Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 52500
per

Your estimated
City
free-cash

Helsinki , Finland
₴9858
₴14815
₴17181
₴13699
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
52 500
health
-
-
-
590
municipal
-
-
-
9 343
national
-
-
-
5 309
total
-
-
-
15 242
Employee
27 513
-
44 165
-
unemployment
413
-
663
-
municipal
4 506
-
7 211
-
pensions
1 857
-
2 981
-
health
205
-
461
-
national
455
-
2 915
-
total
7 436
-
14 231
-
Employer
27 513
-
44 165
-
accident
28
-
45
-
health
211
-
340
-
unemployment
179
-
287
-
pensions
4 773
-
7 662
-
total
5 191
-
8 334
-
Corporate
19 796
52 500
-
-
income
3 959
10 500
-
-
total
3 959
10 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

11 878
31 500
-
-
municipal
2 138
5 670
-
-
national
-
1 438
-
-
total
2 138
7 108
-
-
Income
52 500
52 500
52 500
52 500
Total tax
18 724
17 608
22 565
15 242
After tax
33 776
34 892
29 935
37 258
Living cost
20 077
20 077
20 077
20 077
Free-cash
13 699
14 815
9 858
17 181

Estimated living cost  is ₴20077 per week

₴13114
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1931
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴320
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴4713
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

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