Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 48000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴28617
₴30145
₴33140
₴30341
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
48 000
health
-
-
-
1 845
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 374
unemployment
-
-
-
64
income
-
-
-
7 200
total
-
-
-
11 483
Employee
10 461
-
44 853
-
accident

We are using the highest rate at 1.1%.

115
-
176
-
health
481
-
738
-
income
1 046
-
4 485
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

918
-
1 409
-
total
2 560
-
6 808
-
Employer
10 461
-
44 853
-
unemployment
63
-
96
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 153
-
1 768
-
health
722
-
1 107
-
accident

We are using the highest rate at 1.1%.

115
-
176
-
total
2 053
-
3 147
-
Corporate
35 486
48 000
-
-
income
3 549
4 800
-
-
total
3 549
4 800
-
-
Dividends
31 937
43 200
-
-
withholding
1 597
2 160
-
-
total
1 597
2 160
-
-
Income
48 000
48 000
48 000
48 000
Total tax
9 759
6 960
9 955
11 483
After tax
38 241
41 040
38 045
36 517
Living cost
7 900
7 900
7 900
7 900
Free-cash
30 341
33 140
30 145
28 617

Estimated living cost  is ₴7900 per week

₴5225
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴452
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2035
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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