Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 43500
per

Your estimated
City
free-cash

Rotterdam , Netherlands
₴3117
₴494
₴6745
₴3269
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 500
income
-
-
-
8 624
pensions
-
-
-
5 018
health
-
-
-
5 170
total
-
-
-
18 812
Employee
36 576
36 576
37 018
-
health
5 614
4 775
4 800
-
income

It is possible to apply for a 30% ruling (tax reduction) for salaries over €37,000 per annum.

5 987
5 987
5 987
-
pensions
6 584
5 018
5 018
-
total
18 185
15 780
15 805
-
Employer
36 576
36 576
37 018
-
unemployment
1 317
1 317
1 333
-
pensions
2 546
2 546
2 577
-
health
2 542
2 542
2 573
-
total
6 405
6 405
6 483
-
Corporate
968
519
-
-
income
193
104
-
-
total
193
104
-
-
Dividends
774
415
-
-
income
164
88
-
-
withholding
116
63
-
-
total
280
151
-
-
Income
43 500
43 500
43 500
43 500
Total tax
25 063
22 440
22 288
18 812
After tax
18 437
21 060
21 212
24 688
Living cost
17 943
17 943
17 943
17 943
Free-cash
494
3 117
3 269
6 745

Estimated living cost  is ₴17943 per week

₴12716
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1617
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴285
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3324
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Rotterdam model

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Estimated living cost

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