Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 55000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴40120
₴38090
₴36102
₴37675
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
55 000
unemployment
-
-
-
56
health
-
-
-
1 612
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 075
income
-
-
-
8 250
total
-
-
-
11 993
Employee
9 143
-
52 249
-
accident

We are using the highest rate at 1.1%.

100
-
154
-
health
421
-
645
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

803
-
1 231
-
income
914
-
5 225
-
total
2 238
-
7 255
-
Employer
9 143
-
52 249
-
accident

We are using the highest rate at 1.1%.

100
-
154
-
unemployment
55
-
84
-
health
631
-
967
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 007
-
1 545
-
total
1 793
-
2 750
-
Corporate
44 063
55 000
-
-
income
4 406
5 500
-
-
total
4 406
5 500
-
-
Dividends
39 657
49 500
-
-
withholding
1 983
2 475
-
-
total
1 983
2 475
-
-
Income
55 000
55 000
55 000
55 000
Total tax
10 420
7 975
10 005
11 993
After tax
44 580
47 025
44 995
43 007
Living cost
6 905
6 905
6 905
6 905
Free-cash
37 675
40 120
38 090
36 102

Estimated living cost  is ₴6905 per week

₴4567
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴395
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴165
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1778
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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