Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 52500
per

Your estimated
City
free-cash

Helsinki , Finland
₴21894
₴15808
₴22282
₴21162
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
52 500
municipal
-
-
-
9 328
health
-
-
-
680
national
-
-
-
8 358
total
-
-
-
18 366
Employee
16 241
-
44 166
-
health
121
-
551
-
unemployment
244
-
663
-
pensions
1 096
-
2 981
-
national
268
-
5 116
-
municipal
2 660
-
7 195
-
total
4 389
-
16 506
-
Employer
16 241
-
44 166
-
health
125
-
340
-
pensions
2 818
-
7 663
-
accident
16
-
44
-
unemployment
105
-
287
-
total
3 064
-
8 334
-
Corporate
33 194
52 500
-
-
income
6 639
10 500
-
-
total
6 639
10 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

19 917
31 500
-
-
municipal
3 585
5 670
-
-
national
1 077
3 316
-
-
total
4 662
8 986
-
-
Income
52 500
52 500
52 500
52 500
Total tax
18 754
19 486
24 840
18 366
After tax
33 746
33 014
27 660
34 134
Living cost
11 852
11 852
11 852
11 852
Free-cash
21 894
21 162
15 808
22 282

Estimated living cost  is ₴11852 per week

₴7741
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1140
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2782
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

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