Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 61000
per

Your estimated
City
free-cash

Varna , Bulgaria
₴42197
₴44430
₴44514
₴46514
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
61 000
unemployment
-
-
-
60
health
-
-
-
1 728
income
-
-
-
9 150
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 224
total
-
-
-
13 162
Employee
7 469
-
58 052
-
income
747
-
5 805
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

656
-
1 320
-
health
344
-
691
-
accident

We are using the highest rate at 1.1%.

82
-
165
-
total
1 829
-
7 981
-
Employer
7 469
-
58 052
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

823
-
1 656
-
accident

We are using the highest rate at 1.1%.

82
-
165
-
health
516
-
1 037
-
unemployment
45
-
90
-
total
1 466
-
2 948
-
Corporate
52 065
61 000
-
-
income
5 207
6 100
-
-
total
5 207
6 100
-
-
Dividends
46 858
54 900
-
-
withholding
2 343
2 745
-
-
total
2 343
2 745
-
-
Income
61 000
61 000
61 000
61 000
Total tax
10 845
8 845
10 929
13 162
After tax
50 155
52 155
50 071
47 838
Living cost
5 641
5 641
5 641
5 641
Free-cash
44 514
46 514
44 430
42 197

Estimated living cost  is ₴5641 per week

₴3293
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴403
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴149
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1795
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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