Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 44000
per

Your estimated
City
free-cash

Andorra , Andorra
₴22573
₴28016
₴23742
₴29180
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
social contributions
-
-
-
9 680
income
-
-
-
1 327
total
-
-
-
11 007
Employee
11 144
-
38 095
-
social contributions
724
-
2 476
-
income
-
-
1 457
-
total
724
-
3 933
-
Employer
11 144
-
38 095
-
social contributions
1 727
-
5 905
-
total
1 727
-
5 905
-
Corporate
31 128
44 000
-
-
income
3 113
4 400
-
-
total
3 113
4 400
-
-
Dividends
28 016
39 600
-
-
total
-
-
-
-
Income
44 000
44 000
44 000
44 000
Total tax
5 564
4 400
9 838
11 007
After tax
38 436
39 600
34 162
32 993
Living cost
10 420
10 420
10 420
10 420
Free-cash
28 016
29 180
23 742
22 573

Estimated living cost  is ₴10420 per week

₴6737
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴785
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2701
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴11054
₴13312
₴1101
₴13487
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
surtax
-
-
-
-
unemployment
-
-
-
2 126
health
-
-
-
3 098
chamber of commerce
-
-
-
176
pensions
-
-
-
7 492
income
-
-
-
8 995
total
-
-
-
21 887
Employee
15 153
13 814
34 167
-
unemployment
455
414
1 025
-
other
151
138
341
-
income
1 350
1 019
7 607
-
pensions
1 552
1 414
3 499
-
health
586
535
1 322
-
total
4 094
3 520
13 794
-
Employer
15 153
13 814
34 167
-
pensions
1 902
1 734
4 288
-
surtax
-
-
-
-
payroll
455
414
1 025
-
other
720
656
1 623
-
health
573
522
1 291
-
accident
197
180
444
-
unemployment
455
414
1 025
-
chamber of commerce
61
55
137
-
total
4 363
3 975
9 833
-
Corporate
24 487
26 210
32 852
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

6 122
6 553
8 213
-
total
6 122
6 553
8 213
-
Dividends
18 365
19 657
-
-
withholding
5 050
5 406
-
-
total
5 050
5 406
-
-
Income
44 000
44 000
44 000
44 000
Total tax
19 629
19 454
31 840
21 887
After tax
24 371
24 546
12 160
22 113
Living cost
11 059
11 059
11 059
11 059
Free-cash
13 312
13 487
1 101
11 054

Estimated living cost  is ₴11059 per week

₴6634
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1129
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴197
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3098
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴9831
₴11758
-₴66
₴12297
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
surtax
-
-
-
68
unemployment
-
-
-
2 126
health
-
-
-
3 098
chamber of commerce
-
-
-
176
pensions
-
-
-
7 492
income
-
-
-
8 995
total
-
-
-
21 955
Employee
17 324
13 814
34 114
-
unemployment
520
414
1 024
-
other
173
138
341
-
income
1 972
1 019
7 589
-
pensions
1 774
1 414
3 493
-
health
670
535
1 320
-
total
5 109
3 520
13 767
-
Employer
17 324
13 814
34 114
-
pensions
2 174
1 734
4 281
-
surtax
68
68
68
-
payroll
520
414
1 024
-
other
823
656
1 620
-
health
655
522
1 289
-
accident
225
180
443
-
unemployment
520
414
1 024
-
chamber of commerce
69
55
136
-
total
5 054
4 043
9 885
-
Corporate
21 623
26 142
32 799
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

5 406
6 535
8 200
-
total
5 406
6 535
8 200
-
Dividends
16 217
19 606
-
-
withholding
4 459
5 391
-
-
total
4 459
5 391
-
-
Income
44 000
44 000
44 000
44 000
Total tax
20 028
19 489
31 852
21 955
After tax
23 972
24 511
12 148
22 045
Living cost
12 214
12 214
12 214
12 214
Free-cash
11 758
12 297
-66
9 831

Estimated living cost  is ₴12214 per week

₴8146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1042
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2825
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₴7053
₴6804
₴3806
₴12005
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
national
-
-
-
15 096
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 221
social contributions
-
-
-
6 991
total
-
-
-
24 308
Employee

The minimum management director salary is set at €45,000 per year.

24 796
-
34 079
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

216
-
297
-
national
7 623
-
11 404
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 293
-
1 777
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 860
-
2 556
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 165
-
1 602
-
total
12 157
-
17 636
-
Employer

The minimum management director salary is set at €45,000 per year.

24 796
-
34 079
-
surtax
2 812
-
3 864
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

2 197
-
3 019
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 525
-
2 096
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

322
-
443
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

362
-
497
-
total
7 218
-
9 919
-
Corporate
11 987
44 000
-
-
income
2 397
8 800
-
-
surtax
48
176
-
-
total
2 445
8 976
-
-
Dividends
9 542
35 023
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

2 737
10 380
-
-
total
2 737
10 380
-
-
Income
44 000
44 000
44 000
44 000
Total tax
24 557
19 356
27 555
24 308
After tax
19 443
24 644
16 445
19 692
Living cost
12 639
12 639
12 639
12 639
Free-cash
6 804
12 005
3 806
7 053

Estimated living cost  is ₴12639 per week

₴8141
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1105
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴198
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3195
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴28183
₴29527
₴29725
₴31644
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
unemployment
-
-
-
49
health
-
-
-
1 396
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 796
income
-
-
-
6 600
total
-
-
-
9 841
Employee
7 914
-
41 619
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
income
791
-
4 162
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

695
-
1 066
-
health
364
-
558
-
total
1 937
-
5 919
-
Employer
7 914
-
41 619
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

872
-
1 337
-
health
546
-
837
-
accident

We are using the highest rate at 1.1%.

87
-
133
-
unemployment
48
-
73
-
total
1 553
-
2 380
-
Corporate
34 534
44 000
-
-
income
3 453
4 400
-
-
total
3 453
4 400
-
-
Dividends
31 080
39 600
-
-
withholding
1 554
1 980
-
-
total
1 554
1 980
-
-
Income
44 000
44 000
44 000
44 000
Total tax
8 497
6 380
8 299
9 841
After tax
35 503
37 620
35 701
34 159
Living cost
5 976
5 976
5 976
5 976
Free-cash
29 527
31 644
29 725
28 183

Estimated living cost  is ₴5976 per week

₴3953
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴342
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1539
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴29604
₴31452
₴31146
₴33065
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
unemployment
-
-
-
49
health
-
-
-
1 396
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 796
income
-
-
-
6 600
total
-
-
-
9 841
Employee
6 031
-
41 619
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
income
603
-
4 162
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

530
-
1 066
-
health
277
-
558
-
total
1 476
-
5 919
-
Employer
6 031
-
41 619
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

665
-
1 337
-
health
416
-
837
-
accident

We are using the highest rate at 1.1%.

66
-
133
-
unemployment
36
-
73
-
total
1 183
-
2 380
-
Corporate
36 785
44 000
-
-
income
3 679
4 400
-
-
total
3 679
4 400
-
-
Dividends
33 106
39 600
-
-
withholding
1 655
1 980
-
-
total
1 655
1 980
-
-
Income
44 000
44 000
44 000
44 000
Total tax
7 993
6 380
8 299
9 841
After tax
36 007
37 620
35 701
34 159
Living cost
4 555
4 555
4 555
4 555
Free-cash
31 452
33 065
31 146
29 604

Estimated living cost  is ₴4555 per week

₴2659
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴325
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴121
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1450
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴22792
₴22241
₴22325
₴24130
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
health
-
-
-
1 122
social contributions
-
-
-
5 609
income
-
-
-
6 451
total
-
-
-
13 182
Employee
26 655
26 655
40 271
-
income
2 902
2 467
6 251
-
social contributions
1 008
2 212
2 984
-
health
207
453
685
-
total
4 117
5 132
9 920
-
Employer
26 655
26 655
40 271
-
social contributions
1 008
2 212
2 984
-
health
224
493
745
-
total
1 232
2 705
3 729
-
Corporate
30 626
14 639
-
-
income
3 829
1 830
-
-
total
3 829
1 830
-
-
Dividends
26 797
12 809
-
-
withholding
4 555
2 177
-
-
total
4 555
2 177
-
-
Income
44 000
44 000
44 000
44 000
Total tax
13 733
11 844
13 649
13 182
After tax
30 267
32 156
30 351
30 818
Living cost
8 026
8 026
8 026
8 026
Free-cash
22 241
24 130
22 325
22 792

Estimated living cost  is ₴8026 per week

₴4810
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴787
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴178
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2251
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴19575
₴19474
₴19108
₴20913
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
health
-
-
-
1 122
social contributions
-
-
-
5 609
income
-
-
-
6 451
total
-
-
-
13 182
Employee
26 655
26 655
40 271
-
income
2 799
2 467
6 251
-
social contributions
1 295
2 212
2 984
-
health
265
453
685
-
total
4 359
5 132
9 920
-
Employer
26 655
26 655
40 271
-
social contributions
1 295
2 212
2 984
-
health
289
493
745
-
total
1 584
2 705
3 729
-
Corporate
26 813
14 639
-
-
income
3 352
1 830
-
-
total
3 352
1 830
-
-
Dividends
23 462
12 809
-
-
withholding
3 988
2 177
-
-
total
3 988
2 177
-
-
Income
44 000
44 000
44 000
44 000
Total tax
13 283
11 844
13 649
13 182
After tax
30 717
32 156
30 351
30 818
Living cost
11 243
11 243
11 243
11 243
Free-cash
19 474
20 913
19 108
19 575

Estimated living cost  is ₴11243 per week

₴7686
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴878
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2491
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴14542
₴19425
₴14318
₴22283
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
health
-
-
-
5 940
social contributions
-
-
-
11 527
income
-
-
-
3 980
solidarity contribution
-
-
-
-
total
-
-
-
21 447
Employee
11 781
-
32 836
-
income
1 414
-
3 940
-
social contributions
766
-
2 134
-
health
1 590
-
4 433
-
solidarity contribution
-
-
-
-
total
3 770
-
10 507
-
Employer
11 781
-
32 836
-
social contributions
2 945
-
8 209
-
health
1 060
-
2 955
-
total
4 005
-
11 164
-
Corporate
28 214
44 000
-
-
income
5 361
8 360
-
-
total
5 361
8 360
-
-
Dividends
22 853
35 640
-
-
withholding
3 428
5 346
-
-
total
3 428
5 346
-
-
Income
44 000
44 000
44 000
44 000
Total tax
16 564
13 706
21 671
21 447
After tax
27 436
30 294
22 329
22 553
Living cost
8 011
8 011
8 011
8 011
Free-cash
19 425
22 283
14 318
14 542

Estimated living cost  is ₴8011 per week

₴5564
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴570
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1719
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴12681
₴16900
₴12457
₴20422
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
health
-
-
-
5 940
social contributions
-
-
-
11 527
income
-
-
-
3 980
solidarity contribution
-
-
-
-
total
-
-
-
21 447
Employee
14 517
-
32 836
-
income
1 742
-
3 940
-
social contributions
944
-
2 134
-
health
1 960
-
4 433
-
solidarity contribution
-
-
-
-
total
4 646
-
10 507
-
Employer
14 517
-
32 836
-
social contributions
3 629
-
8 209
-
health
1 307
-
2 955
-
total
4 936
-
11 164
-
Corporate
24 547
44 000
-
-
income
4 664
8 360
-
-
total
4 664
8 360
-
-
Dividends
19 883
35 640
-
-
withholding
2 983
5 346
-
-
total
2 983
5 346
-
-
Income
44 000
44 000
44 000
44 000
Total tax
17 229
13 706
21 671
21 447
After tax
26 771
30 294
22 329
22 553
Living cost
9 872
9 872
9 872
9 872
Free-cash
16 900
20 422
12 457
12 681

Estimated living cost  is ₴9872 per week

₴7341
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴547
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴171
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1813
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
₴9997
-₴31759
-₴31759
-₴31759
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
national
-
-
-
4 807
pensions
-
-
-
301
municipal
-
-
-
8 653
labour market
-
-
-
3 496
total
-
-
-
17 257
Employee
70 682
70 682
70 682
-
municipal
15 051
15 051
15 051
-
national
8 635
8 635
8 635
-
pensions
100
100
100
-
labour market
5 646
5 646
5 646
-
total
29 432
29 432
29 432
-
Employer
70 682
70 682
70 682
-
pensions
201
201
201
-
labour market
5 655
5 655
5 655
-
municipal
15 075
15 075
15 075
-
national
8 650
8 650
8 650
-
total
29 581
29 581
29 581
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
44 000
44 000
44 000
44 000
Total tax
59 013
59 013
59 013
17 257
After tax
-15 013
-15 013
-15 013
26 743
Living cost
16 746
16 746
16 746
16 746
Free-cash
-31 759
-31 759
-31 759
9 997

Estimated living cost  is ₴16746 per week

₴11461
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1481
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴258
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3546
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴15211
₴24674
₴16988
₴26827
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
health
-
-
-
5 720
pensions
-
-
-
8 800
income
-
-
-
5 896
total
-
-
-
20 416
Employee
9 834
-
32 884
-
unemployment
157
-
526
-
income
1 107
-
6 340
-
pensions
197
-
658
-
total
1 461
-
7 524
-
Employer
9 834
-
32 884
-
pensions
1 967
-
6 577
-
health
1 278
-
4 275
-
unemployment
79
-
263
-
total
3 324
-
11 115
-
Corporate
30 842
44 000
-
-
income
6 168
8 800
-
-
total
6 168
8 800
-
-
Dividends
24 674
35 200
-
-
total
-
-
-
-
Income
44 000
44 000
44 000
44 000
Total tax
10 953
8 800
18 639
20 416
After tax
33 047
35 200
25 361
23 584
Living cost
8 373
8 373
8 373
8 373
Free-cash
24 674
26 827
16 988
15 211

Estimated living cost  is ₴8373 per week

₴5743
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴499
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴168
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1963
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴16890
₴15338
₴10856
₴15233
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
44 000
national
-
-
-
5 444
health
-
-
-
533
municipal
-
-
-
7 824
total
-
-
-
13 801
Employee
18 238
-
37 015
-
unemployment
274
-
555
-
municipal
2 987
-
6 037
-
national
301
-
3 334
-
pensions
1 231
-
2 498
-
health
136
-
426
-
total
4 929
-
12 850
-
Employer
18 238
-
37 015
-
pensions
3 164
-
6 422
-
health
140
-
285
-
accident
18
-
37
-
unemployment
118
-
241
-
total
3 440
-
6 985
-
Corporate
22 321
44 000
-
-
income
4 464
8 800
-
-
total
4 464
8 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

13 393
26 400
-
-
municipal
2 411
4 752
-
-
national
109
1 906
-
-
total
2 520
6 658
-
-
Income
44 000
44 000
44 000
44 000
Total tax
15 353
15 458
19 835
13 801
After tax
28 647
28 542
24 165
30 199
Living cost
13 309
13 309
13 309
13 309
Free-cash
15 338
15 233
10 856
16 890

Estimated living cost  is ₴13309 per week

₴8693
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1280
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴212
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3124
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴14386
₴13416
₴15401
₴11491
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
surtax
-
-
-
-
health
-
-
-
1 328
pensions
-
-
-
9 472
social contributions
-
-
-
1 254
income
-
-
-
5 511
other
-
-
-
1 364
total
-
-
-
18 929
Employee
13 243
-
35 034
-
income
683
-
5 927
-
surtax
-
-
-
-
social contributions
378
-
999
-
pensions
1 498
-
2 023
-
total
2 559
-
8 949
-
Employer
13 243
-
35 034
-
pensions
2 176
-
3 480
-
social contributions
39
-
105
-
other
457
-
1 208
-
health
927
-
2 753
-
unemployment
536
-
1 419
-
total
4 135
-
8 965
-
Corporate
26 621
44 000
-
-
income
7 454
12 320
-
-
surtax
-
-
-
-
total
7 454
12 320
-
-
Dividends
19 168
31 680
-
-
withholding
2 454
4 055
-
-
social contributions
3 297
5 449
-
-
surtax
-
-
-
-
total
5 751
9 504
-
-
Income
44 000
44 000
44 000
44 000
Total tax
19 899
21 824
17 914
18 929
After tax
24 101
22 176
26 086
25 071
Living cost
10 685
10 685
10 685
10 685
Free-cash
13 416
11 491
15 401
14 386

Estimated living cost  is ₴10685 per week

₴6197
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1085
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3200
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴13211
₴12362
₴14226
₴10316
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
surtax
-
-
-
-
health
-
-
-
1 328
pensions
-
-
-
9 472
social contributions
-
-
-
1 254
income
-
-
-
5 511
other
-
-
-
1 364
total
-
-
-
18 929
Employee
14 836
-
35 034
-
income
876
-
5 927
-
surtax
-
-
-
-
social contributions
423
-
999
-
pensions
1 677
-
2 023
-
total
2 976
-
8 949
-
Employer
14 836
-
35 034
-
pensions
2 437
-
3 480
-
social contributions
45
-
105
-
other
512
-
1 208
-
health
1 039
-
2 753
-
unemployment
601
-
1 419
-
total
4 634
-
8 965
-
Corporate
24 531
44 000
-
-
income
6 869
12 320
-
-
surtax
-
-
-
-
total
6 869
12 320
-
-
Dividends
17 662
31 680
-
-
withholding
2 261
4 055
-
-
social contributions
3 038
5 449
-
-
surtax
-
-
-
-
total
5 299
9 504
-
-
Income
44 000
44 000
44 000
44 000
Total tax
19 778
21 824
17 914
18 929
After tax
24 222
22 176
26 086
25 071
Living cost
11 860
11 860
11 860
11 860
Free-cash
12 362
10 316
14 226
13 211

Estimated living cost  is ₴11860 per week

₴7478
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴964
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴202
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3216
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₴8329
₴7817
₴9344
₴5434
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
surtax
-
-
-
-
health
-
-
-
1 328
pensions
-
-
-
9 472
social contributions
-
-
-
1 254
income
-
-
-
5 511
other
-
-
-
1 364
total
-
-
-
18 929
Employee
21 711
-
35 034
-
income
1 894
-
5 927
-
surtax
-
-
-
-
social contributions
618
-
999
-
pensions
2 456
-
2 023
-
total
4 968
-
8 949
-
Employer
21 711
-
35 034
-
pensions
3 567
-
3 480
-
social contributions
65
-
105
-
other
749
-
1 208
-
health
1 520
-
2 753
-
unemployment
880
-
1 419
-
total
6 781
-
8 965
-
Corporate
15 508
44 000
-
-
income
4 342
12 320
-
-
surtax
-
-
-
-
total
4 342
12 320
-
-
Dividends
11 166
31 680
-
-
withholding
1 429
4 055
-
-
social contributions
1 921
5 449
-
-
surtax
-
-
-
-
total
3 350
9 504
-
-
Income
44 000
44 000
44 000
44 000
Total tax
19 441
21 824
17 914
18 929
After tax
24 559
22 176
26 086
25 071
Living cost
16 742
16 742
16 742
16 742
Free-cash
7 817
5 434
9 344
8 329

Estimated living cost  is ₴16742 per week

₴11331
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1370
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3812
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴41324
₴39145
₴32964
₴39564
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
44 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
440
total
-
-
-
440
Employee
2 795
-
44 000
-
income
559
-
8 800
-
total
559
-
8 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

41 205
44 000
-
-
total
-
-
-
-
Dividends
41 205
44 000
-
-
withholding
2 060
2 200
-
-
total
2 060
2 200
-
-
Income
44 000
44 000
44 000
44 000
Total tax
2 619
2 200
8 800
440
After tax
41 381
41 800
35 200
43 560
Living cost
2 236
2 236
2 236
2 236
Free-cash
39 145
39 564
32 964
41 324

Estimated living cost  is ₴2236 per week

₴1386
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴186
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴61
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴603
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴40075
₴37662
₴31715
₴38315
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
44 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
440
total
-
-
-
440
Employee
4 356
-
44 000
-
income
871
-
8 800
-
total
871
-
8 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

39 644
44 000
-
-
total
-
-
-
-
Dividends
39 644
44 000
-
-
withholding
1 982
2 200
-
-
total
1 982
2 200
-
-
Income
44 000
44 000
44 000
44 000
Total tax
2 853
2 200
8 800
440
After tax
41 147
41 800
35 200
43 560
Living cost
3 485
3 485
3 485
3 485
Free-cash
37 662
38 315
31 715
40 075

Estimated living cost  is ₴3485 per week

₴2358
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴146
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴117
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴863
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴11894
₴13824
₴15896
₴9289
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
44 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
644
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 368
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
11 709
trade
-
-
-
4 002
total
-
-
-
18 723
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 248
-
44 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 418
-
11 709
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

78
-
644
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 368
-
2 368
-
total
3 864
-
14 721
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
26 752
44 000
-
-
trade
3 839
6 314
-
-
income
4 013
6 600
-
-
chamber of commerce
92
117
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

221
363
-
-
total
8 165
13 394
-
-
Dividends
18 588
30 606
-
-
withholding
4 515
7 520
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

249
414
-
-
total
4 764
7 934
-
-
Income
44 000
44 000
44 000
44 000
Total tax
16 793
21 328
14 721
18 723
After tax
27 207
22 672
29 279
25 277
Living cost
13 383
13 383
13 383
13 383
Free-cash
13 824
9 289
15 896
11 894

Estimated living cost  is ₴13383 per week

₴9232
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1440
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴194
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2517
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴14387
₴15554
₴18779
₴11720
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
44 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
644
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 368
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
11 709
trade
-
-
-
4 392
total
-
-
-
19 113
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

13 258
-
44 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

370
-
11 709
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

20
-
644
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 368
-
2 368
-
total
2 758
-
14 721
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
30 742
44 000
-
-
trade
4 842
6 930
-
-
income
4 611
6 600
-
-
chamber of commerce
97
116
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

254
363
-
-
total
9 804
14 009
-
-
Dividends
20 938
29 991
-
-
withholding
5 103
7 366
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

281
405
-
-
total
5 384
7 771
-
-
Income
44 000
44 000
44 000
44 000
Total tax
17 946
21 780
14 721
19 113
After tax
26 054
22 220
29 279
24 887
Living cost
10 500
10 500
10 500
10 500
Free-cash
15 554
11 720
18 779
14 387

Estimated living cost  is ₴10500 per week

₴6605
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1224
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴196
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2475
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴11074
₴13248
₴15661
₴8376
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
44 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
644
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 368
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
11 709
trade
-
-
-
4 587
total
-
-
-
19 308
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

17 579
-
44 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 510
-
11 709
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

83
-
644
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 368
-
2 368
-
total
3 961
-
14 721
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
26 421
44 000
-
-
trade
4 346
7 238
-
-
income
3 963
6 600
-
-
chamber of commerce
90
115
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

218
363
-
-
total
8 617
14 316
-
-
Dividends
17 804
29 684
-
-
withholding
4 319
7 289
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

237
401
-
-
total
4 556
7 690
-
-
Income
44 000
44 000
44 000
44 000
Total tax
17 134
22 006
14 721
19 308
After tax
26 866
21 994
29 279
24 692
Living cost
13 618
13 618
13 618
13 618
Free-cash
13 248
8 376
15 661
11 074

Estimated living cost  is ₴13618 per week

₴9108
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1436
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴203
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2871
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₴8617
₴11508
₴13399
₴5888
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
44 000
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
644
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 368
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
11 709
trade
-
-
-
4 782
total
-
-
-
19 503
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

20 833
-
44 000
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 450
-
11 709
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

135
-
644
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 368
-
2 368
-
total
4 953
-
14 721
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
23 167
44 000
-
-
trade
3 973
7 546
-
-
income
3 475
6 600
-
-
chamber of commerce
86
114
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

191
363
-
-
total
7 725
14 623
-
-
Dividends
15 442
29 377
-
-
withholding
3 729
7 212
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

205
397
-
-
total
3 934
7 609
-
-
Income
44 000
44 000
44 000
44 000
Total tax
16 612
22 232
14 721
19 503
After tax
27 388
21 768
29 279
24 497
Living cost
15 880
15 880
15 880
15 880
Free-cash
11 508
5 888
13 399
8 617

Estimated living cost  is ₴15880 per week

₴11598
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1270
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴207
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2806
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴13382
₴18789
₴12654
₴19890
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
surtax
-
-
-
1 299
unemployment
-
-
-
79
health
-
-
-
3 124
pensions
-
-
-
8 800
income
-
-
-
9 530
other
-
-
-
-
total
-
-
-
22 832
Employee
11 674
-
36 348
-
unemployment
812
-
2 530
-
other
-
-
-
-
income
1 957
-
8 842
-
surtax
41
-
1 184
-
pensions
779
-
2 425
-
health
298
-
927
-
total
3 887
-
15 908
-
Employer
11 674
-
36 348
-
pensions
1 556
-
4 845
-
other
-
-
-
-
health
531
-
1 654
-
unemployment
370
-
1 153
-
total
2 457
-
7 652
-
Corporate
29 869
44 000
-
-
income
7 766
11 440
-
-
total
7 766
11 440
-
-
Dividends
22 103
32 560
-
-
withholding
3 315
4 884
-
-
total
3 315
4 884
-
-
Income
44 000
44 000
44 000
44 000
Total tax
17 425
16 324
23 560
22 832
After tax
26 575
27 676
20 440
21 168
Living cost
7 786
7 786
7 786
7 786
Free-cash
18 789
19 890
12 654
13 382

Estimated living cost  is ₴7786 per week

₴4701
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴677
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2228
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴13519
₴18949
₴12791
₴20027
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
surtax
-
-
-
1 299
unemployment
-
-
-
79
health
-
-
-
3 124
pensions
-
-
-
8 800
income
-
-
-
9 530
other
-
-
-
-
total
-
-
-
22 832
Employee
11 463
-
36 348
-
unemployment
798
-
2 530
-
other
-
-
-
-
income
1 921
-
8 842
-
surtax
37
-
1 184
-
pensions
764
-
2 425
-
health
293
-
927
-
total
3 813
-
15 908
-
Employer
11 463
-
36 348
-
pensions
1 528
-
4 845
-
other
-
-
-
-
health
522
-
1 654
-
unemployment
363
-
1 153
-
total
2 413
-
7 652
-
Corporate
30 124
44 000
-
-
income
7 832
11 440
-
-
total
7 832
11 440
-
-
Dividends
22 292
32 560
-
-
withholding
3 344
4 884
-
-
total
3 344
4 884
-
-
Income
44 000
44 000
44 000
44 000
Total tax
17 402
16 324
23 560
22 832
After tax
26 598
27 676
20 440
21 168
Living cost
7 649
7 649
7 649
7 649
Free-cash
18 949
20 027
12 791
13 519

Estimated living cost  is ₴7649 per week

₴4677
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴706
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴176
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2090
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴23543
₴17973
₴18570
₴17828
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
unemployment
-
-
-
660
health
-
-
-
3 080
pensions
-
-
-
4 400
income
-
-
-
5 379
total
-
-
-
13 519
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 015
3 986
36 820
-
unemployment
150
60
552
-
income
1 224
487
4 501
-
pensions
1 001
399
3 682
-
health
701
279
2 577
-
total
3 076
1 225
11 312
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

10 015
3 986
36 820
-
pensions
1 953
777
7 180
-
total
1 953
777
7 180
-
Corporate
32 032
39 237
-
-
income
2 883
3 531
-
-
total
2 883
3 531
-
-
Dividends
29 149
35 706
-
-
withholding
5 538
6 784
-
-
social contributions
5 639
6 917
-
-
total
11 177
13 701
-
-
Income
44 000
44 000
44 000
44 000
Total tax
19 089
19 234
18 492
13 519
After tax
24 911
24 766
25 508
30 481
Living cost
6 938
6 938
6 938
6 938
Free-cash
17 973
17 828
18 570
23 543

Estimated living cost  is ₴6938 per week

₴4734
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴568
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴139
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1497
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₴9490
₴10454
₴9834
₴10733
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
national
-
-
-
7 314
pensions
-
-
-
5 280
social contributions
-
-
-
473
municipal
-
-
-
4 720
total
-
-
-
17 787
Employee
25 924
-
38 038
-
municipal
3 202
-
4 891
-
national
4 962
-
7 578
-
pensions
1 037
-
1 522
-
total
9 201
-
13 991
-
Employer
25 924
-
38 038
-
pensions
2 074
-
3 043
-
social contributions
279
-
409
-
total
2 353
-
3 452
-
Corporate
14 013
44 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

2 803
8 800
-
-
total
2 803
8 800
-
-
Dividends
11 210
35 200
-
-
withholding
2 466
7 744
-
-
total
2 466
7 744
-
-
Income
44 000
44 000
44 000
44 000
Total tax
16 823
16 544
17 443
17 787
After tax
27 177
27 456
26 557
26 213
Living cost
16 723
16 723
16 723
16 723
Free-cash
10 454
10 733
9 834
9 490

Estimated living cost  is ₴16723 per week

₴11366
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1555
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴250
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3552
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₴8274
₴11819
₴8274
₴11054
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
social contributions
-
-
-
4 110
income
-
-
-
11 870
total
-
-
-
15 980
Employee
27 115
-
44 000
-
social contributions
2 253
-
4 110
-
income
5 117
-
11 870
-
total
7 370
-
15 980
-
Employer
27 115
-
44 000
-
total
-
-
-
-
Corporate
16 885
44 000
-
-
income
2 110
5 500
-
-
total
2 110
5 500
-
-
Dividends
14 775
38 500
-
-
withholding
2 955
7 700
-
-
total
2 955
7 700
-
-
Income
44 000
44 000
44 000
44 000
Total tax
12 435
13 200
15 980
15 980
After tax
31 565
30 800
28 020
28 020
Living cost
19 746
19 746
19 746
19 746
Free-cash
11 819
11 054
8 274
8 274

Estimated living cost  is ₴19746 per week

₴15023
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1609
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2926
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₴7295
₴7040
₴5200
₴8849
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
national
-
-
-
9 999
regional
-
-
-
502
social contributions
-
-
-
11 316
municipal
-
-
-
261
total
-
-
-
22 078
Employee
30 807
-
44 000
-
municipal
163
-
234
-
national
5 338
-
8 661
-
social contributions
10 388
-
14 837
-
regional
291
-
441
-
total
16 180
-
24 173
-
Employer
30 807
-
44 000
-
total
-
-
-
-
Corporate
13 193
44 000
-
-
nationa
3 166
10 560
-
-
municipal
514
1 716
-
-
total
3 680
12 276
-
-
Dividends
9 512
31 724
-
-
withholding
2 473
8 248
-
-
total
2 473
8 248
-
-
Income
44 000
44 000
44 000
44 000
Total tax
22 333
20 524
24 173
22 078
After tax
21 667
23 476
19 827
21 922
Living cost
14 627
14 627
14 627
14 627
Free-cash
7 040
8 849
5 200
7 295

Estimated living cost  is ₴14627 per week

₴10196
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴959
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴224
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3247
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴12423
₴13021
₴10338
₴13789
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
national
-
-
-
9 999
regional
-
-
-
663
social contributions
-
-
-
11 316
municipal
-
-
-
261
total
-
-
-
22 239
Employee
19 229
-
44 000
-
municipal
102
-
234
-
national
3 046
-
8 661
-
social contributions
6 484
-
14 837
-
regional
259
-
592
-
total
9 891
-
24 324
-
Employer
19 229
-
44 000
-
total
-
-
-
-
Corporate
24 771
44 000
-
-
nationa
5 945
10 560
-
-
municipal
1 231
2 187
-
-
total
7 176