Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 52500
per

Your estimated
City
free-cash

Zurich , Switzerland
₴1552
₴1903
-₴15242
₴4515
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
128
pensions
-
-
-
4 830
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 050
regional
-
-
-
1 830
city
-
-
-
553
national
-
-
-
346
total
-
-
-
8 737
Employee
45 931
-
46 990
-
unemployment
-
-
-
-
pensions
3 859
-
3 947
-
regional
1 504
-
1 561
-
national
217
-
238
-
health
104
-
106
-
city
493
-
505
-
total
6 177
-
6 357
-
Employer
45 931
-
46 990
-
pensions
3 859
-
3 947
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

918
-
939
-
health
104
-
106
-
unemployment
-
-
-
-
total
4 881
-
4 992
-
Corporate
1 183
52 500
-
-
regional
250
11 104
-
-
national
101
4 463
-
-
total
351
15 567
-
-
Dividends
833
36 934
-
-
withholding
291
12 927
-
-
total
291
12 927
-
-
Income
52 500
52 500
52 500
52 500
Total tax
11 700
28 494
11 349
8 737
After tax
40 800
24 006
41 151
43 763
Living cost
39 248
39 248
39 248
39 248
Free-cash
1 552
-15 242
1 903
4 515

Estimated living cost  is ₴39248 per week

₴25523
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴3522
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴482
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴9722
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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