Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 46500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴29103
₴31890
₴28847
₴27392
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 500
unemployment
-
-
-
64
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 364
health
-
-
-
1 837
income
-
-
-
6 975
total
-
-
-
11 240
Employee
10 418
-
43 366
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

915
-
1 403
-
accident

We are using the highest rate at 1.1%.

114
-
176
-
income
1 042
-
4 337
-
health
479
-
735
-
total
2 550
-
6 651
-
Employer
10 418
-
43 366
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 148
-
1 760
-
unemployment
63
-
96
-
health
719
-
1 102
-
accident

We are using the highest rate at 1.1%.

114
-
176
-
total
2 044
-
3 134
-
Corporate
34 038
46 500
-
-
income
3 404
4 650
-
-
total
3 404
4 650
-
-
Dividends
30 634
41 850
-
-
withholding
1 531
2 092
-
-
total
1 531
2 092
-
-
Income
46 500
46 500
46 500
46 500
Total tax
9 529
6 742
9 785
11 240
After tax
36 971
39 758
36 715
35 260
Living cost
7 868
7 868
7 868
7 868
Free-cash
29 103
31 890
28 847
27 392

Estimated living cost  is ₴7868 per week

₴5204
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴450
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2026
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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