Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 49000
per

Your estimated
City
free-cash

Zurich , Switzerland
₴8128
₴5697
₴3820
-₴10077
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
49 000
other

This will depend on a canton and a chosen fund. The rate is between 0.3% and 3.4% with a maximum base of 148,200 CHF. We use 2% as an average rate.

-
-
-
980
health
-
-
-
110
city
-
-
-
516
national
-
-
-
415
regional
-
-
-
1 860
pensions
-
-
-
4 508
total
-
-
-
8 389
Employee
38 014
-
43 858
-
pensions
3 194
-
3 684
-
national
180
-
315
-
unemployment
-
-
-
-
city
408
-
471
-
health
86
-
98
-
regional
1 245
-
1 593
-
total
5 113
-
6 161
-
Employer
38 014
-
43 858
-
pensions
3 194
-
3 684
-
other

This will depend on a canton and a chosen fund. The rate is between 0.1% and 3.63% for an employee. We use 2% as an average rate.

760
-
877
-
health
86
-
98
-
unemployment
-
-
-
-
total
4 040
-
4 659
-
Corporate
6 528
49 000
-
-
regional
1 381
10 364
-
-
national
555
4 165
-
-
total
1 936
14 529
-
-
Dividends
4 593
34 472
-
-
withholding
1 608
12 065
-
-
total
1 608
12 065
-
-
Income
49 000
49 000
49 000
49 000
Total tax
12 697
26 594
10 820
8 389
After tax
36 303
22 406
38 180
40 611
Living cost
32 483
32 483
32 483
32 483
Free-cash
3 820
-10 077
5 697
8 128

Estimated living cost  is ₴32483 per week

₴21124
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴2915
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴399
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴8046
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
 Adjust living cost Show details

Additional information

It is extremely rare that a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit) is given a residence permit based on self-employment.

Source of data for Zurich model

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