Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 52500

per

Your estimated

Best value All models

City

free-cash

Helsinki , Finland

₴14019

₴15042

₴10084

₴17382

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

52 500

municipal

9 343

national

5 389

health

593

total

15 325

Employee

27 123

44 166

national

448

2 971

unemployment

407

662

health

203

465

municipal

4 443

7 210

pensions

1 830

2 981

total

7 331

14 289

Employer

27 123

44 166

accident

pensions

4 706

7 663

unemployment

176

287

health

208

340

total

5 117

8 334

Corporate

20 259

52 500

income

4 052

10 500

total

4 052

10 500

Dividends

Finish residents use 75% of income from dividends as a base for income tax.

12 155

31 500

municipal

2 188

5 670

national

1 495

total

2 188

7 165

Income

52 500

Total tax

18 688

17 665

22 623

15 325

After tax

33 812

34 835

29 877

37 175

Living cost

19 793

Free-cash

14 019

15 042

10 084

17 382

Estimated living cost is ₴19793 per week

₴12929

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₴1904

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₴315

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₴4646

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₴0

I'm drinking at home rarely or never.

₴0

I do not smoke or smoke very rarely.

Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.