Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 45000
per

Your estimated
City
free-cash

Athens , Greece
₴20021
₴12867
₴13609
₴18848
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
unemployment
-
-
-
84
health
-
-
-
3 195
pensions
-
-
-
9 000
other
-
-
-
-
income
-
-
-
9 546
surtax
-
-
-
1 282
total
-
-
-
23 107
Employee
12 420
-
37 175
-
health
317
-
948
-
pensions
829
-
2 480
-
surtax
44
-
1 165
-
other
-
-
-
-
unemployment
864
-
2 587
-
income
2 082
-
8 843
-
total
4 136
-
16 023
-
Employer
12 420
-
37 175
-
pensions
1 656
-
4 955
-
unemployment
394
-
1 179
-
health
565
-
1 692
-
other
-
-
-
-
total
2 615
-
7 826
-
Corporate
29 965
45 000
-
-
income
7 791
11 700
-
-
total
7 791
11 700
-
-
Dividends
22 174
33 300
-
-
withholding
3 326
4 995
-
-
total
3 326
4 995
-
-
Income
45 000
45 000
45 000
45 000
Total tax
17 868
16 695
23 849
23 107
After tax
27 132
28 305
21 151
21 893
Living cost
8 284
8 284
8 284
8 284
Free-cash
18 848
20 021
12 867
13 609

Estimated living cost  is ₴8284 per week

₴5001
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴720
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴192
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2370
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴20167
₴13013
₴13755
₴19019
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
unemployment
-
-
-
84
health
-
-
-
3 195
pensions
-
-
-
9 000
other
-
-
-
-
income
-
-
-
9 546
surtax
-
-
-
1 282
total
-
-
-
23 107
Employee
12 196
-
37 175
-
health
311
-
948
-
pensions
813
-
2 480
-
surtax
40
-
1 165
-
other
-
-
-
-
unemployment
849
-
2 587
-
income
2 044
-
8 843
-
total
4 057
-
16 023
-
Employer
12 196
-
37 175
-
pensions
1 626
-
4 955
-
unemployment
386
-
1 179
-
health
555
-
1 692
-
other
-
-
-
-
total
2 567
-
7 826
-
Corporate
30 237
45 000
-
-
income
7 862
11 700
-
-
total
7 862
11 700
-
-
Dividends
22 375
33 300
-
-
withholding
3 357
4 995
-
-
total
3 357
4 995
-
-
Income
45 000
45 000
45 000
45 000
Total tax
17 843
16 695
23 849
23 107
After tax
27 157
28 305
21 151
21 893
Living cost
8 138
8 138
8 138
8 138
Free-cash
19 019
20 167
13 013
13 755

Estimated living cost  is ₴8138 per week

₴4976
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴751
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴188
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2223
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
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