Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 65000
per

Your estimated
City
free-cash

Andorra , Andorra
₴37356
₴46973
₴39084
₴48132
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
social contributions
-
-
-
14 300
income
-
-
-
2 976
total
-
-
-
17 276
Employee
11 089
-
56 277
-
social contributions
721
-
3 658
-
income
-
-
3 167
-
total
721
-
6 825
-
Employer
11 089
-
56 277
-
social contributions
1 719
-
8 723
-
total
1 719
-
8 723
-
Corporate
52 192
65 000
-
-
income
5 219
6 500
-
-
total
5 219
6 500
-
-
Dividends
46 973
58 500
-
-
total
-
-
-
-
Income
65 000
65 000
65 000
65 000
Total tax
7 659
6 500
15 548
17 276
After tax
57 341
58 500
49 452
47 724
Living cost
10 368
10 368
10 368
10 368
Free-cash
46 973
48 132
39 084
37 356

Estimated living cost  is ₴10368 per week

₴6704
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴782
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2688
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴22437
₴24787
₴6188
₴24959
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
surtax
-
-
-
-
unemployment
-
-
-
2 115
health
-
-
-
3 082
chamber of commerce
-
-
-
260
pensions
-
-
-
7 455
income
-
-
-
18 647
total
-
-
-
31 559
Employee
15 077
13 745
52 511
-
unemployment
452
412
1 209
-
other
151
137
403
-
income
1 343
1 014
15 223
-
pensions
1 544
1 407
4 126
-
health
583
532
1 559
-
total
4 073
3 502
22 520
-
Employer
15 077
13 745
52 511
-
pensions
1 892
1 725
5 057
-
surtax
-
-
-
-
payroll
452
412
1 575
-
other
716
653
2 390
-
health
570
520
1 523
-
accident
196
179
524
-
unemployment
452
412
1 209
-
chamber of commerce
60
55
210
-
total
4 338
3 956
12 488
-
Corporate
45 584
47 299
51 202
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

11 396
11 824
12 800
-
total
11 396
11 824
12 800
-
Dividends
34 188
35 474
-
-
withholding
9 402
9 755
-
-
total
9 402
9 755
-
-
Income
65 000
65 000
65 000
65 000
Total tax
29 209
29 037
47 808
31 559
After tax
35 791
35 963
17 192
33 441
Living cost
11 004
11 004
11 004
11 004
Free-cash
24 787
24 959
6 188
22 437

Estimated living cost  is ₴11004 per week

₴6601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1124
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3083
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴21219
₴23238
₴5019
₴23771
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
surtax
-
-
-
68
unemployment
-
-
-
2 115
health
-
-
-
3 082
chamber of commerce
-
-
-
260
pensions
-
-
-
7 455
income
-
-
-
18 647
total
-
-
-
31 627
Employee
17 237
13 745
52 448
-
unemployment
517
412
1 209
-
other
172
137
403
-
income
1 962
1 014
15 192
-
pensions
1 765
1 407
4 126
-
health
667
532
1 559
-
total
5 083
3 502
22 489
-
Employer
17 237
13 745
52 448
-
pensions
2 163
1 725
5 057
-
surtax
68
68
68
-
payroll
517
412
1 574
-
other
819
653
2 388
-
health
651
520
1 523
-
accident
224
179
524
-
unemployment
517
412
1 209
-
chamber of commerce
69
55
210
-
total
5 028
4 024
12 553
-
Corporate
42 734
47 230
51 139
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

10 683
11 807
12 785
-
total
10 683
11 807
12 785
-
Dividends
32 051
35 423
-
-
withholding
8 814
9 742
-
-
total
8 814
9 742
-
-
Income
65 000
65 000
65 000
65 000
Total tax
29 608
29 075
47 827
31 627
After tax
35 392
35 925
17 173
33 373
Living cost
12 154
12 154
12 154
12 154
Free-cash
23 238
23 771
5 019
21 219

Estimated living cost  is ₴12154 per week

₴8106
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1037
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴200
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2811
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₴15632
₴18594
₴10071
₴23768
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
national
-
-
-
24 809
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
3 384
social contributions
-
-
-
8 599
total
-
-
-
36 792
Employee

The minimum management director salary is set at €45,000 per year.

24 672
-
50 344
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

215
-
438
-
national
7 585
-
18 491
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 287
-
2 626
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 850
-
3 776
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 159
-
2 366
-
total
12 096
-
27 697
-
Employer

The minimum management director salary is set at €45,000 per year.

24 672
-
50 344
-
surtax
2 798
-
5 709
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 186
-
4 461
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 517
-
3 096
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

321
-
655
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

360
-
735
-
total
7 182
-
14 656
-
Corporate
33 146
65 000
-
-
income
6 629
13 000
-
-
surtax
133
260
-
-
total
6 762
13 260
-
-
Dividends
26 384
51 740
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

7 790
15 396
-
-
total
7 790
15 396
-
-
Income
65 000
65 000
65 000
65 000
Total tax
33 830
28 656
42 353
36 792
After tax
31 170
36 344
22 647
28 208
Living cost
12 576
12 576
12 576
12 576
Free-cash
18 594
23 768
10 071
15 632

Estimated living cost  is ₴12576 per week

₴8101
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1100
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3179
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴46119
₴47557
₴48715
₴49654
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
unemployment
-
-
-
48
health
-
-
-
1 383
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 779
income
-
-
-
9 750
total
-
-
-
12 960
Employee
7 841
-
62 641
-
accident

We are using the highest rate at 1.1%.

86
-
132
-
income
784
-
6 264
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

688
-
1 056
-
health
361
-
553
-
total
1 919
-
8 005
-
Employer
7 841
-
62 641
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

864
-
1 325
-
health
541
-
830
-
accident

We are using the highest rate at 1.1%.

86
-
132
-
unemployment
47
-
72
-
total
1 538
-
2 359
-
Corporate
55 621
65 000
-
-
income
5 562
6 500
-
-
total
5 562
6 500
-
-
Dividends
50 059
58 500
-
-
withholding
2 503
2 925
-
-
total
2 503
2 925
-
-
Income
65 000
65 000
65 000
65 000
Total tax
11 522
9 425
10 364
12 960
After tax
53 478
55 575
54 636
52 040
Living cost
5 921
5 921
5 921
5 921
Free-cash
47 557
49 654
48 715
46 119

Estimated living cost  is ₴5921 per week

₴3916
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴339
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴141
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1525
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴47527
₴49462
₴50123
₴51062
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
unemployment
-
-
-
48
health
-
-
-
1 383
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 779
income
-
-
-
9 750
total
-
-
-
12 960
Employee
5 976
-
62 641
-
accident

We are using the highest rate at 1.1%.

66
-
132
-
income
598
-
6 264
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

525
-
1 056
-
health
275
-
553
-
total
1 464
-
8 005
-
Employer
5 976
-
62 641
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

659
-
1 325
-
health
412
-
830
-
accident

We are using the highest rate at 1.1%.

66
-
132
-
unemployment
36
-
72
-
total
1 173
-
2 359
-
Corporate
57 851
65 000
-
-
income
5 785
6 500
-
-
total
5 785
6 500
-
-
Dividends
52 066
58 500
-
-
withholding
2 603
2 925
-
-
total
2 603
2 925
-
-
Income
65 000
65 000
65 000
65 000
Total tax
11 025
9 425
10 364
12 960
After tax
53 975
55 575
54 636
52 040
Living cost
4 513
4 513
4 513
4 513
Free-cash
49 462
51 062
50 123
47 527

Estimated living cost  is ₴4513 per week

₴2635
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴322
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴120
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1436
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴36229
₴37540
₴35670
₴39419
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
health
-
-
-
1 657
social contributions
-
-
-
5 581
income
-
-
-
13 547
total
-
-
-
20 785
Employee
26 522
26 522
60 905
-
income
2 888
2 455
13 245
-
social contributions
1 003
2 201
2 969
-
health
206
451
1 035
-
total
4 097
5 107
17 249
-
Employer
26 522
26 522
60 905
-
social contributions
1 003
2 201
2 969
-
health
223
491
1 126
-
total
1 226
2 692
4 095
-
Corporate
51 692
35 785
-
-
income
6 462
4 473
-
-
total
6 462
4 473
-
-
Dividends
45 230
31 312
-
-
withholding
7 689
5 323
-
-
total
7 689
5 323
-
-
Income
65 000
65 000
65 000
65 000
Total tax
19 474
17 595
21 344
20 785
After tax
45 526
47 405
43 656
44 215
Living cost
7 986
7 986
7 986
7 986
Free-cash
37 540
39 419
35 670
36 229

Estimated living cost  is ₴7986 per week

₴4786
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴783
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴33028
₴34787
₴32469
₴36218
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
health
-
-
-
1 657
social contributions
-
-
-
5 581
income
-
-
-
13 547
total
-
-
-
20 785
Employee
26 522
26 522
60 905
-
income
2 785
2 455
13 245
-
social contributions
1 289
2 201
2 969
-
health
264
451
1 035
-
total
4 338
5 107
17 249
-
Employer
26 522
26 522
60 905
-
social contributions
1 289
2 201
2 969
-
health
287
491
1 126
-
total
1 576
2 692
4 095
-
Corporate
47 899
35 785
-
-
income
5 987
4 473
-
-
total
5 987
4 473
-
-
Dividends
41 912
31 312
-
-
withholding
7 125
5 323
-
-
total
7 125
5 323
-
-
Income
65 000
65 000
65 000
65 000
Total tax
19 026
17 595
21 344
20 785
After tax
45 974
47 405
43 656
44 215
Living cost
11 187
11 187
11 187
11 187
Free-cash
34 787
36 218
32 469
33 028

Estimated living cost  is ₴11187 per week

₴7648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴874
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴29705
₴33951
₴26960
₴36791
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
health
-
-
-
8 775
social contributions
-
-
-
11 456
income
-
-
-
6 715
solidarity contribution
-
-
-
388
total
-
-
-
27 334
Employee
11 708
-
50 635
-
income
1 405
-
6 187
-
social contributions
761
-
2 550
-
health
1 581
-
6 836
-
solidarity contribution
-
-
141
-
total
3 747
-
15 714
-
Employer
11 708
-
50 635
-
social contributions
2 927
-
9 808
-
health
1 054
-
4 557
-
total
3 981
-
14 365
-
Corporate
49 312
65 000
-
-
income
9 369
12 350
-
-
total
9 369
12 350
-
-
Dividends
39 943
52 650
-
-
withholding
5 991
7 898
-
-
total
5 991
7 898
-
-
Income
65 000
65 000
65 000
65 000
Total tax
23 088
20 248
30 079
27 334
After tax
41 912
44 752
34 921
37 666
Living cost
7 961
7 961
7 961
7 961
Free-cash
33 951
36 791
26 960
29 705

Estimated living cost  is ₴7961 per week

₴5530
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴566
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴157
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1708
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴27856
₴31442
₴25111
₴34942
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
health
-
-
-
8 775
social contributions
-
-
-
11 456
income
-
-
-
6 715
solidarity contribution
-
-
-
388
total
-
-
-
27 334
Employee
14 427
-
50 635
-
income
1 731
-
6 187
-
social contributions
938
-
2 550
-
health
1 948
-
6 836
-
solidarity contribution
-
-
141
-
total
4 617
-
15 714
-
Employer
14 427
-
50 635
-
social contributions
3 607
-
9 808
-
health
1 298
-
4 557
-
total
4 905
-
14 365
-
Corporate
45 668
65 000
-
-
income
8 677
12 350
-
-
total
8 677
12 350
-
-
Dividends
36 991
52 650
-
-
withholding
5 549
7 898
-
-
total
5 549
7 898
-
-
Income
65 000
65 000
65 000
65 000
Total tax
23 748
20 248
30 079
27 334
After tax
41 252
44 752
34 921
37 666
Living cost
9 810
9 810
9 810
9 810
Free-cash
31 442
34 942
25 111
27 856

Estimated living cost  is ₴9810 per week

₴7296
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴543
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1802
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₴21439
-₴10381
-₴10381
-₴10381
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
national
-
-
-
7 763
pensions
-
-
-
300
municipal
-
-
-
13 660
labour market
-
-
-
5 176
total
-
-
-
26 899
Employee
70 328
70 328
70 328
-
municipal
14 976
14 976
14 976
-
national
8 592
8 592
8 592
-
pensions
100
100
100
-
labour market
5 618
5 618
5 618
-
total
29 286
29 286
29 286
-
Employer
70 328
70 328
70 328
-
pensions
200
200
200
-
labour market
5 626
5 626
5 626
-
municipal
15 000
15 000
15 000
-
national
8 607
8 607
8 607
-
total
29 433
29 433
29 433
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
65 000
65 000
65 000
65 000
Total tax
58 719
58 719
58 719
26 899
After tax
6 281
6 281
6 281
38 101
Living cost
16 662
16 662
16 662
16 662
Free-cash
-10 381
-10 381
-10 381
21 439

Estimated living cost  is ₴16662 per week

₴11404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1474
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴256
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3528
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴26509
₴41525
₴29134
₴43669
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
health
-
-
-
8 450
pensions
-
-
-
13 000
income
-
-
-
8 710
total
-
-
-
30 160
Employee
9 785
-
48 579
-
unemployment
156
-
777
-
income
1 102
-
9 367
-
pensions
196
-
971
-
total
1 454
-
11 115
-
Employer
9 785
-
48 579
-
pensions
1 957
-
9 716
-
health
1 272
-
6 315
-
unemployment
79
-
389
-
total
3 308
-
16 420
-
Corporate
51 908
65 000
-
-
income
10 382
13 000
-
-
total
10 382
13 000
-
-
Dividends
41 526
52 000
-
-
total
-
-
-
-
Income
65 000
65 000
65 000
65 000
Total tax
15 144
13 000
27 535
30 160
After tax
49 856
52 000
37 465
34 840
Living cost
8 331
8 331
8 331
8 331
Free-cash
41 525
43 669
29 134
26 509

Estimated living cost  is ₴8331 per week

₴5714
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴496
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1953
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴28065
₴28195
₴20587
₴27224
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
65 000
national
-
-
-
11 290
health
-
-
-
857
municipal
-
-
-
11 546
total
-
-
-
23 693
Employee
18 147
-
54 682
-
unemployment
272
-
820
-
municipal
2 972
-
8 905
-
national
300
-
6 739
-
pensions
1 225
-
3 691
-
health
135
-
698
-
total
4 904
-
20 853
-
Employer
18 147
-
54 682
-
pensions
3 148
-
9 487
-
health
139
-
421
-
accident
18
-
55
-
unemployment
118
-
355
-
total
3 423
-
10 318
-
Corporate
43 429
65 000
-
-
income
8 686
13 000
-
-
total
8 686
13 000
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

26 058
39 000
-
-
municipal
4 690
7 020
-
-
national
1 860
4 514
-
-
total
6 550
11 534
-
-
Income
65 000
65 000
65 000
65 000
Total tax
23 563
24 534
31 171
23 693
After tax
41 437
40 466
33 829
41 307
Living cost
13 242
13 242
13 242
13 242
Free-cash
28 195
27 224
20 587
28 065

Estimated living cost  is ₴13242 per week

₴8650
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1274
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴211
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3108
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴25928
₴24046
₴24604
₴22129
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
surtax
-
-
-
-
health
-
-
-
2 881
pensions
-
-
-
11 186
social contributions
-
-
-
1 852
income
-
-
-
10 506
other
-
-
-
2 015
total
-
-
-
28 440
Employee
13 177
-
50 130
-
income
679
-
9 907
-
surtax
-
-
-
-
social contributions
376
-
1 428
-
pensions
1 490
-
3 558
-
total
2 545
-
14 893
-
Employer
13 177
-
50 130
-
pensions
2 165
-
5 978
-
social contributions
39
-
151
-
other
455
-
1 987
-
health
922
-
4 725
-
unemployment
533
-
2 030
-
total
4 114
-
14 871
-
Corporate
47 708
65 000
-
-
income
13 358
18 200
-
-
surtax
-
-
-
-
total
13 358
18 200
-
-
Dividends
34 350
46 800
-
-
withholding
4 397
5 990
-
-
social contributions
5 908
8 049
-
-
surtax
-
-
-
-
total
10 305
14 039
-
-
Income
65 000
65 000
65 000
65 000
Total tax
30 322
32 239
29 764
28 440
After tax
34 678
32 761
35 236
36 560
Living cost
10 632
10 632
10 632
10 632
Free-cash
24 046
22 129
24 604
25 928

Estimated living cost  is ₴10632 per week

₴6166
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1080
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3184
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴24759
₴22995
₴23435
₴20960
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
surtax
-
-
-
-
health
-
-
-
2 881
pensions
-
-
-
11 186
social contributions
-
-
-
1 852
income
-
-
-
10 506
other
-
-
-
2 015
total
-
-
-
28 440
Employee
14 762
-
50 130
-
income
871
-
9 907
-
surtax
-
-
-
-
social contributions
421
-
1 428
-
pensions
1 669
-
3 558
-
total
2 961
-
14 893
-
Employer
14 762
-
50 130
-
pensions
2 425
-
5 978
-
social contributions
45
-
151
-
other
509
-
1 987
-
health
1 034
-
4 725
-
unemployment
598
-
2 030
-
total
4 611
-
14 871
-
Corporate
45 628
65 000
-
-
income
12 776
18 200
-
-
surtax
-
-
-
-
total
12 776
18 200
-
-
Dividends
32 852
46 800
-
-
withholding
4 205
5 990
-
-
social contributions
5 651
8 049
-
-
surtax
-
-
-
-
total
9 856
14 039
-
-
Income
65 000
65 000
65 000
65 000
Total tax
30 204
32 239
29 764
28 440
After tax
34 796
32 761
35 236
36 560
Living cost
11 801
11 801
11 801
11 801
Free-cash
22 995
20 960
23 435
24 759

Estimated living cost  is ₴11801 per week

₴7441
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴960
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3200
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₴19901
₴18472
₴18577
₴16102
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
surtax
-
-
-
-
health
-
-
-
2 881
pensions
-
-
-
11 186
social contributions
-
-
-
1 852
income
-
-
-
10 506
other
-
-
-
2 015
total
-
-
-
28 440
Employee
21 603
-
50 130
-
income
1 885
-
9 907
-
surtax
-
-
-
-
social contributions
615
-
1 428
-
pensions
2 443
-
3 558
-
total
4 943
-
14 893
-
Employer
21 603
-
50 130
-
pensions
3 550
-
5 978
-
social contributions
65
-
151
-
other
746
-
1 987
-
health
1 512
-
4 725
-
unemployment
875
-
2 030
-
total
6 748
-
14 871
-
Corporate
36 650
65 000
-
-
income
10 262
18 200
-
-
surtax
-
-
-
-
total
10 262
18 200
-
-
Dividends
26 388
46 800
-
-
withholding
3 377
5 990
-
-
social contributions
4 539
8 049
-
-
surtax
-
-
-
-
total
7 916
14 039
-
-
Income
65 000
65 000
65 000
65 000
Total tax
29 869
32 239
29 764
28 440
After tax
35 131
32 761
35 236
36 560
Living cost
16 659
16 659
16 659
16 659
Free-cash
18 472
16 102
18 577
19 901

Estimated living cost  is ₴16659 per week

₴11275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1363
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴228
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3793
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴62118
₴59099
₴49768
₴59518
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
65 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
650
total
-
-
-
650
Employee
2 789
-
65 000
-
income
558
-
13 000
-
total
558
-
13 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

62 211
65 000
-
-
total
-
-
-
-
Dividends
62 211
65 000
-
-
withholding
3 111
3 250
-
-
total
3 111
3 250
-
-
Income
65 000
65 000
65 000
65 000
Total tax
3 669
3 250
13 000
650
After tax
61 331
61 750
52 000
64 350
Living cost
2 232
2 232
2 232
2 232
Free-cash
59 099
59 518
49 768
62 118

Estimated living cost  is ₴2232 per week

₴1383
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴185
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴602
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴60873
₴57621
₴48523
₴58273
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
65 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
650
total
-
-
-
650
Employee
4 347
-
65 000
-
income
869
-
13 000
-
total
869
-
13 000
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

60 653
65 000
-
-
total
-
-
-
-
Dividends
60 653
65 000
-
-
withholding
3 033
3 250
-
-
total
3 033
3 250
-
-
Income
65 000
65 000
65 000
65 000
Total tax
3 902
3 250
13 000
650
After tax
61 098
61 750
52 000
64 350
Living cost
3 477
3 477
3 477
3 477
Free-cash
57 621
58 273
48 523
60 873

Estimated living cost  is ₴3477 per week

₴2353
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴117
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴862
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴20607
₴24642
₴27634
₴20130
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
65 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 131
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
20 563
trade
-
-
-
7 027
total
-
-
-
31 077
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 162
-
65 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 411
-
20 563
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

78
-
1 131
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
3 845
-
24 050
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
47 838
65 000
-
-
trade
6 865
9 327
-
-
income
7 176
9 750
-
-
chamber of commerce
122
148
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

395
536
-
-
total
14 558
19 761
-
-
Dividends
33 281
45 239
-
-
withholding
8 189
11 178
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

450
615
-
-
total
8 639
11 793
-
-
Income
65 000
65 000
65 000
65 000
Total tax
27 042
31 554
24 050
31 077
After tax
37 958
33 446
40 950
33 923
Living cost
13 316
13 316
13 316
13 316
Free-cash
24 642
20 130
27 634
20 607

Estimated living cost  is ₴13316 per week

₴9186
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1433
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴193
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2504
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴22791
₴26145
₴30503
₴22330
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
65 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 131
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
20 563
trade
-
-
-
7 712
total
-
-
-
31 762
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 192
-
65 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

369
-
20 563
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
1 131
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
2 745
-
24 050
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
51 808
65 000
-
-
trade
8 160
10 238
-
-
income
7 771
9 750
-
-
chamber of commerce
127
146
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

427
536
-
-
total
16 485
20 670
-
-
Dividends
35 322
44 330
-
-
withholding
8 700
10 951
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

478
602
-
-
total
9 178
11 553
-
-
Income
65 000
65 000
65 000
65 000
Total tax
28 408
32 223
24 050
31 762
After tax
36 592
32 777
40 950
33 238
Living cost
10 447
10 447
10 447
10 447
Free-cash
26 145
22 330
30 503
22 791

Estimated living cost  is ₴10447 per week

₴6572
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1218
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2462
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴19345
₴23740
₴27400
₴18892
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
65 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 131
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
20 563
trade
-
-
-
8 055
total
-
-
-
32 105
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 491
-
65 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 503
-
20 563
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

82
-
1 131
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
3 941
-
24 050
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
47 509
65 000
-
-
trade
7 815
10 693
-
-
income
7 126
9 750
-
-
chamber of commerce
120
145
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

392
536
-
-
total
15 453
21 124
-
-
Dividends
32 055
43 877
-
-
withholding
7 883
10 838
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

433
596
-
-
total
8 316
11 434
-
-
Income
65 000
65 000
65 000
65 000
Total tax
27 710
32 558
24 050
32 105
After tax
37 290
32 442
40 950
32 895
Living cost
13 550
13 550
13 550
13 550
Free-cash
23 740
18 892
27 400
19 345

Estimated living cost  is ₴13550 per week

₴9062
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1429
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2856
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₴16752
₴21901
₴25149
₴16306
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
65 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
1 131
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 356
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
20 563
trade
-
-
-
8 397
total
-
-
-
32 447
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 729
-
65 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 438
-
20 563
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

134
-
1 131
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 356
-
2 356
-
total
4 928
-
24 050
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
44 271
65 000
-
-
trade
7 593
11 148
-
-
income
6 640
9 750
-
-
chamber of commerce
115
144
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

365
536
-
-
total
14 713
21 578
-
-
Dividends
29 558
43 422
-
-
withholding
7 258
10 725
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

399
590
-
-
total
7 657
11 315
-
-
Income
65 000
65 000
65 000
65 000
Total tax
27 298
32 893
24 050
32 447
After tax
37 702
32 107
40 950
32 553
Living cost
15 801
15 801
15 801
15 801
Free-cash
21 901
16 306
25 149
16 752

Estimated living cost  is ₴15801 per week

₴11540
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴206
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2792
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴22956
₴32041
₴20847
₴33138
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
surtax
-
-
-
2 986
unemployment
-
-
-
79
health
-
-
-
3 268
pensions
-
-
-
9 207
income
-
-
-
18 757
other
-
-
-
-
total
-
-
-
34 297
Employee
11 616
-
55 310
-
unemployment
808
-
3 204
-
other
-
-
-
-
income
1 947
-
16 694
-
surtax
41
-
2 574
-
pensions
775
-
3 070
-
health
297
-
1 174
-
total
3 868
-
26 716
-
Employer
11 616
-
55 310
-
pensions
1 549
-
6 136
-
other
-
-
-
-
health
528
-
2 095
-
unemployment
369
-
1 459
-
total
2 446
-
9 690
-
Corporate
50 939
65 000
-
-
income
13 244
16 900
-
-
total
13 244
16 900
-
-
Dividends
37 695
48 100
-
-
withholding
5 654
7 215
-
-
total
5 654
7 215
-
-
Income
65 000
65 000
65 000
65 000
Total tax
25 212
24 115
36 406
34 297
After tax
39 788
40 885
28 594
30 703
Living cost
7 747
7 747
7 747
7 747
Free-cash
32 041
33 138
20 847
22 956

Estimated living cost  is ₴7747 per week

₴4677
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴674
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴180
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2217
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴23092
₴32201
₴20983
₴33274
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
surtax
-
-
-
2 986
unemployment
-
-
-
79
health
-
-
-
3 268
pensions
-
-
-
9 207
income
-
-
-
18 757
other
-
-
-
-
total
-
-
-
34 297
Employee
11 406
-
55 310
-
unemployment
794
-
3 204
-
other
-
-
-
-
income
1 912
-
16 694
-
surtax
37
-
2 574
-
pensions
761
-
3 070
-
health
291
-
1 174
-
total
3 795
-
26 716
-
Employer
11 406
-
55 310
-
pensions
1 521
-
6 136
-
other
-
-
-
-
health
519
-
2 095
-
unemployment
361
-
1 459
-
total
2 401
-
9 690
-
Corporate
51 193
65 000
-
-
income
13 310
16 900
-
-
total
13 310
16 900
-
-
Dividends
37 883
48 100
-
-
withholding
5 682
7 215
-
-
total
5 682
7 215
-
-
Income
65 000
65 000
65 000
65 000
Total tax
25 188
24 115
36 406
34 297
After tax
39 812
40 885
28 594
30 703
Living cost
7 611
7 611
7 611
7 611
Free-cash
32 201
33 274
20 983
23 092

Estimated living cost  is ₴7611 per week

₴4654
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴702
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴175
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2079
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴38182
₴29814
₴30833
₴29670
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
unemployment
-
-
-
975
health
-
-
-
4 550
pensions
-
-
-
6 500
income
-
-
-
7 946
total
-
-
-
19 971
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 884
3 934
54 393
-
unemployment
148
59
816
-
income
1 208
481
6 650
-
pensions
988
393
5 439
-
health
692
275
3 808
-
total
3 036
1 208
16 713
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

9 884
3 934
54 393
-
pensions
1 927
767
10 607
-
total
1 927
767
10 607
-
Corporate
53 189
60 299
-
-
income
4 787
5 427
-
-
total
4 787
5 427
-
-
Dividends
48 402
54 872
-
-
withholding
9 196
10 426
-
-
social contributions
9 393
10 655
-
-
total
18 589
21 081
-
-
Income
65 000
65 000
65 000
65 000
Total tax
28 339
28 483
27 320
19 971
After tax
36 661
36 517
37 680
45 029
Living cost
6 847
6 847
6 847
6 847
Free-cash
29 814
29 670
30 833
38 182

Estimated living cost  is ₴6847 per week

₴4673
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴560
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1478
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₴20989
₴23584
₴21338
₴23861
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
national
-
-
-
11 643
pensions
-
-
-
7 800
social contributions
-
-
-
699
municipal
-
-
-
7 170
total
-
-
-
27 312
Employee
25 887
-
56 192
-
municipal
3 197
-
7 422
-
national
4 955
-
12 194
-
pensions
1 035
-
2 248
-
total
9 187
-
21 864
-
Employer
25 887
-
56 192
-
pensions
2 071
-
4 495
-
social contributions
278
-
604
-
total
2 349
-
5 099
-
Corporate
35 056
65 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

7 011
13 000
-
-
total
7 011
13 000
-
-
Dividends
28 045
52 000
-
-
withholding
6 170
11 440
-
-
total
6 170
11 440
-
-
Income
65 000
65 000
65 000
65 000
Total tax
24 717
24 440
26 963
27 312
After tax
40 283
40 560
38 037
37 688
Living cost
16 699
16 699
16 699
16 699
Free-cash
23 584
23 861
21 338
20 989

Estimated living cost  is ₴16699 per week

₴11350
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1552
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3547
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₴14111
₴26614
₴14111
₴25852
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
social contributions
-
-
-
10 942
income
-
-
-
20 299
total
-
-
-
31 241
Employee
26 980
-
65 000
-
social contributions
2 241
-
10 942
-
income
5 091
-
20 299
-
total
7 332
-
31 241
-
Employer
26 980
-
65 000
-
total
-
-
-
-
Corporate
38 020
65 000
-
-
income
4 753
8 125
-
-
total
4 753
8 125
-
-
Dividends
33 267
56 875
-
-
withholding
6 653
11 375
-
-
total
6 653
11 375
-
-
Income
65 000
65 000
65 000
65 000
Total tax
18 738
19 500
31 241
31 241
After tax
46 262
45 500
33 759
33 759
Living cost
19 648
19 648
19 648
19 648
Free-cash
26 614
25 852
14 111
14 111

Estimated living cost  is ₴19648 per week

₴14948
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1601
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2911
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₴16263
₴18325
₴13326
₴20126
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
national
-
-
-
16 307
regional
-
-
-
772
social contributions
-
-
-
16 718
municipal
-
-
-
386
total
-
-
-
34 183
Employee
30 654
-
65 000
-
municipal
162
-
345
-
national
5 312
-
14 175
-
social contributions
10 337
-
21 918
-
regional
289
-
682
-
total
16 100
-
37 120
-
Employer
30 654
-
65 000
-
total
-
-
-
-
Corporate
34 346
65 000
-
-
nationa
8 243
15 600
-
-
municipal
1 339
2 535
-
-
total
9 582
18 135
-
-
Dividends
24 763
46 865
-
-
withholding
6 439
12 185
-
-
total
6 439
12 185
-
-
Income
65 000
65 000
65 000
65 000
Total tax
32 121
30 320
37 120
34 183
After tax
32 879
34 680
27 880
30 817
Living cost
14 554
14 554
14 554
14 554
Free-cash
18 325
20 126
13 326
16 263

Estimated living cost  is ₴14554 per week

₴10145
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴954
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴223
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3231
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴21318
₴24109
₴18396
₴24875
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
65 000
national
-
-
-
16 307
regional
-
-
-
980
social contributions
-
-
-
16 718
municipal
-
-
-
386
total
-
-
-
34 391
Employee
19 133
-
65 000
-
municipal
101
-
345
-
national
3 031
-
14 175
-
social contributions
6 452
-
21 918
-
regional
258
-
875
-
total
9 842
-
37 313
-
Employer
19 133
-
65 000
-
total
-
-
-
-
Corporate
45 867
65 000
-
-
nationa
11 008
15 600
-
-
municipal
2 280
3 230
-
-