Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 52500
per

Your estimated
City
free-cash

Helsinki , Finland
₴10257
₴15219
₴17539
₴14269
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
52 500
health
-
-
-
596
national
-
-
-
5 451
municipal
-
-
-
9 342
total
-
-
-
15 389
Employee
26 821
-
44 165
-
municipal
4 393
-
7 209
-
national
443
-
3 014
-
pensions
1 810
-
2 982
-
health
200
-
467
-
unemployment
402
-
663
-
total
7 248
-
14 335
-
Employer
26 821
-
44 165
-
unemployment
174
-
287
-
health
206
-
341
-
accident
27
-
45
-
pensions
4 653
-
7 663
-
total
5 060
-
8 336
-
Corporate
20 618
52 500
-
-
income
4 124
10 500
-
-
total
4 124
10 500
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

12 371
31 500
-
-
national
-
1 539
-
-
municipal
2 227
5 670
-
-
total
2 227
7 209
-
-
Income
52 500
52 500
52 500
52 500
Total tax
18 659
17 709
22 671
15 389
After tax
33 841
34 791
29 829
37 111
Living cost
19 572
19 572
19 572
19 572
Free-cash
14 269
15 219
10 257
17 539

Estimated living cost  is ₴19572 per week

₴12784
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1883
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴312
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴4594
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Source of data for Helsinki model

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