Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 49500
per

Your estimated
City
free-cash

Barcelona , Spain
₴7485
₴7328
₴14420
₴10241
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 500
accident
-
-
-
438
income
-
-
-
8 650
unemployment
-
-
-
340
other
-
-
-
49
pensions
-
-
-
13 756
total
-
-
-
23 233
Employee
26 105
-
37 535
-
income
5 508
-
8 727
-
pensions
1 227
-
1 764
-
unemployment
405
-
582
-
other
26
-
38
-
total
7 166
-
11 111
-
Employer
26 105
-
37 535
-
other
208
-
300
-
unemployment
1 436
-
2 064
-
pensions
6 160
-
8 858
-
accident
517
-
743
-
total
8 321
-
11 965
-
Corporate
15 075
49 500
-
-
income

The general rate of corporate tax is 25%. The lower rate of 15% is introduced for newly formed companies which applies during the first two years of operation in which taxable profit is made. We use the lower rate in our model.

2 261
7 425
-
-
total
2 261
7 425
-
-
Dividends
12 814
42 075
-
-
withholding
2 572
8 716
-
-
total
2 572
8 716
-
-
Income
49 500
49 500
49 500
49 500
Total tax
20 320
16 141
23 076
23 233
After tax
29 180
33 359
26 424
26 267
Living cost
18 939
18 939
18 939
18 939
Free-cash
10 241
14 420
7 485
7 328

Estimated living cost  is ₴18939 per week

₴13947
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1344
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴273
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3376
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Barcelona model

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