Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 56500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴41380
₴39403
₴37343
₴38926
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
56 500
unemployment
-
-
-
56
health
-
-
-
1 617
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 082
income
-
-
-
8 475
total
-
-
-
12 230
Employee
9 172
-
53 741
-
accident

We are using the highest rate at 1.1%.

101
-
155
-
health
422
-
647
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

805
-
1 235
-
income
917
-
5 374
-
total
2 245
-
7 411
-
Employer
9 172
-
53 741
-
accident

We are using the highest rate at 1.1%.

101
-
155
-
unemployment
55
-
84
-
health
633
-
970
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 011
-
1 550
-
total
1 800
-
2 759
-
Corporate
45 528
56 500
-
-
income
4 553
5 650
-
-
total
4 553
5 650
-
-
Dividends
40 976
50 850
-
-
withholding
2 049
2 543
-
-
total
2 049
2 543
-
-
Income
56 500
56 500
56 500
56 500
Total tax
10 647
8 193
10 170
12 230
After tax
45 853
48 307
46 330
44 270
Living cost
6 927
6 927
6 927
6 927
Free-cash
38 926
41 380
39 403
37 343

Estimated living cost  is ₴6927 per week

₴4581
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴397
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴165
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1784
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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