Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 52500
per

Your estimated
City
free-cash

Zurich , Switzerland
₴1496
₴1812
-₴15338
₴4425
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
128
pensions
-
-
-
4 829
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 050
regional
-
-
-
1 827
city
-
-
-
553
national
-
-
-
343
total
-
-
-
8 730
Employee
46 044
-
46 989
-
unemployment
-
-
-
-
pensions
3 868
-
3 946
-
regional
1 508
-
1 559
-
national
218
-
235
-
health
104
-
106
-
city
494
-
505
-
total
6 192
-
6 351
-
Employer
46 044
-
46 989
-
pensions
3 868
-
3 946
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

921
-
940
-
health
104
-
106
-
unemployment
-
-
-
-
total
4 893
-
4 992
-
Corporate
1 057
52 500
-
-
regional
223
11 104
-
-
national
90
4 462
-
-
total
313
15 566
-
-
Dividends
744
36 934
-
-
withholding
261
12 927
-
-
total
261
12 927
-
-
Income
52 500
52 500
52 500
52 500
Total tax
11 659
28 493
11 343
8 730
After tax
40 841
24 007
41 157
43 770
Living cost
39 345
39 345
39 345
39 345
Free-cash
1 496
-15 338
1 812
4 425

Estimated living cost  is ₴39345 per week

₴25585
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴3531
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴483
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴9745
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close