Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 41000
per

Your estimated
City
free-cash

Sofia , Bulgaria
₴27258
₴24497
₴22826
₴24016
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
41 000
income
-
-
-
6 150
health
-
-
-
1 821
unemployment
-
-
-
63
pensions

Individual pension and social contributions account is optional for those who entered the labor force after 31 December, 2014.

-
-
-
2 343
total
-
-
-
10 377
Employee
10 324
-
37 894
-
health
475
-
728
-
income
1 033
-
3 789
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

906
-
1 390
-
accident

We are using the highest rate at 1.1%.

113
-
174
-
total
2 527
-
6 081
-
Employer
10 324
-
37 894
-
accident

We are using the highest rate at 1.1%.

113
-
174
-
pensions

19.8% for people born before 1 January, 1960; and 14.8% for those born after 31 December, 1959.

1 138
-
1 745
-
health
712
-
1 092
-
unemployment
62
-
95
-
total
2 025
-
3 106
-
Corporate
28 651
41 000
-
-
income
2 865
4 100
-
-
total
2 865
4 100
-
-
Dividends
25 786
36 900
-
-
withholding
1 289
1 845
-
-
total
1 289
1 845
-
-
Income
41 000
41 000
41 000
41 000
Total tax
8 706
5 945
9 187
10 377
After tax
32 294
35 055
31 813
30 623
Living cost
7 797
7 797
7 797
7 797
Free-cash
24 497
27 258
24 016
22 826

Estimated living cost  is ₴7797 per week

₴5157
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴446
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴186
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴2008
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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