Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 52500
per

Your estimated
City
free-cash

Zurich , Switzerland
₴1656
₴2074
-₴15062
₴4687
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
52 500
health
-
-
-
127
pensions
-
-
-
4 829
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
1 050
regional
-
-
-
1 836
city
-
-
-
553
national
-
-
-
349
total
-
-
-
8 744
Employee
45 720
-
46 990
-
unemployment
-
-
-
-
pensions
3 841
-
3 947
-
regional
1 497
-
1 566
-
national
216
-
242
-
health
103
-
105
-
city
491
-
505
-
total
6 148
-
6 365
-
Employer
45 720
-
46 990
-
pensions
3 841
-
3 947
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

914
-
940
-
health
103
-
105
-
unemployment
-
-
-
-
total
4 858
-
4 992
-
Corporate
1 418
52 500
-
-
regional
300
11 104
-
-
national
120
4 462
-
-
total
420
15 566
-
-
Dividends
998
36 934
-
-
withholding
349
12 927
-
-
total
349
12 927
-
-
Income
52 500
52 500
52 500
52 500
Total tax
11 775
28 493
11 357
8 744
After tax
40 725
24 007
41 143
43 756
Living cost
39 069
39 069
39 069
39 069
Free-cash
1 656
-15 062
2 074
4 687

Estimated living cost  is ₴39069 per week

₴25406
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴3506
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴480
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴9677
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

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