Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 57000
per

Your estimated
City
free-cash

Valencia , Spain
₴28243
₴22306
₴23584
₴29586
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
unemployment
-
-
-
197
income
-
-
-
16 589
other
-
-
-
28
accident
-
-
-
254
pensions
-
-
-
7 981
total
-
-
-
25 049
Employee
11 251
-
48 009
-
unemployment
174
-
437
-
pensions
529
-
1 326
-
income
2 169
-
15 545
-
other
11
-
28
-
total
2 883
-
17 336
-
Employer
11 251
-
48 009
-
pensions
2 655
-
6 656
-
accident
223
-
558
-
unemployment
619
-
1 551
-
other
90
-
226
-
total
3 587
-
8 991
-
Corporate
42 162
57 000
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

6 324
8 550
-
-
total
6 324
8 550
-
-
Dividends
35 838
48 450
-
-
withholding
7 596
10 497
-
-
total
7 596
10 497
-
-
Income
57 000
57 000
57 000
57 000
Total tax
20 390
19 047
26 327
25 049
After tax
36 610
37 953
30 673
31 951
Living cost
8 367
8 367
8 367
8 367
Free-cash
28 243
29 586
22 306
23 584

Estimated living cost  is ₴8367 per week

₴5648
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴804
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1769
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Bratislava , Slovakia
₴31716
₴24117
₴24425
₴33770
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

-
-
-
11 105
income
-
-
-
9 128
other
-
-
-
2 198
health
-
-
-
2 036
total
-
-
-
24 467
Employee
11 048
-
45 527
-
health
155
-
637
-
unemployment
110
-
455
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

773
-
3 187
-
income
1 902
-
9 024
-
total
2 940
-
13 303
-
Employer
11 048
-
45 527
-
health
155
-
637
-
pensions

Participation in the individual account program is voluntary (6% of an income). The decision to contribute to an individual account must be made before the age of 35 and cannot be reversed.

1 878
-
7 740
-
accident
88
-
364
-
unemployment
110
-
455
-
other
553
-
2 276
-
total
2 784
-
11 472
-
Corporate
43 168
57 000
-
-
income
9 065
11 970
-
-
total
9 065
11 970
-
-
Dividends
34 103
45 030
-
-
withholding
2 387
3 152
-
-
total
2 387
3 152
-
-
Income
57 000
57 000
57 000
57 000
Total tax
17 176
15 122
24 775
24 467
After tax
39 824
41 878
32 225
32 533
Living cost
8 108
8 108
8 108
8 108
Free-cash
31 716
33 770
24 117
24 425

Estimated living cost  is ₴8108 per week

₴5728
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴130
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴43335
₴43897
₴41627
₴44748
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 572
unemployment
-
-
-
42
income
-
-
-
8 550
health
-
-
-
1 222
total
-
-
-
11 386
Employee
5 280
-
54 916
-
health
243
-
489
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

464
-
933
-
income
528
-
5 492
-
total
1 293
-
7 031
-
Employer
5 280
-
54 916
-
health
364
-
733
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

582
-
1 171
-
accident

We are using the highest rate at 1.1%.

58
-
117
-
unemployment
32
-
64
-
total
1 036
-
2 085
-
Corporate
50 684
57 000
-
-
income
5 068
5 700
-
-
total
5 068
5 700
-
-
Dividends
45 616
51 300
-
-
withholding
2 281
2 565
-
-
total
2 281
2 565
-
-
Income
57 000
57 000
57 000
57 000
Total tax
9 678
8 265
9 116
11 386
After tax
47 322
48 735
47 884
45 614
Living cost
3 987
3 987
3 987
3 987
Free-cash
43 335
44 748
43 897
41 627

Estimated living cost  is ₴3987 per week

₴2328
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴285
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴106
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1269
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴20116
₴20526
₴21657
₴18318
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
9 187
other
-
-
-
1 767
health
-
-
-
2 516
social contributions
-
-
-
1 624
pensions
-
-
-
9 839
surtax
-
-
-
-
total
-
-
-
24 933
Employee
13 022
-
43 977
-
pensions
1 472
-
3 115
-
income
769
-
8 675
-
social contributions
371
-
1 253
-
surtax
-
-
-
-
total
2 612
-
13 043
-
Employer
13 022
-
43 977
-
health
912
-
4 136
-
social contributions
39
-
132
-
pensions
2 139
-
5 233
-
unemployment
527
-
1 781
-
other
449
-
1 739
-
total
4 066
-
13 021
-
Corporate
39 911
57 000
-
-
income
11 175
15 960
-
-
surtax
-
-
-
-
total
11 175
15 960
-
-
Dividends
28 736
41 040
-
-
social contributions
4 943
7 059
-
-
surtax
-
-
-
-
withholding
3 678
5 253
-
-
total
8 621
12 312
-
-
Income
57 000
57 000
57 000
57 000
Total tax
26 474
28 272
26 064
24 933
After tax
30 526
28 728
30 936
32 067
Living cost
10 410
10 410
10 410
10 410
Free-cash
20 116
18 318
20 526
21 657

Estimated living cost  is ₴10410 per week

₴6564
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴846
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2823
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Rotterdam , Netherlands
₴13663
₴23236
₴18486
₴15527
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
pensions
-
-
-
3 565
income
-
-
-
18 451
health
-
-
-
3 752
total
-
-
-
25 768
Employee
25 983
25 983
51 345
-
health
3 988
3 392
3 752
-
pensions
4 677
3 565
3 565
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

4 253
4 253
8 047
-
total
12 918
11 210
15 364
-
Employer
25 983
25 983
51 345
-
health
1 806
1 806
2 244
-
pensions
1 808
1 808
2 248
-
unemployment
935
935
1 162
-
total
4 549
4 549
5 654
-
Corporate
26 785
26 467
-
-
income
5 357
5 293
-
-
total
5 357
5 293
-
-
Dividends
21 428
21 173
-
-
income
4 553
4 499
-
-
withholding
3 214
3 176
-
-
total
7 767
7 675
-
-
Income
57 000
57 000
57 000
57 000
Total tax
30 591
28 727
21 018
25 768
After tax
26 409
28 273
35 982
31 232
Living cost
12 746
12 746
12 746
12 746
Free-cash
13 663
15 527
23 236
18 486

Estimated living cost  is ₴12746 per week

₴9033
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1149
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2362
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Dresden , Germany
₴22893
₴26718
₴19969
₴19527
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
57 000
trade
-
-
-
6 749
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 997
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
990
total
-
-
-
27 815
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 638
-
57 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

325
-
17 997
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
990
-
total
2 422
-
21 066
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
45 362
57 000
-
-
income
6 804
8 550
-
-
trade
7 144
8 978
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

374
470
-
-
chamber of commerce
111
128
-
-
total
14 433
18 126
-
-
Dividends
30 928
38 874
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

419
528
-
-
withholding
7 617
9 603
-
-
total
8 036
10 131
-
-
Income
57 000
57 000
57 000
57 000
Total tax
24 891
28 257
21 066
27 815
After tax
32 109
28 743
35 934
29 185
Living cost
9 216
9 216
9 216
9 216
Free-cash
22 893
19 527
26 718
19 969

Estimated living cost  is ₴9216 per week

₴5797
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1075
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴172
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2172
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Larnaca , Cyprus
₴32869
₴31251
₴31744
₴34526
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
11 835
health
-
-
-
1 453
social contributions
-
-
-
4 923
total
-
-
-
18 211
Employee
23 397
23 397
53 393
-
health
181
398
908
-
income
2 548
2 166
11 570
-
social contributions
885
1 942
2 619
-
total
3 614
4 506
15 097
-
Employer
23 397
23 397
53 393
-
health
197
433
988
-
social contributions
885
1 942
2 619
-
total
1 082
2 375
3 607
-
Corporate
45 260
31 228
-
-
income
5 657
3 903
-
-
total
5 657
3 903
-
-
Dividends
39 603
27 325
-
-
withholding
6 733
4 645
-
-
total
6 733
4 645
-
-
Income
57 000
57 000
57 000
57 000
Total tax
17 086
15 429
18 704
18 211
After tax
39 914
41 571
38 296
38 789
Living cost
7 045
7 045
7 045
7 045
Free-cash
32 869
34 526
31 251
31 744

Estimated living cost  is ₴7045 per week

₴4222
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴691
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1976
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Lisbon , Portugal
₴22571
₴16441
₴20764
₴22878
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Based on articles 30.º, 31.º and 151.º of CIRS, sole-trader can use 75% of income as a tax base when earnings are below €200,000 per annum.

-
-
-
57 000
income
-
-
-
6 885
social contributions

Social contributions in Portugal are calculated from the total income before any reductions apply.

-
-
-
19 807
surtax
-
-
-
-
total
-
-
-
26 692
Employee
13 994
-
46 060
-
income
2 911
-
15 008
-
social contributions
1 539
-
5 067
-
surtax
-
-
-
-
total
4 450
-
20 075
-
Employer
13 994
-
46 060
-
social contributions
3 324
-
10 940
-
total
3 324
-
10 940
-
Corporate
39 682
57 000
-
-
income
8 333
11 970
-
-
surtax
-
-
-
-
total
8 333
11 970
-
-
Dividends
31 349
45 030
-
-
withholding
8 778
12 608
-
-
total
8 778
12 608
-
-
Income
57 000
57 000
57 000
57 000
Total tax
24 885
24 578
31 015
26 692
After tax
32 115
32 422
25 985
30 308
Living cost
9 544
9 544
9 544
9 544
Free-cash
22 571
22 878
16 441
20 764

Estimated living cost  is ₴9544 per week

₴7141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴563
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1681
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴51350
₴43242
₴54072
₴51792
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
57 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
570
total
-
-
-
570
Employee
2 948
-
57 000
-
income
589
-
11 400
-
total
589
-
11 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

54 052
57 000
-
-
total
-
-
-
-
Dividends
54 052
57 000
-
-
withholding
2 703
2 850
-
-
total
2 703
2 850
-
-
Income
57 000
57 000
57 000
57 000
Total tax
3 292
2 850
11 400
570
After tax
53 708
54 150
45 600
56 430
Living cost
2 358
2 358
2 358
2 358
Free-cash
51 350
51 792
43 242
54 072

Estimated living cost  is ₴2358 per week

₴1461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴196
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴65
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴636
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Ljubljana , Slovenia
₴28539
₴17996
₴19506
₴31084
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

A sole-trader pays social contribution from 75% of the assessed income made in the last year.

The minimum monthly assessed income used to calculate contributions is 60% of the insured's average monthly wage in the last year.

The maximum assessed income used to calculate contributions is 3.5 times the insured's average monthly wage in the last year.

-
-
-
57 000
pensions
-
-
-
10 410
unemployment
-
-
-
85
income
-
-
-
13 229
health
-
-
-
5 609
total
-
-
-
29 333
Employee

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 455
-
49 321
-
health
869
-
3 186
-
unemployment
19
-
69
-
pensions
2 086
-
7 645
-
income
2 320
-
12 265
-
total
5 294
-
23 165
-
Employer

The minimum monthly earnings used to calculate contributions are 54% (gradually rising by two percent until reaching 60% by 2021) of the insured's average monthly wage in the last year.

13 455
-
49 321
-
health
896
-
3 284
-
pensions
1 191
-
4 365
-
unemployment
8
-
29
-
total
2 095
-
7 678
-
Corporate
41 450
57 000
-
-
income
7 875
10 830
-
-
total
7 875
10 830
-
-
Dividends
33 575
46 170
-
-
withholding
5 036
6 925
-
-
total
5 036
6 925
-
-
Income
57 000
57 000
57 000
57 000
Total tax
20 300
17 755
30 843
29 333
After tax
36 700
39 245
26 157
27 667
Living cost
8 161
8 161
8 161
8 161
Free-cash
28 539
31 084
17 996
19 506

Estimated living cost  is ₴8161 per week

₴5601
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴523
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1879
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sliema , Malta
₴25461
₴29275
₴35370
₴24397
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We use The Residence Programme or The Global Residence Programme.

-
-
-
57 000
income
-
-
-
8 661
health

This is an average price for a private worldwide health insurance. The price will vary depending on your age and health condition.

-
-
-
1 924
total
-
-
-
10 585
Employee
13 958
-
55 600
-
social contributions
1 398
-
1 400
-
income
1 515
-
13 880
-
total
2 913
-
15 280
-
Employer
13 958
-
55 600
-
social contributions
1 398
-
1 400
-
total
1 398
-
1 400
-
Corporate
41 643
57 000
-
-
income
14 575
19 950
-
-
total
14 575
19 950
-
-
Dividends
27 068
37 050
-
-
social contributions
1 608
1 608
-
-
total
1 608
1 608
-
-
Income
57 000
57 000
57 000
57 000
Total tax
20 494
21 558
16 680
10 585
After tax
36 506
35 442
40 320
46 415
Living cost
11 045
11 045
11 045
11 045
Free-cash
25 461
24 397
29 275
35 370

Estimated living cost  is ₴11045 per week

₴7275
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴871
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2729
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Vilnius , Lithuania
₴28482
₴28879
₴30154
₴28323
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
8 550
health
-
-
-
3 978
social contributions
-
-
-
7 866
total
-
-
-
20 394
Employee
10 317
-
57 000
-
health
720
-
3 978
-
income
1 721
-
9 825
-
social contributions
1 424
-
7 866
-
total
3 865
-
21 669
-
Employer
10 317
-
57 000
-
total
-
-
-
-
Corporate
46 683
57 000
-
-
income

The standard tax rate is 15%. However, small companies and agricultural companies can apply a reduced corporate income tax rate of 0% to the first year of operation when certain conditions are met; and 5% to revenues of less than €300,000 per year. We made calculations based on 5% and skipped 0%.

2 334
2 850
-
-
total
2 334
2 850
-
-
Dividends
44 350
54 150
-
-
social contributions
6 120
7 473
-
-
withholding
6 652
8 122
-
-
health
3 095
3 780
-
-
total
15 867
19 375
-
-
Income
57 000
57 000
57 000
57 000
Total tax
22 066
22 225
21 669
20 394
After tax
34 934
34 775
35 331
36 606
Living cost
6 452
6 452
6 452
6 452
Free-cash
28 482
28 323
28 879
30 154

Estimated living cost  is ₴6452 per week

₴4318
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴398
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴148
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1587
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴27690
₴22153
₴24567
₴30728
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
5 904
health
-
-
-
7 695
social contributions
-
-
-
9 946
solidarity contribution
-
-
-
371
total
-
-
-
23 916
Employee
12 525
-
44 482
-
health
1 691
-
6 005
-
solidarity contribution
-
-
154
-
income
1 503
-
5 439
-
social contributions
814
-
2 214
-
total
4 008
-
13 812
-
Employer
12 525
-
44 482
-
health
1 127
-
4 003
-
social contributions
3 131
-
8 515
-
total
4 258
-
12 518
-
Corporate
40 216
57 000
-
-
income
7 641
10 830
-
-
total
7 641
10 830
-
-
Dividends
32 575
46 170
-
-
withholding
4 886
6 925
-
-
total
4 886
6 925
-
-
Income
57 000
57 000
57 000
57 000
Total tax
20 793
17 755
26 330
23 916
After tax
36 207
39 245
30 670
33 084
Living cost
8 517
8 517
8 517
8 517
Free-cash
27 690
30 728
22 153
24 567

Estimated living cost  is ₴8517 per week

₴6334
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴472
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴147
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1564
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tbilisi , Georgia
₴49786
₴41925
₴52755
₴50475
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
57 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
570
total
-
-
-
570
Employee
4 594
-
57 000
-
income
919
-
11 400
-
total
919
-
11 400
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

52 406
57 000
-
-
total
-
-
-
-
Dividends
52 406
57 000
-
-
withholding
2 620
2 850
-
-
total
2 620
2 850
-
-
Income
57 000
57 000
57 000
57 000
Total tax
3 539
2 850
11 400
570
After tax
53 461
54 150
45 600
56 430
Living cost
3 675
3 675
3 675
3 675
Free-cash
49 786
50 475
41 925
52 755

Estimated living cost  is ₴3675 per week

₴2487
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴154
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴123
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴910
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Paris , France
₴16124
₴16240
₴17371
₴14032
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
9 187
other
-
-
-
1 767
health
-
-
-
2 516
social contributions
-
-
-
1 624
pensions
-
-
-
9 839
surtax
-
-
-
-
total
-
-
-
24 933
Employee
19 057
-
43 977
-
pensions
2 155
-
3 115
-
income
1 663
-
8 675
-
social contributions
543
-
1 253
-
surtax
-
-
-
-
total
4 361
-
13 043
-
Employer
19 057
-
43 977
-
health
1 334
-
4 136
-
social contributions
57
-
132
-
pensions
3 131
-
5 233
-
unemployment
772
-
1 781
-
other
658
-
1 739
-
total
5 952
-
13 021
-
Corporate
31 991
57 000
-
-
income
8 957
15 960
-
-
surtax
-
-
-
-
total
8 957
15 960
-
-
Dividends
23 034
41 040
-
-
social contributions
3 962
7 059
-
-
surtax
-
-
-
-
withholding
2 948
5 253
-
-
total
6 910
12 312
-
-
Income
57 000
57 000
57 000
57 000
Total tax
26 180
28 272
26 064
24 933
After tax
30 820
28 728
30 936
32 067
Living cost
14 696
14 696
14 696
14 696
Free-cash
16 124
14 032
16 240
17 371

Estimated living cost  is ₴14696 per week

₴9946
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1202
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3346
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Belgrade , Serbia
₴34446
₴30296
₴30297
₴35936
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

-
-
-
57 000
pensions
-
-
-
5 829
unemployment
-
-
-
336
income
-
-
-
12 983
health
-
-
-
2 309
total
-
-
-
21 457
Employee

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
52 987
-
health
407
-
1 155
-
unemployment
59
-
168
-
pensions
1 108
-
3 139
-
income
1 090
-
12 983
-
total
2 664
-
17 445
-
Employer

The minimum tax base for social security contributions are defined by the Law on Mandatory Social Insurance Contributions and is fixed at 35% of an average monthly salary published in Serbia. The maximum tax base for social security contributions is capped at five times the average monthly salary published by the official statistics in Serbia at the moment of salary payment.

The minimum monthly earnings used to calculate the contributions are 35% of the national average gross wage for the previous three months.

The maximum monthly earnings used to calculate the contributions are five times the national average gross wage in the previous month.

7 911
-
52 987
-
health
407
-
1 155
-
pensions
949
-
2 690
-
unemployment
59
-
168
-
total
1 415
-
4 013
-
Corporate
47 673
57 000
-
-
income
7 151
8 550
-
-
total
7 151
8 550
-
-
Dividends
40 522
48 450
-
-
withholding
6 078
7 268
-
-
total
6 078
7 268
-
-
Income
57 000
57 000
57 000
57 000
Total tax
17 308
15 818
21 458
21 457
After tax
39 692
41 182
35 542
35 543
Living cost
5 246
5 246
5 246
5 246
Free-cash
34 446
35 936
30 296
30 297

Estimated living cost  is ₴5246 per week

₴3532
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴406
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴152
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1156
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Zurich , Switzerland
₴14227
₴22508
₴24739
₴5376
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
pensions
-
-
-
5 244
city
-
-
-
601
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 140
health
-
-
-
128
regional
-
-
-
3 107
national
-
-
-
1 352
total
-
-
-
11 572
Employee
24 212
-
51 214
-
health
55
-
115
-
unemployment
-
-
-
-
city
260
-
553
-
pensions
2 034
-
4 083
-
regional
793
-
2 744
-
national
115
-
1 086
-
total
3 257
-
8 581
-
Employer
24 212
-
51 214
-
health
55
-
115
-
pensions
2 034
-
4 083
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

484
-
1 024
-
total
2 573
-
5 222
-
Corporate
29 949
57 000
-
-
regional
6 334
12 055
-
-
national
2 546
4 845
-
-
total
8 880
16 900
-
-
Dividends
21 069
40 100
-
-
withholding
7 374
14 035
-
-
total
7 374
14 035
-
-
Income
57 000
57 000
57 000
57 000
Total tax
22 084
30 935
13 803
11 572
After tax
34 916
26 065
43 197
45 428
Living cost
20 689
20 689
20 689
20 689
Free-cash
14 227
5 376
22 508
24 739

Estimated living cost  is ₴20689 per week

₴13454
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1857
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴254
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴5125
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Helsinki , Finland
₴24672
₴18005
₴24587
₴23824
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
57 000
municipal
-
-
-
10 125
health
-
-
-
751
national
-
-
-
9 855
total
-
-
-
20 731
Employee
16 008
-
47 951
-
health
120
-
611
-
unemployment
240
-
719
-
pensions
1 080
-
3 237
-
national
264
-
5 889
-
municipal
2 622
-
7 809
-
total
4 326
-
18 265
-
Employer
16 008
-
47 951
-
health
123
-
369
-
pensions
2 777
-
8 319
-
accident
16
-
48
-
unemployment
104
-
312
-
total
3 020
-
9 048
-
Corporate
37 971
57 000
-
-
income
7 594
11 400
-
-
total
7 594
11 400
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

22 783
34 200
-
-
municipal
4 101
6 156
-
-
national
1 605
3 938
-
-
total
5 706
10 094
-
-
Income
57 000
57 000
57 000
57 000
Total tax
20 646
21 494
27 313
20 731
After tax
36 354
35 506
29 687
36 269
Living cost
11 682
11 682
11 682
11 682
Free-cash
24 672
23 824
18 005
24 587

Estimated living cost  is ₴11682 per week

₴7630
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1124
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2742
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Brussels , Belgium
₴16215
₴8785
₴13640
₴20777
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 965
social contributions
-
-
-
7 586
national
-
-
-
21 715
total
-
-
-
32 266
Employee

The minimum management director salary is set at €45,000 per year.

21 765
-
44 149
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 023
-
2 075
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 135
-
2 303
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

189
-
384
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 632
-
3 311
-
national
6 691
-
16 198
-
total
10 670
-
24 271
-
Employer

The minimum management director salary is set at €45,000 per year.

21 765
-
44 149
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 338
-
2 715
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 929
-
3 911
-
surtax
2 468
-
5 006
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

283
-
574
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

318
-
644
-
total
6 336
-
12 850
-
Corporate
28 900
57 000
-
-
income
5 780
11 400
-
-
surtax
115
228
-
-
total
5 895
11 628
-
-
Dividends
23 005
45 372
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

6 790
13 501
-
-
total
6 790
13 501
-
-
Income
57 000
57 000
57 000
57 000
Total tax
29 691
25 129
37 121
32 266
After tax
27 309
31 871
19 879
24 734
Living cost
11 094
11 094
11 094
11 094
Free-cash
16 215
20 777
8 785
13 640

Estimated living cost  is ₴11094 per week

₴7146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴970
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2804
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Stockholm , Sweden
₴17620
₴15823
₴16144
₴17917
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
unemployment
-
-
-
29
municipal
-
-
-
14 497
other
-
-
-
3 363
health
-
-
-
1 806
national
-
-
-
4 769
accident
-
-
-
58
pensions
-
-
-
3 129
total
-
-
-
27 651
Employee
18 816
-
47 907
-
national
-
-
4 592
-
municipal
5 611
-
14 286
-
total
5 611
-
18 878
-
Employer
18 816
-
47 907
-
health
1 157
-
1 780
-
pensions
2 034
-
3 129
-
accident
38
-
58
-
unemployment
497
-
764
-
other
2 186
-
3 363
-
total
5 912
-
9 094
-
Corporate
32 272
57 000
-
-
income
7 100
12 540
-
-
total
7 100
12 540
-
-
Dividends
25 172
44 460
-
-
withholding
7 552
13 338
-
-
total
7 552
13 338
-
-
Income
57 000
57 000
57 000
57 000
Total tax
26 175
25 878
27 972
27 651
After tax
30 825
31 122
29 028
29 349
Living cost
13 205
13 205
13 205
13 205
Free-cash
17 620
17 917
15 823
16 144

Estimated living cost  is ₴13205 per week

₴8752
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1296
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2957
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Oslo , Norway
₴3762
₴37811
₴24686
₴19973
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
11 110
social contributions
-
-
-
6 498
total
-
-
-
17 608
Employee
21 086
-
-
-
income
4 651
-
-
-
social contributions
1 729
-
246
-
total
6 380
-
246
-
Employer
21 086
-
-
-
social contributions
29 731
-
4 237
-
total
29 731
-
4 237
-
Corporate
6 183
57 000
-
-
income
1 360
12 540
-
-
total
1 360
12 540
-
-
Dividends
4 823
44 460
-
-
income
1 061
9 781
-
-
total
1 061
9 781
-
-
Income
57 000
57 000
57 000
57 000
Total tax
38 532
22 321
4 483
17 608
After tax
18 468
34 679
52 517
39 392
Living cost
14 706
14 706
14 706
14 706
Free-cash
3 762
19 973
37 811
24 686

Estimated living cost  is ₴14706 per week

₴9542
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1383
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴187
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3594
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴30440
₴28427
₴28920
₴31702
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
11 835
health
-
-
-
1 453
social contributions
-
-
-
4 923
total
-
-
-
18 211
Employee
23 397
23 397
53 393
-
health
233
398
908
-
income
2 457
2 166
11 570
-
social contributions
1 137
1 942
2 619
-
total
3 827
4 506
15 097
-
Employer
23 397
23 397
53 393
-
health
253
433
988
-
social contributions
1 137
1 942
2 619
-
total
1 390
2 375
3 607
-
Corporate
41 914
31 228
-
-
income
5 239
3 903
-
-
total
5 239
3 903
-
-
Dividends
36 675
27 325
-
-
withholding
6 235
4 645
-
-
total
6 235
4 645
-
-
Income
57 000
57 000
57 000
57 000
Total tax
16 691
15 429
18 704
18 211
After tax
40 309
41 571
38 296
38 789
Living cost
9 869
9 869
9 869
9 869
Free-cash
30 440
31 702
28 427
28 920

Estimated living cost  is ₴9869 per week

₴6746
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴771
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴166
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2186
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Edinburgh , United Kingdom
₴27568
₴21354
₴26483
₴25827
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
16 843
pensions
-
-
-
2 750
total
-
-
-
19 593
Employee
14 994
-
49 745
-
health
196
-
701
-
pensions
1 144
-
3 344
-
income
2 731
-
13 422
-
total
4 071
-
17 467
-
Employer
14 994
-
49 745
-
health
285
-
945
-
pensions
1 515
-
6 310
-
total
1 800
-
7 255
-
Corporate
40 206
57 000
-
-
income

It is proposed for this rate to fall to 17% from the financial year starting on 1 April, 2020. Also, where the taxable profits can be attributed to the exploitation of patents, a lower rate of 10% applies.

7 639
10 830
-
-
total
7 639
10 830
-
-
Dividends
32 567
46 170
-
-
withholding
4 998
9 419
-
-
total
4 998
9 419
-
-
Income
57 000
57 000
57 000
57 000
Total tax
18 508
20 249
24 722
19 593
After tax
38 492
36 751
32 278
37 407
Living cost
10 924
10 924
10 924
10 924
Free-cash
27 568
25 827
21 354
26 483

Estimated living cost  is ₴10924 per week

₴7494
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1005
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴137
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2288
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

The only visa which will gain you entry to the UK as a freelancer is Tier 1 (with an exception of EU nationals or long-term UK residence permit holders, up until Brexit). There are two Tier 1 visa pathways.

You can either apply for an Entrepreneur visa which requires an investment of at least £200000 and creating two full time jobs, or choose an Exceptional Talent visa, which has no financial requirements but is more difficult to obtain.

Rome , Italy
₴16517
₴11745
₴14247
₴17903
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
municipal
-
-
-
381
regional
-
-
-
1 309
social contributions
-
-
-
14 660
national
-
-
-
14 282
total
-
-
-
30 632
Employee
25 640
-
57 000
-
social contributions
8 646
-
19 220
-
regional
387
-
1 162
-
national
4 333
-
12 412
-
municipal
153
-
340
-
total
13 519
-
33 134
-
Employer
25 640
-
57 000
-
total
-
-
-
-
Corporate
31 360
57 000
-
-
nationa
7 527
13 680
-
-
municipal
1 512
2 747
-
-
total
9 039
16 427
-
-
Dividends
22 322
40 573
-
-
withholding
5 804
10 549
-
-
total
5 804
10 549
-
-
Income
57 000
57 000
57 000
57 000
Total tax
28 362
26 976
33 134
30 632
After tax
28 638
30 024
23 866
26 368
Living cost
12 121
12 121
12 121
12 121
Free-cash
16 517
17 903
11 745
14 247

Estimated living cost  is ₴12121 per week

₴8514
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴834
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴183
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Gdansk , Poland
₴3621
₴24639
₴32450
-₴1881
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
pensions
-
-
-
1 229
income
-
-
-
15 995
other
-
-
-
109
health
-
-
-
644
accident
-
-
-
75
total
-
-
-
18 052
Employee
10 222
-
51 619
-
health
1 170
-
5 910
-
pensions
1 151
-
2 253
-
income
1 402
-
12 319
-
total
3 723
-
20 482
-
Employer
10 222
-
51 619
-
pensions
1 662
-
3 254
-
accident
171
-
862
-
unemployment
250
-
1 265
-
total
2 083
-
5 381
-
Corporate
44 695
57 000
-
-
income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

40 226
51 300
-
-
total
40 226
51 300
-
-
Dividends
4 470
5 700
-
-
withholding
849
1 083
-
-
total
849
1 083
-
-
Income
57 000
57 000
57 000
57 000
Total tax
46 881
52 383
25 863
18 052
After tax
10 119
4 617
31 137
38 948
Living cost
6 498
6 498
6 498
6 498
Free-cash
3 621
-1 881
24 639
32 450

Estimated living cost  is ₴6498 per week

₴4762
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴360
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴136
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1240
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.

Berlin , Germany
₴21563
₴24187
₴18038
₴17582
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
57 000
trade
-
-
-
6 149
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
17 997
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 079
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
990
total
-
-
-
27 215
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 139
-
57 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 079
-
2 079
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 245
-
17 997
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

69
-
990
-
total
3 393
-
21 066
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
41 861
57 000
-
-
income
6 279
8 550
-
-
trade
6 007
8 180
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

345
470
-
-
chamber of commerce
107
130
-
-
total
12 738
17 330
-
-
Dividends
29 122
39 670
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

394
539
-
-
withholding
7 165
9 802
-
-
total
7 559
10 341
-
-
Income
57 000
57 000
57 000
57 000
Total tax
23 690
27 671
21 066
27 215
After tax
33 310
29 329
35 934
29 785
Living cost
11 747
11 747
11 747
11 747
Free-cash
21 563
17 582
24 187
18 038

Estimated living cost  is ₴11747 per week

₴8103
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1264
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴170
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2209
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Riga , Latvia
₴36773
₴17849
₴13632
₴39270
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

As of 1 January, 2018 a microenterprise tax rate for microenterprise turnover of up to €40,000 is 15%. This tax is inclusive of all other taxes and contributions.

Microenterprise tax could also be applied to a company but as the only exception is a limitation of liability, we advise to register as a sole-trader.

-
-
-
57 000
income
-
-
-
10 845
microenterprise
-
-
-
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

-
-
-
11 658
surtax
-
-
-
14 535
total
-
-
-
37 038
Employee
8 891
-
43 481
-
income
1 583
-
9 008
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

978
-
3 989
-
surtax
-
-
6 305
-
total
2 561
-
19 302
-
Employer
8 891
-
43 481
-
social contributions

Each person younger than 30 on 1 July, 2001 should make pension contributions to an old-age pension account. We include it in our internal model.

2 142
-
8 736
-
surtax
-
-
4 783
-
total
2 142
-
13 519
-
Corporate
45 967
57 000
-
-
income

Corporate income tax rate is 20% applicable to the taxable base. However, before applying the statutory rate, the taxable base should be divided by a coefficient of 0.8. As taxable base is increased by the coefficient, the effective corporate income tax rate is 25%.

9 194
11 400
-
-
total
9 194
11 400
-
-
Dividends

In Latvia, local dividends are not subject to withholding tax.

36 774
45 600
-
-
total
-
-
-
-
Income
57 000
57 000
57 000
57 000
Total tax
13 897
11 400
32 821
37 038
After tax
43 103
45 600
24 179
19 962
Living cost
6 330
6 330
6 330
6 330
Free-cash
36 773
39 270
17 849
13 632

Estimated living cost  is ₴6330 per week

₴4038
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴603
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴144
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1545
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Istanbul , Turkey
₴31163
₴30775
₴31046
₴31785
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
income
-
-
-
17 412
health
-
-
-
2 000
pensions
-
-
-
2 759
total
-
-
-
22 171
Employee
5 761
-
53 896
-
health
288
-
690
-
unemployment
58
-
138
-
pensions
519
-
1 242
-
income
1 115
-
17 267
-
total
1 980
-
19 337
-
Employer
5 761
-
53 896
-
health
547
-
1 311
-
pensions
634
-
1 518
-
unemployment
115
-
276
-
total
1 296
-
3 105
-
Corporate
49 942
57 000
-
-
income
10 987
12 540
-
-
total
10 987
12 540
-
-
Dividends
38 955
44 460
-
-
withholding
7 791
8 892
-
-
total
7 791
8 892
-
-
Income
57 000
57 000
57 000
57 000
Total tax
22 054
21 432
22 442
22 171
After tax
34 946
35 568
34 558
34 829
Living cost
3 783
3 783
3 783
3 783
Free-cash
31 163
31 785
30 775
31 046

Estimated living cost  is ₴3783 per week

₴2248
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴307
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴87
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1141
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Athens , Greece
₴28051
₴18234
₴20094
₴29019
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
pensions
-
-
-
8 122
unemployment
-
-
-
69
income
-
-
-
16 394
other
-
-
-
-
health
-
-
-
2 883
surtax
-
-
-
2 604
total
-
-
-
30 072
Employee
10 247
-
48 452
-
health
262
-
1 035
-
unemployment
713
-
2 826
-
pensions
684
-
2 709
-
income
1 718
-
14 574
-
other
-
-
-
-
surtax
36
-
2 240
-
total
3 413
-
23 384
-
Employer
10 247
-
48 452
-
health
466
-
1 848
-
pensions
1 366
-
5 413
-
unemployment
325
-
1 287
-
other
-
-
-
-
total
2 157
-
8 548
-
Corporate
44 596
57 000
-
-
income
11 595
14 820
-
-
total
11 595
14 820
-
-
Dividends
33 001
42 180
-
-
withholding
4 950
6 327
-
-
total
4 950
6 327
-
-
Income
57 000
57 000
57 000
57 000
Total tax
22 115
21 147
31 932
30 072
After tax
34 885
35 853
25 068
26 928
Living cost
6 834
6 834
6 834
6 834
Free-cash
28 051
29 019
18 234
20 094

Estimated living cost  is ₴6834 per week

₴4126
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴594
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1956
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Graz , Austria
₴21681
₴5373
₴19618
₴21831
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
57 000
pensions
-
-
-
6 576
chamber of commerce
-
-
-
228
unemployment
-
-
-
1 866
income
-