Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 52500

per

Your estimated

Best value All models

City

free-cash

Helsinki , Finland

₴13903

₴14959

₴10001

₴17307

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

52 500

municipal

9 344

national

5 360

health

592

total

15 296

Employee

27 266

44 165

national

450

2 950

unemployment

409

663

health

204

464

municipal

4 466

7 211

pensions

1 840

2 981

total

7 369

14 269

Employer

27 266

44 165

accident

pensions

4 730

7 662

unemployment

177

287

health

209

340

total

5 144

8 333

Corporate

20 090

52 500

income

4 017

10 500

total

4 017

10 500

Dividends

Finish residents use 75% of income from dividends as a base for income tax.

12 054

31 500

municipal

2 170

5 670

national

1 474

total

2 170

7 144

Income

52 500

Total tax

18 700

17 644

22 602

15 296

After tax

33 800

34 856

29 898

37 204

Living cost

19 897

Free-cash

13 903

14 959

10 001

17 307

Estimated living cost is ₴19897 per week

₴12996

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₴1914

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₴317

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₴4670

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₴0

I'm drinking at home rarely or never.

₴0

I do not smoke or smoke very rarely.

Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.