Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 52500
per

Your estimated
City
free-cash

Zurich , Switzerland
₴11708
₴18396
₴20750
₴2512
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
pensions
-
-
-
4 830
city
-
-
-
553
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 050
health
-
-
-
118
regional
-
-
-
2 692
national
-
-
-
1 012
total
-
-
-
10 255
Employee
25 154
-
46 999
-
health
57
-
106
-
unemployment
-
-
-
-
city
270
-
505
-
pensions
2 113
-
3 938
-
regional
824
-
2 327
-
national
119
-
749
-
total
3 383
-
7 625
-
Employer
25 154
-
46 999
-
health
57
-
106
-
pensions
2 113
-
3 938
-
unemployment
-
-
-
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

503
-
940
-
total
2 673
-
4 984
-
Corporate
24 396
52 500
-
-
regional
5 160
11 104
-
-
national
2 074
4 462
-
-
total
7 234
15 566
-
-
Dividends
17 163
36 934
-
-
withholding
6 007
12 927
-
-
total
6 007
12 927
-
-
Income
52 500
52 500
52 500
52 500
Total tax
19 297
28 493
12 609
10 255
After tax
33 203
24 007
39 891
42 245
Living cost
21 495
21 495
21 495
21 495
Free-cash
11 708
2 512
18 396
20 750

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Estimated living cost  is ₴21495 per week

₴13978
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1929
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴264
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴5324
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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