Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 52500
per

Your estimated
City
free-cash

Zurich , Switzerland
₴1654
₴2068
-₴15068
₴4681
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
127
pensions
-
-
-
4 829
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 050
regional
-
-
-
1 837
city
-
-
-
553
national
-
-
-
349
total
-
-
-
8 745
Employee
45 727
-
46 990
-
unemployment
-
-
-
-
pensions
3 842
-
3 948
-
regional
1 497
-
1 566
-
national
216
-
242
-
health
103
-
105
-
city
491
-
505
-
total
6 149
-
6 366
-
Employer
45 727
-
46 990
-
pensions
3 842
-
3 948
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

914
-
939
-
health
103
-
105
-
unemployment
-
-
-
-
total
4 859
-
4 992
-
Corporate
1 411
52 500
-
-
regional
298
11 104
-
-
national
119
4 463
-
-
total
417
15 567
-
-
Dividends
993
36 934
-
-
withholding
347
12 927
-
-
total
347
12 927
-
-
Income
52 500
52 500
52 500
52 500
Total tax
11 772
28 494
11 358
8 745
After tax
40 728
24 006
41 142
43 755
Living cost
39 074
39 074
39 074
39 074
Free-cash
1 654
-15 068
2 068
4 681

Estimated living cost  is ₴39074 per week

₴25410
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴3506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴9679
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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