Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 44000
per

Your estimated
City
free-cash

Larnaca , Cyprus
₴18691
₴21267
₴20664
₴20710
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
health
-
-
-
1 122
income
-
-
-
4 344
social contributions
-
-
-
6 864
total
-
-
-
12 330
Employee
36 402
36 402
39 945
-
income
3 964
3 370
4 326
-
health
282
619
679
-
social contributions
1 376
3 021
3 316
-
total
5 622
7 010
8 321
-
Employer
36 402
36 402
39 945
-
health
306
674
739
-
social contributions
1 376
3 021
3 316
-
total
1 682
3 695
4 055
-
Corporate
25 735
3 903
-
-
income
3 217
488
-
-
total
3 217
488
-
-
Dividends
22 518
3 415
-
-
withholding
3 828
580
-
-
total
3 828
580
-
-
Income
44 000
44 000
44 000
44 000
Total tax
14 349
11 773
12 376
12 330
After tax
29 651
32 227
31 624
31 670
Living cost
10 960
10 960
10 960
10 960
Free-cash
18 691
21 267
20 664
20 710

Estimated living cost  is ₴10960 per week

₴6569
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1075
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴243
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3074
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Larnaca model

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