Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 45500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴27877
₴30760
₴27494
₴26119
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 500
health
-
-
-
1 901
income
-
-
-
6 825
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 447
unemployment
-
-
-
66
total
-
-
-
11 239
Employee
10 781
-
42 256
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

946
-
1 452
-
income
1 078
-
4 226
-
health
496
-
760
-
accident

We are using the highest rate at 1.1%.

118
-
182
-
total
2 638
-
6 620
-
Employer
10 781
-
42 256
-
health
744
-
1 141
-
unemployment
65
-
99
-
accident

We are using the highest rate at 1.1%.

118
-
182
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 188
-
1 822
-
total
2 115
-
3 244
-
Corporate
32 604
45 500
-
-
income
3 261
4 550
-
-
total
3 261
4 550
-
-
Dividends
29 343
40 950
-
-
withholding
1 467
2 048
-
-
total
1 467
2 048
-
-
Income
45 500
45 500
45 500
45 500
Total tax
9 481
6 598
9 864
11 239
After tax
36 019
38 902
35 636
34 261
Living cost
8 142
8 142
8 142
8 142
Free-cash
27 877
30 760
27 494
26 119

Estimated living cost  is ₴8142 per week

₴5385
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴466
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴194
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2097
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Sofia model

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