Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 49500
per

Your estimated
City
free-cash

Luxembourg , Luxembourg
-₴81926
-₴92765
-₴92761
-₴131130
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 500
communal
-
-
-
-
accident
-
-
-
914
income
-
-
-
-
surtax
-
-
-
1 735
health
-
-
-
7 601
pensions
-
-
-
16 222
total
-
-
-
26 472
Employee
161 354
-
37 382
-
pensions
12 906
-
8 111
-
surtax
9 890
-
1 735
-
income
15 585
-
-
-
health
7 181
-
4 512
-
total
45 562
-
14 358
-
Employer
161 354
-
37 382
-
health
4 921
-
3 093
-
pensions
12 906
-
8 111
-
accident
1 452
-
914
-
total
19 279
-
12 118
-
Corporate
-
49 500
-
-
communal
-
-
-
-
income
-
7 424
-
-
surtax
-
522
-
-
total
-
7 946
-
-
Dividends
-
41 555
-
-
income
-
1 456
-
-
withholding
-
6 235
-
-
total
-
7 691
-
-
Income
49 500
49 500
49 500
49 500
Total tax
64 841
15 637
26 476
26 472
After tax
-15 341
33 863
23 024
23 028
Living cost
115 789
115 789
115 789
115 789
Free-cash
-131 130
-81 926
-92 765
-92 761

Estimated living cost  is ₴115789 per month

₴86859
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴7015
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴1225
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴20686
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Luxembourg model

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