Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 69000
per

Your estimated
City
free-cash

Valencia , Spain
₴36097
₴28906
₴30184
₴37440
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
unemployment
-
-
-
197
income
-
-
-
21 989
other
-
-
-
28
accident
-
-
-
254
pensions
-
-
-
7 981
total
-
-
-
30 449
Employee
11 251
-
60 009
-
unemployment
174
-
437
-
pensions
529
-
1 326
-
income
2 169
-
20 945
-
other
11
-
28
-
total
2 883
-
22 736
-
Employer
11 251
-
60 009
-
pensions
2 655
-
6 656
-
accident
223
-
558
-
unemployment
619
-
1 551
-
other
90
-
226
-
total
3 587
-
8 991
-
Corporate
54 162
69 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

8 124
10 350
-
-
total
8 124
10 350
-
-
Dividends
46 038
58 650
-
-
withholding
9 942
12 843
-
-
total
9 942
12 843
-
-
Income
69 000
69 000
69 000
69 000
Total tax
24 536
23 193
31 727
30 449
After tax
44 464
45 807
37 273
38 551
Living cost
8 367
8 367
8 367
8 367
Free-cash
36 097
37 440
28 906
30 184

Estimated living cost  is ₴8367 per week

₴5648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴804
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1769
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₴40532
₴32855
₴33425
₴42586
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
11 105
income
-
-
-
12 128
other
-
-
-
2 198
health
-
-
-
2 036
total
-
-
-
27 467
Employee
11 048
-
57 253
-
health
155
-
648
-
unemployment
110
-
463
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

773
-
3 239
-
income
1 902
-
11 939
-
total
2 940
-
16 289
-
Employer
11 048
-
57 253
-
health
155
-
648
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 878
-
7 866
-
accident
88
-
458
-
unemployment
110
-
463
-
other
553
-
2 313
-
total
2 784
-
11 748
-
Corporate
55 168
69 000
-
-
income
11 585
14 490
-
-
total
11 585
14 490
-
-
Dividends
43 583
54 510
-
-
withholding
3 051
3 816
-
-
total
3 051
3 816
-
-
Income
69 000
69 000
69 000
69 000
Total tax
20 360
18 306
28 037
27 467
After tax
48 640
50 694
40 963
41 533
Living cost
8 108
8 108
8 108
8 108
Free-cash
40 532
42 586
32 855
33 425

Estimated living cost  is ₴8108 per week

₴5728
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴130
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴53595
₴54697
₴51827
₴55008
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 572
unemployment
-
-
-
42
income
-
-
-
10 350
health
-
-
-
1 222
total
-
-
-
13 186
Employee
5 280
-
66 916
-
health
243
-
489
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

464
-
933
-
income
528
-
6 692
-
total
1 293
-
8 231
-
Employer
5 280
-
66 916
-
health
364
-
733
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

582
-
1 171
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
unemployment
32
-
64
-
total
1 036
-
2 085
-
Corporate
62 684
69 000
-
-
income
6 268
6 900
-
-
total
6 268
6 900
-
-
Dividends
56 416
62 100
-
-
withholding
2 821
3 105
-
-
total
2 821
3 105
-
-
Income
69 000
69 000
69 000
69 000
Total tax
11 418
10 005
10 316
13 186
After tax
57 582
58 995
58 684
55 814
Living cost
3 987
3 987
3 987
3 987
Free-cash
53 595
55 008
54 697
51 827

Estimated living cost  is ₴3987 per week

₴2328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴285
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴106
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴26164
₴25242
₴27300
₴24366
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
income
-
-
-
12 951
other
-
-
-
2 139
health
-
-
-
3 399
social contributions
-
-
-
1 966
pensions
-
-
-
10 835
surtax
-
-
-
-
total
-
-
-
31 290
Employee
13 022
-
52 607
-
pensions
1 472
-
3 988
-
income
769
-
11 467
-
social contributions
371
-
1 499
-
surtax
-
-
-
-
total
2 612
-
16 954
-
Employer
13 022
-
52 607
-
health
912
-
5 258
-
social contributions
39
-
158
-
pensions
2 139
-
6 654
-
unemployment
527
-
2 131
-
other
449
-
2 193
-
total
4 066
-
16 394
-
Corporate
51 911
69 000
-
-
income
14 535
19 320
-
-
surtax
-
-
-
-
total
14 535
19 320
-
-
Dividends
37 376
49 680
-
-
social contributions
6 429
8 545
-
-
surtax
-
-
-
-
withholding
4 784
6 359
-
-
total
11 213
14 904
-
-
Income
69 000
69 000
69 000
69 000
Total tax
32 426
34 224
33 348
31 290
After tax
36 574
34 776
35 652
37 710
Living cost
10 410
10 410
10 410
10 410
Free-cash
26 164
24 366
25 242
27 300

Estimated living cost  is ₴10410 per week

₴6564
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2823
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₴19783
₴31382
₴24275
₴21647
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
pensions
-
-
-
3 565
income
-
-
-
24 662
health
-
-
-
3 752
total
-
-
-
31 979
Employee
25 983
25 983
63 345
-
health
3 988
3 392
3 752
-
pensions
4 677
3 565
3 565
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

4 253
4 253
11 901
-
total
12 918
11 210
19 218
-
Employer
25 983
25 983
63 345
-
health
1 806
1 806
2 244
-
pensions
1 808
1 808
2 248
-
unemployment
935
935
1 162
-
total
4 549
4 549
5 654
-
Corporate
38 785
38 467
-
-
income
7 757
7 693
-
-
total
7 757
7 693
-
-
Dividends
31 028
30 773
-
-
income
6 593
6 539
-
-
withholding
4 654
4 616
-
-
total
11 247
11 155
-
-
Income
69 000
69 000
69 000
69 000
Total tax
36 471
34 607
24 872
31 979
After tax
32 529
34 393
44 128
37 021
Living cost
12 746
12 746
12 746
12 746
Free-cash
19 783
21 647
31 382
24 275

Estimated living cost  is ₴12746 per week

₴9033
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2362
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₴28923
₴33401
₴24762
₴25559
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
69 000
trade
-
-
-
8 639
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 037
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 267
total
-
-
-
35 022
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 638
-
69 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

325
-
23 037
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
1 267
-
total
2 422
-
26 383
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
57 362
69 000
-
-
income
8 605
10 350
-
-
trade
9 035
10 867
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

473
569
-
-
chamber of commerce
129
146
-
-
total
18 242
21 932
-
-
Dividends
39 121
47 068
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

532
641
-
-
withholding
9 665
11 652
-
-
total
10 197
12 293
-
-
Income
69 000
69 000
69 000
69 000
Total tax
30 861
34 225
26 383
35 022
After tax
38 139
34 775
42 617
33 978
Living cost
9 216
9 216
9 216
9 216
Free-cash
28 923
25 559
33 401
24 762

Estimated living cost  is ₴9216 per week

₴5797
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1075
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2172
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₴41584
₴38780
₴39346
₴43241
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
income
-
-
-
15 927
health
-
-
-
1 759
social contributions
-
-
-
4 923
total
-
-
-
22 609
Employee
23 397
23 397
65 175
-
health
181
398
1 108
-
income
2 548
2 166
15 623
-
social contributions
885
1 942
2 619
-
total
3 614
4 506
19 350
-
Employer
23 397
23 397
65 175
-
health
197
433
1 206
-
social contributions
885
1 942
2 619
-
total
1 082
2 375
3 825
-
Corporate
57 260
43 228
-
-
income
7 158
5 403
-
-
total
7 158
5 403
-
-
Dividends
50 103
37 825
-
-
withholding
8 517
6 430
-
-
total
8 517
6 430
-
-
Income
69 000
69 000
69 000
69 000
Total tax
20 371
18 714
23 175
22 609
After tax
48 629
50 286
45 825
46 391
Living cost
7 045
7 045
7 045
7 045
Free-cash
41 584
43 241
38 780
39 346

Estimated living cost  is ₴7045 per week

₴4222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴691
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₴29396
₴21011
₴26421
₴29703
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
69 000
income
-
-
-
9 058
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
23 977
surtax
-
-
-
-
total
-
-
-
33 035
Employee
13 994
-
55 758
-
income
2 911
-
18 984
-
social contributions
1 539
-
6 133
-
surtax
-
-
86
-
total
4 450
-
25 203
-
Employer
13 994
-
55 758
-
social contributions
3 324
-
13 242
-
total
3 324
-
13 242
-
Corporate
51 682
69 000
-
-
income
10 854
14 490
-
-
surtax
-
-
-
-
total
10 854
14 490
-
-
Dividends
40 829
54 510
-
-
withholding
11 432
15 263
-
-
total
11 432
15 263
-
-
Income
69 000
69 000
69 000
69 000
Total tax
30 060
29 753
38 445
33 035
After tax
38 940
39 247
30 555
35 965
Living cost
9 544
9 544
9 544
9 544
Free-cash
29 396
29 703
21 011
26 421

Estimated living cost  is ₴9544 per week

₴7141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴563
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴62750
₴52842
₴65952
₴63192
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
69 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
690
total
-
-
-
690
Employee
2 948
-
69 000
-
income
589
-
13 800
-
total
589
-
13 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

66 052
69 000
-
-
total
-
-
-
-
Dividends
66 052
69 000
-
-
withholding
3 303
3 450
-
-
total
3 303
3 450
-
-
Income
69 000
69 000
69 000
69 000
Total tax
3 892
3 450
13 800
690
After tax
65 108
65 550
55 200
68 310
Living cost
2 358
2 358
2 358
2 358
Free-cash
62 750
63 192
52 842
65 952

Estimated living cost  is ₴2358 per week

₴1461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴196
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴65
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴636
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₴36801
₴22317
₴23816
₴39346
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
69 000
pensions
-
-
-
12 601
unemployment
-
-
-
103
income
-
-
-
17 530
health
-
-
-
6 789
total
-
-
-
37 023
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 455
-
59 704
-
health
869
-
3 857
-
unemployment
19
-
84
-
pensions
2 086
-
9 254
-
income
2 320
-
16 031
-
total
5 294
-
29 226
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 455
-
59 704
-
health
896
-
3 976
-
pensions
1 191
-
5 284
-
unemployment
8
-
36
-
total
2 095
-
9 296
-
Corporate
53 450
69 000
-
-
income
10 155
13 110
-
-
total
10 155
13 110
-
-
Dividends
43 295
55 890
-
-
withholding
6 494
8 383
-
-
total
6 494
8 383
-
-
Income
69 000
69 000
69 000
69 000
Total tax
24 038
21 493
38 522
37 023
After tax
44 962
47 507
30 478
31 977
Living cost
8 161
8 161
8 161
8 161
Free-cash
36 801
39 346
22 317
23 816

Estimated living cost  is ₴8161 per week

₴5601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₴33261
₴37075
₴45681
₴32197
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
69 000
income
-
-
-
10 350
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
1 924
total
-
-
-
12 274
Employee
13 958
-
67 600
-
social contributions
1 398
-
1 400
-
income
1 515
-
18 080
-
total
2 913
-
19 480
-
Employer
13 958
-
67 600
-
social contributions
1 398
-
1 400
-
total
1 398
-
1 400
-
Corporate
53 643
69 000
-
-
income
18 775
24 150
-
-
total
18 775
24 150
-
-
Dividends
34 868
44 850
-
-
social contributions
1 608
1 608
-
-
total
1 608
1 608
-
-
Income
69 000
69 000
69 000
69 000
Total tax
24 694
25 758
20 880
12 274
After tax
44 306
43 242
48 120
56 726
Living cost
11 045
11 045
11 045
11 045
Free-cash
33 261
32 197
37 075
45 681

Estimated living cost  is ₴11045 per week

₴7275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2729
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₴35802
₴35985
₴37860
₴35644
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
income
-
-
-
10 350
health
-
-
-
4 816
social contributions
-
-
-
9 522
total
-
-
-
24 688
Employee
10 317
-
69 000
-
health
720
-
4 816
-
income
1 721
-
12 225
-
social contributions
1 424
-
9 522
-
total
3 865
-
26 563
-
Employer
10 317
-
69 000
-
total
-
-
-
-
Corporate
58 683
69 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

2 934
3 450
-
-
total
2 934
3 450
-
-
Dividends
55 749
65 550
-
-
social contributions
7 693
9 046
-
-
withholding
8 363
9 833
-
-
health
3 891
4 575
-
-
total
19 947
23 454
-
-
Income
69 000
69 000
69 000
69 000
Total tax
26 746
26 904
26 563
24 688
After tax
42 254
42 096
42 437
44 312
Living cost
6 452
6 452
6 452
6 452
Free-cash
35 802
35 644
35 985
37 860

Estimated living cost  is ₴6452 per week

₴4318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴398
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴148
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1587
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴35952
₴29580
₴32663
₴38989
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
income
-
-
-
7 461
health
-
-
-
9 315
social contributions
-
-
-
9 946
solidarity contribution
-
-
-
1 098
total
-
-
-
27 820
Employee
12 525
-
55 491
-
health
1 691
-
7 491
-
solidarity contribution
-
-
821
-
income
1 503
-
6 868
-
social contributions
814
-
2 214
-
total
4 008
-
17 394
-
Employer
12 525
-
55 491
-
health
1 127
-
4 994
-
social contributions
3 131
-
8 515
-
total
4 258
-
13 509
-
Corporate
52 216
69 000
-
-
income
9 921
13 110
-
-
total
9 921
13 110
-
-
Dividends
42 295
55 890
-
-
withholding
6 344
8 384
-
-
total
6 344
8 384
-
-
Income
69 000
69 000
69 000
69 000
Total tax
24 531
21 494
30 903
27 820
After tax
44 469
47 506
38 097
41 180
Living cost
8 517
8 517
8 517
8 517
Free-cash
35 952
38 989
29 580
32 663

Estimated living cost  is ₴8517 per week

₴6334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴472
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₴61186
₴51525
₴64635
₴61875
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
69 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
690
total
-
-
-
690
Employee
4 594
-
69 000
-
income
919
-
13 800
-
total
919
-
13 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

64 406
69 000
-
-
total
-
-
-
-
Dividends
64 406
69 000
-
-
withholding
3 220
3 450
-
-
total
3 220
3 450
-
-
Income
69 000
69 000
69 000
69 000
Total tax
4 139
3 450
13 800
690
After tax
64 861
65 550
55 200
68 310
Living cost
3 675
3 675
3 675
3 675
Free-cash
61 186
61 875
51 525
64 635

Estimated living cost  is ₴3675 per week

₴2487
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴123
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴910
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₴22172
₴20956
₴23014
₴20080
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
income
-
-
-
12 951
other
-
-
-
2 139
health
-
-
-
3 399
social contributions
-
-
-
1 966
pensions
-
-
-
10 835
surtax
-
-
-
-
total
-
-
-
31 290
Employee
19 057
-
52 607
-
pensions
2 155
-
3 988
-
income
1 663
-
11 467
-
social contributions
543
-
1 499
-
surtax
-
-
-
-
total
4 361
-
16 954
-
Employer
19 057
-
52 607
-
health
1 334
-
5 258
-
social contributions
57
-
158
-
pensions
3 131
-
6 654
-
unemployment
772
-
2 131
-
other
658
-
2 193
-
total
5 952
-
16 394
-
Corporate
43 991
69 000
-
-
income
12 317
19 320
-
-
surtax
-
-
-
-
total
12 317
19 320
-
-
Dividends
31 674
49 680
-
-
social contributions
5 448
8 545
-
-
surtax
-
-
-
-
withholding
4 054
6 359
-
-
total
9 502
14 904
-
-
Income
69 000
69 000
69 000
69 000
Total tax
32 132
34 224
33 348
31 290
After tax
36 868
34 776
35 652
37 710
Living cost
14 696
14 696
14 696
14 696
Free-cash
22 172
20 080
20 956
23 014

Estimated living cost  is ₴14696 per week

₴9946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3346
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₴43116
₴39296
₴39297
₴44607
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
69 000
pensions
-
-
-
5 829
unemployment
-
-
-
336
income
-
-
-
15 983
health
-
-
-
2 309
total
-
-
-
24 457
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
64 987
-
health
407
-
1 155
-
unemployment
59
-
168
-
pensions
1 108
-
3 139
-
income
1 090
-
15 983
-
total
2 664
-
20 445
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
64 987
-
health
407
-
1 155
-
pensions
949
-
2 690
-
unemployment
59
-
168
-
total
1 415
-
4 013
-
Corporate
59 673
69 000
-
-
income
8 951
10 350
-
-
total
8 951
10 350
-
-
Dividends
50 722
58 650
-
-
withholding
7 608
8 797
-
-
total
7 608
8 797
-
-
Income
69 000
69 000
69 000
69 000
Total tax
20 638
19 147
24 458
24 457
After tax
48 362
49 853
44 542
44 543
Living cost
5 246
5 246
5 246
5 246
Free-cash
43 116
44 607
39 296
39 297

Estimated living cost  is ₴5246 per week

₴3532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴406
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴152
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₴19714
₴31357
₴33400
₴10862
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
pensions
-
-
-
6 348
city
-
-
-
727
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 380
health
-
-
-
155
regional
-
-
-
4 114
national
-
-
-
2 187
total
-
-
-
14 911
Employee
24 212
-
62 302
-
health
55
-
140
-
unemployment
-
-
-
-
city
260
-
676
-
pensions
2 034
-
4 626
-
regional
793
-
3 688
-
national
115
-
1 812
-
total
3 257
-
10 942
-
Employer
24 212
-
62 302
-
health
55
-
140
-
pensions
2 034
-
4 626
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

484
-
1 246
-
total
2 573
-
6 012
-
Corporate
41 949
69 000
-
-
regional
8 872
14 594
-
-
national
3 566
5 865
-
-
total
12 438
20 459
-
-
Dividends
29 512
48 542
-
-
withholding
10 329
16 990
-
-
total
10 329
16 990
-
-
Income
69 000
69 000
69 000
69 000
Total tax
28 597
37 449
16 954
14 911
After tax
40 403
31 551
52 046
54 089
Living cost
20 689
20 689
20 689
20 689
Free-cash
19 714
10 862
31 357
33 400

Estimated living cost  is ₴20689 per week

₴13454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴254
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴5125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₴31539
₴22681
₴30585
₴30598
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
69 000
municipal
-
-
-
12 251
health
-
-
-
935
national
-
-
-
13 547
total
-
-
-
26 733
Employee
16 008
-
58 047
-
health
120
-
767
-
unemployment
240
-
871
-
pensions
1 080
-
3 918
-
national
264
-
8 680
-
municipal
2 622
-
9 448
-
total
4 326
-
23 684
-
Employer
16 008
-
58 047
-
health
123
-
447
-
pensions
2 777
-
10 071
-
accident
16
-
58
-
unemployment
104
-
377
-
total
3 020
-
10 953
-
Corporate
49 971
69 000
-
-
income
9 994
13 800
-
-
total
9 994
13 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

29 983
41 400
-
-
municipal
5 397
7 452
-
-
national
3 042
5 468
-
-
total
8 439
12 920
-
-
Income
69 000
69 000
69 000
69 000
Total tax
25 779
26 720
34 637
26 733
After tax
43 221
42 280
34 363
42 267
Living cost
11 682
11 682
11 682
11 682
Free-cash
31 539
30 598
22 681
30 585

Estimated living cost  is ₴11682 per week

₴7630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1124
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₴22901
₴12338
₴18919
₴26741
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 685
social contributions
-
-
-
7 586
national
-
-
-
27 716
total
-
-
-
38 987
Employee

The minimum management director salary is set at €45,000 per year.

21 765
-
53 443
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 023
-
2 512
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 135
-
2 788
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

189
-
465
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 632
-
4 008
-
national
6 691
-
20 238
-
total
10 670
-
30 011
-
Employer

The minimum management director salary is set at €45,000 per year.

21 765
-
53 443
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 338
-
3 287
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 929
-
4 735
-
surtax
2 468
-
6 060
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

283
-
695
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

318
-
780
-
total
6 336
-
15 557
-
Corporate
40 900
69 000
-
-
income
8 180
14 813
-
-
surtax
163
296
-
-
total
8 343
15 109
-
-
Dividends
32 556
53 890
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

9 656
16 056
-
-
total
9 656
16 056
-
-
Income
69 000
69 000
69 000
69 000
Total tax
35 005
31 165
45 568
38 987
After tax
33 995
37 835
23 432
30 013
Living cost
11 094
11 094
11 094
11 094
Free-cash
22 901
26 741
12 338
18 919

Estimated living cost  is ₴11094 per week

₴7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴970
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2804
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₴24172
₴21245
₴21565
₴24469
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
unemployment
-
-
-
29
municipal
-
-
-
18 076
other
-
-
-
3 363
health
-
-
-
1 806
national
-
-
-
7 769
accident
-
-
-
58
pensions
-
-
-
3 129
total
-
-
-
34 230
Employee
18 816
-
59 907
-
national
-
-
7 592
-
municipal
5 611
-
17 864
-
total
5 611
-
25 456
-
Employer
18 816
-
59 907
-
health
1 157
-
1 780
-
pensions
2 034
-
3 129
-
accident
38
-
58
-
unemployment
497
-
764
-
other
2 186
-
3 363
-
total
5 912
-
9 094
-
Corporate
44 272
69 000
-
-
income
9 740
15 180
-
-
total
9 740
15 180
-
-
Dividends
34 532
53 820
-
-
withholding
10 360
16 146
-
-
total
10 360
16 146
-
-
Income
69 000
69 000
69 000
69 000
Total tax
31 623
31 326
34 550
34 230
After tax
37 377
37 674
34 450
34 770
Living cost
13 205
13 205
13 205
13 205
Free-cash
24 172
24 469
21 245
21 565

Estimated living cost  is ₴13205 per week

₴8752
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₴11063
₴49811
₴32979
₴27274
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
income
-
-
-
13 449
social contributions
-
-
-
7 866
total
-
-
-
21 315
Employee
21 086
-
-
-
income
4 651
-
-
-
social contributions
1 729
-
246
-
total
6 380
-
246
-
Employer
21 086
-
-
-
social contributions
29 731
-
4 237
-
total
29 731
-
4 237
-
Corporate
18 183
69 000
-
-
income
4 000
15 180
-
-
total
4 000
15 180
-
-
Dividends
14 183
53 820
-
-
income
3 120
11 840
-
-
total
3 120
11 840
-
-
Income
69 000
69 000
69 000
69 000
Total tax
43 231
27 020
4 483
21 315
After tax
25 769
41 980
64 517
47 685
Living cost
14 706
14 706
14 706
14 706
Free-cash
11 063
27 274
49 811
32 979

Estimated living cost  is ₴14706 per week

₴9542
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴187
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3594
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴39154
₴35956
₴36522
₴40417
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
income
-
-
-
15 927
health
-
-
-
1 759
social contributions
-
-
-
4 923
total
-
-
-
22 609
Employee
23 397
23 397
65 175
-
health
233
398
1 108
-
income
2 457
2 166
15 623
-
social contributions
1 137
1 942
2 619
-
total
3 827
4 506
19 350
-
Employer
23 397
23 397
65 175
-
health
253
433
1 206
-
social contributions
1 137
1 942
2 619
-
total
1 390
2 375
3 825
-
Corporate
53 914
43 228
-
-
income
6 740
5 403
-
-
total
6 740
5 403
-
-
Dividends
47 175
37 825
-
-
withholding
8 020
6 430
-
-
total
8 020
6 430
-
-
Income
69 000
69 000
69 000
69 000
Total tax
19 977
18 714
23 175
22 609
After tax
49 023
50 286
45 825
46 391
Living cost
9 869
9 869
9 869
9 869
Free-cash
39 154
40 417
35 956
36 522

Estimated living cost  is ₴9869 per week

₴6746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴771
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴166
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₴34129
₴27389
₴33539
₴32388
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
income
-
-
-
21 547
pensions
-
-
-
2 990
total
-
-
-
24 537
Employee
14 994
-
60 116
-
health
196
-
805
-
pensions
1 144
-
3 552
-
income
2 731
-
17 446
-
total
4 071
-
21 803
-
Employer
14 994
-
60 116
-
health
285
-
1 142
-
pensions
1 515
-
7 742
-
total
1 800
-
8 884
-
Corporate
52 206
69 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

9 919
13 110
-
-
total
9 919
13 110
-
-
Dividends
42 287
55 890
-
-
withholding
8 157
12 578
-
-
total
8 157
12 578
-
-
Income
69 000
69 000
69 000
69 000
Total tax
23 947
25 688
30 687
24 537
After tax
45 053
43 312
38 313
44 463
Living cost
10 924
10 924
10 924
10 924
Free-cash
34 129
32 388
27 389
33 539

Estimated living cost  is ₴10924 per week

₴7494
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1005
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2288
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₴22839
₴17800
₴20299
₴24224
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
municipal
-
-
-
484
regional
-
-
-
1 689
social contributions
-
-
-
15 229
national
-
-
-
19 178
total
-
-
-
36 580
Employee
25 640
-
69 000
-
social contributions
8 646
-
19 965
-
regional
387
-
1 531
-
national
4 333
-
17 142
-
municipal
153
-
441
-
total
13 519
-
39 079
-
Employer
25 640
-
69 000
-
total
-
-
-
-
Corporate
43 360
69 000
-
-
nationa
10 407
16 560
-
-
municipal
2 090
3 326
-
-
total
12 497
19 886
-
-
Dividends
30 863
49 114
-
-
withholding
8 024
12 769
-
-
total
8 024
12 769
-
-
Income
69 000
69 000
69 000
69 000
Total tax
34 040
32 655
39 079
36 580
After tax
34 960
36 345
29 921
32 420
Living cost
12 121
12 121
12 121
12 121
Free-cash
22 839
24 224
17 800
20 299

Estimated living cost  is ₴12121 per week

₴8514
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴834
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴183
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₴4593
₴31578
₴40610
-₴909
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
pensions
-
-
-
1 229
income
-
-
-
19 835
other
-
-
-
109
health
-
-
-
644
accident
-
-
-
75
total
-
-
-
21 892
Employee
10 222
-
63 144
-
health
1 170
-
7 230
-
pensions
1 151
-
2 253
-
income
1 402
-
15 585
-
total
3 723
-
25 068
-
Employer
10 222
-
63 144
-
pensions
1 662
-
3 254
-
accident
171
-
1 055
-
unemployment
250
-
1 547
-
total
2 083
-
5 856
-
Corporate
56 695
69 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

51 026
62 100
-
-
total
51 026
62 100
-
-
Dividends
5 670
6 900
-
-
withholding
1 077
1 311
-
-
total
1 077
1 311
-
-
Income
69 000
69 000
69 000
69 000
Total tax
57 909
63 411
30 924
21 892
After tax
11 091
5 589
38 076
47 108
Living cost
6 498
6 498
6 498
6 498
Free-cash
4 593
-909
31 578
40 610

Estimated living cost  is ₴6498 per week

₴4762
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴360
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴136
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₴27718
₴30870
₴22999
₴23740
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
69 000
trade
-
-
-
7 871
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
23 037
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 267
total
-
-
-
34 254
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 139
-
69 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 245
-
23 037
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

69
-
1 267
-
total
3 393
-
26 383
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
53 861
69 000
-
-
income
8 079
10 350
-
-
trade
7 729
9 901
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

445
569
-
-
chamber of commerce
125
147
-
-
total
16 378
20 967
-
-
Dividends
37 482
48 032
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

509
654
-
-
withholding
9 255
11 892
-
-
total
9 764
12 546
-
-
Income
69 000
69 000
69 000
69 000
Total tax
29 535
33 513
26 383
34 254
After tax
39 465
35 487
42 617
34 746
Living cost
11 747
11 747
11 747
11 747
Free-cash
27 718
23 740
30 870
22 999

Estimated living cost  is ₴11747 per week

₴8103
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2209
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₴46374
₴23698
₴18804
₴48870
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
69 000
income
-
-
-
14 613
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
11 658
surtax
-
-
-
17 595
total
-
-
-
43 866
Employee
8 891
-
54 292
-
income
1 583
-
12 403
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

978
-
3 989
-
surtax
-
-
7 872
-
total
2 561
-
24 264
-
Employer
8 891
-
54 292
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 142
-
8 736
-
surtax
-
-
5 972
-
total
2 142
-
14 708
-
Corporate
57 967
69 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

11 593
13 800
-
-
total
11 593
13 800
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

46 374
55 200
-
-
total
-
-
-
-
Income
69 000
69 000
69 000
69 000
Total tax
16 296
13 800
38 972
43 866
After tax
52 704
55 200
30 028
25 134
Living cost
6 330
6 330
6 330
6 330
Free-cash
46 374
48 870
23 698
18 804

Estimated living cost  is ₴6330 per week

₴4038
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴144
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1545
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₴38651
₴38575
₴38846
₴39273
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
income
-
-
-
21 612
health
-
-
-
2 000
pensions
-
-
-
2 759
total
-
-
-
26 371
Employee
5 761
-
65 896
-
health
288
-
690
-
unemployment
58
-
138
-
pensions
519
-
1 242
-
income
1 115
-
21 467
-
total
1 980
-
23 537
-
Employer
5 761
-
65 896
-
health
547
-
1 311
-
pensions
634
-
1 518
-
unemployment
115
-
276
-
total
1 296
-
3 105
-
Corporate
61 942
69 000
-
-
income
13 627
15 180
-
-
total
13 627
15 180
-
-
Dividends
48 315
53 820
-
-
withholding
9 663
10 764
-
-
total
9 663
10 764
-
-
Income
69 000
69 000
69 000
69 000
Total tax
26 566
25 944
26 642
26 371
After tax
42 434
43 056
42 358
42 629
Living cost
3 783
3 783
3 783
3 783
Free-cash
38 651
39 273
38 575
38 846

Estimated living cost  is ₴3783 per week

₴2248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴87
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1141
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₴35599
₴23754
₴25614
₴36567
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
pensions
-
-
-
8 122
unemployment
-
-
-
69
income
-
-
-
21 794
other
-
-
-
-
health
-
-
-
2 883
surtax
-
-
-
3 684
total
-
-
-
36 552
Employee
10 247
-
60 452
-
health
262
-
1 035
-
unemployment
713
-
2 826
-
pensions
684
-
2 709
-
income
1 718
-
19 974
-
other
-
-
-
-
surtax
36
-
3 320
-
total
3 413
-
29 864
-
Employer
10 247
-
60 452
-
health
466
-
1 848
-
pensions
1 366
-
5 413
-
unemployment
325
-
1 287
-
other
-
-
-
-
total
2 157
-
8 548
-
Corporate
56 596
69 000
-
-
income
14 715
17 940
-
-
total
14 715
17 940
-
-
Dividends
41 881
51 060
-
-
withholding
6 282
7 659
-
-
total
6 282
7 659
-
-
Income
69 000
69 000
69 000
69 000
Total tax
26 567
25 599
38 412
36 552
After tax
42 433
43 401
30 588
32 448
Living cost
6 834
6 834
6 834
6 834
Free-cash
35 599
36 567
23 754
25 614

Estimated living cost  is ₴6834 per week

₴4126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₴28205
₴8392
₴25692
₴28356
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
69 000
pensions
-
-
-
6 576
chamber of commerce
-
-
-
276
unemployment
-
-
-
1 866
income