Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 52500
per

Your estimated
City
free-cash

Helsinki , Finland
₴14661
₴15498
₴10536
₴17784
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
52 500
municipal
-
-
-
9 342
national
-
-
-
5 551
health
-
-
-
600
total
-
-
-
15 493
Employee
26 343
-
44 166
-
national
435
-
3 083
-
unemployment
395
-
662
-
health
197
-
471
-
municipal
4 315
-
7 209
-
pensions
1 778
-
2 982
-
total
7 120
-
14 407
-
Employer
26 343
-
44 166
-
accident
27
-
44
-
pensions
4 570
-
7 663
-
unemployment
171
-
287
-
health
202
-
340
-
total
4 970
-
8 334
-
Corporate
21 187
52 500
-
-
income
4 238
10 500
-
-
total
4 238
10 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

12 712
31 500
-
-
municipal
2 288
5 670
-
-
national
-
1 609
-
-
total
2 288
7 279
-
-
Income
52 500
52 500
52 500
52 500
Total tax
18 616
17 779
22 741
15 493
After tax
33 884
34 721
29 759
37 007
Living cost
19 223
19 223
19 223
19 223
Free-cash
14 661
15 498
10 536
17 784

Estimated living cost  is ₴19223 per week

₴12556
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1849
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴306
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴4512
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close