Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 43500
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴29868
₴25680
₴27045
₴27273
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
43 500
income
-
-
-
6 525
unemployment
-
-
-
59
health
-
-
-
1 710
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 201
total
-
-
-
10 495
Employee
9 699
-
40 582
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

851
-
1 306
-
income
970
-
4 058
-
health
446
-
684
-
accident

We are using the highest rate at 1.1%.

107
-
164
-
total
2 374
-
6 212
-
Employer
9 699
-
40 582
-
accident

We are using the highest rate at 1.1%.

107
-
164
-
unemployment
58
-
89
-
health
669
-
1 026
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 069
-
1 639
-
total
1 903
-
2 918
-
Corporate
31 898
43 500
-
-
income
3 190
4 350
-
-
total
3 190
4 350
-
-
Dividends
28 708
39 150
-
-
withholding
1 435
1 957
-
-
total
1 435
1 957
-
-
Income
43 500
43 500
43 500
43 500
Total tax
8 902
6 307
9 130
10 495
After tax
34 598
37 193
34 370
33 005
Living cost
7 325
7 325
7 325
7 325
Free-cash
27 273
29 868
27 045
25 680

Estimated living cost  is ₴7325 per week

₴4844
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴419
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴175
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴1886
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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