Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 52500
per

Your estimated
City
free-cash

Helsinki , Finland
₴13929
₴14980
₴10021
₴17327
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
52 500
municipal
-
-
-
9 343
national
-
-
-
5 367
health
-
-
-
592
total
-
-
-
15 302
Employee
27 230
-
44 166
-
national
450
-
2 955
-
unemployment
409
-
663
-
health
203
-
465
-
municipal
4 460
-
7 210
-
pensions
1 838
-
2 981
-
total
7 360
-
14 274
-
Employer
27 230
-
44 166
-
accident
28
-
44
-
pensions
4 724
-
7 663
-
unemployment
177
-
287
-
health
209
-
340
-
total
5 138
-
8 334
-
Corporate
20 132
52 500
-
-
income
4 027
10 500
-
-
total
4 027
10 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

12 079
31 500
-
-
municipal
2 175
5 670
-
-
national
-
1 479
-
-
total
2 175
7 149
-
-
Income
52 500
52 500
52 500
52 500
Total tax
18 700
17 649
22 608
15 302
After tax
33 800
34 851
29 892
37 198
Living cost
19 871
19 871
19 871
19 871
Free-cash
13 929
14 980
10 021
17 327

Estimated living cost  is ₴19871 per week

₴12979
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1911
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴316
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴4664
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

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