Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 52500

per

Your estimated

Best value All models

City

free-cash

Helsinki , Finland

₴14854

₴10671

₴15636

₴17906

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

52 500

health

602

municipal

9 342

national

5 598

total

15 542

Employee

26 108

44 166

unemployment

392

663

pensions

1 762

2 981

municipal

4 276

7 209

national

431

3 117

health

195

473

total

7 056

14 443

Employer

26 108

44 166

pensions

4 530

7 663

health

201

340

unemployment

170

287

accident

total

4 927

8 334

Corporate

21 466

52 500

income

4 293

10 500

total

4 293

10 500

Dividends

Finish residents use 75% of income from dividends as a base for income tax.

12 880

31 500

national

1 642

municipal

2 318

5 670

total

2 318

7 312

Income

52 500

Total tax

18 594

17 812

22 777

15 542

After tax

33 906

34 688

29 723

36 958

Living cost

19 052

Free-cash

14 854

15 636

10 671

17 906

Estimated living cost is ₴19052 per week

₴12445

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₴1833

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₴303

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₴4472

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₴0

I'm drinking at home rarely or never.

₴0

I do not smoke or smoke very rarely.

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Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.