Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 64000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴45061
₴42698
₴44446
₴47132
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
64 000
unemployment
-
-
-
62
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 280
income
-
-
-
9 600
health
-
-
-
1 772
total
-
-
-
13 714
Employee
10 048
-
60 977
-
accident

We are using the highest rate at 1.1%.

110
-
169
-
income
1 005
-
6 098
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

882
-
1 353
-
health
462
-
709
-
total
2 459
-
8 329
-
Employer
10 048
-
60 977
-
accident

We are using the highest rate at 1.1%.

110
-
169
-
health
693
-
1 063
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 107
-
1 698
-
unemployment
60
-
92
-
total
1 970
-
3 022
-
Corporate
51 981
64 000
-
-
income
5 198
6 400
-
-
total
5 198
6 400
-
-
Dividends
46 783
57 600
-
-
withholding
2 339
2 880
-
-
total
2 339
2 880
-
-
Income
64 000
64 000
64 000
64 000
Total tax
11 966
9 280
11 351
13 714
After tax
52 034
54 720
52 649
50 286
Living cost
7 588
7 588
7 588
7 588
Free-cash
44 446
47 132
45 061
42 698

Estimated living cost  is ₴7588 per week

₴5019
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴434
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1954
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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