Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 45000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₴22980
₴20642
₴21745
₴21652
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
45 000
income
-
-
-
5 208
health
-
-
-
1 147
social contributions
-
-
-
6 952
total
-
-
-
13 307
Employee
33 040
33 040
40 853
-
social contributions
1 249
2 742
3 391
-
health
256
562
695
-
income
3 597
3 059
5 167
-
total
5 102
6 363
9 253
-
Employer
33 040
33 040
40 853
-
social contributions
1 249
2 742
3 391
-
health
278
612
756
-
total
1 527
3 354
4 147
-
Corporate
28 422
8 606
-
-
income
3 553
1 075
-
-
total
3 553
1 075
-
-
Dividends
24 869
7 531
-
-
withholding
4 228
1 280
-
-
total
4 228
1 280
-
-
Income
45 000
45 000
45 000
45 000
Total tax
14 410
12 072
13 400
13 307
After tax
30 590
32 928
31 600
31 693
Living cost
9 948
9 948
9 948
9 948
Free-cash
20 642
22 980
21 652
21 745

Estimated living cost  is ₴9948 per week

₴5962
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴976
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴220
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2790
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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