Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 44000
per

Your estimated
City
free-cash

Andorra , Andorra
₴30280
₴24621
₴23451
₴29239
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
social contributions
-
-
-
9 680
income
-
-
-
1 549
total
-
-
-
11 229
Employee
9 968
-
38 096
-
social contributions
648
-
2 476
-
income
-
-
1 679
-
total
648
-
4 155
-
Employer
9 968
-
38 096
-
social contributions
1 545
-
5 904
-
total
1 545
-
5 904
-
Corporate
32 487
44 000
-
-
income
3 248
4 400
-
-
total
3 248
4 400
-
-
Dividends
29 239
39 600
-
-
total
-
-
-
-
Income
44 000
44 000
44 000
44 000
Total tax
5 441
4 400
10 059
11 229
After tax
38 559
39 600
33 941
32 771
Living cost
9 320
9 320
9 320
9 320
Free-cash
29 239
30 280
24 621
23 451

Estimated living cost  is ₴9320 per week

₴6026
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴703
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴175
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2416
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Andorra has a limit of 1000 sole-trade resident permits per year, so while it isn't complicated to obtain one, it may get difficult by the end of the term.

Graz , Austria
₴14587
₴1795
₴12562
₴14435
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
chamber of commerce
-
-
-
176
unemployment
-
-
-
1 902
health
-
-
-
2 771
pensions
-
-
-
6 701
income
-
-
-
9 996
surtax
-
-
-
-
total
-
-
-
21 546
Employee
13 553
12 356
34 166
-
health
524
478
1 322
-
pensions
1 388
1 265
3 499
-
other
135
124
342
-
unemployment
407
371
1 025
-
income
1 207
911
8 044
-
total
3 661
3 149
14 232
-
Employer
13 553
12 356
34 166
-
pensions
1 701
1 551
4 288
-
accident
176
161
444
-
unemployment
407
371
1 025
-
surtax
-
-
-
-
payroll
407
371
1 025
-
chamber of commerce
54
49
137
-
health
512
467
1 292
-
other
644
587
1 623
-
total
3 901
3 557
9 834
-
Corporate
26 546
28 088
32 990
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

6 636
7 022
8 247
-
total
6 636
7 022
8 247
-
Dividends
19 910
21 066
-
-
withholding
5 475
5 793
-
-
total
5 475
5 793
-
-
Income
44 000
44 000
44 000
44 000
Total tax
19 673
19 521
32 313
21 546
After tax
24 327
24 479
11 687
22 454
Living cost
9 892
9 892
9 892
9 892
Free-cash
14 435
14 587
1 795
12 562

Estimated living cost  is ₴9892 per week

₴5934
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1010
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2771
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Vienna , Austria
₴13522
₴750
₴11468
₴13041
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
chamber of commerce
-
-
-
176
unemployment
-
-
-
1 902
health
-
-
-
2 771
pensions
-
-
-
6 701
income
-
-
-
9 996
surtax
-
-
-
61
total
-
-
-
21 607
Employee
15 495
12 356
34 119
-
health
600
478
1 320
-
pensions
1 587
1 265
3 494
-
other
155
124
341
-
unemployment
465
371
1 024
-
income
1 764
911
8 028
-
total
4 571
3 149
14 207
-
Employer
15 495
12 356
34 119
-
pensions
1 945
1 551
4 282
-
accident
201
161
444
-
unemployment
465
371
1 024
-
surtax
61
61
61
-
payroll
465
371
1 024
-
chamber of commerce
62
49
137
-
health
585
467
1 290
-
other
736
587
1 620
-
total
4 520
3 618
9 882
-
Corporate
23 985
28 027
32 942
-
income

The minimum corporate income for a GmbH is €1,1750 for a year. However, for GmbHs founded after 30 June 2013, the amount is reduced to €500 for the first five years and €1000 for the next five years.

Минимальный корпоративный налог для GmbH €1,1750 в год. Если GmbHs основана после 30 Июня 2013 эта сумма сниже до €500 в первые 5 лет и €1000 для следующих пяти лет.

5 996
7 006
8 236
-
total
5 996
7 006
8 236
-
Dividends
17 989
21 020
-
-
withholding
4 947
5 780
-
-
total
4 947
5 780
-
-
Income
44 000
44 000
44 000
44 000
Total tax
20 034
19 553
32 325
21 607
After tax
23 966
24 447
11 675
22 393
Living cost
10 925
10 925
10 925
10 925
Free-cash
13 041
13 522
750
11 468

Estimated living cost  is ₴10925 per week

₴7287
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴932
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴179
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2527
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

As a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit), you can apply for permanent residence when your business creates macroeconomic benefit. This could be an investment starting from €100,000, creating new jobs or securing existing ones, or making a substantial contribution to the region's economy. You can also be considered with a transfer of know-how to Austria or an evident commitment to develop an innovative product or technology.

Brussels , Belgium
₴13325
₴4776
₴8063
₴8675
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
social contributions
-
-
-
6 911
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

-
-
-
2 225
national
-
-
-
15 496
total
-
-
-
24 632
Employee

The minimum management director salary is set at €45,000 per year.

22 178
-
34 079
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 042
-
1 602
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 663
-
2 556
-
communal

Communal tax will depend on the area of registration and each commune in the city has its own rate.

1 157
-
1 778
-
national
6 819
-
11 764
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

193
-
297
-
total
10 874
-
17 997
-
Employer

The minimum management director salary is set at €45,000 per year.

22 178
-
34 079
-
accident

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

288
-
443
-
unemployment

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

324
-
498
-
surtax
2 515
-
3 865
-
health

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 364
-
2 096
-
pensions

Reference earnings are 100% of the insured person's gross earnings for white-collar workers and 108% of the insured person's gross earnings for blue-collar workers.

1 965
-
3 020
-
total
6 456
-
9 922
-
Corporate
15 366
44 000
-
-
surtax
61
176
-
-
income
3 073
8 800
-
-
total
3 134
8 976
-
-
Dividends
12 232
35 024
-
-
withholding

As an investor, you can take advantage of €640 tax free allowance per year.

3 556
10 394
-
-
total
3 556
10 394
-
-
Income
44 000
44 000
44 000
44 000
Total tax
24 020
19 370
27 919
24 632
After tax
19 980
24 630
16 081
19 368
Living cost
11 305
11 305
11 305
11 305
Free-cash
8 675
13 325
4 776
8 063

Estimated living cost  is ₴11305 per week

₴7282
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴988
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴177
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2858
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Sofia , Bulgaria
₴32290
₴30791
₴29180
₴30400
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
unemployment
-
-
-
43
health
-
-
-
1 245
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 602
income
-
-
-
6 600
total
-
-
-
9 490
Employee
7 058
-
41 876
-
accident

We are using the highest rate at 1.1%.

78
-
119
-
health
325
-
498
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

620
-
950
-
income
706
-
4 188
-
total
1 729
-
5 755
-
Employer
7 058
-
41 876
-
accident

We are using the highest rate at 1.1%.

78
-
119
-
unemployment
42
-
65
-
health
487
-
747
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

778
-
1 193
-
total
1 385
-
2 124
-
Corporate
35 557
44 000
-
-
income
3 556
4 400
-
-
total
3 556
4 400
-
-
Dividends
32 001
39 600
-
-
withholding
1 600
1 980
-
-
total
1 600
1 980
-
-
Income
44 000
44 000
44 000
44 000
Total tax
8 270
6 380
7 879
9 490
After tax
35 730
37 620
36 121
34 510
Living cost
5 330
5 330
5 330
5 330
Free-cash
30 400
32 290
30 791
29 180

Estimated living cost  is ₴5330 per week

₴3525
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴305
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴127
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1373
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Varna , Bulgaria
₴33557
₴32058
₴30447
₴32119
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
unemployment
-
-
-
43
health
-
-
-
1 245
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
1 602
income
-
-
-
6 600
total
-
-
-
9 490
Employee
5 380
-
41 876
-
accident

We are using the highest rate at 1.1%.

59
-
119
-
health
247
-
498
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

472
-
950
-
income
538
-
4 188
-
total
1 316
-
5 755
-
Employer
5 380
-
41 876
-
accident

We are using the highest rate at 1.1%.

59
-
119
-
unemployment
32
-
65
-
health
371
-
747
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

593
-
1 193
-
total
1 055
-
2 124
-
Corporate
37 565
44 000
-
-
income
3 756
4 400
-
-
total
3 756
4 400
-
-
Dividends
33 809
39 600
-
-
withholding
1 691
1 980
-
-
total
1 691
1 980
-
-
Income
44 000
44 000
44 000
44 000
Total tax
7 818
6 380
7 879
9 490
After tax
36 182
37 620
36 121
34 510
Living cost
4 063
4 063
4 063
4 063
Free-cash
32 119
33 557
32 058
30 447

Estimated living cost  is ₴4063 per week

₴2372
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴290
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴108
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1293
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Larnaca , Cyprus
₴24955
₴23010
₴23426
₴23267
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
social contributions
-
-
-
5 017
health
-
-
-
1 122
income
-
-
-
7 256
total
-
-
-
13 395
Employee
23 842
23 842
40 580
-
health
185
405
690
-
social contributions
901
1 979
2 669
-
income
2 596
2 207
7 032
-
total
3 682
4 591
10 391
-
Employer
23 842
23 842
40 580
-
social contributions
901
1 979
2 669
-
health
201
441
751
-
total
1 102
2 420
3 420
-
Corporate
32 037
17 738
-
-
income
4 005
2 217
-
-
total
4 005
2 217
-
-
Dividends
28 033
15 521
-
-
withholding
4 765
2 638
-
-
total
4 765
2 638
-
-
Income
44 000
44 000
44 000
44 000
Total tax
13 554
11 866
13 811
13 395
After tax
30 446
32 134
30 189
30 605
Living cost
7 179
7 179
7 179
7 179
Free-cash
23 267
24 955
23 010
23 426

Estimated living cost  is ₴7179 per week

₴4302
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴704
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴159
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2013
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Limassol , Cyprus
₴22077
₴20132
₴20548
₴20789
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
social contributions
-
-
-
5 017
health
-
-
-
1 122
income
-
-
-
7 256
total
-
-
-
13 395
Employee
23 842
23 842
40 580
-
health
237
405
690
-
social contributions
1 159
1 979
2 669
-
income
2 504
2 207
7 032
-
total
3 900
4 591
10 391
-
Employer
23 842
23 842
40 580
-
social contributions
1 159
1 979
2 669
-
health
258
441
751
-
total
1 417
2 420
3 420
-
Corporate
28 627
17 738
-
-
income
3 579
2 217
-
-
total
3 579
2 217
-
-
Dividends
25 049
15 521
-
-
withholding
4 258
2 638
-
-
total
4 258
2 638
-
-
Income
44 000
44 000
44 000
44 000
Total tax
13 154
11 866
13 811
13 395
After tax
30 846
32 134
30 189
30 605
Living cost
10 057
10 057
10 057
10 057
Free-cash
20 789
22 077
20 132
20 548

Estimated living cost  is ₴10057 per week

₴6875
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴785
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2228
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Brno , Czech Republic
₴22998
₴15033
₴16132
₴20396
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
social contributions
-
-
-
10 498
health
-
-
-
5 940
solidarity contribution
-
-
-
-
income
-
-
-
4 134
total
-
-
-
20 572
Employee
10 729
-
32 836
-
health
1 448
-
4 433
-
social contributions
697
-
2 134
-
solidarity contribution
-
-
-
-
income
1 288
-
3 940
-
total
3 433
-
10 507
-
Employer
10 729
-
32 836
-
social contributions
2 682
-
8 209
-
health
966
-
2 955
-
total
3 648
-
11 164
-
Corporate
29 623
44 000
-
-
income
5 628
8 360
-
-
total
5 628
8 360
-
-
Dividends
23 995
35 640
-
-
withholding
3 599
5 346
-
-
total
3 599
5 346
-
-
Income
44 000
44 000
44 000
44 000
Total tax
16 308
13 706
21 671
20 572
After tax
27 692
30 294
22 329
23 428
Living cost
7 296
7 296
7 296
7 296
Free-cash
20 396
22 998
15 033
16 132

Estimated living cost  is ₴7296 per week

₴5068
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴519
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴143
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1566
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Prague , Czech Republic
₴21304
₴13339
₴14438
₴18097
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
social contributions
-
-
-
10 498
health
-
-
-
5 940
solidarity contribution
-
-
-
-
income
-
-
-
4 134
total
-
-
-
20 572
Employee
13 221
-
32 836
-
health
1 785
-
4 433
-
social contributions
859
-
2 134
-
solidarity contribution
-
-
-
-
income
1 587
-
3 940
-
total
4 231
-
10 507
-
Employer
13 221
-
32 836
-
social contributions
3 305
-
8 209
-
health
1 190
-
2 955
-
total
4 495
-
11 164
-
Corporate
26 284
44 000
-
-
income
4 994
8 360
-
-
total
4 994
8 360
-
-
Dividends
21 290
35 640
-
-
withholding
3 193
5 346
-
-
total
3 193
5 346
-
-
Income
44 000
44 000
44 000
44 000
Total tax
16 913
13 706
21 671
20 572
After tax
27 087
30 294
22 329
23 428
Living cost
8 990
8 990
8 990
8 990
Free-cash
18 097
21 304
13 339
14 438

Estimated living cost  is ₴8990 per week

₴6686
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴156
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1651
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Copenhagen , Denmark
-₴23735
-₴23735
₴11601
-₴23735
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
labour market
-
-
-
3 498
municipal
-
-
-
8 846
pensions
-
-
-
269
national
-
-
-
4 814
total
-
-
-
17 427
Employee
63 195
63 195
63 195
-
municipal
13 457
13 457
13 457
-
pensions
90
90
90
-
national
7 720
7 720
7 720
-
labour market
5 048
5 048
5 048
-
total
26 315
26 315
26 315
-
Employer
63 195
63 195
63 195
-
labour market
5 056
5 056
5 056
-
national
7 734
7 734
7 734
-
municipal
13 478
13 478
13 478
-
pensions
180
180
180
-
total
26 448
26 448
26 448
-
Corporate
-
-
-
-
income
-
-
-
-
total
-
-
-
-
Dividends
-
-
-
-
withholding
-
-
-
-
total
-
-
-
-
Income
44 000
44 000
44 000
44 000
Total tax
52 763
52 763
52 763
17 427
After tax
-8 763
-8 763
-8 763
26 573
Living cost
14 972
14 972
14 972
14 972
Free-cash
-23 735
-23 735
-23 735
11 601

Estimated living cost  is ₴14972 per week

₴10247
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1324
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴230
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3170
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Tallinn , Estonia
₴27711
₴17872
₴16095
₴25785
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
health
-
-
-
5 720
pensions
-
-
-
8 800
income
-
-
-
5 896
total
-
-
-
20 416
Employee
8 796
-
32 885
-
pensions
176
-
658
-
unemployment
141
-
526
-
income
990
-
6 340
-
total
1 307
-
7 524
-
Employer
8 796
-
32 885
-
pensions
1 759
-
6 577
-
unemployment
71
-
263
-
health
1 143
-
4 275
-
total
2 973
-
11 115
-
Corporate
32 231
44 000
-
-
income
6 446
8 800
-
-
total
6 446
8 800
-
-
Dividends
25 785
35 200
-
-
total
-
-
-
-
Income
44 000
44 000
44 000
44 000
Total tax
10 726
8 800
18 639
20 416
After tax
33 274
35 200
25 361
23 584
Living cost
7 489
7 489
7 489
7 489
Free-cash
25 785
27 711
17 872
16 095

Estimated living cost  is ₴7489 per week

₴5137
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴151
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1756
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Helsinki , Finland
₴16327
₴11852
₴17886
₴16765
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

You can choose the amount to declare for pension contributions and choose a pension insurance company or a pension insurance fund you prefer to use; or you could opt out of pension contributions altogether. You can find more details on Finnish Centre for Pensions

-
-
-
44 000
health
-
-
-
548
municipal
-
-
-
7 821
national
-
-
-
5 841
total
-
-
-
14 210
Employee
16 313
-
37 015
-
health
122
-
441
-
municipal
2 672
-
6 034
-
pensions
1 101
-
2 498
-
national
269
-
3 731
-
unemployment
245
-
555
-
total
4 409
-
13 259
-
Employer
16 313
-
37 015
-
accident
16
-
37
-
unemployment
106
-
241
-
health
125
-
285
-
pensions
2 830
-
6 422
-
total
3 077
-
6 985
-
Corporate
24 610
44 000
-
-
income
4 922
8 800
-
-
total
4 922
8 800
-
-
Dividends

Finish residents use 75% of income from dividends as a base for income tax.

14 766
26 400
-
-
municipal
2 658
4 752
-
-
national
265
2 217
-
-
total
2 923
6 969
-
-
Income
44 000
44 000
44 000
44 000
Total tax
15 331
15 769
20 244
14 210
After tax
28 669
28 231
23 756
29 790
Living cost
11 904
11 904
11 904
11 904
Free-cash
16 765
16 327
11 852
17 886

Estimated living cost  is ₴11904 per week

₴7776
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1145
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴189
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2794
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Finland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should set up a company and hire themselves as an employee.

Marseille , France
₴12620
₴15812
₴15411
₴14342
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
social contributions
-
-
-
1 253
health
-
-
-
1 529
pensions
-
-
-
8 857
other
-
-
-
1 364
income
-
-
-
6 029
surtax
-
-
-
-
total
-
-
-
19 032
Employee
11 845
-
34 686
-
income
611
-
6 181
-
social contributions
338
-
988
-
pensions
1 340
-
2 149
-
surtax
-
-
-
-
total
2 289
-
9 318
-
Employer
11 845
-
34 686
-
pensions
1 946
-
3 665
-
social contributions
35
-
104
-
unemployment
480
-
1 405
-
health
829
-
2 898
-
other
409
-
1 241
-
total
3 699
-
9 313
-
Corporate
28 456
44 000
-
-
surtax
-
-
-
-
income
7 967
12 320
-
-
total
7 967
12 320
-
-
Dividends
20 488
31 680
-
-
surtax
-
-
-
-
withholding
2 622
4 055
-
-
social contributions
3 524
5 448
-
-
total
6 146
9 503
-
-
Income
44 000
44 000
44 000
44 000
Total tax
20 101
21 823
18 631
19 032
After tax
23 899
22 177
25 369
24 968
Living cost
9 557
9 557
9 557
9 557
Free-cash
14 342
12 620
15 812
15 411

Estimated living cost  is ₴9557 per week

₴5543
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴971
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2862
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Nice , France
₴11569
₴14761
₴14360
₴13400
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
social contributions
-
-
-
1 253
health
-
-
-
1 529
pensions
-
-
-
8 857
other
-
-
-
1 364
income
-
-
-
6 029
surtax
-
-
-
-
total
-
-
-
19 032
Employee
13 270
-
34 686
-
income
783
-
6 181
-
social contributions
378
-
988
-
pensions
1 500
-
2 149
-
surtax
-
-
-
-
total
2 661
-
9 318
-
Employer
13 270
-
34 686
-
pensions
2 180
-
3 665
-
social contributions
40
-
104
-
unemployment
537
-
1 405
-
health
929
-
2 898
-
other
458
-
1 241
-
total
4 144
-
9 313
-
Corporate
26 586
44 000
-
-
surtax
-
-
-
-
income
7 444
12 320
-
-
total
7 444
12 320
-
-
Dividends
19 142
31 680
-
-
surtax
-
-
-
-
withholding
2 450
4 055
-
-
social contributions
3 293
5 448
-
-
total
5 743
9 503
-
-
Income
44 000
44 000
44 000
44 000
Total tax
19 992
21 823
18 631
19 032
After tax
24 008
22 177
25 369
24 968
Living cost
10 608
10 608
10 608
10 608
Free-cash
13 400
11 569
14 761
14 360

Estimated living cost  is ₴10608 per week

₴6689
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴863
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴181
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2877
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Paris , France
₴7202
₴10394
₴9993
₴9335
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
social contributions
-
-
-
1 253
health
-
-
-
1 529
pensions
-
-
-
8 857
other
-
-
-
1 364
income
-
-
-
6 029
surtax
-
-
-
-
total
-
-
-
19 032
Employee
19 419
-
34 686
-
income
1 694
-
6 181
-
social contributions
553
-
988
-
pensions
2 196
-
2 149
-
surtax
-
-
-
-
total
4 443
-
9 318
-
Employer
19 419
-
34 686
-
pensions
3 191
-
3 665
-
social contributions
58
-
104
-
unemployment
787
-
1 405
-
health
1 359
-
2 898
-
other
670
-
1 241
-
total
6 065
-
9 313
-
Corporate
18 516
44 000
-
-
surtax
-
-
-
-
income
5 184
12 320
-
-
total
5 184
12 320
-
-
Dividends
13 331
31 680
-
-
surtax
-
-
-
-
withholding
1 706
4 055
-
-
social contributions
2 292
5 448
-
-
total
3 998
9 503
-
-
Income
44 000
44 000
44 000
44 000
Total tax
19 690
21 823
18 631
19 032
After tax
24 310
22 177
25 369
24 968
Living cost
14 975
14 975
14 975
14 975
Free-cash
9 335
7 202
10 394
9 993

Estimated living cost  is ₴14975 per week

₴10135
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1225
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴205
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3410
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Batumi , Georgia
₴39611
₴33011
₴41371
₴39201
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
44 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
440
total
-
-
-
440
Employee
2 736
-
44 000
-
income
547
-
8 800
-
total
547
-
8 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

41 264
44 000
-
-
total
-
-
-
-
Dividends
41 264
44 000
-
-
withholding
2 063
2 200
-
-
total
2 063
2 200
-
-
Income
44 000
44 000
44 000
44 000
Total tax
2 610
2 200
8 800
440
After tax
41 390
41 800
35 200
43 560
Living cost
2 189
2 189
2 189
2 189
Free-cash
39 201
39 611
33 011
41 371

Estimated living cost  is ₴2189 per week

₴1356
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴182
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴60
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴590
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Tbilisi , Georgia
₴38389
₴31789
₴40149
₴37749
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

We expect you will register a microenterprise to benefit from 1% tax rate. Otherwise you will be taxed at a personal income rate of 20%.

-
-
-
44 000
microenterprise

A sole-trader will lose its microenterprise status when the turnover exceeds 500,000 GEL for the last two consecutive years.

-
-
-
440
total
-
-
-
440
Employee
4 264
-
44 000
-
income
853
-
8 800
-
total
853
-
8 800
-
Employer
-
-
-
-
total
-
-
-
-
Corporate

We will register your company as part of a virtual zone. Your non-Georgian corporate tax will be zero. Turnover in Georgia will be taxed at 15%.

39 736
44 000
-
-
total
-
-
-
-
Dividends
39 736
44 000
-
-
withholding
1 987
2 200
-
-
total
1 987
2 200
-
-
Income
44 000
44 000
44 000
44 000
Total tax
2 840
2 200
8 800
440
After tax
41 160
41 800
35 200
43 560
Living cost
3 411
3 411
3 411
3 411
Free-cash
37 749
38 389
31 789
40 149

Estimated living cost  is ₴3411 per week

₴2308
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴143
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴114
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴845
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Social security system in Georgia is financed from the government taxes which are part of our internal model. Separate pension and medical insurance contributions are not compulsory. It is advisable to purchase health insurance privately as in an event of medical emergency the treatment is likely to get costly.

Berlin , Germany
₴10692
₴16805
₴12560
₴14747
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
44 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 118
trade
-
-
-
4 245
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 424
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
683
total
-
-
-
19 470
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 427
-
44 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 118
-
2 118
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

70
-
683
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 269
-
12 424
-
total
3 457
-
15 225
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
28 573
44 000
-
-
trade
4 100
6 314
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

236
363
-
-
chamber of commerce
89
112
-
-
income
4 286
6 600
-
-
total
8 711
13 389
-
-
Dividends
19 862
30 611
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

267
414
-
-
withholding
4 848
7 535
-
-
total
5 115
7 949
-
-
Income
44 000
44 000
44 000
44 000
Total tax
17 283
21 338
15 225
19 470
After tax
26 717
22 662
28 775
24 530
Living cost
11 970
11 970
11 970
11 970
Free-cash
14 747
10 692
16 805
12 560

Estimated living cost  is ₴11970 per week

₴8257
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1288
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴174
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2251
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Dresden , Germany
₴12819
₴19384
₴14725
₴16249
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
44 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 118
trade
-
-
-
4 659
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 424
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
683
total
-
-
-
19 884
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

11 859
-
44 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 118
-
2 118
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

18
-
683
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

331
-
12 424
-
total
2 467
-
15 225
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
32 141
44 000
-
-
trade
5 062
6 930
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

265
363
-
-
chamber of commerce
93
110
-
-
income
4 821
6 600
-
-
total
10 241
14 003
-
-
Dividends
21 899
29 997
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

295
406
-
-
withholding
5 357
7 381
-
-
total
5 652
7 787
-
-
Income
44 000
44 000
44 000
44 000
Total tax
18 360
21 790
15 225
19 884
After tax
25 640
22 210
28 775
24 116
Living cost
9 391
9 391
9 391
9 391
Free-cash
16 249
12 819
19 384
14 725

Estimated living cost  is ₴9391 per week

₴5907
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1095
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴175
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2214
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Hamburg , Germany
₴9803
₴16595
₴11728
₴14160
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
44 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 118
trade
-
-
-
4 867
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 424
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
683
total
-
-
-
20 092
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

15 723
-
44 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 118
-
2 118
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

74
-
683
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

1 351
-
12 424
-
total
3 543
-
15 225
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
28 277
44 000
-
-
trade
4 652
7 238
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

233
363
-
-
chamber of commerce
87
109
-
-
income
4 242
6 600
-
-
total
9 214
14 310
-
-
Dividends
19 063
29 690
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

255
402
-
-
withholding
4 648
7 305
-
-
total
4 903
7 707
-
-
Income
44 000
44 000
44 000
44 000
Total tax
17 660
22 017
15 225
20 092
After tax
26 340
21 983
28 775
23 908
Living cost
12 180
12 180
12 180
12 180
Free-cash
14 160
9 803
16 595
11 728

Estimated living cost  is ₴12180 per week

₴8146
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1284
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴182
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2568
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Munich , Germany
₴7552
₴14571
₴9497
₴12580
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

-
-
-
44 000
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

-
-
-
2 118
trade
-
-
-
5 074
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

-
-
-
12 424
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

-
-
-
683
total
-
-
-
20 299
Employee

Pension contribution is not mandatory for self-employed except for writers, artists and musicians who should pay standard rates to Künstlersozialkasse.

18 634
-
44 000
-
health

Our model is based on the assumption that an owner of the company is either a director or registered self-employed, so all social security contributions are not mandatory.

However, you would need to purchase private health insurance. We took an average price of €3600 per annum per person.

2 118
-
2 118
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

121
-
683
-
income

Personal income is calculated on a progressive scale(from 14% to 42%), and is fixed at 45%. The tax percentage is unique and will depend on your income.

2 191
-
12 424
-
total
4 430
-
15 225
-
Employer
-
-
-
-
total
-
-
-
-
Corporate
25 366
44 000
-
-
trade
4 351
7 546
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

209
363
-
-
chamber of commerce
83
109
-
-
income
3 805
6 600
-
-
total
8 448
14 618
-
-
Dividends
16 918
29 382
-
-
surtax

Solidarity surcharge is an additional fee on income tax, capital gains tax and corporate tax. It is justified by the cost of German reunification.

226
398
-
-
withholding
4 112
7 228
-
-
total
4 338
7 626
-
-
Income
44 000
44 000
44 000
44 000
Total tax
17 216
22 244
15 225
20 299
After tax
26 784
21 756
28 775
23 701
Living cost
14 204
14 204
14 204
14 204
Free-cash
12 580
7 552
14 571
9 497

Estimated living cost  is ₴14204 per week

₴10374
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1136
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴185
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2509
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

Nationals of Europe, Australia, Canada, Israel, Japan, the Republic of Korea, New Zealand and the USA do not require an entry type D visa (not to confuse with a Schengen visa or a visa-free entry). For other nationals, waiting time is around 6-9 months which includes document preparation and processing.

Athens , Greece
₴20712
₴12847
₴13914
₴19725
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
unemployment
-
-
-
71
health
-
-
-
2 938
pensions
-
-
-
8 276
other
-
-
-
-
income
-
-
-
10 368
surtax
-
-
-
1 469
total
-
-
-
23 122
Employee
10 442
-
36 349
-
health
267
-
927
-
pensions
697
-
2 425
-
surtax
37
-
1 300
-
other
-
-
-
-
unemployment
727
-
2 530
-
income
1 750
-
9 357
-
total
3 478
-
16 539
-
Employer
10 442
-
36 349
-
pensions
1 392
-
4 845
-
unemployment
331
-
1 152
-
health
475
-
1 653
-
other
-
-
-
-
total
2 198
-
7 650
-
Corporate
31 360
44 000
-
-
income
8 154
11 440
-
-
total
8 154
11 440
-
-
Dividends
23 206
32 560
-
-
withholding
3 481
4 884
-
-
total
3 481
4 884
-
-
Income
44 000
44 000
44 000
44 000
Total tax
17 311
16 324
24 189
23 122
After tax
26 689
27 676
19 811
20 878
Living cost
6 964
6 964
6 964
6 964
Free-cash
19 725
20 712
12 847
13 914

Estimated living cost  is ₴6964 per week

₴4205
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴605
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴162
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1993
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Thessaloniki , Greece
₴20834
₴12969
₴14036
₴19867
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
unemployment
-
-
-
71
health
-
-
-
2 938
pensions
-
-
-
8 276
other
-
-
-
-
income
-
-
-
10 368
surtax
-
-
-
1 469
total
-
-
-
23 122
Employee
10 253
-
36 349
-
health
262
-
927
-
pensions
684
-
2 425
-
surtax
34
-
1 300
-
other
-
-
-
-
unemployment
714
-
2 530
-
income
1 719
-
9 357
-
total
3 413
-
16 539
-
Employer
10 253
-
36 349
-
pensions
1 367
-
4 845
-
unemployment
325
-
1 152
-
health
467
-
1 653
-
other
-
-
-
-
total
2 159
-
7 650
-
Corporate
31 588
44 000
-
-
income
8 213
11 440
-
-
total
8 213
11 440
-
-
Dividends
23 375
32 560
-
-
withholding
3 506
4 884
-
-
total
3 506
4 884
-
-
Income
44 000
44 000
44 000
44 000
Total tax
17 291
16 324
24 189
23 122
After tax
26 709
27 676
19 811
20 878
Living cost
6 842
6 842
6 842
6 842
Free-cash
19 867
20 834
12 969
14 036

Estimated living cost  is ₴6842 per week

₴4183
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴631
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴158
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1869
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details
Budapest , Hungary
₴18668
₴19427
₴24400
₴18793
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
unemployment
-
-
-
660
health
-
-
-
3 080
pensions
-
-
-
4 400
income
-
-
-
5 379
total
-
-
-
13 519
Employee

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

8 779
3 494
36 820
-
health
615
245
2 577
-
pensions
878
349
3 682
-
unemployment
132
52
552
-
income
1 073
427
4 501
-
total
2 698
1 073
11 312
-
Employer

As of 2018, the minimum salary of a managing director was set at 180,500 HUF per month.

The minimum wage is 138,000 HUF per month.

8 779
3 494
36 820
-
pensions
1 712
681
7 180
-
total
1 712
681
7 180
-
Corporate
33 509
39 825
-
-
income
3 016
3 584
-
-
total
3 016
3 584
-
-
Dividends
30 494
36 241
-
-
withholding
5 794
6 886
-
-
social contributions
5 906
7 027
-
-
total
11 700
13 913
-
-
Income
44 000
44 000
44 000
44 000
Total tax
19 126
19 251
18 492
13 519
After tax
24 874
24 749
25 508
30 481
Living cost
6 081
6 081
6 081
6 081
Free-cash
18 793
18 668
19 427
24 400

Estimated living cost  is ₴6081 per week

₴4150
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴498
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴122
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1312
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Reykjavik , Iceland
₴11804
₴10838
₴10493
₴11543
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
social contributions
-
-
-
473
municipal
-
-
-
4 747
pensions
-
-
-
5 280
national
-
-
-
7 355
total
-
-
-
17 855
Employee
24 264
-
38 038
-
municipal
2 997
-
4 917
-
pensions
971
-
1 522
-
national
4 644
-
7 619
-
total
8 612
-
14 058
-
Employer
24 264
-
38 038
-
social contributions
261
-
409
-
pensions
1 941
-
3 043
-
total
2 202
-
3 452
-
Corporate
15 933
44 000
-
-
income

Corporate income tax will depend on a type of legal entity. For LLC and Limited Partnership it is set at 20%. All other entities pay 37.6%.

3 187
8 800
-
-
total
3 187
8 800
-
-
Dividends
12 746
35 200
-
-
withholding
2 804
7 744
-
-
total
2 804
7 744
-
-
Income
44 000
44 000
44 000
44 000
Total tax
16 805
16 544
17 510
17 855
After tax
27 195
27 456
26 490
26 145
Living cost
15 652
15 652
15 652
15 652
Free-cash
11 543
11 804
10 838
10 493

Estimated living cost  is ₴15652 per week

₴10639
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1455
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴234
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3324
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

It is very difficult to get a residence permit on a basis of self-employment for a Third Country National (non-EU/EFTA/Swiss and without a long-term EU resident permit). EU/EFTA nationals and long-term EU resident permit holders can register self-employed and apply for a permanent residence.

Dublin , Ireland
₴13138
₴6768
₴6768
₴13823
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
social contributions
-
-
-
7 095
income
-
-
-
12 475
total
-
-
-
19 570
Employee
24 253
-
44 000
-
social contributions
2 015
-
7 095
-
income
4 576
-
12 475
-
total
6 591
-
19 570
-
Employer
24 253
-
44 000
-
total
-
-
-
-
Corporate
19 747
44 000
-
-
income
2 468
5 500
-
-
total
2 468
5 500
-
-
Dividends
17 279
38 500
-
-
withholding
3 456
7 700
-
-
total
3 456
7 700
-
-
Income
44 000
44 000
44 000
44 000
Total tax
12 515
13 200
19 570
19 570
After tax
31 485
30 800
24 430
24 430
Living cost
17 662
17 662
17 662
17 662
Free-cash
13 823
13 138
6 768
6 768

Estimated living cost  is ₴17662 per week

₴13437
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1439
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴169
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2617
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source

Additional information

To obtain permanent residence for non EEA/Swiss nationals, it is required to invest a huge amount - at least €1 million aggregate investment into a new or an existing Irish business, for a minimum of three years.

Milan , Italy
₴10392
₴6481
₴8567
₴8773
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
regional
-
-
-
508
social contributions
-
-
-
11 317
municipal
-
-
-
261
national
-
-
-
10 264
total
-
-
-
22 350
Employee
27 556
-
44 000
-
regional
260
-
448
-
municipal
146
-
234
-
social contributions
9 292
-
14 837
-
national
4 775
-
8 917
-
total
14 473
-
24 436
-
Employer
27 556
-
44 000
-
total
-
-
-
-
Corporate
16 444
44 000
-
-
nationa
3 947
10 560
-
-
municipal
641
1 716
-
-
total
4 588
12 276
-
-
Dividends
11 856
31 725
-
-
withholding
3 083
8 249
-
-
total
3 083
8 249
-
-
Income
44 000
44 000
44 000
44 000
Total tax
22 144
20 525
24 436
22 350
After tax
21 856
23 475
19 564
21 650
Living cost
13 083
13 083
13 083
13 083
Free-cash
8 773
10 392
6 481
8 567

Estimated living cost  is ₴13083 per week

₴9120
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴858
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴201
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2904
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
Adjust living cost Show details Source
Naples , Italy
₴14775
₴11068
₴13143
₴14086
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
44 000
regional
-
-
-
663
social contributions
-
-
-
11 317
municipal
-
-
-
261
national
-
-
-
10 264
total
-
-
-
22 505
Employee
17 199
-
44 000
-
regional
232
-
592
-
municipal
91
-
234
-
social contributions
5 800
-
14 837
-
national
2 725
-
8 917
-
total
8 848
-
24 580
-
Employer
17 199
-
44 000
-
total
-
-
-
-
Corporate
26 801
44 000
-
-
nationa
6 432
10 560
-
-
municipal
1 332
2 187
-
-
total
7 764
12 747