Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 46000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴29047
₴27390
₴28850
₴31737
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
income
-
-
-
6 900
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 282
unemployment
-
-
-
62
health
-
-
-
1 773
total
-
-
-
11 017
Employee
10 054
-
42 975
-
income
1 006
-
4 298
-
accident

We are using the highest rate at 1.1%.

110
-
170
-
health
463
-
709
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

883
-
1 354
-
total
2 462
-
6 531
-
Employer
10 054
-
42 975
-
unemployment
60
-
93
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 108
-
1 699
-
accident

We are using the highest rate at 1.1%.

110
-
170
-
health
694
-
1 064
-
total
1 972
-
3 026
-
Corporate
33 974
46 000
-
-
income
3 397
4 600
-
-
total
3 397
4 600
-
-
Dividends
30 576
41 400
-
-
withholding
1 529
2 070
-
-
total
1 529
2 070
-
-
Income
46 000
46 000
46 000
46 000
Total tax
9 360
6 670
9 557
11 017
After tax
36 640
39 330
36 443
34 983
Living cost
7 593
7 593
7 593
7 593
Free-cash
29 047
31 737
28 850
27 390

Estimated living cost  is ₴7593 per week

₴5022
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴435
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1955
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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