Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 54500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴35110
₴35034
₴38114
₴33243
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
54 500
health
-
-
-
1 981
income
-
-
-
8 175
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 549
unemployment
-
-
-
69
total
-
-
-
12 774
Employee
11 232
-
51 121
-
accident

We are using the highest rate at 1.1%.

123
-
189
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

986
-
1 512
-
health
517
-
792
-
income
1 123
-
5 112
-
total
2 749
-
7 605
-
Employer
11 232
-
51 121
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 238
-
1 898
-
health
775
-
1 188
-
unemployment
67
-
103
-
accident

We are using the highest rate at 1.1%.

123
-
189
-
total
2 203
-
3 378
-
Corporate
41 064
54 500
-
-
income
4 107
5 450
-
-
total
4 107
5 450
-
-
Dividends
36 958
49 050
-
-
withholding
1 848
2 453
-
-
total
1 848
2 453
-
-
Income
54 500
54 500
54 500
54 500
Total tax
10 907
7 903
10 983
12 774
After tax
43 593
46 597
43 517
41 726
Living cost
8 483
8 483
8 483
8 483
Free-cash
35 110
38 114
35 034
33 243

Estimated living cost  is ₴8483 per week

₴5610
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴486
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2185
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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Estimated living cost

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