65 804
-
social contributions
1 006
2 208
2 978
-
health
224
492
1 217
-
total
1 230
2 700
4 195
-
Corporate
56 650
40 694
-
-
income
7 081
5 087
-
-
total
7 081
5 087
-
-
Dividends
49 569
35 607
-
-
withholding
8 427
6 053
-
-
total
8 427
6 053
-
-
Income
70 000
70 000
70 000
70 000
Total tax
20 847
18 963
23 199
22 608
After tax
49 153
51 037
46 801
47 392
Living cost
8 011
8 011
8 011
8 011
Free-cash
41 142
43 026
38 790
39 381

Estimated living cost  is ₴8011 per week

₴4801
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴786
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴36170
₴38378
₴35579
₴39815
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
health
-
-
-
1 785
social contributions
-
-
-
5 598
income
-
-
-
15 225
total
-
-
-
22 608
Employee
26 605
26 605
65 804
-
income
2 794
2 463
14 907
-
social contributions
1 293
2 208
2 978
-
health
265
452
1 119
-
total
4 352
5 123
19 004
-
Employer
26 605
26 605
65 804
-
social contributions
1 293
2 208
2 978
-
health
288
492
1 217
-
total
1 581
2 700
4 195
-
Corporate
52 845
40 694
-
-
income
6 606
5 087
-
-
total
6 606
5 087
-
-
Dividends
46 239
35 607
-
-
withholding
7 861
6 053
-
-
total
7 861
6 053
-
-
Income
70 000
70 000
70 000
70 000
Total tax
20 400
18 963
23 199
22 608
After tax
49 600
51 037
46 801
47 392
Living cost
11 222
11 222
11 222
11 222
Free-cash
38 378
39 815
35 579
36 170

Estimated living cost  is ₴11222 per week

₴7672
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴877
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2486
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴33022
₴37350
₴30001
₴40202
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
health
-
-
-
9 450
social contributions
-
-
-
11 502
income
-
-
-
7 357
solidarity contribution
-
-
-
676
total
-
-
-
28 985
Employee
11 755
-
55 186
-
income
1 411
-
6 776
-
social contributions
764
-
2 560
-
health
1 587
-
7 450
-
solidarity contribution
-
-
405
-
total
3 762
-
17 191
-
Employer
11 755
-
55 186
-
social contributions
2 939
-
9 848
-
health
1 058
-
4 967
-
total
3 997
-
14 815
-
Corporate
54 249
70 000
-
-
income
10 307
13 300
-
-
total
10 307
13 300
-
-
Dividends
43 941
56 700
-
-
withholding
6 591
8 505
-
-
total
6 591
8 505
-
-
Income
70 000
70 000
70 000
70 000
Total tax
24 657
21 805
32 006
28 985
After tax
45 343
48 195
37 994
41 015
Living cost
7 993
7 993
7 993
7 993
Free-cash
37 350
40 202
30 001
33 022

Estimated living cost  is ₴7993 per week

₴5552
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴569
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴157
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1715
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴31165
₴34831
₴28144
₴38345
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
health
-
-
-
9 450
social contributions
-
-
-
11 502
income
-
-
-
7 357
solidarity contribution
-
-
-
676
total
-
-
-
28 985
Employee
14 485
-
55 186
-
income
1 738
-
6 776
-
social contributions
942
-
2 560
-
health
1 955
-
7 450
-
solidarity contribution
-
-
405
-
total
4 635
-
17 191
-
Employer
14 485
-
55 186
-
social contributions
3 621
-
9 848
-
health
1 304
-
4 967
-
total
4 925
-
14 815
-
Corporate
50 590
70 000
-
-
income
9 612
13 300
-
-
total
9 612
13 300
-
-
Dividends
40 978
56 700
-
-
withholding
6 147
8 505
-
-
total
6 147
8 505
-
-
Income
70 000
70 000
70 000
70 000
Total tax
25 319
21 805
32 006
28 985
After tax
44 681
48 195
37 994
41 015
Living cost
9 850
9 850
9 850
9 850
Free-cash
34 831
38 345
28 144
31 165

Estimated living cost  is ₴9850 per week

₴7325
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴546
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1809
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₴24059
-₴5608
-₴5608
-₴5608
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
national
-
-
-
8 507
pensions
-
-
-
301
municipal
-
-
-
14 845
labour market
-
-
-
5 576
total
-
-
-
29 229
Employee
70 538
70 538
70 538
-
municipal
15 021
15 021
15 021
-
national
8 618
8 618
8 618
-
pensions
100
100
100
-
labour market
5 635
5 635
5 635
-
total
29 374
29 374
29 374
-
Employer
70 538
70 538
70 538
-
pensions
201
201
201
-
labour market
5 643
5 643
5 643
-
municipal
15 045
15 045
15 045
-
national
8 633
8 633
8 633
-
total
29 522
29 522
29 522
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
70 000
70 000
70 000
70 000
Total tax
58 896
58 896
58 896
29 229
After tax
11 104
11 104
11 104
40 771
Living cost
16 712
16 712
16 712
16 712
Free-cash
-5 608
-5 608
-5 608
24 059

Estimated living cost  is ₴16712 per week

₴11438
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1478
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴257
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴29163
₴45494
₴31990
₴47643
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
health
-
-
-
9 100
pensions
-
-
-
14 000
income
-
-
-
9 380
total
-
-
-
32 480
Employee
9 815
-
52 317
-
unemployment
157
-
837
-
income
1 105
-
10 087
-
pensions
196
-
1 047
-
total
1 458
-
11 971
-
Employer
9 815
-
52 317
-
pensions
1 963
-
10 463
-
health
1 276
-
6 801
-
unemployment
79
-
418
-
total
3 318
-
17 682
-
Corporate
56 867
70 000
-
-
income
11 373
14 000
-
-
total
11 373
14 000
-
-
Dividends
45 493
56 000
-
-
total
-
-
-
-
Income
70 000
70 000
70 000
70 000
Total tax
16 149
14 000
29 653
32 480
After tax
53 851
56 000
40 347
37 520
Living cost
8 357
8 357
8 357
8 357
Free-cash
45 494
47 643
31 990
29 163

Estimated living cost  is ₴8357 per week

₴5732
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1959
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴30550
₴31087
₴22531
₴30017
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
70 000
national
-
-
-
12 800
health
-
-
-
934
municipal
-
-
-
12 432
total
-
-
-
26 166
Employee
18 204
-
58 887
-
unemployment
273
-
883
-
municipal
2 982
-
9 588
-
national
301
-
7 864
-
pensions
1 228
-
3 975
-
health
136
-
762
-
total
4 920
-
23 072
-
Employer
18 204
-
58 887
-
pensions
3 158
-
10 217
-
health
140
-
454
-
accident
18
-
59
-
unemployment
118
-
383
-
total
3 434
-
11 113
-
Corporate
48 362
70 000
-
-
income
9 672
14 000
-
-
total
9 672
14 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

29 017
42 000
-
-
municipal
5 223
7 560
-
-
national
2 380
5 139
-
-
total
7 603
12 699
-
-
Income
70 000
70 000
70 000
70 000
Total tax
25 629
26 699
34 185
26 166
After tax
44 371
43 301
35 815
43 834
Living cost
13 284
13 284
13 284
13 284
Free-cash
31 087
30 017
22 531
30 550

Estimated living cost  is ₴13284 per week

₴8677
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1278
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴211
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3118
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴28319
₴26537
₴26767
₴24615
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
surtax
-
-
-
-
health
-
-
-
3 242
pensions
-
-
-
11 619
social contributions
-
-
-
1 995
income
-
-
-
11 990
other
-
-
-
2 170
total
-
-
-
31 016
Employee
13 218
-
53 735
-
income
682
-
10 855
-
surtax
-
-
-
-
social contributions
377
-
1 531
-
pensions
1 495
-
3 919
-
total
2 554
-
16 305
-
Employer
13 218
-
53 735
-
pensions
2 172
-
6 564
-
social contributions
39
-
162
-
other
456
-
2 174
-
health
925
-
5 187
-
unemployment
535
-
2 176
-
total
4 127
-
16 263
-
Corporate
52 654
70 000
-
-
income
14 743
19 600
-
-
surtax
-
-
-
-
total
14 743
19 600
-
-
Dividends
37 911
50 400
-
-
withholding
4 853
6 451
-
-
social contributions
6 521
8 669
-
-
surtax
-
-
-
-
total
11 374
15 120
-
-
Income
70 000
70 000
70 000
70 000
Total tax
32 798
34 720
32 568
31 016
After tax
37 202
35 280
37 432
38 984
Living cost
10 665
10 665
10 665
10 665
Free-cash
26 537
24 615
26 767
28 319

Estimated living cost  is ₴10665 per week

₴6185
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1083
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3194
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴27146
₴25485
₴25594
₴23442
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
surtax
-
-
-
-
health
-
-
-
3 242
pensions
-
-
-
11 619
social contributions
-
-
-
1 995
income
-
-
-
11 990
other
-
-
-
2 170
total
-
-
-
31 016
Employee
14 808
-
53 735
-
income
874
-
10 855
-
surtax
-
-
-
-
social contributions
422
-
1 531
-
pensions
1 674
-
3 919
-
total
2 970
-
16 305
-
Employer
14 808
-
53 735
-
pensions
2 433
-
6 564
-
social contributions
45
-
162
-
other
511
-
2 174
-
health
1 037
-
5 187
-
unemployment
599
-
2 176
-
total
4 625
-
16 263
-
Corporate
50 568
70 000
-
-
income
14 159
19 600
-
-
surtax
-
-
-
-
total
14 159
19 600
-
-
Dividends
36 409
50 400
-
-
withholding
4 660
6 451
-
-
social contributions
6 263
8 669
-
-
surtax
-
-
-
-
total
10 923
15 120
-
-
Income
70 000
70 000
70 000
70 000
Total tax
32 677
34 720
32 568
31 016
After tax
37 323
35 280
37 432
38 984
Living cost
11 838
11 838
11 838
11 838
Free-cash
25 485
23 442
25 594
27 146

Estimated living cost  is ₴11838 per week

₴7464
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴963
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3210
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₴22273
₴20946
₴20721
₴18569
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
surtax
-
-
-
-
health
-
-
-
3 242
pensions
-
-
-
11 619
social contributions
-
-
-
1 995
income
-
-
-
11 990
other
-
-
-
2 170
total
-
-
-
31 016
Employee
21 670
-
53 735
-
income
1 891
-
10 855
-
surtax
-
-
-
-
social contributions
617
-
1 531
-
pensions
2 451
-
3 919
-
total
4 959
-
16 305
-
Employer
21 670
-
53 735
-
pensions
3 561
-
6 564
-
social contributions
65
-
162
-
other
748
-
2 174
-
health
1 517
-
5 187
-
unemployment
878
-
2 176
-
total
6 769
-
16 263
-
Corporate
41 561
70 000
-
-
income
11 637
19 600
-
-
surtax
-
-
-
-
total
11 637
19 600
-
-
Dividends
29 924
50 400
-
-
withholding
3 831
6 451
-
-
social contributions
5 147
8 669
-
-
surtax
-
-
-
-
total
8 978
15 120
-
-
Income
70 000
70 000
70 000
70 000
Total tax
32 343
34 720
32 568
31 016
After tax
37 657
35 280
37 432
38 984
Living cost
16 711
16 711
16 711
16 711
Free-cash
20 946
18 569
20 721
22 273

Estimated living cost  is ₴16711 per week

₴11310
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1367
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴229
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3805
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴67073
₴63855
₴53773
₴64273
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
70 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
700
total
-
-
-
700
Employee
2 784
-
70 000
-
income
557
-
14 000
-
total
557
-
14 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

67 216
70 000
-
-
total
-
-
-
-
Dividends
67 216
70 000
-
-
withholding
3 361
3 500
-
-
total
3 361
3 500
-
-
Income
70 000
70 000
70 000
70 000
Total tax
3 918
3 500
14 000
700
After tax
66 082
66 500
56 000
69 300
Living cost
2 227
2 227
2 227
2 227
Free-cash
63 855
64 273
53 773
67 073

Estimated living cost  is ₴2227 per week

₴1380
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴601
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴65830
₴62378
₴52529
₴63030
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
70 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
700
total
-
-
-
700
Employee
4 338
-
70 000
-
income
868
-
14 000
-
total
868
-
14 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

65 662
70 000
-
-
total
-
-
-
-
Dividends
65 662
70 000
-
-
withholding
3 283
3 500
-
-
total
3 283
3 500
-
-
Income
70 000
70 000
70 000
70 000
Total tax
4 151
3 500
14 000
700
After tax
65 849
66 500
56 000
69 300
Living cost
3 470
3 470
3 470
3 470
Free-cash
62 378
63 030
52 529
65 830

Estimated living cost  is ₴3470 per week

₴2349
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴116
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴860
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴22653
₴27179
₴30390
₴22652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
70 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 246
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 364
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
22 642
trade
-
-
-
7 737
total
-
-
-
33 989
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 215
-
70 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 416
-
22 642
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

78
-
1 246
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 364
-
2 364
-
total
3 858
-
26 252
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
52 785
70 000
-
-
trade
7 574
10 045
-
-
income
7 918
10 500
-
-
chamber of commerce
130
155
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

435
578
-
-
total
16 057
21 278
-
-
Dividends
36 727
48 722
-
-
withholding
9 050
12 049
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

498
663
-
-
total
9 548
12 712
-
-
Income
70 000
70 000
70 000
70 000
Total tax
29 463
33 990
26 252
33 989
After tax
40 537
36 010
43 748
36 011
Living cost
13 358
13 358
13 358
13 358
Free-cash
27 179
22 652
30 390
22 653

Estimated living cost  is ₴13358 per week

₴9215
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1437
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴194
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴24777
₴28637
₴33268
₴24810
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
70 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 246
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 364
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
22 642
trade
-
-
-
8 491
total
-
-
-
34 743
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 234
-
70 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

370
-
22 642
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
1 246
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 364
-
2 364
-
total
2 754
-
26 252
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
56 766
70 000
-
-
trade
8 941
11 025
-
-
income
8 515
10 500
-
-
chamber of commerce
134
153
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

468
578
-
-
total
18 058
22 256
-
-
Dividends
38 709
47 744
-
-
withholding
9 546
11 805
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

525
649
-
-
total
10 071
12 454
-
-
Income
70 000
70 000
70 000
70 000
Total tax
30 883
34 710
26 252
34 743
After tax
39 117
35 290
43 748
35 257
Living cost
10 480
10 480
10 480
10 480
Free-cash
28 637
24 810
33 268
24 777

Estimated living cost  is ₴10480 per week

₴6592
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1222
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2470
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴21287
₴26199
₴30156
₴21338
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
70 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 246
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 364
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
22 642
trade
-
-
-
8 869
total
-
-
-
35 121
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 546
-
70 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 508
-
22 642
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
1 246
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 364
-
2 364
-
total
3 955
-
26 252
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
52 454
70 000
-
-
trade
8 629
11 515
-
-
income
7 868
10 500
-
-
chamber of commerce
127
152
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

433
578
-
-
total
17 057
22 745
-
-
Dividends
35 397
47 254
-
-
withholding
8 718
11 682
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

479
643
-
-
total
9 197
12 325
-
-
Income
70 000
70 000
70 000
70 000
Total tax
30 209
35 070
26 252
35 121
After tax
39 791
34 930
43 748
34 879
Living cost
13 592
13 592
13 592
13 592
Free-cash
26 199
21 338
30 156
21 287

Estimated living cost  is ₴13592 per week

₴9091
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2865
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₴18652
₴24331
₴27898
₴18720
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
70 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 246
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 364
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
22 642
trade
-
-
-
9 246
total
-
-
-
35 498
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 794
-
70 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 445
-
22 642
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
-
1 246
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 364
-
2 364
-
total
4 944
-
26 252
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
49 206
70 000
-
-
trade
8 439
12 005
-
-
income
7 381
10 500
-
-
chamber of commerce
121
151
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

406
578
-
-
total
16 347
23 234
-
-
Dividends
32 859
46 766
-
-
withholding
8 083
11 560
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

445
636
-
-
total
8 528
12 196
-
-
Income
70 000
70 000
70 000
70 000
Total tax
29 819
35 430
26 252
35 498
After tax
40 181
34 570
43 748
34 502
Living cost
15 850
15 850
15 850
15 850
Free-cash
24 331
18 720
27 898
18 652

Estimated living cost  is ₴15850 per week

₴11576
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1268
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴206
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2800
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴25235
₴35160
₴23118
₴36259
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
surtax
-
-
-
3 427
unemployment
-
-
-
79
health
-
-
-
3 278
pensions
-
-
-
9 236
income
-
-
-
20 974
other
-
-
-
-
total
-
-
-
36 994
Employee
11 652
-
60 280
-
unemployment
811
-
3 214
-
other
-
-
-
-
income
1 953
-
18 905
-
surtax
41
-
3 014
-
pensions
777
-
3 080
-
health
297
-
1 177
-
total
3 879
-
29 390
-
Employer
11 652
-
60 280
-
pensions
1 553
-
6 156
-
other
-
-
-
-
health
530
-
2 101
-
unemployment
370
-
1 464
-
total
2 453
-
9 721
-
Corporate
55 895
70 000
-
-
income
14 533
18 200
-
-
total
14 533
18 200
-
-
Dividends
41 362
51 800
-
-
withholding
6 204
7 770
-
-
total
6 204
7 770
-
-
Income
70 000
70 000
70 000
70 000
Total tax
27 069
25 970
39 111
36 994
After tax
42 931
44 030
30 889
33 006
Living cost
7 771
7 771
7 771
7 771
Free-cash
35 160
36 259
23 118
25 235

Estimated living cost  is ₴7771 per week

₴4692
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴676
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2224
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴25371
₴35320
₴23254
₴36395
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
surtax
-
-
-
3 427
unemployment
-
-
-
79
health
-
-
-
3 278
pensions
-
-
-
9 236
income
-
-
-
20 974
other
-
-
-
-
total
-
-
-
36 994
Employee
11 442
-
60 280
-
unemployment
796
-
3 214
-
other
-
-
-
-
income
1 918
-
18 905
-
surtax
37
-
3 014
-
pensions
763
-
3 080
-
health
292
-
1 177
-
total
3 806
-
29 390
-
Employer
11 442
-
60 280
-
pensions
1 525
-
6 156
-
other
-
-
-
-
health
521
-
2 101
-
unemployment
362
-
1 464
-
total
2 408
-
9 721
-
Corporate
56 150
70 000
-
-
income
14 599
18 200
-
-
total
14 599
18 200
-
-
Dividends
41 551
51 800
-
-
withholding
6 232
7 770
-
-
total
6 232
7 770
-
-
Income
70 000
70 000
70 000
70 000
Total tax
27 045
25 970
39 111
36 994
After tax
42 955
44 030
30 889
33 006
Living cost
7 635
7 635
7 635
7 635
Free-cash
35 320
36 395
23 254
25 371

Estimated living cost  is ₴7635 per week

₴4668
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴705
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴176
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2086
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴41584
₴32552
₴33670
₴32407
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
unemployment
-
-
-
1 050
health
-
-
-
4 900
pensions
-
-
-
7 000
income
-
-
-
8 557
total
-
-
-
21 507
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 974
3 969
58 577
-
unemployment
150
60
879
-
income
1 219
485
7 161
-
pensions
997
397
5 858
-
health
698
278
4 100
-
total
3 064
1 220
17 998
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 974
3 969
58 577
-
pensions
1 945
774
11 423
-
total
1 945
774
11 423
-
Corporate
58 081
65 257
-
-
income
5 227
5 873
-
-
total
5 227
5 873
-
-
Dividends
52 854
59 383
-
-
withholding
10 042
11 283
-
-
social contributions
10 261
11 534
-
-
total
20 303
22 817
-
-
Income
70 000
70 000
70 000
70 000
Total tax
30 539
30 684
29 421
21 507
After tax
39 461
39 316
40 579
48 493
Living cost
6 909
6 909
6 909
6 909
Free-cash
32 552
32 407
33 670
41 584

Estimated living cost  is ₴6909 per week

₴4715
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴565
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴138
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1491
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₴23444
₴26658
₴23819
₴26936
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
national
-
-
-
12 907
pensions
-
-
-
8 400
social contributions
-
-
-
753
municipal
-
-
-
7 752
total
-
-
-
29 812
Employee
25 956
-
60 514
-
municipal
3 206
-
8 023
-
national
4 968
-
13 501
-
pensions
1 038
-
2 421
-
total
9 212
-
23 945
-
Employer
25 956
-
60 514
-
pensions
2 076
-
4 841
-
social contributions
279
-
651
-
total
2 355
-
5 492
-
Corporate
39 975
70 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

7 995
14 000
-
-
total
7 995
14 000
-
-
Dividends
31 980
56 000
-
-
withholding
7 036
12 320
-
-
total
7 036
12 320
-
-
Income
70 000
70 000
70 000
70 000
Total tax
26 598
26 320
29 437
29 812
After tax
43 402
43 680
40 563
40 188
Living cost
16 744
16 744
16 744
16 744
Free-cash
26 658
26 936
23 819
23 444

Estimated living cost  is ₴16744 per week

₴11381
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1556
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴251
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3556
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₴16122
₴30056
₴16122
₴29291
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
social contributions
-
-
-
11 888
income
-
-
-
22 281
total
-
-
-
34 169
Employee
27 065
-
70 000
-
social contributions
2 248
-
11 888
-
income
5 107
-
22 281
-
total
7 355
-
34 169
-
Employer
27 065
-
70 000
-
total
-
-
-
-
Corporate
42 935
70 000
-
-
income
5 367
8 750
-
-
total
5 367
8 750
-
-
Dividends
37 568
61 250
-
-
withholding
7 513
12 250
-
-
total
7 513
12 250
-
-
Income
70 000
70 000
70 000
70 000
Total tax
20 235
21 000
34 169
34 169
After tax
49 765
49 000
35 831
35 831
Living cost
19 709
19 709
19 709
19 709
Free-cash
30 056
29 291
16 122
16 122

Estimated living cost  is ₴19709 per week

₴14995
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1606
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2921
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₴18644
₴20941
₴15672
₴22748
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
national
-
-
-
18 169
regional
-
-
-
848
social contributions
-
-
-
17 317
municipal
-
-
-
422
total
-
-
-
36 756
Employee
30 750
-
70 000
-
municipal
163
-
378
-
national
5 328
-
15 892
-
social contributions
10 369
-
22 703
-
regional
290
-
755
-
total
16 150
-
39 728
-
Employer
30 750
-
70 000
-
total
-
-
-
-
Corporate
39 250
70 000
-
-
nationa
9 420
16 800
-
-
municipal
1 531
2 730
-
-
total
10 951
19 530
-
-
Dividends
28 299
50 470
-
-
withholding
7 358
13 122
-
-
total
7 358
13 122
-
-
Income
70 000
70 000
70 000
70 000
Total tax
34 459
32 652
39 728
36 756
After tax
35 541
37 348
30 272
33 244
Living cost
14 600
14 600
14 600
14 600
Free-cash
20 941
22 748
15 672
18 644

Estimated living cost  is ₴14600 per week

₴10177
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴957
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴224
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3241
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴23703
₴26705
₴20747
₴27473
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
70 000
national
-
-
-
18 169
regional
-
-
-
1 069
social contributions
-
-
-
17 317
municipal
-
-
-
422
total
-
-
-
36 977
Employee
19 193
-
70 000
-
municipal
102
-
378
-
national
3 041
-
15 892
-
social contributions
6 472
-
22 703
-
regional
258
-
960
-
total
9 873
-
39 933
-
Employer
19 193
-
70 000
-
total
-
-
-
-
Corporate
50 807
70 000
-
-
nationa
12 194
16 800
-
-
municipal
2 525
3 479
-
-