Enter your average income below to estimate applicable free-cash in all major European cities. By free-cash we mean your disposable income, left in your pocket after paying tax, rent, insurance, public transport, food expenses and basic entertainment. How does it work?

average income is
₴ 40000
per

Your estimated
City
free-cash

Marseille , France
₴9898
₴9666
₴9323
₴6943
S + D Salary + Dividends

Salary + Dividends. A combination of a fixed monthly income with a bonus at the end of the year.

Dividends

Dividends. A single payment made annually out of accumulated profits.

Salary

Salary. A fixed monthly income you pay yourself to cover your living expenses.

Sole trader

Sole trader. You're running your business as an individual with an unlimited responsibility

Sole trader
-
-
-
40 000
other
-
-
-
1 241
social contributions
-
-
-
1 139
health
-
-
-
583
income
-
-
-
3 401
surtax
-
-
-
-
pensions
-
-
-
10 520
total
-
-
-
16 884
Employee
16 382
-
30 481
-
income
845
-
3 282
-
pensions
1 853
-
3 447
-
social contributions
467
-
868
-
surtax
-
-
-
-
total
3 165
-
7 597
-
Employer
16 382
-
30 481
-
pensions
2 692
-
5 009
-
other
566
-
1 051
-
health
1 147
-
2 134
-
unemployment
663
-
1 234
-
social contributions
49
-
91
-
total
5 117
-
9 519
-
Corporate
18 501
40 000
-
-
surtax
-
-
-
-
income
5 180
11 200
-
-
total
5 180
11 200
-
-
Dividends
13 321
28 800
-
-
surtax
-
-
-
-
social contributions
2 292
4 953
-
-
withholding
1 705
3 686
-
-
total
3 997
8 639
-
-
Income
40 000
40 000
40 000
40 000
Total tax
17 459
19 839
17 116
16 884
After tax
22 541
20 161
22 884
23 116
Living cost
13 218
13 218
13 218
13 218
Free-cash
9 323
6 943
9 666
9 898

Estimated living cost  is ₴13218 per week

₴7666
Rent. One bedroom at downtown or an upmarket area with basic utilities which include internet connection and a mobile phone.
₴1343
Public transport and taxi. Monthly travel card, and a few taxi rides per week.
₴251
Clothing and shoes. We estimate one pair of shoes and trainers, and several items of clothing each year, or slightly more often if you choose cheaper mass market stores. Twice as often for kids.
₴3959
Food and entertainment. We estimate that you will have breakfast at a cafe once a week, evening meal at a restaurant once a week, and visit bars once a week for drinks.Other days you prepare meals at home.
₴0
I'm drinking at home rarely or never.
₴0
I do not smoke or smoke very rarely.
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Source of data for Marseille model

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