Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 64000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴45002
₴42643
₴44395
₴47096
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
64 000
unemployment
-
-
-
62
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 291
income
-
-
-
9 600
health
-
-
-
1 780
total
-
-
-
13 733
Employee
10 095
-
60 963
-
accident

We are using the highest rate at 1.1%.

111
-
170
-
income
1 010
-
6 096
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

886
-
1 359
-
health
464
-
712
-
total
2 471
-
8 337
-
Employer
10 095
-
60 963
-
accident

We are using the highest rate at 1.1%.

111
-
170
-
health
697
-
1 068
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 112
-
1 706
-
unemployment
61
-
93
-
total
1 981
-
3 037
-
Corporate
51 924
64 000
-
-
income
5 192
6 400
-
-
total
5 192
6 400
-
-
Dividends
46 732
57 600
-
-
withholding
2 337
2 880
-
-
total
2 337
2 880
-
-
Income
64 000
64 000
64 000
64 000
Total tax
11 981
9 280
11 374
13 733
After tax
52 019
54 720
52 626
50 267
Living cost
7 624
7 624
7 624
7 624
Free-cash
44 395
47 096
45 002
42 643

Estimated living cost  is ₴7624 per week

₴5042
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴182
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1963
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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