Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 40500

per

Your estimated

Best value All models

City

free-cash

Gdansk , Poland

-₴5296

₴12432

₴19212

₴1964

S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader

40 500

health

850

pensions

1 622

accident

other

144

income

9 997

total

12 711

Employee

13 491

34 772

health

1 545

3 981

pensions

1 519

2 974

income

1 851

6 808

total

4 915

13 763

Employer

13 491

34 772

pensions

2 194

4 295

accident

225

581

unemployment

331

852

total

2 750

5 728

Corporate

24 259

40 500

income

From 1 January 2017, a lowered corporate income tax rate of 9% was introduced for so-called 'small taxpayers' - entities with turnover not exceeding the equivalent of €1.2 million and for taxpayers starting business activity, during their previous tax year.

21 833

36 450

total

21 833

36 450

Dividends

2 426

4 050

withholding

461

769

total

461

769

Income

40 500

Total tax

29 959

37 219

19 491

12 711

After tax

10 541

3 281

21 009

27 789

Living cost

8 577

Free-cash

1 964

-5 296

12 432

19 212

Estimated living cost is ₴8577 per week

₴6286

Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.

₴475

Public transport and taxi. Monthly travel card, and a few taxi rides per week.

₴179

Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.

₴1637

Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.

₴0

I'm drinking at home rarely or never.

₴0

I do not smoke or smoke very rarely.

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Additional information

Poland permits registration as a sole-trader only for EU nationals or long-term EU resident permit holders. Other nationals should use a business incubator or set up a company and hire themselves as an employee.