Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 46000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴28264
₴31160
₴27898
₴26501
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
46 000
health
-
-
-
1 908
income
-
-
-
6 900
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 455
unemployment
-
-
-
66
total
-
-
-
11 329
Employee
10 818
-
42 745
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

950
-
1 457
-
income
1 082
-
4 275
-
health
498
-
763
-
accident

We are using the highest rate at 1.1%.

119
-
182
-
total
2 649
-
6 677
-
Employer
10 818
-
42 745
-
health
747
-
1 145
-
unemployment
65
-
100
-
accident

We are using the highest rate at 1.1%.

119
-
182
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 192
-
1 828
-
total
2 123
-
3 255
-
Corporate
33 059
46 000
-
-
income
3 306
4 600
-
-
total
3 306
4 600
-
-
Dividends
29 753
41 400
-
-
withholding
1 488
2 070
-
-
total
1 488
2 070
-
-
Income
46 000
46 000
46 000
46 000
Total tax
9 566
6 670
9 932
11 329
After tax
36 434
39 330
36 068
34 671
Living cost
8 170
8 170
8 170
8 170
Free-cash
28 264
31 160
27 898
26 501

Estimated living cost  is ₴8170 per week

₴5404
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴468
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴195
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2104
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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