Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 49500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₴10323
₴8047
₴3529
₴6156
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 500
health
-
-
-
5 288
income
-
-
-
10 901
pensions
-
-
-
5 024
total
-
-
-
21 213
Employee
36 619
36 619
42 123
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

5 994
5 994
5 994
-
pensions
6 591
5 024
5 024
-
health
5 621
4 781
5 095
-
total
18 206
15 799
16 113
-
Employer
36 619
36 619
42 123
-
pensions
2 549
2 549
2 932
-
health
2 545
2 545
2 928
-
unemployment
1 318
1 318
1 516
-
total
6 412
6 412
7 376
-
Corporate
6 917
6 468
-
-
income
1 383
1 294
-
-
total
1 383
1 294
-
-
Dividends
5 534
5 174
-
-
withholding
830
776
-
-
income
1 176
1 099
-
-
total
2 006
1 875
-
-
Income
49 500
49 500
49 500
49 500
Total tax
28 007
25 380
23 489
21 213
After tax
21 493
24 120
26 011
28 287
Living cost
17 964
17 964
17 964
17 964
Free-cash
3 529
6 156
8 047
10 323

Estimated living cost  is ₴17964 per week

₴12731
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1619
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴286
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3328
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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