Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 52500
per

Your estimated
City
free-cash

Helsinki , Finland
₴15872
₴10903
₴18115
₴15186
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
52 500
health
-
-
-
604
municipal
-
-
-
9 342
national
-
-
-
5 682
total
-
-
-
15 628
Employee
25 704
-
44 165
-
municipal
4 210
-
7 208
-
unemployment
386
-
663
-
pensions
1 735
-
2 982
-
national
425
-
3 175
-
health
192
-
477
-
total
6 948
-
14 505
-
Employer
25 704
-
44 165
-
health
197
-
340
-
pensions
4 459
-
7 663
-
accident
26
-
45
-
unemployment
167
-
287
-
total
4 849
-
8 335
-
Corporate
21 947
52 500
-
-
income
4 389
10 500
-
-
total
4 389
10 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

13 168
31 500
-
-
municipal
2 371
5 670
-
-
national
-
1 701
-
-
total
2 371
7 371
-
-
Income
52 500
52 500
52 500
52 500
Total tax
18 557
17 871
22 840
15 628
After tax
33 943
34 629
29 660
36 872
Living cost
18 757
18 757
18 757
18 757
Free-cash
15 186
15 872
10 903
18 115

Estimated living cost  is ₴18757 per week

₴12252
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1804
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴299
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴4403
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

Close
[[ place.name ]], [[ place.country ]]

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close

[[ row[2] ]] [[ row[0] ]]

Estimated living cost

Adjust living cost [[ detailsButtonText ]] Source

Additional information

Source

[[ $tc('message.data_source', {city: place.name}) ]] [[ place.name ]]

Close