Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 61500
per

Your estimated
City
free-cash

Zurich , Switzerland
-₴4326
₴9558
₴17928
₴14939
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 500
city
-
-
-
648
pensions
-
-
-
5 658
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 230
regional
-
-
-
2 713
health
-
-
-
138
national
-
-
-
737
total
-
-
-
11 124
Employee
37 972
-
55 045
-
city
408
-
592
-
regional
1 243
-
2 330
-
health
86
-
124
-
pensions
3 190
-
4 624
-
unemployment
-
-
-
-
national
180
-
594
-
total
5 107
-
8 264
-
Employer
37 972
-
55 045
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

759
-
1 101
-
unemployment
-
-
-
-
pensions
3 190
-
4 624
-
health
86
-
124
-
total
4 035
-
5 849
-
Corporate
19 075
61 500
-
-
regional
4 034
13 007
-
-
national
1 622
5 228
-
-
total
5 656
18 235
-
-
Dividends
13 419
43 265
-
-
withholding
4 696
15 143
-
-
total
4 696
15 143
-
-
Income
61 500
61 500
61 500
61 500
Total tax
19 494
33 378
14 113
11 124
After tax
42 006
28 122
47 387
50 376
Living cost
32 448
32 448
32 448
32 448
Free-cash
9 558
-4 326
14 939
17 928

Estimated living cost  is ₴32448 per week

₴21100
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴2912
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴398
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴8037
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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